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Finward Bancorp

FNWD

32.000USD

-0.400-1.23%

Close 09/19, 16:00（ET）Quotes delayed by 15 min

138.40MMarket Cap

26.05P/E TTM



Finward Bancorp

32.000

-0.400-1.23%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered overvalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

38 / 400

Overall Ranking

135 / 4720

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 2 analysts

Buy

Current Rating

31.000

Target Price

-4.32%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Finward Bancorp is the holding company for Peoples Bank, an Indiana-chartered commercial bank (the Bank). The Bank is primarily engaged in the business of attracting deposits from the general public and the origination of loans, mostly upon the security of single family residences and commercial real estate, as well as, construction loans and various types of consumer loans, commercial business loans and municipal loans, within its primary market areas of Lake and Porter Counties, in Northwest Indiana, and Cook County, Illinois. The Company offers consumer loans to individuals for personal, household or family purposes. Consumer loans are either secured by adequate collateral, or unsecured. In addition, the Company's Wealth Management Group provides estate and retirement planning, custodial services, guardianships, IRA accounts, investment agency accounts, serves as the personal representative of estates, and acts as corporate trustee for revocable and irrevocable trusts.

Growing

The company is in a growing phase, with the latest annual income totaling USD 57.22M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 17.06%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 17.06%.

Overvalued

The company’s latest PB is 0.90, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 2.56M shares, increasing 0.94% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 195.83K shares of this stock.

Higher Market Activity

The company has more investor interest, with a 20-day turnover ratio of 3.90.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 7.89, which is higher than the Banking Services industry's average of 7.06. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 16.35M, representing a year-over-year increase of 13.58%, while its net profit experienced a year-over-year increase of 1404.20%.

Score

Industry at a Glance

Previous score

7.89

Change



Financials

4.60

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

9.35

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.51

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

8.98

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 26.03, which is 45.15% below the recent high of 37.78 and 8.61% above the recent low of 23.79.

Score

Industry at a Glance

Previous score

1.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 38/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.39. The average price target for Finward Bancorp is 31.00, with a high of 32.00 and a low of 30.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 2 analysts

Buy

Current Rating

31.000

Target Price

-4.32%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Finward Bancorp

FNWD

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 9.46, which is higher than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 33.84 and the support level at 30.01, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.46

Change

-0.21

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(4)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-0.240

Neutral

RSI(14)

59.890

Neutral

STOCH(KDJ)(9,3,3)

65.191

Neutral

ATR(14)

0.669

High Vlolatility

CCI(14)

56.746

Neutral

Williams %R

40.936

Buy

TRIX(12,20)

0.370

Sell

StochRSI(14)

29.290

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

31.947

Buy

MA10

31.953

Buy

MA20

31.811

Buy

MA50

29.549

Buy

MA100

29.428

Buy

MA200

28.956

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 59.13%, representing a quarter-over-quarter increase of 1.80%. The largest institutional shareholder is The Vanguard, holding a total of 195.83K shares, representing 4.53% of shares outstanding, with 16.17% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Bochnowski (Benjamin J.)

399.87K

+0.09%

PL Capital, LLC

395.72K

+11.24%

AllianceBernstein L.P.

354.17K

+2.68%

Bochnowski (David A)

334.00K

+3.76%

The Vanguard Group, Inc.

Star Investors

168.30K

+0.10%

Finward Bancorp

141.67K

-4.60%

BlackRock Institutional Trust Company, N.A.

19.40K

-3.90%

Endeavour Capital Advisors Inc.

99.54K

Geode Capital Management, L.L.C.

40.89K

+5.95%

Fourthstone LLC

85.42K

-31.97%

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 6.10, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.33. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.