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Finward Bancorp

FNWD
37.520USD
-0.500-1.32%
Close 12/22, 16:00ETQuotes delayed by 15 min
162.37MMarket Cap
19.52P/E TTM

Finward Bancorp

37.520
-0.500-1.32%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Finward Bancorp

Currency: USD Updated: 2025-12-19

Key Insights

Finward Bancorp's fundamentals are relatively stable, and its growth potential is high.Its valuation is considered fairly valued, ranking 175/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 37.00.In the medium term, the stock price is expected to trend up.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Finward Bancorp's Score

Industry at a Glance

Industry Ranking
175 / 404
Overall Ranking
264 / 4582
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Analyst Rating

Based on 2 analysts
Buy
Current Rating
37.000
Target Price
-2.73%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Finward Bancorp Highlights

StrengthsRisks
Finward Bancorp is a financial holding company for Peoples Bank, an Indiana-chartered commercial bank (the Bank). The Bank provides a range of personal, business, electronic and wealth management financial services from its 26 locations in Lake and Porter Counties in Northwest Indiana and Chicagoland. The Bank is primarily engaged in the business of attracting deposits from the general public and the origination of loans, mostly upon the security of single-family residences and commercial real estate, as well as construction loans and various types of consumer loans, commercial business loans and municipal loans, within its primary market areas. In addition, its Wealth Management Group provides estate and retirement planning, guardianships, land trusts, profit sharing and 401(k) retirement plans, IRA and Keogh accounts, investment agency accounts, and serves as the personal representative of estates and acts as trustee for revocable and irrevocable trusts.
Growing
The company is in a growing phase, with the latest annual income totaling USD 57.22M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 17.06%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 17.06%.
Overvalued
The company’s latest PB is 0.99, at a high 3-year percentile range.
Held by Invesco
Star Investor Invesco holds 755.00 shares of this stock.
Higher Market Activity
The company has more investor interest, with a 20-day turnover ratio of 3.90.

Financial Health

Currency: USD Updated: 2025-12-19

The current financial score of Finward Bancorp is 4.67, ranking 382/404 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 16.93M, representing a year-over-year increase of 16.45%, while its net profit experienced a year-over-year increase of 477.06%.

Score

Industry at a Glance

Previous score
4.67
Change
0

Financials

4.72

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

3.95

Operational Efficiency

3.19

Growth Potential

6.81

Shareholder Returns

4.70

Finward Bancorp's Company Valuation

Currency: USD Updated: 2025-12-19

The current valuation score of Finward Bancorp is 8.32, ranking 112/404 in the Banking Services industry. Its current P/E ratio is 19.78, which is 102.68% below the recent high of 40.09 and 70.97% above the recent low of 5.74.

Score

Industry at a Glance

Previous score
8.32
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 175/404
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2025-12-19

The current earnings forecast score of Finward Bancorp is 8.00, ranking 77/404 in the Banking Services industry. The average price target for Finward Bancorp is 37.00, with a high of 38.00 and a low of 36.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 2 analysts
Buy
Current Rating
37.000
Target Price
-2.73%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

304
Total
4
Median
5
Average
Company name
Ratings
Analysts
Finward Bancorp
FNWD
2
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-12-19

The current price momentum score of Finward Bancorp is 7.15, ranking 349/404 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 39.99 and the support level at 36.05, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.37
Change
-0.22

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(4)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.487
Neutral
RSI(14)
55.176
Neutral
STOCH(KDJ)(9,3,3)
57.090
Neutral
ATR(14)
1.154
Low Volatility
CCI(14)
-101.291
Sell
Williams %R
54.420
Neutral
TRIX(12,20)
0.383
Sell
StochRSI(14)
11.173
Oversold
Moving Average
Sell(3)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MA5
38.279
Sell
MA10
38.407
Sell
MA20
38.255
Sell
MA50
35.507
Buy
MA100
33.188
Buy
MA200
31.117
Buy

