Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.388
Neutral
RSI(14)
54.156
Neutral
STOCH(KDJ)(9,3,3)
40.591
Sell
ATR(14)
1.674
Low Volatility
CCI(14)
54.014
Neutral
Williams %R
80.407
Oversold
TRIX(12,20)
0.543
Sell
StochRSI(14)
0.000
Sell
Franklin Financial Services Corp
FRAF53.630USD
-1.380-2.51%
Close 12/22, 16:00（ET）Quotes delayed by 15 min
240.16MMarket Cap
15.26P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Franklin Financial Services Corp
Currency: USD Updated: 2025-12-22Key Insights
Franklin Financial Services Corp's fundamentals are relatively stable, and its growth potential is high.Its valuation is considered fairly valued, ranking 206/404 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to trend up.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Franklin Financial Services Corp's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
0
analysts
--
Current Rating
0.000
Target Price
0.00%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Franklin Financial Services Corp Highlights
StrengthsRisks
Franklin Financial Services Corporation is a bank holding company. The Company conducts substantially all of its business through its wholly owned direct banking subsidiary, Farmers and Merchants Trust Company of Chambersburg (the Bank). The Bank acts as an independent community financial services provider and offers traditional banking and related financial services to individual, business and government customers. Through its community offices and electronic banking applications, the Bank offers a range of commercial and retail financial services, including the taking of time, savings, and demand deposits; the making of commercial, consumer and mortgage loans, and the providing of safe deposit services. The Bank also performs personal, corporate, pension and fiduciary services through its Wealth Management Department. The Bank has approximately 23 community banking locations in Franklin, Cumberland, Fulton and Huntingdon Counties, PA, and Washington County, MD.
Growing
The company is in a growing phase, with the latest annual income totaling USD 64.76M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 50.72%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 50.72%.
Overvalued
The company’s latest PB is 1.44, at a high 3-year percentile range.
Held by The Vanguard
Star Investor The Vanguard holds 226.08K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.63.
Financial Health
Currency: USD Updated: 2025-12-22The current financial score of Franklin Financial Services Corp is 7.27, ranking 220/404 in the Banking Services industry. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 21.36M, representing a year-over-year increase of 20.83%, while its net profit experienced a year-over-year increase of 26.93%.
Score
Financials
5.43
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
7.78
Operational Efficiency
7.45
Growth Potential
7.17
Shareholder Returns
8.49
Franklin Financial Services Corp's Company Valuation
Currency: USD Updated: 2025-12-22The current valuation score of Franklin Financial Services Corp is 8.10, ranking 143/404 in the Banking Services industry. Its current P/E ratio is 15.26, which is 5.39% below the recent high of 16.09 and 53.75% above the recent low of 7.06.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 206/404
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-22No earnings forecast score is currently available for Franklin Financial Services Corp. The Banking Services industry's average is 7.43.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
No Data
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-22The current price momentum score of Franklin Financial Services Corp is 7.06, ranking 332/404 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 58.72 and the support level at 49.77, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
55.450
Sell
MA10
54.994
Sell
MA20
54.145
Sell
MA50
49.585
Buy
MA100
47.341
Buy
MA200
42.336
Buy
Institutional Confidence
Currency: USD Updated: 2025-12-22The current institutional shareholding score of Franklin Financial Services Corp is 3.00, ranking 254/404 in the Banking Services industry. The latest institutional shareholding proportion is 30.41%, representing a quarter-over-quarter decrease of 2.24%. The largest institutional shareholder is The Vanguard, holding a total of 226.08K shares, representing 5.05% of shares outstanding, with 15.39% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
Fourthstone LLC
BlackRock Institutional Trust Company, N.A.
Geode Capital Management, L.L.C.
Bridgeway Capital Management, LLC
State Street Investment Management (US)
Dimensional Fund Advisors, L.P.
Mowery (Donald H)
Marshall Wace LLP
Logan Capital Management, Inc.
1
2
Risk Assessment
Currency: USD Updated: 2025-12-22The current risk assessment score of Franklin Financial Services Corp is 7.30, ranking 160/404 in the Banking Services industry. The company's beta value is -0.09. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
-0.09
VaR
+2.01%
240-Day Maximum Drawdown
+14.25%
240-Day Volatility
+28.67%
Return
Best Daily Return
60 days
+4.14%
120 days
+6.94%
5 years
+29.11%
Worst Daily Return
60 days
-4.56%
120 days
-4.56%
5 years
-21.90%
Sharpe Ratio
60 days
+1.87
120 days
+3.26
5 years
+0.73
Risk Assessment
Maximum Drawdown
240 days
+14.25%
3 years
+26.24%
5 years
+32.52%
Return-to-Drawdown Ratio
240 days
+5.97
3 years
+0.80
5 years
+0.42
Skewness
240 days
+1.25
3 years
+0.30
5 years
+2.01
Volatility
Realised Volatility
240 days
+28.67%
5 years
+30.17%
Standardised True Range
240 days
+1.76%
5 years
+1.34%
Downside Risk-Adjusted Return
120 days
+561.25%
240 days
+561.25%
Maximum Daily Upside Volatility
60 days
+22.68%
Maximum Daily Downside Volatility
60 days
+16.79%
Liquidity
Average Turnover Rate
60 days
+0.77%
120 days
+0.59%
5 years
--
Turnover Deviation
20 days
+62.67%
60 days
+184.44%
120 days
+116.80%
Peer Comparison
Banking Services
Franklin Financial Services Corp
FRAF
5.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.82 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.71 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of Franklin Financial Services Corp?
The TradingKey Stock Score provides a comprehensive assessment of Franklin Financial Services Corp based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of Franklin Financial Services Corp’s performance and outlook.
How do we generate the financial health score of Franklin Financial Services Corp?
To generate the financial health score of Franklin Financial Services Corp, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects Franklin Financial Services Corp's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of Franklin Financial Services Corp.
How do we generate the company valuation score of Franklin Financial Services Corp?
To generate the company valuation score of Franklin Financial Services Corp, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare Franklin Financial Services Corp’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of Franklin Financial Services Corp’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of Franklin Financial Services Corp.
How do we generate the earnings forecast score of Franklin Financial Services Corp?
To calculate the earnings forecast score of Franklin Financial Services Corp, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on Franklin Financial Services Corp’s future.
How do we generate the price momentum score of Franklin Financial Services Corp?
When generating the price momentum score for Franklin Financial Services Corp, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of Franklin Financial Services Corp’s prices. A higher score indicates a more stable short-term price trend for Franklin Financial Services Corp.
How do we generate the institutional confidence score of Franklin Financial Services Corp?
To generate the institutional confidence score of Franklin Financial Services Corp, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about Franklin Financial Services Corp’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of Franklin Financial Services Corp.
How do we generate the risk management score of Franklin Financial Services Corp?
To assess the risk management score of Franklin Financial Services Corp, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of Franklin Financial Services Corp’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of Franklin Financial Services Corp.
