









Markets
/
Stocks
/
nasdaq-fpay
/

FlexShopper Inc

FPAY

0.750USD

-0.010-1.35%

Close 09/19, 16:00（ET）Quotes delayed by 15 min

18.46MMarket Cap

LossP/E TTM



FlexShopper Inc

0.750

-0.010-1.35%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a very weak market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

146 / 470

Overall Ranking

225 / 4720

Industry

Software & IT Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 1 analysts

Buy

Current Rating

2.500

Target Price

+228.82%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

FlexShopper, Inc. is a financial technology company that provides payment options to consumers. The Company provides a variety of funding options via lease-purchase solutions and loans. It has several channels, which generate payment options for customers. The Company enables consumers to use its e-commerce marketplace to shop for brand name electronics, home furnishings and other durable goods on a lease-to-own (LTO) basis. It provides an opportunity to obtain ownership of durable products, such as consumer electronics, home appliances, computers (including tablets and wearables), smartphones, tires, jewelry and furniture (including accessories), under affordable payment LTO purchase agreements with no long-term obligation. The Company's primary sales channels include business-to-consumer and business-to- business channels. It offers a range of brands, such as Samsung, Sony and TCL home electronics; Frigidaire, General Electric, Samsung and Whirlpool appliances, and others.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 23.66% year-on-year.

Overvalued

The company’s latest PE is -3.44, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 16.39M shares, increasing 12.92% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 624.85K shares of this stock.

Higher Market Activity

The company has more investor interest, with a 20-day turnover ratio of 1.97.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 7.54, which is higher than the Software & IT Services industry's average of 7.27. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 35.51M, representing a year-over-year increase of 17.30%, while its net profit experienced a year-over-year increase of 166.29%.

Score

Industry at a Glance

Previous score

7.54

Change



Financials

4.29

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

5.86

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.53

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.20, which is lower than the Software & IT Services industry's average of 2.10. Its current P/E ratio is -3.49, which is 40.73% below the recent high of -4.91 and -74.93% above the recent low of -6.10.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 146/470

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

The company’s current earnings forecast score is 8.00, which is higher than the Software & IT Services industry's average of 7.60. The average price target for FlexShopper Inc is 2.50, with a high of 2.50 and a low of 2.50.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 1 analysts

Buy

Current Rating

2.500

Target Price

+228.82%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

112

Total

Median

Average

Company name

Ratings

Analysts

FlexShopper Inc

FPAY

Meta Platforms Inc

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 7.37, which is lower than the Software & IT Services industry's average of 7.63. Sideways: Currently, the stock price is trading between the resistance level at 0.99 and the support level at 0.51, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.37

Change

-0.2

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(4)

Neutral(3)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

0.040

Neutral

RSI(14)

49.239

Neutral

STOCH(KDJ)(9,3,3)

33.773

Sell

ATR(14)

0.076

High Vlolatility

CCI(14)

-7.077

Neutral

Williams %R

71.582

Sell

TRIX(12,20)

0.085

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(4)

Neutral(0)

Buy(2)

Indicators

Value

Direction

MA5

0.787

Sell

MA10

0.749

Buy

MA20

0.720

Buy

MA50

0.858

Sell

MA100

1.065

Sell

MA200

1.291

Sell

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 5.00, which is lower than the Software & IT Services industry's average of 6.81. The latest institutional shareholding proportion is 66.62%, representing a quarter-over-quarter decrease of 0.74%. The largest institutional shareholder is The Vanguard, holding a total of 624.85K shares, representing 2.54% of shares outstanding, with 0.00% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

PITA Holdings LLC

9.64M

+112.32%

Emerson (John Steven)

1.75M

Waterfall Asset Management, LLC

1.63M

-0.00%

Heiser (Harold Russell Jr)

1.12M

+15.54%

The Vanguard Group, Inc.

Star Investors

624.85K

King (Thomas Scott)

312.00K

Geode Capital Management, L.L.C.

227.43K

+77.58%

Renaissance Technologies LLC

Star Investors

180.78K

-36.14%

Perkins Capital Management, Inc.

185.55K

Allen (James Douglas)

175.00K

+16.67%

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 3.04, which is lower than the Software & IT Services industry's average of 4.01. The company's beta value is 1.11. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.