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First National Corp

FXNC
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26.570USD
-0.350-1.30%
Close 05/15, 16:00ETQuotes delayed by 15 min
240.22MMarket Cap
11.40P/E TTM

First National Corp

26.570
-0.350-1.30%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of First National Corp

Currency: USD Updated: 2026-05-15

Key Insights

First National Corp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 146 out of 394 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 28.50.In the medium term, the stock price is expected to remain stable.Despite a weak stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First National Corp's Score

Industry at a Glance

Industry Ranking
146 / 394
Overall Ranking
230 / 4482
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

First National Corp Highlights

StrengthsRisks
First National Corporation is a bank holding company for First Bank (the Bank), which is a commercial bank. The Bank offers loan, deposit, and wealth management products and services. Its loan products and services include consumer loans, residential mortgages, home equity loans and commercial loans. Deposit products and services include checking accounts, treasury management solutions, savings accounts, money market accounts, certificates of deposit and individual retirement accounts. Wealth management services include estate planning, investment management of assets, trustee under an agreement, trustee under a will, individual retirement accounts and estate settlement. Its customers include small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations. It operates over 33 branches throughout the Shenandoah Valley, central regions of Virginia, and the Richmond and Roanoke market areas.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 61.27% year-on-year.
Growing
The company is in a growing phase, with the latest annual income totaling USD 81.57M.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 81.57M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 60.54%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 60.54%.
Overvalued
The company’s latest PB is 1.27, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 3.84M shares, decreasing 7.39% quarter-over-quarter.
Held by Murray Stahl
Star Investor Murray Stahl holds 1.03K shares of this stock.
Higher Market Activity
The company has more investor interest, with a 20-day turnover ratio of 1.96.

Analyst Rating

Based on 2 analysts
Hold
Current Rating
28.500
Target Price
+5.87%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-05-15

The current financial score of First National Corp is 6.88, ranking 229 out of 394 in the Banking Services industry. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 17.48M, representing a year-over-year decrease of 8.52%, while its net profit experienced a year-over-year decrease of 205.82%.

Score

Industry at a Glance

Previous score
6.88
Change
0

Financials

5.28

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

6.99

Operational Efficiency

6.86

Growth Potential

6.79

Shareholder Returns

8.48

First National Corp's Company Valuation

Currency: USD Updated: 2026-05-15

The current valuation score of First National Corp is 8.73, ranking 52 out of 394 in the Banking Services industry. Its current P/E ratio is 11.40, which is 195.05% below the recent high of 33.63 and 55.52% above the recent low of 5.07.

Score

Industry at a Glance

Previous score
8.73
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 146/394
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-05-15

The current earnings forecast score of First National Corp is 6.00, ranking 280 out of 394 in the Banking Services industry. The average price target is 23.75, with a high of 24.00 and a low of 23.50.

Score

Industry at a Glance

Previous score
6.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 2 analysts
Hold
Current Rating
28.500
Target Price
+5.87%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

308
Total
4
Median
5
Average
Company name
Ratings
Analysts
First National Corp
FXNC
2
JPMorgan Chase & Co
JPM
27
Bank of America Corp
BAC
27
Wells Fargo & Co
WFC
26
US Bancorp
USB
23
PNC Financial Services Group Inc
PNC
23
1
2
3
...
62

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-05-15

The current price momentum score of First National Corp is 6.50, ranking 329 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 28.77 and the support level at 25.37, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.64
Change
-0.14

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(2)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.311
Sell
RSI(14)
40.056
Neutral
STOCH(KDJ)(9,3,3)
15.066
Neutral
ATR(14)
0.926
Low Volatility
CCI(14)
-102.278
Sell
Williams %R
92.977
Oversold
TRIX(12,20)
-0.134
Sell
StochRSI(14)
0.000
Oversold
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
26.872
Sell
MA10
27.189
Sell
MA20
27.669
Sell
MA50
27.353
Sell
MA100
26.872
Sell
MA200
25.045
Buy

Institutional Confidence

Currency: USD Updated: 2026-05-15

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Fourthstone LLC
888.67K
+1.72%
Wilkins (James R. III)
448.49K
+0.34%
Smith (Gerald F Jr)
404.29K
+0.37%
BlackRock Institutional Trust Company, N.A.
340.17K
+6.31%
Petiole USA Limited
311.44K
--
Siena Capital Partners GP, LLC
276.04K
-12.74%
Cutler Capital Management, L.L.C.
203.11K
+0.19%
Geode Capital Management, L.L.C.
178.11K
-1.26%
De Lisle Partners LLP
138.11K
--
1
2

Risk Assessment

Currency: USD Updated: 2026-05-15

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of First National Corp is 5.84, ranking 252 out of 394 in the Banking Services industry. The company's beta value is 0.44. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
5.84
Change
0
Beta vs S&P 500 index
0.44
VaR
+2.47%
240-Day Maximum Drawdown
+10.98%
240-Day Volatility
+30.40%

Return

Best Daily Return
60 days
+3.15%
120 days
+4.07%
5 years
+10.57%
Worst Daily Return
60 days
-4.40%
120 days
-4.40%
5 years
-8.56%
Sharpe Ratio
60 days
-0.47
120 days
+1.33
5 years
+0.49

Risk Assessment

Maximum Drawdown
240 days
+10.98%
3 years
+32.14%
5 years
+42.44%
Return-to-Drawdown Ratio
240 days
+3.09
3 years
+0.62
5 years
+0.12
Skewness
240 days
+0.57
3 years
+0.20
5 years
+0.29

Volatility

Realised Volatility
240 days
+30.40%
5 years
+36.61%
Standardised True Range
240 days
+2.26%
5 years
+1.96%
Downside Risk-Adjusted Return
120 days
+211.93%
240 days
+211.93%
Maximum Daily Upside Volatility
60 days
+20.63%
Maximum Daily Downside Volatility
60 days
+26.58%

Liquidity

Average Turnover Rate
60 days
+0.88%
120 days
+0.65%
5 years
--
Turnover Deviation
20 days
+192.23%
60 days
+156.94%
120 days
+89.66%

Peer Comparison

Banking Services
First National Corp
First National Corp
FXNC
6.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Royal Bank of Canada
Royal Bank of Canada
RY
8.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Prosperity Bancshares Inc
Prosperity Bancshares Inc
PB
8.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.42 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
Synchrony Financial
SYF
8.38 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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AerCap Holdings NV
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AER
8.38 /10
Score
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