









Markets
/
Stocks
/
nasdaq-fsbc
/

Five Star Bancorp

FSBC

33.750USD

+0.910+2.77%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

720.93MMarket Cap

13.90P/E TTM



Five Star Bancorp

33.750

+0.910+2.77%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-18

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered undervalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

8 / 400

Overall Ranking

81 / 4721

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 4 analysts

Buy

Current Rating

35.250

Target Price

+7.34%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Five Star Bancorp is a bank holding company that operates through its subsidiary, Five Star Bank (the Bank), a California state-chartered bank. It provides range of banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California through seven branch offices, the Internet, and its mobile banking application. It offers a variety of loans to small and medium-sized businesses, professionals, and individuals, including commercial real estate, commercial, commercial land and construction, and farmland loans. It also provides residential real estate and construction loans and consumer loans. It offers a range of deposit products for small and medium-sized businesses, professionals, and individuals, including a variety of checking and savings accounts, time deposits, and money market accounts. It offers a range of deposit services, including debit cards, remote deposit capture, online banking, and direct deposit services.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 35.57%.

Overvalued

The company’s latest PB is 1.73, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 18.19M shares, increasing 2.41% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 883.31K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.29.

Financial Health

Currency: USD Updated：2025-09-18

The company's current financial score is 9.69, which is higher than the Banking Services industry's average of 7.07. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 37.90M, representing a year-over-year increase of 24.81%, while its net profit experienced a year-over-year increase of 34.56%.

Score

Industry at a Glance

Previous score

9.69

Change



Financials

9.16

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

9.83

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.48

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-18

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 13.42, which is -6.10% below the recent high of 12.60 and 9.23% above the recent low of 12.18.

Score

Industry at a Glance

Previous score

1.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 8/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-18

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.39. The average price target for Five Star Bancorp is 34.50, with a high of 39.00 and a low of 33.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 4 analysts

Buy

Current Rating

35.250

Target Price

+7.34%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Five Star Bancorp

FSBC

Bank of America Corp

BAC

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-18

The company’s current price momentum score is 8.70, which is higher than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 34.33 and the support level at 30.90, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.70

Change

0.46

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(2)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-0.075

Neutral

RSI(14)

65.920

Neutral

STOCH(KDJ)(9,3,3)

67.857

Buy

ATR(14)

0.825

High Vlolatility

CCI(14)

197.101

Buy

Williams %R

6.566

Overbought

TRIX(12,20)

0.249

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

32.932

Buy

MA10

32.871

Buy

MA20

32.718

Buy

MA50

31.350

Buy

MA100

29.776

Buy

MA200

29.710

Buy

Institutional Confidence

Currency: USD Updated：2025-09-18

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 85.17%, representing a quarter-over-quarter increase of 0.06%. The largest institutional shareholder is The Vanguard, holding a total of 883.31K shares, representing 4.13% of shares outstanding, with 5.44% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Allbaugh (Larry Eugene)

3.17M

+4.51%

T. Rowe Price Investment Management, Inc.

1.99M

-0.02%

Davis Asset Management, L.P.

1.51M

BlackRock Institutional Trust Company, N.A.

1.21M

-1.50%

Oates Administrative Trust

1.01M

The Vanguard Group, Inc.

Star Investors

858.33K

+2.69%

CAPTRUST Financial Advisors

523.13K

+53.30%

Beckwith James Eugene

486.38K

-4.11%

Putnam Investment Management, L.L.C.

491.22K

-14.13%

Kennedy Capital Management LLC

395.44K

+45.96%

Risk Assessment

Currency: USD Updated：2025-09-18

The company’s current risk assessment score is 5.65, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.50. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.