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First Bancorp Inc

FNLC

27.530USD

+0.740+2.76%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

308.50MMarket Cap

10.29P/E TTM



First Bancorp Inc

27.530

+0.740+2.76%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-17

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered undervalued,and institutional recognition is very high. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

197 / 400

Overall Ranking

374 / 4723

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

The First Bancorp, Inc. is a bank holding company of First National Bank (the Bank). The Bank provides an array of commercial and retail banking services through 18 locations in mid-coast and eastern Maine. The Bank emphasizes personal service, and its customers are primarily small businesses and individuals to whom the Bank offers a wide variety of services, including deposit accounts and consumer, commercial and mortgage loans. In addition to traditional banking services, the Company provides investment management and trust services to individuals, businesses, and municipalities through First National Wealth Management, which is an operating division of the Bank. First National Wealth Management offers a comprehensive array of private banking, financial planning, investment management and trust services to individuals, businesses, non-profit organizations, and municipalities of varying asset size. The Bank also offers brokerage, annuity products and certain types of insurance.

Growing

The company is in a growing phase, with the latest annual income totaling USD 76.38M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 58.43%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 58.43%.

Overvalued

The company’s latest PB is 1.13, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 6.24M shares, decreasing 2.45% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 533.44K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.14.

Financial Health

Currency: USD Updated：2025-09-17

The company's current financial score is 6.57, which is lower than the Banking Services industry's average of 7.07. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 21.57M, representing a year-over-year increase of 18.39%, while its net profit experienced a year-over-year increase of 30.66%.

Score

Industry at a Glance

Previous score

6.57

Change



Financials

4.51

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

6.36

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

6.72

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

8.19

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.09

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-17

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 9.88, which is -1.10% below the recent high of 9.77 and 4.21% above the recent low of 9.46.

Score

Industry at a Glance

Previous score

1.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 197/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-17

There is no earnings forecast score for this company; the Banking Services industry's average is 7.39.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

No Data

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-17

The company’s current price momentum score is 7.31, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 27.74 and the support level at 25.71, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.96

Change

0.35

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(2)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-0.104

Neutral

RSI(14)

59.425

Neutral

STOCH(KDJ)(9,3,3)

59.140

Buy

ATR(14)

0.547

High Vlolatility

CCI(14)

128.626

Buy

Williams %R

9.701

Overbought

TRIX(12,20)

0.149

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

26.894

Buy

MA10

27.021

Buy

MA20

27.011

Buy

MA50

26.291

Buy

MA100

25.496

Buy

MA200

25.627

Buy

Institutional Confidence

Currency: USD Updated：2025-09-17

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 55.64%, representing a quarter-over-quarter increase of 0.20%. The largest institutional shareholder is The Vanguard, holding a total of 533.44K shares, representing 4.76% of shares outstanding, with 5.74% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Midwest Trust Company

869.26K

-3.61%

BlackRock Institutional Trust Company, N.A.

794.98K

+2.43%

First Bancorp, Inc

727.59K

+0.07%

The Vanguard Group, Inc.

Star Investors

521.44K

+3.87%

Dimensional Fund Advisors, L.P.

463.72K

-2.06%

Manulife Investment Management (North America) Limited

387.21K

-0.23%

Geode Capital Management, L.L.C.

239.82K

+6.38%

State Street Global Advisors (US)

223.95K

-0.39%

Morgan Stanley Smith Barney LLC

143.21K

+11.33%

McKim (Tony C)

135.98K

+8.00%

Risk Assessment

Currency: USD Updated：2025-09-17

The company’s current risk assessment score is 5.48, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.57. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.