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Farmers & Merchants Bancorp Inc

FMAO

24.470USD

+0.220+0.91%

Close 11/07, 16:00（ET）Quotes delayed by 15 min

336.46MMarket Cap

10.75P/E TTM



Farmers & Merchants Bancorp Inc

24.470

+0.220+0.91%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Farmers & Merchants Bancorp Inc

Currency: USD Updated: 2025-11-07

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Farmers & Merchants Bancorp Inc's Score

Industry at a Glance

Industry Ranking

149 / 407

Overall Ranking

227 / 4614

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 3 analysts

Hold

Current Rating

26.167

Target Price

+7.90%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Farmers & Merchants Bancorp Inc Highlights

StrengthsRisks

Farmers & Merchants Bancorp, Inc. is a bank holding company. The Company's primary subsidiary, The Farmers & Merchants State Bank (Bank) is a local independent community bank that is primarily serves Northwest Ohio and Northeast Indiana. The Bank is engaged in the general commercial banking business. Its activities include commercial, agricultural, and residential mortgage as well as consumer lending activities. The Bank also provides checking account services, as well as savings and time deposit services such as certificates of deposits. Its loan portfolio is comprised of loans made to customers in the farming industry for such things as farmland, farm equipment, livestock and operating loans for seed, fertilizer, and feed. The Bank provides on-line banking access for consumer and business customers. In addition, it also provides automated teller machines (ATMs) or interactive teller machines (ITMs) at the branch locations along with other independent locations in the market area.

Growing

The company is in a growing phase, with the latest annual income totaling USD 98.70M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 46.96%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 46.96%.

Undervalued

The company’s latest PB is 0.93, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 3.75M shares, decreasing 2.05% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 1.09K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-07

The company's current financial score is 7.99, which is higher than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 30.50M, representing a year-over-year increase of 22.81%, while its net profit experienced a year-over-year increase of 35.81%.

Score

Industry at a Glance

Previous score

7.99

Change



Financials

8.70

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

7.88

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

7.70

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.15

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

8.52

Key Metrics

Free cash flow

No Data

Farmers & Merchants Bancorp Inc's Company Valuation

Currency: USD Updated: 2025-11-07

The company’s current valuation score is 6.61, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 10.52, which is 88.64% below the recent high of 19.85 and 26.15% above the recent low of 7.77.

Score

Industry at a Glance

Previous score

6.61

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 149/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-07

The company’s current earnings forecast score is 6.00, which is lower than the Banking Services industry's average of 7.41. The average price target for Farmers & Merchants Bancorp Inc is 26.00, with a high of 26.50 and a low of 26.00.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts

Hold

Current Rating

26.167

Target Price

+7.90%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

Farmers & Merchants Bancorp Inc

FMAO

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

Regions Financial Corp

US Bancorp

USB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-07

The company’s current price momentum score is 8.37, which is higher than the Banking Services industry's average of 7.61. Sideways: Currently, the stock price is trading between the resistance level at 25.50 and the support level at 23.10, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.02

Change

1.35

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.222

Neutral

RSI(14)

50.656

Neutral

STOCH(KDJ)(9,3,3)

69.481

Buy

ATR(14)

0.854

Low Volatility

CCI(14)

69.979

Neutral

Williams %R

30.357

Buy

TRIX(12,20)

-0.183

Sell

StochRSI(14)

88.040

Overbought

Moving Average

Sell(3)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MA5

24.226

Buy

MA10

23.957

Buy

MA20

24.122

Buy

MA50

25.055

Sell

MA100

25.283

Sell

MA200

24.923

Sell

Institutional Confidence

Currency: USD Updated: 2025-11-07

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 27.27%, representing a quarter-over-quarter decrease of 23.85%. The largest institutional shareholder is The Vanguard, holding a total of 677.63K shares, representing 4.93% of shares outstanding, with 3.43% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

821.40K

-4.22%

Briggs (Andrew J.)

712.59K

+0.11%

The Vanguard Group, Inc.

Star Investors

677.63K

+1.22%

Manulife Investment Management (North America) Limited

299.82K

-0.84%

Geode Capital Management, L.L.C.

299.47K

+1.53%

State Street Investment Management (US)

252.82K

+1.30%

Dimensional Fund Advisors, L.P.

195.08K

+10.78%

Stamm (K Brad)

143.91K

+0.50%

Mendel Money Management, Inc.

138.25K

-1.03%

Gryphon Financial Partners LLC

100.19K

Risk Assessment

Currency: USD Updated: 2025-11-07

The company’s current risk assessment score is 3.84, which is lower than the Banking Services industry's average of 6.61. The company's beta value is 0.84. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.