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FS Bancorp Inc

FSBW
42.280USD
-0.820-1.90%
Close 02/06, 16:00ETQuotes delayed by 15 min
318.59MMarket Cap
9.72P/E TTM

FS Bancorp Inc

42.280
-0.820-1.90%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of FS Bancorp Inc

Currency: USD Updated: 2026-02-06

Key Insights

FS Bancorp Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 93 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 45.00.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

FS Bancorp Inc's Score

Industry at a Glance

Industry Ranking
93 / 397
Overall Ranking
149 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

FS Bancorp Inc Highlights

StrengthsRisks
FS Bancorp, Inc. is a bank holding company for 1st Security Bank of Washington (the Bank). The Bank provides loan and deposit services to customers who are predominantly small- and middle-market businesses and individuals in Washington and Oregon. The Bank’s segments include Commercial and Consumer Banking and Home Lending. The Commercial and Consumer Banking segment provides diversified financial products and services to its commercial and consumer customers through the Bank branches, online banking platforms, mobile banking apps, and telephone banking. These products and services include deposit products, residential, consumer, business and commercial real estate lending portfolios, and cash management services. The Home Lending segment originates one-to-four-family residential mortgage loans primarily for sale in the secondary markets, as well as loans held for investment.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 23.99%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 23.99%.
Fairly Valued
The company’s latest PB is 1.04, at a medium 3-year percentile range.
Held by PRFDX
Star Investor PRFDX holds 2.23K shares of this stock.

Analyst Rating

Based on 2 analysts
Hold
Current Rating
45.000
Target Price
+4.41%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of FS Bancorp Inc is 7.93, ranking 171 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 34.96M, representing a year-over-year increase of 9.02%, while its net profit experienced a year-over-year increase of 15.98%.

Score

Industry at a Glance

Previous score
7.93
Change
0

Financials

5.18

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

9.27

Operational Efficiency

9.77

Growth Potential

6.85

Shareholder Returns

8.56

FS Bancorp Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of FS Bancorp Inc is 8.47, ranking 96 out of 397 in the Banking Services industry. Its current P/E ratio is 9.72, which is 8.37% below the recent high of 10.53 and 32.93% above the recent low of 6.52.

Score

Industry at a Glance

Previous score
8.47
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 93/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of FS Bancorp Inc is 6.00, ranking 272 out of 397 in the Banking Services industry. The average price target is 44.00, with a high of 47.00 and a low of 41.00.

Score

Industry at a Glance

Previous score
6.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 2 analysts
Hold
Current Rating
45.000
Target Price
+4.41%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
FS Bancorp Inc
FSBW
2
Wells Fargo & Co
WFC
27
JPMorgan Chase & Co
JPM
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of FS Bancorp Inc is 8.74, ranking 273 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 44.21 and the support level at 39.92, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.11
Change
-0.37

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(3)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.220
Buy
RSI(14)
52.531
Neutral
STOCH(KDJ)(9,3,3)
71.202
Neutral
ATR(14)
1.391
High Vlolatility
CCI(14)
49.426
Neutral
Williams %R
34.961
Buy
TRIX(12,20)
0.039
Sell
StochRSI(14)
0.000
Sell
Moving Average
Sell(1)
Neutral(0)
Buy(5)
Indicators
Value
Direction
MA5
42.628
Sell
MA10
41.741
Buy
MA20
41.875
Buy
MA50
41.750
Buy
MA100
40.627
Buy
MA200
40.321
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of FS Bancorp Inc is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 73.23%, representing a quarter-over-quarter decrease of 0.40%. The largest institutional shareholder is The Vanguard, holding a total of 403.49K shares, representing 5.45% of shares outstanding, with 8.40% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
T. Rowe Price Investment Management, Inc.
1.02M
-0.08%
FS Bancorp, Inc. ESOP
466.58K
--
Dimensional Fund Advisors, L.P.
416.63K
-0.03%
The Vanguard Group, Inc.
Star Investors
395.03K
-1.21%
De Lisle Partners LLP
385.45K
--
BlackRock Institutional Trust Company, N.A.
373.93K
-3.16%
Pacific Ridge Capital Partners, LLC
213.64K
-2.25%
Geode Capital Management, L.L.C.
156.01K
-4.49%
TCW Asset Management Company LLC
152.03K
+2.36%
Mullet (Matthew D)
146.11K
+2.33%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of FS Bancorp Inc is 5.24, ranking 277 out of 397 in the Banking Services industry. The company's beta value is 0.69. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
5.24
Change
0
Beta vs S&P 500 index
0.69
VaR
+2.71%
240-Day Maximum Drawdown
+12.66%
240-Day Volatility
+30.99%

Return

Best Daily Return
60 days
+7.97%
120 days
+7.97%
5 years
+8.85%
Worst Daily Return
60 days
-4.83%
120 days
-4.83%
5 years
-10.20%
Sharpe Ratio
60 days
+1.83
120 days
+0.47
5 years
+0.41

Risk Assessment

Maximum Drawdown
240 days
+12.66%
3 years
+26.59%
5 years
+29.14%
Return-to-Drawdown Ratio
240 days
+0.88
3 years
+0.53
5 years
+0.19
Skewness
240 days
+0.57
3 years
+0.38
5 years
+0.26

Volatility

Realised Volatility
240 days
+30.99%
5 years
+32.56%
Standardised True Range
240 days
+2.47%
5 years
+2.29%
Downside Risk-Adjusted Return
120 days
+92.83%
240 days
+92.83%
Maximum Daily Upside Volatility
60 days
+24.87%
Maximum Daily Downside Volatility
60 days
+19.31%

Liquidity

Average Turnover Rate
60 days
+0.22%
120 days
+0.21%
5 years
--
Turnover Deviation
20 days
+15.01%
60 days
+9.97%
120 days
+9.33%

Peer Comparison

Banking Services
FS Bancorp Inc
FS Bancorp Inc
FSBW
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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