Institutional Confidence

Currency: USD Updated: 2025-12-19

The current institutional shareholding score of Finward Bancorp is 3.00, ranking 254/404 in the Banking Services industry. The latest institutional shareholding proportion is 36.73%, representing a quarter-over-quarter increase of 0.00%. The largest institutional shareholder is The Vanguard, holding a total of 194.63K shares, representing 4.50% of shares outstanding, with 15.58% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
AllianceBernstein L.P.
352.67K
-0.43%
Bochnowski (Benjamin J.)
399.87K
+0.09%
PL Capital, LLC
395.72K
--
Bochnowski (David A)
334.00K
+3.76%
The Vanguard Group, Inc.
Star Investors
195.83K
+16.36%
Finward Bancorp
141.41K
-0.19%
BlackRock Institutional Trust Company, N.A.
114.02K
+487.84%
Endeavour Capital Advisors Inc.
99.54K
--
Geode Capital Management, L.L.C.
81.67K
+99.72%
Gorelick (Joel)
51.30K
+0.85%
1
2

Risk Assessment

Currency: USD Updated: 2025-12-19

The current risk assessment score of Finward Bancorp is 4.99, ranking 282/404 in the Banking Services industry. The company's beta value is 0.32. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
4.99
Change
0
Beta vs S&P 500 index
0.33
VaR
+2.54%
240-Day Maximum Drawdown
+14.24%
240-Day Volatility
+32.63%

Return

Best Daily Return
60 days
+4.94%
120 days
+5.37%
5 years
+10.02%
Worst Daily Return
60 days
-2.92%
120 days
-3.36%
5 years
-9.40%
Sharpe Ratio
60 days
+2.55
120 days
+2.66
5 years
+0.40

Risk Assessment

Maximum Drawdown
240 days
+14.24%
3 years
+51.35%
5 years
--
Return-to-Drawdown Ratio
240 days
+2.04
3 years
+0.01
5 years
--
Skewness
240 days
+0.94
3 years
+0.51
5 years
+0.64

Volatility

Realised Volatility
240 days
+32.63%
5 years
--
Standardised True Range
240 days
+2.09%
5 years
--
Downside Risk-Adjusted Return
120 days
+587.03%
240 days
+587.03%
Maximum Daily Upside Volatility
60 days
+26.57%
Maximum Daily Downside Volatility
60 days
+20.15%

Liquidity

Average Turnover Rate
60 days
+1.04%
120 days
+0.60%
5 years
--
Turnover Deviation
20 days
+390.28%
60 days
+311.39%
120 days
+139.41%

Peer Comparison

Banking Services
Finward Bancorp
Finward Bancorp
FNWD
6.24 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.83 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.72 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more

FAQs

How does TradingKey generate the Stock Score of Finward Bancorp?

The TradingKey Stock Score provides a comprehensive assessment of Finward Bancorp based on 34 indicators derived from over 100 underlying data points.
These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of Finward Bancorp’s performance and outlook.

How do we generate the financial health score of Finward Bancorp?

To generate the financial health score of Finward Bancorp, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns.
By integrating these comprehensive data, the financial health score not only reflects Finward Bancorp's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of Finward Bancorp.

How do we generate the company valuation score of Finward Bancorp?

To generate the company valuation score of Finward Bancorp, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare Finward Bancorp’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value.
By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of Finward Bancorp’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of Finward Bancorp.

How do we generate the earnings forecast score of Finward Bancorp?

To calculate the earnings forecast score of Finward Bancorp, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:
Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.
Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.
By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.
Comparing these indicators against peers provides context for the stock’s performance and helps anchor more realistic expectations.
These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on Finward Bancorp’s future.

How do we generate the price momentum score of Finward Bancorp?

When generating the price momentum score for Finward Bancorp, we examine momentum indicators including support and resistance levels as well as volume metrics.
Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.
This comprehensive approach can reflect market sentiment and enable rational forecasts of Finward Bancorp’s prices. A higher score indicates a more stable short-term price trend for Finward Bancorp.

How do we generate the institutional confidence score of Finward Bancorp?

To generate the institutional confidence score of Finward Bancorp, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about Finward Bancorp’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of Finward Bancorp.

How do we generate the risk management score of Finward Bancorp?

To assess the risk management score of Finward Bancorp, we examine multiple key indicators related to returns, risk, volatility, and liquidity.
The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.
These indicators together provide a multi-dimensional understanding of Finward Bancorp’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of Finward Bancorp.
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