









Markets
/
Stocks
/
nasdaq-fsbw
/

FS Bancorp Inc

FSBW

41.040USD

+3.030+7.97%

Close 11/07, 16:00（ET）Quotes delayed by 15 min

309.25MMarket Cap

9.69P/E TTM



FS Bancorp Inc

41.040

+3.030+7.97%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of FS Bancorp Inc

Currency: USD Updated: 2025-11-07

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. The company is performing well in the stock market, with strong fundamentals and technicals supporting the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

FS Bancorp Inc's Score

Industry at a Glance

Industry Ranking

83 / 407

Overall Ranking

145 / 4614

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 3 analysts

Buy

Current Rating

44.000

Target Price

+15.76%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

FS Bancorp Inc Highlights

StrengthsRisks

FS Bancorp, Inc. is the holding company for 1st Security Bank of Washington (the Bank). The Bank provides loan and deposit services to customers who are predominantly small- and middle-market businesses and individuals in Washington and Oregon. The Bank has two segments: commercial and consumer banking and home lending. The commercial and consumer banking segment provides diversified financial products and services to its commercial and consumer customers through the Bank branches, online banking platforms, mobile banking apps, and telephone banking. These products and services include deposit products, residential, consumer, business and commercial real estate lending portfolios, and cash management services. The home lending segment originates one-to-four-family residential mortgage loans primarily for sale in the secondary markets, as well as loans held for investment. A majority of these mortgage loans are sold to or securitized by FNMA, FHLMC, GNMA or the FHLB of Des Moines.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 16.33% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 129.71M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 23.99%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 23.99%.

Fairly Valued

The company’s latest PB is 1.03, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 5.38M shares, decreasing 3.65% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 2.23K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-07

The company's current financial score is 6.34, which is lower than the Banking Services industry's average of 7.05. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 35.58M, representing a year-over-year increase of 7.74%, while its net profit experienced a year-over-year increase of 9.33%.

Score

Industry at a Glance

Previous score

6.34

Change



Financials

4.25

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

7.04

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

6.27

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

5.99

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

8.17

Key Metrics

Free cash flow

No Data

FS Bancorp Inc's Company Valuation

Currency: USD Updated: 2025-11-07

The company’s current valuation score is 8.47, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 9.84, which is 3.62% below the recent high of 10.20 and 33.78% above the recent low of 6.52.

Score

Industry at a Glance

Previous score

8.47

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 83/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-07

The company’s current earnings forecast score is 7.33, which is lower than the Banking Services industry's average of 7.41. The average price target for FS Bancorp Inc is 44.00, with a high of 47.00 and a low of 41.00.

Score

Industry at a Glance

Previous score

7.33

Change

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts

Buy

Current Rating

44.000

Target Price

+15.76%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

FS Bancorp Inc

FSBW

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

Regions Financial Corp

US Bancorp

USB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-07

The company’s current price momentum score is 9.15, which is higher than the Banking Services industry's average of 7.61. Sideways: Currently, the stock price is trading between the resistance level at 42.39 and the support level at 38.51, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.56

Change

2.59

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(2)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.388

Neutral

RSI(14)

61.585

Neutral

STOCH(KDJ)(9,3,3)

57.403

Buy

ATR(14)

1.143

High Vlolatility

CCI(14)

157.371

Buy

Williams %R

4.387

Overbought

TRIX(12,20)

-0.120

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

38.770

Buy

MA10

38.747

Buy

MA20

38.675

Buy

MA50

40.013

Buy

MA100

40.287

Buy

MA200

39.496

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-07

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 71.43%, representing a quarter-over-quarter decrease of 17.73%. The largest institutional shareholder is The Vanguard, holding a total of 399.88K shares, representing 5.31% of shares outstanding, with 7.42% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

T. Rowe Price Investment Management, Inc.

1.03M

+0.05%

FS Bancorp, Inc. ESOP

466.58K

Dimensional Fund Advisors, L.P.

416.74K

+1.35%

The Vanguard Group, Inc.

Star Investors

399.88K

+3.34%

BlackRock Institutional Trust Company, N.A.

386.12K

-9.86%

De Lisle Partners LLP

385.45K

+1.46%

Valu-Trac Investment Management Ltd.

265.08K

+0.11%

Pacific Ridge Capital Partners, LLC

218.57K

-1.39%

AllianceBernstein L.P.

193.57K

-25.12%

Geode Capital Management, L.L.C.

163.34K

+0.51%

Risk Assessment

Currency: USD Updated: 2025-11-07

The company’s current risk assessment score is 5.21, which is lower than the Banking Services industry's average of 6.61. The company's beta value is 0.72. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.