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Five Star Bancorp

FSBC
41.380USD
+0.260+0.63%
Close 02/06, 16:00ETQuotes delayed by 15 min
884.18MMarket Cap
14.26P/E TTM

Five Star Bancorp

41.380
+0.260+0.63%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Five Star Bancorp

Currency: USD Updated: 2026-02-06

Key Insights

Five Star Bancorp's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 46 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 42.00.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Five Star Bancorp's Score

Industry at a Glance

Industry Ranking
46 / 397
Overall Ranking
90 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

Five Star Bancorp Highlights

StrengthsRisks
Five Star Bancorp is a bank holding company that operates through its wholly owned subsidiary, Five Star Bank, a California state-chartered non-member bank. The Company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California through approximately eight branch offices. It offers a complete array of deposit products for small and medium-sized businesses, professionals, and individuals, including a variety of checking and savings accounts, time deposits, and money market accounts. The Company also provides a range of deposit services, including debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. It focuses primarily on commercial lending. It offers a variety of loans to small and medium-sized businesses, professionals, and individuals, including commercial real estate, commercial, commercial land and construction, and farmland loans.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 33.97% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 157.02M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 35.57%.
Overvalued
The company’s latest PB is 1.98, at a high 3-year percentile range.
Held by PRFDX
Star Investor PRFDX holds 34.21K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.29.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
42.000
Target Price
+2.14%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Five Star Bancorp is 9.66, ranking 4 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 43.10M, representing a year-over-year increase of 23.73%, while its net profit experienced a year-over-year increase of 32.48%.

Score

Industry at a Glance

Previous score
9.66
Change
0

Financials

9.13

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

10.00

Shareholder Returns

9.17

Five Star Bancorp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Five Star Bancorp is 7.34, ranking 270 out of 397 in the Banking Services industry. Its current P/E ratio is 14.26, which is 4.04% below the recent high of 14.83 and 55.47% above the recent low of 6.35.

Score

Industry at a Glance

Previous score
7.34
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 46/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Five Star Bancorp is 7.00, ranking 188 out of 397 in the Banking Services industry. The average price target is 40.00, with a high of 43.00 and a low of 37.00.

Score

Industry at a Glance

Previous score
7.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
42.000
Target Price
+2.14%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Five Star Bancorp
FSBC
4
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Five Star Bancorp is 9.46, ranking 69 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 43.85 and the support level at 37.32, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.55
Change
-0.09

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.457
Buy
RSI(14)
72.242
Buy
STOCH(KDJ)(9,3,3)
86.748
Overbought
ATR(14)
1.461
High Vlolatility
CCI(14)
132.021
Buy
Williams %R
13.463
Overbought
TRIX(12,20)
0.428
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
40.860
Buy
MA10
39.922
Buy
MA20
38.839
Buy
MA50
37.243
Buy
MA100
35.395
Buy
MA200
32.498
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Five Star Bancorp is 5.00, ranking 154 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 62.89%, representing a quarter-over-quarter decrease of 0.52%. The largest institutional shareholder is The Vanguard, holding a total of 919.49K shares, representing 4.30% of shares outstanding, with 7.09% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Allbaugh (Larry Eugene)
3.17M
+4.51%
T. Rowe Price Investment Management, Inc.
2.00M
+0.53%
Davis Asset Management, L.P.
1.51M
--
BlackRock Institutional Trust Company, N.A.
1.08M
-3.08%
Oates Administrative Trust
1.01M
--
The Vanguard Group, Inc.
Star Investors
898.49K
+1.72%
CAPTRUST Financial Advisors
513.43K
-1.88%
Beckwith James Eugene
486.38K
-4.11%
Putnam Investment Management, L.L.C.
471.27K
-2.30%
Geode Capital Management, L.L.C.
394.13K
+3.01%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Five Star Bancorp is 7.11, ranking 193 out of 397 in the Banking Services industry. The company's beta value is 0.50. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
7.11
Change
0
Beta vs S&P 500 index
0.50
VaR
--
240-Day Maximum Drawdown
+19.11%
240-Day Volatility
+42.32%

Return

Best Daily Return
60 days
+6.10%
120 days
+6.10%
5 years
--
Worst Daily Return
60 days
-4.10%
120 days
-4.10%
5 years
--
Sharpe Ratio
60 days
+2.82
120 days
+2.09
5 years
--

Risk Assessment

Maximum Drawdown
240 days
+19.11%
3 years
+26.04%
5 years
--
Return-to-Drawdown Ratio
240 days
+1.73
3 years
+1.36
5 years
--
Skewness
240 days
+0.23
3 years
+0.47
5 years
--

Volatility

Realised Volatility
240 days
+42.32%
5 years
--
Standardised True Range
240 days
+2.62%
5 years
--
Downside Risk-Adjusted Return
120 days
+404.28%
240 days
+404.28%
Maximum Daily Upside Volatility
60 days
+21.60%
Maximum Daily Downside Volatility
60 days
+25.23%

Liquidity

Average Turnover Rate
60 days
+0.21%
120 days
+0.26%
5 years
--
Turnover Deviation
20 days
-29.22%
60 days
-8.97%
120 days
+13.25%

Peer Comparison

Banking Services
Five Star Bancorp
Five Star Bancorp
FSBC
8.02 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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