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Farmers & Merchants Bancorp Inc

FMAO
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26.440USD
-0.290-1.08%
Close 05/15, 16:00ETQuotes delayed by 15 min
364.03MMarket Cap
10.11P/E TTM

Farmers & Merchants Bancorp Inc

26.440
-0.290-1.08%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Farmers & Merchants Bancorp Inc

Currency: USD Updated: 2026-05-15

Key Insights

Farmers & Merchants Bancorp Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 174 out of 394 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 29.17.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Farmers & Merchants Bancorp Inc's Score

Industry at a Glance

Industry Ranking
174 / 394
Overall Ranking
294 / 4482
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

Farmers & Merchants Bancorp Inc Highlights

StrengthsRisks
Farmers & Merchants Bancorp, Inc. is a bank holding company. The Company’s primary subsidiary, The Farmers & Merchants State Bank (Bank) is a local independent community bank. The Bank is engaged in the general commercial banking business. Its activities include commercial, agricultural, and residential mortgage as well as consumer lending activities. The Bank also provides checking account services, as well as savings and time deposit services such as certificates of deposits. Its loan portfolio is comprised of loans made to customers in the farming industry for such things as farmland, farm equipment, livestock and operating loans for seed, fertilizer, and feed. The Bank provides on-line banking access for consumer and business customers. In addition, it also provides automated teller machines (ATMs) or interactive teller machines (ITMs) at the branch locations along with other independent locations in the market area.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 21.28% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 118.17M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 46.96%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 46.96%.
Fairly Valued
The company’s latest PB is 0.97, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 4.20M shares, decreasing 6.91% quarter-over-quarter.
Held by Invesco
Star Investor Invesco holds 6.10K shares of this stock.
Higher Market Activity
The company has more investor interest, with a 20-day turnover ratio of 2.23.

Analyst Rating

Based on 3 analysts
Hold
Current Rating
29.167
Target Price
+9.12%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-05-15

The current financial score of Farmers & Merchants Bancorp Inc is 6.11, ranking 271 out of 394 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 31.29M, representing a year-over-year increase of 14.52%, while its net profit experienced a year-over-year increase of 37.75%.

Score

Industry at a Glance

Previous score
6.11
Change
0

Financials

7.92

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

5.10

Operational Efficiency

4.22

Growth Potential

7.51

Shareholder Returns

5.78

Farmers & Merchants Bancorp Inc's Company Valuation

Currency: USD Updated: 2026-05-15

The current valuation score of Farmers & Merchants Bancorp Inc is 6.61, ranking 337 out of 394 in the Banking Services industry. Its current P/E ratio is 10.11, which is 96.32% below the recent high of 19.85 and 23.14% above the recent low of 7.77.

Score

Industry at a Glance

Previous score
6.61
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 174/394
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-05-15

The current earnings forecast score of Farmers & Merchants Bancorp Inc is 6.00, ranking 280 out of 394 in the Banking Services industry. The average price target is 26.00, with a high of 26.50 and a low of 26.00.

Score

Industry at a Glance

Previous score
6.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 3 analysts
Hold
Current Rating
29.167
Target Price
+9.12%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

308
Total
4
Median
5
Average
Company name
Ratings
Analysts
Farmers & Merchants Bancorp Inc
FMAO
3
Bank of America Corp
BAC
27
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
26
US Bancorp
USB
23
PNC Financial Services Group Inc
PNC
23
1
2
3
...
62

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-05-15

The current price momentum score of Farmers & Merchants Bancorp Inc is 6.66, ranking 244 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 27.61 and the support level at 25.65, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.90
Change
-0.24

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(2)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.228
Neutral
RSI(14)
45.721
Neutral
STOCH(KDJ)(9,3,3)
24.918
Sell
ATR(14)
0.808
High Vlolatility
CCI(14)
-127.285
Sell
Williams %R
85.067
Oversold
TRIX(12,20)
0.107
Sell
StochRSI(14)
0.000
Oversold
Moving Average
Sell(3)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MA5
26.804
Sell
MA10
27.037
Sell
MA20
27.008
Sell
MA50
26.204
Buy
MA100
26.290
Buy
MA200
25.725
Buy

Institutional Confidence

Currency: USD Updated: 2026-05-15

The current institutional shareholding score of Farmers & Merchants Bancorp Inc is 3.00, ranking 252 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 30.51%, representing a quarter-over-quarter increase of 9.48%. The largest institutional shareholder is Invesco, holding a total of 6.10K shares, representing 0.04% of shares outstanding, with 551.47% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
829.43K
+1.34%
Goelzer Investment Management, Inc.
485.06K
+1659.77%
Geode Capital Management, L.L.C.
301.25K
+0.80%
Manulife Investment Management (North America) Limited
294.84K
-0.43%
Briggs (Andrew J.)
255.09K
-64.20%
State Street Investment Management (US)
252.54K
-0.31%
Dimensional Fund Advisors, L.P.
214.56K
+6.28%
Mendel Money Management, Inc.
127.55K
-6.66%
Gryphon Financial Partners LLC
100.19K
--
1
2

Risk Assessment

Currency: USD Updated: 2026-05-15

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Farmers & Merchants Bancorp Inc is 4.14, ranking 337 out of 394 in the Banking Services industry. The company's beta value is 0.82. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Farmers & Merchants Bancorp Inc’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.

Score

Industry at a Glance

Previous score
4.14
Change
0
Beta vs S&P 500 index
0.81
VaR
+4.04%
240-Day Maximum Drawdown
+18.38%
240-Day Volatility
+44.64%

Return

Best Daily Return
60 days
+4.02%
120 days
+7.64%
5 years
+13.16%
Worst Daily Return
60 days
-5.83%
120 days
-5.83%
5 years
-10.87%
Sharpe Ratio
60 days
-0.55
120 days
+0.97
5 years
+0.36

Risk Assessment

Maximum Drawdown
240 days
+18.38%
3 years
+36.10%
5 years
+59.28%
Return-to-Drawdown Ratio
240 days
+0.82
3 years
+0.14
5 years
+0.07
Skewness
240 days
+0.23
3 years
+0.33
5 years
+0.29

Volatility

Realised Volatility
240 days
+44.64%
5 years
+46.07%
Standardised True Range
240 days
+3.82%
5 years
+3.83%
Downside Risk-Adjusted Return
120 days
+174.05%
240 days
+174.05%
Maximum Daily Upside Volatility
60 days
+28.05%
Maximum Daily Downside Volatility
60 days
+29.28%

Liquidity

Average Turnover Rate
60 days
+0.43%
120 days
+0.32%
5 years
--
Turnover Deviation
20 days
+223.17%
60 days
+105.38%
120 days
+50.55%

Peer Comparison

Banking Services
Farmers & Merchants Bancorp Inc
Farmers & Merchants Bancorp Inc
FMAO
5.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Royal Bank of Canada
Royal Bank of Canada
RY
8.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Prosperity Bancshares Inc
Prosperity Bancshares Inc
PB
8.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.42 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
Synchrony Financial
SYF
8.38 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.38 /10
Score
Financial Health
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Earnings Forecast
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