Indicators
Indicators
Value
Direction
MACD(12,26,9)
0.226
Buy
RSI(14)
56.707
Neutral
STOCH(KDJ)(9,3,3)
61.292
Sell
ATR(14)
0.974
High Vlolatility
CCI(14)
28.696
Neutral
Williams %R
38.819
Buy
TRIX(12,20)
0.394
Sell
StochRSI(14)
0.000
Sell
FS Bancorp Inc
FSBW42.750USD
+0.370+0.87%
Market hours （ET）Quotes delayed by 15 min
322.14MMarket Cap
10.26P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of FS Bancorp Inc
Currency: USD Updated: 2025-12-22Key Insights
FS Bancorp Inc's fundamentals are relatively stable, and its growth potential is high.Its valuation is considered fairly valued, ranking 68/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 44.00.In the medium term, the stock price is expected to remain stable.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
FS Bancorp Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
3
analysts
Buy
Current Rating
44.000
Target Price
+8.41%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
FS Bancorp Inc Highlights
StrengthsRisks
FS Bancorp, Inc. is a bank holding company for 1st Security Bank of Washington (the Bank). The Bank provides loan and deposit services to customers who are predominantly small- and middle-market businesses and individuals in Washington and Oregon. The Bank’s segments include Commercial and Consumer Banking and Home Lending. The Commercial and Consumer Banking segment provides diversified financial products and services to its commercial and consumer customers through the Bank branches, online banking platforms, mobile banking apps, and telephone banking. These products and services include deposit products, residential, consumer, business and commercial real estate lending portfolios, and cash management services. The Home Lending segment originates one-to-four-family residential mortgage loans primarily for sale in the secondary markets, as well as loans held for investment.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 16.33% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 129.71M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 23.99%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 23.99%.
Fairly Valued
The company’s latest PB is 1.06, at a medium 3-year percentile range.
Held by PRFDX
Star Investor PRFDX holds 2.23K shares of this stock.
Financial Health
Currency: USD Updated: 2025-12-22The current financial score of FS Bancorp Inc is 7.93, ranking 172/404 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 35.58M, representing a year-over-year increase of 7.74%, while its net profit experienced a year-over-year increase of 11.07%.
Score
Financials
5.18
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
9.28
Operational Efficiency
9.78
Growth Potential
6.87
Shareholder Returns
8.55
FS Bancorp Inc's Company Valuation
Currency: USD Updated: 2025-12-22The current valuation score of FS Bancorp Inc is 8.47, ranking 96/404 in the Banking Services industry. Its current P/E ratio is 10.17, which is 3.54% below the recent high of 10.53 and 35.92% above the recent low of 6.52.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 68/404
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-22The current earnings forecast score of FS Bancorp Inc is 7.33, ranking 175/404 in the Banking Services industry. The average price target for FS Bancorp Inc is 44.00, with a high of 47.00 and a low of 41.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
3
analysts
Buy
Current Rating
44.000
Target Price
+8.41%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
304
Total
4
Median
5
Average
Company name
Ratings
Analysts
FS Bancorp Inc
FSBW
3
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
61
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-22The current price momentum score of FS Bancorp Inc is 8.71, ranking 225/404 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 44.57 and the support level at 39.83, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
43.420
Sell
MA10
42.946
Sell
MA20
41.691
Buy
MA50
40.083
Buy
MA100
40.353
Buy
MA200
39.616
Buy
Institutional Confidence
Currency: USD Updated: 2025-12-22The current institutional shareholding score of FS Bancorp Inc is 7.00, ranking 58/404 in the Banking Services industry. The latest institutional shareholding proportion is 73.23%, representing a quarter-over-quarter decrease of 0.40%. The largest institutional shareholder is The Vanguard, holding a total of 395.03K shares, representing 5.25% of shares outstanding, with 4.52% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
T. Rowe Price Investment Management, Inc.
FS Bancorp, Inc. ESOP
Dimensional Fund Advisors, L.P.
De Lisle Partners LLP
BlackRock Institutional Trust Company, N.A.
Valu-Trac Investment Management Ltd.
Pacific Ridge Capital Partners, LLC
Geode Capital Management, L.L.C.
TCW Asset Management Company LLC
1
2
Risk Assessment
Currency: USD Updated: 2025-12-22The current risk assessment score of FS Bancorp Inc is 4.92, ranking 287/404 in the Banking Services industry. The company's beta value is 0.70. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
0.70
VaR
+2.71%
240-Day Maximum Drawdown
+14.52%
240-Day Volatility
+31.74%
Return
Best Daily Return
60 days
+7.97%
120 days
+7.97%
5 years
+8.85%
Worst Daily Return
60 days
-2.91%
120 days
-4.35%
5 years
-10.20%
Sharpe Ratio
60 days
+0.62
120 days
+0.39
5 years
+0.34
Risk Assessment
Maximum Drawdown
240 days
+14.52%
3 years
+28.66%
5 years
+29.14%
Return-to-Drawdown Ratio
240 days
+0.49
3 years
+0.19
5 years
+0.12
Skewness
240 days
+0.44
3 years
+0.23
5 years
+0.29
Volatility
Realised Volatility
240 days
+31.74%
5 years
+32.56%
Standardised True Range
240 days
+2.52%
5 years
+2.29%
Downside Risk-Adjusted Return
120 days
+76.14%
240 days
+76.14%
Maximum Daily Upside Volatility
60 days
+26.49%
Maximum Daily Downside Volatility
60 days
+18.26%
Liquidity
Average Turnover Rate
60 days
+0.22%
120 days
+0.21%
5 years
--
Turnover Deviation
20 days
+15.01%
60 days
+9.97%
120 days
+9.33%
Peer Comparison
Banking Services
FS Bancorp Inc
FSBW
7.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.82 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.71 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of FS Bancorp Inc?
The TradingKey Stock Score provides a comprehensive assessment of FS Bancorp Inc based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of FS Bancorp Inc’s performance and outlook.
How do we generate the financial health score of FS Bancorp Inc?
To generate the financial health score of FS Bancorp Inc, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects FS Bancorp Inc's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of FS Bancorp Inc.
How do we generate the company valuation score of FS Bancorp Inc?
To generate the company valuation score of FS Bancorp Inc, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare FS Bancorp Inc’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of FS Bancorp Inc’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of FS Bancorp Inc.
How do we generate the earnings forecast score of FS Bancorp Inc?
To calculate the earnings forecast score of FS Bancorp Inc, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on FS Bancorp Inc’s future.
How do we generate the price momentum score of FS Bancorp Inc?
When generating the price momentum score for FS Bancorp Inc, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of FS Bancorp Inc’s prices. A higher score indicates a more stable short-term price trend for FS Bancorp Inc.
How do we generate the institutional confidence score of FS Bancorp Inc?
To generate the institutional confidence score of FS Bancorp Inc, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about FS Bancorp Inc’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of FS Bancorp Inc.
How do we generate the risk management score of FS Bancorp Inc?
To assess the risk management score of FS Bancorp Inc, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of FS Bancorp Inc’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of FS Bancorp Inc.
