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First National Corp

FXNC
28.600USD
+0.390+1.38%
Close 02/06, 16:00ETQuotes delayed by 15 min
258.13MMarket Cap
14.53P/E TTM

First National Corp

28.600
+0.390+1.38%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of First National Corp

Currency: USD Updated: 2026-02-06

Key Insights

First National Corp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 112 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 24.00.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First National Corp's Score

Industry at a Glance

Industry Ranking
112 / 397
Overall Ranking
170 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

First National Corp Highlights

StrengthsRisks
First National Corporation is a bank holding company for First Bank (the Bank), which is a commercial bank. The Bank offers loan, deposit, and wealth management products and services. Its loan products and services include consumer loans, residential mortgages, home equity loans and commercial loans. Deposit products and services include checking accounts, treasury management solutions, savings accounts, money market accounts, certificates of deposit and individual retirement accounts. Wealth management services include estate planning, investment management of assets, trustee under an agreement, trustee under a will, individual retirement accounts and estate settlement. Its customers include small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations. It operates over 33 branches throughout the Shenandoah Valley, central regions of Virginia, and the Richmond and Roanoke market areas.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 61.27% year-on-year.
Growing
The company is in a growing phase, with the latest annual income totaling USD 81.57M.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 81.57M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 60.54%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 60.54%.
Overvalued
The company’s latest PB is 1.39, at a high 3-year percentile range.
Held by The Vanguard
Star Investor The Vanguard holds 421.94K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.07.

Analyst Rating

Based on 1 analysts
Hold
Current Rating
24.000
Target Price
-14.92%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of First National Corp is 7.76, ranking 184 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 21.11M, representing a year-over-year increase of 4.93%, while its net profit experienced a year-over-year increase of 689.92%.

Score

Industry at a Glance

Previous score
7.76
Change
0

Financials

5.16

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

7.38

Operational Efficiency

7.29

Growth Potential

10.00

Shareholder Returns

8.98

First National Corp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of First National Corp is 8.73, ranking 55 out of 397 in the Banking Services industry. Its current P/E ratio is 14.53, which is 131.41% below the recent high of 33.63 and 65.11% above the recent low of 5.07.

Score

Industry at a Glance

Previous score
8.73
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 112/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of First National Corp is 6.00, ranking 272 out of 397 in the Banking Services industry. The average price target is 23.75, with a high of 24.00 and a low of 23.50.

Score

Industry at a Glance

Previous score
6.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 1 analysts
Hold
Current Rating
24.000
Target Price
-14.92%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
First National Corp
FXNC
1
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of First National Corp is 9.41, ranking 92 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 29.95 and the support level at 26.12, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.34
Change
0.07

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.539
Buy
RSI(14)
78.533
Buy
STOCH(KDJ)(9,3,3)
87.839
Overbought
ATR(14)
0.747
Low Volatility
CCI(14)
148.886
Buy
Williams %R
6.609
Overbought
TRIX(12,20)
0.331
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
27.928
Buy
MA10
26.898
Buy
MA20
26.285
Buy
MA50
25.622
Buy
MA100
24.265
Buy
MA200
22.617
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of First National Corp is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 39.55%, representing a quarter-over-quarter decrease of 4.12%. The largest institutional shareholder is The Vanguard, holding a total of 421.94K shares, representing 4.67% of shares outstanding, with 10.66% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Fourthstone LLC
873.65K
+5.47%
Wilkins (James R. III)
448.49K
+0.34%
The Vanguard Group, Inc.
Star Investors
430.08K
-0.13%
Smith (Gerald F Jr)
404.29K
+0.37%
BlackRock Institutional Trust Company, N.A.
319.97K
+8.88%
Siena Capital Partners GP, LLC
316.34K
--
Petiole USA Limited
311.44K
--
Cutler Capital Management, L.L.C.
202.72K
-0.03%
Geode Capital Management, L.L.C.
180.38K
+0.04%
AllianceBernstein L.P.
152.26K
-21.25%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of First National Corp is 5.84, ranking 255 out of 397 in the Banking Services industry. The company's beta value is 0.50. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
5.84
Change
0
Beta vs S&P 500 index
0.50
VaR
+2.46%
240-Day Maximum Drawdown
+25.72%
240-Day Volatility
+31.45%

Return

Best Daily Return
60 days
+4.07%
120 days
+5.78%
5 years
+10.57%
Worst Daily Return
60 days
-2.77%
120 days
-2.77%
5 years
-8.56%
Sharpe Ratio
60 days
+3.93
120 days
+2.29
5 years
+0.68

Risk Assessment

Maximum Drawdown
240 days
+25.72%
3 years
+32.14%
5 years
+42.44%
Return-to-Drawdown Ratio
240 days
+0.59
3 years
+0.82
5 years
+0.28
Skewness
240 days
+0.39
3 years
+0.15
5 years
+0.34

Volatility

Realised Volatility
240 days
+31.45%
5 years
+37.32%
Standardised True Range
240 days
+1.95%
5 years
+1.78%
Downside Risk-Adjusted Return
120 days
+530.29%
240 days
+530.29%
Maximum Daily Upside Volatility
60 days
+22.17%
Maximum Daily Downside Volatility
60 days
+12.01%

Liquidity

Average Turnover Rate
60 days
+0.42%
120 days
+0.33%
5 years
--
Turnover Deviation
20 days
-7.19%
60 days
+115.02%
120 days
+70.76%

Peer Comparison

Banking Services
First National Corp
First National Corp
FXNC
7.22 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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