Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.864
Neutral
RSI(14)
44.408
Neutral
STOCH(KDJ)(9,3,3)
16.042
Sell
ATR(14)
1.746
Low Volatility
CCI(14)
-168.651
Sell
Williams %R
97.453
Oversold
TRIX(12,20)
0.148
Sell
StochRSI(14)
0.000
Oversold
Search
Franklin Financial Services Corp
FRAFAdd to Watchlist
54.410USD
-1.930-3.43%
Close 05/15, 16:00（ET）Quotes delayed by 15 min
244.47MMarket Cap
10.17P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Franklin Financial Services Corp
Currency: USD Updated: 2026-05-15Key Insights
Franklin Financial Services Corp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 97 out of 394 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 59.00.In the medium term, the stock price is expected to remain stable.Despite a weak stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Franklin Financial Services Corp's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Neutral
Franklin Financial Services Corp Highlights
StrengthsRisks
Franklin Financial Services Corporation is a bank holding company. The Company conducts substantially all of its business through its wholly owned direct banking subsidiary, Farmers and Merchants Trust Company of Chambersburg (the Bank). The Bank acts as an independent community financial services provider and offers traditional banking and related financial services to individual, business and government customers. Through its community offices and electronic banking applications, the Bank offers a range of commercial and retail financial services, including the taking of time, savings, and demand deposits; the making of commercial, consumer and mortgage loans, and the providing of safe deposit services. The Bank also performs personal, corporate, pension and fiduciary services through its Wealth Management Department. The Bank has approximately 23 community banking locations in Franklin, Cumberland, Fulton and Huntingdon Counties, PA, and Washington County, MD.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 29.36% year-on-year.
Growing
The company is in a growing phase, with the latest annual income totaling USD 81.75M.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 81.75M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 50.72%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 50.72%.
Overvalued
The company’s latest PB is 1.37, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 1.56M shares, decreasing 7.93% quarter-over-quarter.
Held by James Simons
Star Investor James Simons holds 28.70K shares of this stock.
Analyst Rating
Based on
1
analysts
Buy
Current Rating
59.000
Target Price
+4.72%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Financial Health
Currency: USD Updated: 2026-05-15The current financial score of Franklin Financial Services Corp is 7.41, ranking 198 out of 394 in the Banking Services industry. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 21.72M, representing a year-over-year increase of 18.42%, while its net profit experienced a year-over-year increase of 69.22%.
Score
Financials
5.55
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
7.88
Operational Efficiency
7.52
Growth Potential
7.52
Shareholder Returns
8.58
Franklin Financial Services Corp's Company Valuation
Currency: USD Updated: 2026-05-15The current valuation score of Franklin Financial Services Corp is 8.10, ranking 138 out of 394 in the Banking Services industry. Its current P/E ratio is 10.17, which is 58.22% below the recent high of 16.09 and 30.56% above the recent low of 7.06.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 97/394
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2026-05-15The current earnings forecast score of Franklin Financial Services Corp is 8.00, ranking 55 out of 394 in the Banking Services industry.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
1
analysts
Buy
Current Rating
59.000
Target Price
+4.72%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
308
Total
4
Median
5
Average
Company name
Ratings
Analysts
Franklin Financial Services Corp
FRAF
1
Bank of America Corp
BAC
27
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
26
US Bancorp
USB
23
PNC Financial Services Group Inc
PNC
23
1
2
3
...
62
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2026-05-15The current price momentum score of Franklin Financial Services Corp is 6.66, ranking 244 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 58.17 and the support level at 52.47, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
55.722
Sell
MA10
56.551
Sell
MA20
56.635
Sell
MA50
53.814
Buy
MA100
52.262
Buy
MA200
49.734
Buy
Institutional Confidence
Currency: USD Updated: 2026-05-15The current institutional shareholding score of Franklin Financial Services Corp is 3.00, ranking 252 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 34.69%, representing a quarter-over-quarter increase of 14.07%. The largest institutional shareholder is James Simons, holding a total of 24.10K shares, representing 0.54% of shares outstanding, with 123.50% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Risk Assessment
Currency: USD Updated: 2026-05-15The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Franklin Financial Services Corp is 7.25, ranking 181 out of 394 in the Banking Services industry. The company's beta value is -0.01. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Franklin Financial Services Corp’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.
Score
Beta vs S&P 500 index
-0.02
VaR
+2.03%
240-Day Maximum Drawdown
+16.28%
240-Day Volatility
+33.29%
Return
Best Daily Return
60 days
+4.04%
120 days
+6.53%
5 years
+29.11%
Worst Daily Return
60 days
-5.88%
120 days
-8.78%
5 years
-21.90%
Sharpe Ratio
60 days
+1.10
120 days
+0.85
5 years
+0.67
Risk Assessment
Maximum Drawdown
240 days
+16.28%
3 years
+26.24%
5 years
+32.52%
Return-to-Drawdown Ratio
240 days
+2.65
3 years
+1.15
5 years
+0.39
Skewness
240 days
-0.08
3 years
+0.11
5 years
+1.89
Volatility
Realised Volatility
240 days
+33.29%
5 years
+30.83%
Standardised True Range
240 days
+2.56%
5 years
+1.47%
Downside Risk-Adjusted Return
120 days
+122.57%
240 days
+122.57%
Maximum Daily Upside Volatility
60 days
+25.01%
Maximum Daily Downside Volatility
60 days
+23.55%
Liquidity
Average Turnover Rate
60 days
+0.68%
120 days
+1.02%
5 years
--
Turnover Deviation
20 days
+41.11%
60 days
+30.51%
120 days
+96.74%
Peer Comparison
Banking Services
Franklin Financial Services Corp
FRAF
7.02 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Royal Bank of Canada
RY
8.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Prosperity Bancshares Inc
PB
8.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.42 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
SYF
8.38 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.38 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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