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Five Star Bancorp

FSBC

35.090USD

-0.420-1.18%

Close 11/03, 16:00（ET）Quotes delayed by 15 min

749.78MMarket Cap

13.09P/E TTM



Five Star Bancorp

35.090

-0.420-1.18%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Five Star Bancorp

Currency: USD Updated: 2025-10-31

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. The company is performing well in the stock market, with strong fundamentals and technicals supporting the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Five Star Bancorp's Score

Industry at a Glance

Industry Ranking

20 / 408

Overall Ranking

69 / 4618

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 5 analysts

Buy

Current Rating

40.400

Target Price

+13.77%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Five Star Bancorp Highlights

StrengthsRisks

Five Star Bancorp is a bank holding company that operates through its subsidiary, Five Star Bank (the Bank), a California state-chartered bank. It provides range of banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California through seven branch offices, the Internet, and its mobile banking application. It offers a variety of loans to small and medium-sized businesses, professionals, and individuals, including commercial real estate, commercial, commercial land and construction, and farmland loans. It also provides residential real estate and construction loans and consumer loans. It offers a range of deposit products for small and medium-sized businesses, professionals, and individuals, including a variety of checking and savings accounts, time deposits, and money market accounts. It offers a range of deposit services, including debit cards, remote deposit capture, online banking, and direct deposit services.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 35.57%.

Overvalued

The company’s latest PB is 1.76, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 12.20M shares, decreasing 9.69% quarter-over-quarter.

Held by Keeley-Teton Advisors, LLC

Star Investor Keeley-Teton Advisors, LLC holds 25.31K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.29.

Financial Health

Currency: USD Updated: 2025-10-31

The company's current financial score is 9.87, which is higher than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 41.00M, representing a year-over-year increase of 30.25%, while its net profit experienced a year-over-year increase of 49.38%.

Score

Industry at a Glance

Previous score

9.87

Change



Financials

9.59

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.79

Key Metrics

Free cash flow

No Data

Five Star Bancorp's Company Valuation

Currency: USD Updated: 2025-10-31

The company’s current valuation score is 7.34, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 13.13, which is 12.95% below the recent high of 14.83 and 51.66% above the recent low of 6.35.

Score

Industry at a Glance

Previous score

7.34

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 20/408

No Data

Earnings Forecast

Currency: USD Updated: 2025-10-31

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.39. The average price target for Five Star Bancorp is 40.00, with a high of 43.00 and a low of 37.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts

Buy

Current Rating

40.400

Target Price

+13.77%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

Five Star Bancorp

FSBC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

Zions Bancorporation NA

ZION

US Bancorp

USB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-10-31

The company’s current price momentum score is 8.92, which is higher than the Banking Services industry's average of 7.35. Sideways: Currently, the stock price is trading between the resistance level at 38.61 and the support level at 31.55, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.96

Change

-0.04

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(2)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.315

Buy

RSI(14)

57.037

Neutral

STOCH(KDJ)(9,3,3)

46.173

Sell

ATR(14)

1.360

High Vlolatility

CCI(14)

25.213

Neutral

Williams %R

37.535

Buy

TRIX(12,20)

0.467

Sell

StochRSI(14)

0.000

Oversold

Moving Average

Sell(2)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MA5

35.934

Sell

MA10

35.546

Sell

MA20

33.780

Buy

MA50

33.130

Buy

MA100

31.438

Buy

MA200

30.041

Buy

Institutional Confidence

Currency: USD Updated: 2025-10-31

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 57.10%, representing a quarter-over-quarter decrease of 32.96%. The largest institutional shareholder is The Vanguard, holding a total of 883.31K shares, representing 4.13% of shares outstanding, with 5.44% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Allbaugh (Larry Eugene)

3.17M

+4.51%

T. Rowe Price Investment Management, Inc.

1.99M

+0.01%

Davis Asset Management, L.P.

1.51M

BlackRock Institutional Trust Company, N.A.

1.11M

-8.07%

Oates Administrative Trust

1.01M

The Vanguard Group, Inc.

Star Investors

883.31K

+2.91%

CAPTRUST Financial Advisors

523.26K

+0.02%

Beckwith James Eugene

486.38K

-4.11%

Putnam Investment Management, L.L.C.

482.36K

-1.80%

Kennedy Capital Management LLC

395.80K

+0.09%

Risk Assessment

Currency: USD Updated: 2025-10-31

The company’s current risk assessment score is 6.68, which is higher than the Banking Services industry's average of 6.60. The company's beta value is 0.51. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.