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First Bancorp Inc

FNLC

25.250USD

+0.230+0.92%

Close 11/07, 16:00（ET）Quotes delayed by 15 min

283.16MMarket Cap

8.99P/E TTM



First Bancorp Inc

25.250

+0.230+0.92%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of First Bancorp Inc

Currency: USD Updated: 2025-11-07

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Bancorp Inc's Score

Industry at a Glance

Industry Ranking

214 / 407

Overall Ranking

356 / 4614

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

First Bancorp Inc Highlights

StrengthsRisks

The First Bancorp, Inc. is a bank holding company of First National Bank (the Bank). The Bank provides an array of commercial and retail banking services through 18 locations in mid-coast and eastern Maine. The Bank emphasizes personal service, and its customers are primarily small businesses and individuals to whom the Bank offers a wide variety of services, including deposit accounts and consumer, commercial and mortgage loans. In addition to traditional banking services, the Company provides investment management and trust services to individuals, businesses, and municipalities through First National Wealth Management, which is an operating division of the Bank. First National Wealth Management offers a comprehensive array of private banking, financial planning, investment management and trust services to individuals, businesses, non-profit organizations, and municipalities of varying asset size. The Bank also offers brokerage, annuity products and certain types of insurance.

Growing

The company is in a growing phase, with the latest annual income totaling USD 76.38M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 58.43%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 58.43%.

Undervalued

The company’s latest PB is 1.03, at a low 3-year percentile range.

Institutional Buying

The latest institutional holdings are 5.76M shares, increasing 0.72% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 931.00 shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.14.

Financial Health

Currency: USD Updated: 2025-11-07

The company's current financial score is 6.52, which is lower than the Banking Services industry's average of 7.05. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 23.33M, representing a year-over-year increase of 19.60%, while its net profit experienced a year-over-year increase of 19.96%.

Score

Industry at a Glance

Previous score

6.52

Change



Financials

4.26

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

6.43

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

5.52

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

9.06

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.33

Key Metrics

Free cash flow

No Data

First Bancorp Inc's Company Valuation

Currency: USD Updated: 2025-11-07

The company’s current valuation score is 8.40, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 8.87, which is 46.04% below the recent high of 12.95 and 25.33% above the recent low of 6.62.

Score

Industry at a Glance

Previous score

8.40

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 214/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-07

There is no earnings forecast score for this company; the Banking Services industry's average is 7.41.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

No Data

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-07

The company’s current price momentum score is 6.94, which is lower than the Banking Services industry's average of 7.61. Sideways: Currently, the stock price is trading between the resistance level at 26.01 and the support level at 24.32, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.83

Change

0.11

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(4)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.146

Neutral

RSI(14)

49.844

Neutral

STOCH(KDJ)(9,3,3)

65.085

Buy

ATR(14)

0.520

High Vlolatility

CCI(14)

23.210

Neutral

Williams %R

41.096

Buy

TRIX(12,20)

-0.117

Sell

StochRSI(14)

70.760

Neutral

Moving Average

Sell(3)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MA5

25.084

Buy

MA10

24.998

Buy

MA20

25.043

Buy

MA50

25.882

Sell

MA100

25.857

Sell

MA200

25.309

Sell

Institutional Confidence

Currency: USD Updated: 2025-11-07

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 51.37%, representing a quarter-over-quarter decrease of 7.67%. The largest institutional shareholder is The Vanguard, holding a total of 533.44K shares, representing 4.76% of shares outstanding, with 5.70% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Midwest Trust Company

869.26K

-3.61%

BlackRock Institutional Trust Company, N.A.

762.05K

-4.14%

First Bancorp, Inc

737.50K

+1.36%

The Vanguard Group, Inc.

Star Investors

533.44K

+2.30%

Dimensional Fund Advisors, L.P.

465.96K

+0.48%

Manulife Investment Management (North America) Limited

384.72K

-0.64%

Geode Capital Management, L.L.C.

240.88K

+0.44%

State Street Investment Management (US)

221.04K

-1.30%

Morgan Stanley Smith Barney LLC

143.50K

+0.20%

McKim (Tony C)

135.98K

+8.00%

Risk Assessment

Currency: USD Updated: 2025-11-07

The company’s current risk assessment score is 4.84, which is lower than the Banking Services industry's average of 6.61. The company's beta value is 0.60. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.