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FS Bancorp Inc

FSBW

42.350USD

+1.140+2.77%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

322.65MMarket Cap

9.82P/E TTM



FS Bancorp Inc

42.350

+1.140+2.77%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-17

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered overvalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

90 / 400

Overall Ranking

201 / 4723

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 3 analysts

Buy

Current Rating

45.500

Target Price

+11.06%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

FS Bancorp, Inc. is the holding company for 1st Security Bank of Washington (the Bank). The Bank provides loan and deposit services to customers who are predominantly small- and middle-market businesses and individuals in Washington and Oregon. The Bank has two segments: commercial and consumer banking and home lending. The commercial and consumer banking segment provides diversified financial products and services to its commercial and consumer customers through the Bank branches, online banking platforms, mobile banking apps, and telephone banking. These products and services include deposit products, residential, consumer, business and commercial real estate lending portfolios, and cash management services. The home lending segment originates one-to-four-family residential mortgage loans primarily for sale in the secondary markets, as well as loans held for investment. A majority of these mortgage loans are sold to or securitized by FNMA, FHLMC, GNMA or the FHLB of Des Moines.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 16.33% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 18.41.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 23.99%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 23.99%.

Overvalued

The company’s latest PB is 1.06, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 6.62M shares, decreasing 3.33% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 399.88K shares of this stock.

Financial Health

Currency: USD Updated：2025-09-17

The company's current financial score is 6.78, which is lower than the Banking Services industry's average of 7.07. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 33.12M, representing a year-over-year increase of 1.74%, while its net profit experienced a year-over-year increase of 13.90%.

Score

Industry at a Glance

Previous score

6.78

Change



Financials

4.72

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

6.99

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

7.36

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.73

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

8.08

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-17

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 9.66, which is -0.52% below the recent high of 9.61 and 9.35% above the recent low of 8.76.

Score

Industry at a Glance

Previous score

1.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 90/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-17

The company’s current earnings forecast score is 7.33, which is lower than the Banking Services industry's average of 7.39. The average price target for FS Bancorp Inc is 45.50, with a high of 47.00 and a low of 44.00.

Score

Industry at a Glance

Previous score

7.33

Change

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts

Buy

Current Rating

45.500

Target Price

+10.41%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

FS Bancorp Inc

FSBW

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-17

The company’s current price momentum score is 7.31, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 42.85 and the support level at 39.62, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.34

Change

-0.03

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-0.197

Neutral

RSI(14)

57.068

Neutral

STOCH(KDJ)(9,3,3)

50.561

Buy

ATR(14)

0.844

High Vlolatility

CCI(14)

26.120

Neutral

Williams %R

22.326

Buy

TRIX(12,20)

0.117

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

41.507

Buy

MA10

41.722

Buy

MA20

41.907

Buy

MA50

41.016

Buy

MA100

40.251

Buy

MA200

40.120

Buy

Institutional Confidence

Currency: USD Updated：2025-09-17

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 86.83%, representing a quarter-over-quarter decrease of 0.63%. The largest institutional shareholder is The Vanguard, holding a total of 399.88K shares, representing 5.26% of shares outstanding, with 6.56% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

T. Rowe Price Investment Management, Inc.

1.02M

-0.17%

FS Bancorp, Inc. ESOP

466.58K

Dimensional Fund Advisors, L.P.

411.18K

+1.02%

The Vanguard Group, Inc.

Star Investors

386.94K

-0.00%

BlackRock Institutional Trust Company, N.A.

428.35K

-2.27%

De Lisle Partners LLP

379.92K

+1.33%

Valu-Trac Investment Management Ltd.

265.08K

+0.11%

Pacific Ridge Capital Partners, LLC

221.65K

-1.00%

AllianceBernstein L.P.

258.49K

+1.17%

Geode Capital Management, L.L.C.

162.51K

+4.42%

Risk Assessment

Currency: USD Updated：2025-09-17

The company’s current risk assessment score is 5.52, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.74. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.