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Green Dot Corp

GDOT

15.250USD

+0.720+4.96%
Close 09/18, 16:00ETQuotes delayed by 15 min
844.67MMarket Cap
LossP/E TTM

Green Dot Corp

15.250

+0.720+4.96%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated2025-09-18

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered undervalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
73 / 400
Overall Ranking
166 / 4721
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 3 analysts
Buy
Current Rating
18.000
Target Price
+23.88%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
Green Dot Corporation is a financial technology and bank holding company. The Company offers a set of financial services to consumers and businesses, including debit, checking, credit, prepaid, and payroll cards, as well as robust money movement services. Its segment includes Consumer Services, Business to Business (B2B) Services, and Money Movement Services. The Consumer Services segment consists of deposit account programs, such as consumer checking accounts, prepaid cards, secured credit cards, and gift cards. The B2B Services segment consists of its partnerships with prominent consumer and technology companies that make its banking products and services available to their consumers, partners and workforce through integration with its banking platform, and a comprehensive payroll platform that it offers to corporate enterprises, to facilitate payments for the workforce. The Money Movement Services segment consists of money processing services and tax refund processing services.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 18.92% year-on-year.
Turnaround to Loss
The company's performance has turned to a loss, with the latest annual loss of USD 26.70M.%!(EXTRA int=2)
Overvalued
The company’s latest PB is 0.92, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 50.09M shares, decreasing 18.73% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 3.10M shares of this stock.
Higher Market Activity
The company has more investor interest, with a 20-day turnover ratio of 0.35.

Financial Health

Currency: USD Updated2025-09-18

The company's current financial score is 6.92, which is lower than the Banking Services industry's average of 7.07. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 504.18M, representing a year-over-year increase of 23.84%, while its net profit experienced a year-over-year increase of 63.76%.

Score

Industry at a Glance

Previous score
6.92
Change
0

Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

4.83

Operational Efficiency

6.93

Growth Potential

6.01

Shareholder Returns

6.81

Company Valuation

Currency: USD Updated2025-09-18

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is -33.28, which is -7.43% below the recent high of -30.81 and -129.23% above the recent low of -76.30.

Score

Industry at a Glance

Previous score
1.20
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 73/400
No Data

Earnings Forecast

Currency: USD Updated2025-09-18

The company’s current earnings forecast score is 7.33, which is lower than the Banking Services industry's average of 7.39. The average price target for Green Dot Corp is 18.00, with a high of 20.00 and a low of 16.00.

Score

Industry at a Glance

Previous score
7.33
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts
Buy
Current Rating
18.000
Target Price
+23.88%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Green Dot Corp
GDOT
3
American Express Co
AXP
31
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
23
Ally Financial Inc
ALLY
20
1
2
3
...
8

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated2025-09-18

The company’s current price momentum score is 8.74, which is higher than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 15.22 and the support level at 13.53, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.74
Change
0.46

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.001
Buy
RSI(14)
71.830
Buy
STOCH(KDJ)(9,3,3)
73.490
Buy
ATR(14)
0.594
High Vlolatility
CCI(14)
240.323
Overbought
Williams %R
2.591
Overbought
TRIX(12,20)
0.603
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
14.154
Buy
MA10
14.018
Buy
MA20
13.803
Buy
MA50
12.173
Buy
MA100
10.961
Buy
MA200
9.891
Buy

Institutional Confidence

Currency: USD Updated2025-09-18

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 91.25%, representing a quarter-over-quarter decrease of 4.11%. The largest institutional shareholder is The Vanguard, holding a total of 3.10M shares, representing 5.59% of shares outstanding, with 14.27% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
Topline Capital Management, LLC
4.63M
-13.82%
Steel Partners LLC
3.77M
+6585.69%
BlackRock Institutional Trust Company, N.A.
3.02M
-45.44%
The Vanguard Group, Inc.
Star Investors
3.05M
-13.85%
Dimensional Fund Advisors, L.P.
2.20M
+4.25%
UBS Financial Services, Inc.
2.29M
-11.73%
Starboard Value LP
2.07M
-31.49%
State Street Global Advisors (US)
1.91M
-30.44%
American Century Investment Management, Inc.
1.23M
+18.54%
1
2

Risk Assessment

Currency: USD Updated2025-09-18

The company’s current risk assessment score is 3.23, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 0.79. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
3.23
Change
0
Beta vs S&P 500 index
0.79
VaR
+4.55%
240-Day Maximum Drawdown
+52.26%
240-Day Volatility
+63.68%
Return
Best Daily Return
60 days
+35.25%
120 days
+35.25%
5 years
+35.25%
Worst Daily Return
60 days
-6.24%
120 days
-8.82%
5 years
-34.41%
Sharpe Ratio
60 days
+2.50
120 days
+1.86
5 years
-0.26
Risk Assessment
Maximum Drawdown
240 days
+52.26%
3 years
+69.62%
5 years
+89.49%
Return-to-Drawdown Ratio
240 days
+0.61
3 years
-0.12
5 years
-0.16
Skewness
240 days
+2.91
3 years
+0.73
5 years
+0.57
Volatility
Realised Volatility
240 days
+63.68%
5 years
+50.11%
Standardised True Range
240 days
+3.22%
5 years
+5.97%
Downside Risk-Adjusted Return
120 days
+481.31%
240 days
+481.31%
Maximum Daily Upside Volatility
60 days
+79.16%
Maximum Daily Downside Volatility
60 days
+48.06%
Liquidity
Average Turnover Rate
60 days
+1.42%
120 days
+1.74%
5 years
--
Turnover Deviation
20 days
+34.55%
60 days
+14.50%
120 days
+40.64%

Peer Comparison

Banking Services
Green Dot Corp
Green Dot Corp
GDOT
6.54 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.59 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SouthState Corp
SouthState Corp
SSB
7.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Axos Financial Inc
Axos Financial Inc
AX
7.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
7.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
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