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Farmers & Merchants Bancorp Inc

FMAO

28.290USD

+0.300+1.07%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

388.98MMarket Cap

12.16P/E TTM



Farmers & Merchants Bancorp Inc

28.290

+0.300+1.07%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Farmers & Merchants Bancorp Inc

Currency: USD Updated: 2026-02-06

Key Insights

Farmers & Merchants Bancorp Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 126 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 27.50.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Farmers & Merchants Bancorp Inc's Score

Industry at a Glance

Industry Ranking

126 / 397

Overall Ranking

191 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Farmers & Merchants Bancorp Inc Highlights

StrengthsRisks

Farmers & Merchants Bancorp, Inc. is a bank holding company. The Company’s primary subsidiary, The Farmers & Merchants State Bank (Bank) is a local independent community bank. The Bank is engaged in the general commercial banking business. Its activities include commercial, agricultural, and residential mortgage as well as consumer lending activities. The Bank also provides checking account services, as well as savings and time deposit services such as certificates of deposits. Its loan portfolio is comprised of loans made to customers in the farming industry for such things as farmland, farm equipment, livestock and operating loans for seed, fertilizer, and feed. The Bank provides on-line banking access for consumer and business customers. In addition, it also provides automated teller machines (ATMs) or interactive teller machines (ITMs) at the branch locations along with other independent locations in the market area.

Growing

The company is in a growing phase, with the latest annual income totaling USD 98.70M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 46.96%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 46.96%.

Overvalued

The company’s latest PB is 1.08, at a high 3-year percentile range.

Held by PRFDX

Star Investor PRFDX holds 1.26K shares of this stock.

Analyst Rating

Based on 2 analysts

Hold

Current Rating

27.500

Target Price

-1.75%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Farmers & Merchants Bancorp Inc is 9.07, ranking 27 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 30.50M, representing a year-over-year increase of 22.81%, while its net profit experienced a year-over-year increase of 35.81%.

Score

Industry at a Glance

Previous score

9.07

Change



Financials

8.30

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

8.27

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.78

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Farmers & Merchants Bancorp Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Farmers & Merchants Bancorp Inc is 6.61, ranking 345 out of 397 in the Banking Services industry. Its current P/E ratio is 12.16, which is 63.17% below the recent high of 19.85 and 36.12% above the recent low of 7.77.

Score

Industry at a Glance

Previous score

6.61

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 126/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Farmers & Merchants Bancorp Inc is 6.00, ranking 272 out of 397 in the Banking Services industry. The average price target is 26.00, with a high of 26.50 and a low of 26.00.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 2 analysts

Hold

Current Rating

27.500

Target Price

-1.75%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Farmers & Merchants Bancorp Inc

FMAO

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Farmers & Merchants Bancorp Inc is 9.18, ranking 199 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 30.13 and the support level at 25.19, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.10

Change

0.08

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(2)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.525

Buy

RSI(14)

65.834

Neutral

STOCH(KDJ)(9,3,3)

81.363

Neutral

ATR(14)

1.278

High Vlolatility

CCI(14)

121.429

Buy

Williams %R

14.320

Overbought

TRIX(12,20)

0.337

Sell

StochRSI(14)

43.857

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

28.012

Buy

MA10

27.098

Buy

MA20

26.322

Buy

MA50

25.946

Buy

MA100

25.291

Buy

MA200

25.220

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Farmers & Merchants Bancorp Inc is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 27.86%, representing a quarter-over-quarter decrease of 0.01%. The largest institutional shareholder is The Vanguard, holding a total of 674.31K shares, representing 96.62% of shares outstanding, with 1879.94% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

682.61K

+0.73%

Geode Capital Management, L.L.C.

298.85K

-0.21%

Manulife Investment Management (North America) Limited

296.13K

-1.23%

State Street Investment Management (US)

253.34K

+0.20%

Dimensional Fund Advisors, L.P.

201.88K

+3.49%

Stamm (K Brad)

143.91K

+0.50%

Mendel Money Management, Inc.

136.65K

-1.16%

Gryphon Financial Partners LLC

100.19K

Northern Trust Investments, Inc.

92.12K

-4.03%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Farmers & Merchants Bancorp Inc is 4.14, ranking 345 out of 397 in the Banking Services industry. The company's beta value is 0.84. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Farmers & Merchants Bancorp Inc’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.