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FIRST BANK (Hamilton)

FRBA

16.950USD

+0.640+3.92%
Close 09/18, 16:00ETQuotes delayed by 15 min
422.15MMarket Cap
11.03P/E TTM

FIRST BANK (Hamilton)

16.950

+0.640+3.92%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered undervalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
40 / 400
Overall Ranking
130 / 4721
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 3 analysts
Buy
Current Rating
18.667
Target Price
+14.45%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
First Bank is a chartered bank with 26 full-service branches in Cinnaminson, Delanco, Denville, Ewing, Fairfield, Flemington (2), Hamilton, Lawrence, Monroe, Morristown, Pennington, Randolph, Somerset and Williamstown, New Jersey; and Coventry, Devon, Doylestown, Glenn Mills, Lionville, Malvern, Paoli, Trevose, Warminster and West Chester, Pennsylvania; and Palm Beach, Florida. It offers a full range of deposit and loan products to individuals and businesses throughout the New York City to Philadelphia corridor. Its business banking services include checking, savings and money market, treasury management, and government banking. Its lending services include business lending, personal lending, and home equity and lines. Its business lending includes asset-based lending, business express, private equity banking, lines of credit, term loans, and small business administration (SBA) lending. Its personal lending includes Residential Mortgage Loans, Personal Secured Loans, and others.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 33.46% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 16.42.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 14.27%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 14.27%.
Overvalued
The company’s latest PB is 1.00, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 16.05M shares, decreasing 3.67% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 1.26M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 8.64, which is higher than the Banking Services industry's average of 7.07. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 35.52M, representing a year-over-year increase of 16.61%, while its net profit experienced a year-over-year increase of 7.53%.

Score

Industry at a Glance

Previous score
8.64
Change
0

Financials

6.22

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

8.05

Shareholder Returns

8.93

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 10.71, which is -4.16% below the recent high of 10.26 and 12.20% above the recent low of 9.40.

Score

Industry at a Glance

Previous score
1.80
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 40/400
No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.39. The average price target for FIRST BANK (Hamilton) is 19.00, with a high of 19.00 and a low of 18.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts
Buy
Current Rating
18.667
Target Price
+14.45%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
FIRST BANK (Hamilton)
FRBA
3
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
25
US Bancorp
USB
25
Regions Financial Corp
RF
24
1
2
3
...
61

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 6.83, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 17.19 and the support level at 15.64, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.83
Change
1.94

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(3)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
-0.121
Neutral
RSI(14)
62.142
Neutral
STOCH(KDJ)(9,3,3)
52.729
Buy
ATR(14)
0.356
High Vlolatility
CCI(14)
13.095
Neutral
Williams %R
34.091
Buy
TRIX(12,20)
0.230
Sell
StochRSI(14)
100.000
Buy
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
16.570
Buy
MA10
16.682
Buy
MA20
16.668
Buy
MA50
15.936
Buy
MA100
15.447
Buy
MA200
14.960
Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 64.14%, representing a quarter-over-quarter decrease of 1.90%. The largest institutional shareholder is The Vanguard, holding a total of 1.26M shares, representing 5.02% of shares outstanding, with 5.16% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
Patriot Financial Partners, L.P.
2.03M
--
BlackRock Institutional Trust Company, N.A.
1.62M
-1.51%
The Vanguard Group, Inc.
Star Investors
1.20M
-0.01%
1st & Main Growth Partners
1.20M
-19.75%
Dimensional Fund Advisors, L.P.
930.07K
+4.44%
AllianceBernstein L.P.
898.32K
+0.84%
Wellington Management Company, LLP
617.61K
-12.39%
Geode Capital Management, L.L.C.
476.35K
+2.67%
PL Capital, LLC
478.89K
--
State Street Global Advisors (US)
378.93K
-1.80%
1
2

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 6.15, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.78. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
6.15
Change
0
Beta vs S&P 500 index
0.78
VaR
+3.01%
240-Day Maximum Drawdown
+18.56%
240-Day Volatility
+32.94%
Return
Best Daily Return
60 days
+4.66%
120 days
+4.66%
5 years
+9.65%
Worst Daily Return
60 days
-4.25%
120 days
-6.55%
5 years
-11.85%
Sharpe Ratio
60 days
+2.04
120 days
+0.88
5 years
+0.58
Risk Assessment
Maximum Drawdown
240 days
+18.56%
3 years
+46.68%
5 years
+48.38%
Return-to-Drawdown Ratio
240 days
+0.58
3 years
+0.02
5 years
+0.30
Skewness
240 days
+0.00
3 years
-0.12
5 years
+0.00
Volatility
Realised Volatility
240 days
+32.94%
5 years
+37.23%
Standardised True Range
240 days
+2.41%
5 years
+2.48%
Downside Risk-Adjusted Return
120 days
+116.17%
240 days
+116.17%
Maximum Daily Upside Volatility
60 days
+19.75%
Maximum Daily Downside Volatility
60 days
+16.66%
Liquidity
Average Turnover Rate
60 days
+0.19%
120 days
+0.19%
5 years
--
Turnover Deviation
20 days
+1.11%
60 days
+0.86%
120 days
+1.03%

Peer Comparison

Banking Services
FIRST BANK (Hamilton)
FIRST BANK (Hamilton)
FRBA
6.90 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.59 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SouthState Corp
SouthState Corp
SSB
7.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Axos Financial Inc
Axos Financial Inc
AX
7.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
7.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
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