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First National Corp

FXNC

22.950USD

-0.200-0.86%

Close 11/06, 16:00（ET）Quotes delayed by 15 min

206.76MMarket Cap

18.35P/E TTM



First National Corp

22.950

-0.200-0.86%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of First National Corp

Currency: USD Updated: 2025-11-06

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite a good stock market performance and strong technicals, the fundamentals don't support the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First National Corp's Score

Industry at a Glance

Industry Ranking

168 / 407

Overall Ranking

257 / 4615

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 2 analysts

Hold

Current Rating

23.750

Target Price

+2.59%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

First National Corp Highlights

StrengthsRisks

First National Corporation is a bank holding company for First Bank (the Bank), which is a commercial bank. The Bank offers loan, deposit, and wealth management products and services. Its loan products and services include consumer loans, residential mortgages, home equity loans and commercial loans. Deposit products and services include checking accounts, treasury management solutions, savings accounts, money market accounts, certificates of deposit and individual retirement accounts. Wealth management services include estate planning, investment management of assets, trustee under an agreement, trustee under a will, individual retirement accounts and estate settlement. Its customers include small and medium-sized businesses, individuals and others. It operates over 33 branches throughout the Shenandoah Valley, central regions of Virginia, and the Richmond and Roanoke market areas. It also operates three loan production offices and a customer service center in a retirement community.

Growing

The company is in a growing phase, with the latest annual income totaling USD 59.83M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 60.54%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 60.54%.

Overvalued

The company’s latest PB is 1.14, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 3.74M shares, decreasing 0.51% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 430.64K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.07.

Financial Health

Currency: USD Updated: 2025-11-06

The company's current financial score is 4.42, which is lower than the Banking Services industry's average of 7.05. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 20.73M, representing a year-over-year increase of 49.84%, while its net profit experienced a year-over-year increase of 146.89%.

Score

Industry at a Glance

Previous score

4.42

Change



Financials

5.64

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

2.96

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.57

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

5.83

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.08

Key Metrics

Free cash flow

No Data

First National Corp's Company Valuation

Currency: USD Updated: 2025-11-06

The company’s current valuation score is 8.73, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 20.85, which is 61.26% below the recent high of 33.63 and 75.69% above the recent low of 5.07.

Score

Industry at a Glance

Previous score

8.73

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 168/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-06

The company’s current earnings forecast score is 6.00, which is lower than the Banking Services industry's average of 7.41. The average price target for First National Corp is 23.75, with a high of 24.00 and a low of 23.50.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 2 analysts

Hold

Current Rating

23.750

Target Price

+2.59%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

First National Corp

FXNC

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-06

The company’s current price momentum score is 8.84, which is higher than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 23.59 and the support level at 21.95, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.05

Change

-0.21

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(2)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.164

Neutral

RSI(14)

56.115

Neutral

STOCH(KDJ)(9,3,3)

72.648

Buy

ATR(14)

0.508

High Vlolatility

CCI(14)

107.241

Buy

Williams %R

20.727

Buy

TRIX(12,20)

-0.012

Sell

StochRSI(14)

64.493

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

22.720

Buy

MA10

22.637

Buy

MA20

22.415

Buy

MA50

22.864

Buy

MA100

21.969

Buy

MA200

21.946

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-06

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 41.46%, representing a quarter-over-quarter decrease of 23.54%. The largest institutional shareholder is The Vanguard, holding a total of 430.64K shares, representing 4.78% of shares outstanding, with 41.27% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Fourthstone LLC

828.31K

-4.22%

Wilkins (James R. III)

448.49K

+0.34%

The Vanguard Group, Inc.

Star Investors

430.64K

+13.43%

Smith (Gerald F Jr)

404.29K

+0.37%

Siena Capital Partners GP, LLC

316.34K

Petiole USA Limited

311.44K

BlackRock Institutional Trust Company, N.A.

293.88K

+960.08%

Cutler Capital Management, L.L.C.

202.78K

AllianceBernstein L.P.

193.34K

-15.40%

Geode Capital Management, L.L.C.

180.31K

+109.67%

Risk Assessment

Currency: USD Updated: 2025-11-06

The company’s current risk assessment score is 5.49, which is lower than the Banking Services industry's average of 6.61. The company's beta value is 0.51. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.