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Flagstar Financial Inc

FLG
11.380USD
-0.590-4.93%
Close 10/10, 16:00ETQuotes delayed by 15 min
4.73BMarket Cap
LossP/E TTM

Flagstar Financial Inc

11.380
-0.590-4.93%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Flagstar Financial Inc

Currency: USD Updated: 2025-10-09

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered overvalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Flagstar Financial Inc's Score

Industry at a Glance

Industry Ranking
74 / 398
Overall Ranking
148 / 4699
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 17 analysts
Buy
Current Rating
13.797
Target Price
+15.36%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Flagstar Financial Inc Highlights

StrengthsRisks
Flagstar Financial, Inc. is the parent company of Flagstar Bank, N.A. (the Bank), one of the regional banks in the country. Flagstar Bank, N.A. operates over 400 branches, including a significant presence in the Northeast and Midwest and locations in high growth markets in the Southeast and West Coast. In addition, the Bank has approximately 90 private banking teams located in over 10 cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net worth individuals and their businesses.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 74.23% year-on-year.
Overvalued
The company’s latest PB is 0.66, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 380.54M shares, decreasing 2.14% quarter-over-quarter.
Held by Irving Kahn
Star Investor Irving Kahn holds 4.32M shares of this stock.

Financial Health

Currency: USD Updated: 2025-10-09

The company's current financial score is 5.33, which is lower than the Banking Services industry's average of 7.04. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 458.00M, representing a year-over-year decrease of 28.66%, while its net profit experienced a year-over-year decrease of 76.58%.

Score

Industry at a Glance

Previous score
5.33
Change
0

Financials

6.70

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

10.00

Operational Efficiency

2.57

Growth Potential

2.29

Shareholder Returns

5.08

Flagstar Financial Inc's Company Valuation

Currency: USD Updated: 2025-10-09

The company’s current valuation score is 9.64, which is higher than the Banking Services industry's average of 7.68. Its current P/E ratio is -8.20, which is -49.26% below the recent high of -4.16 and -8.60% above the recent low of -8.91.

Score

Industry at a Glance

Previous score
9.64
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 74/398
No Data

Earnings Forecast

Currency: USD Updated: 2025-10-09

The company’s current earnings forecast score is 7.00, which is lower than the Banking Services industry's average of 7.40. The average price target for Flagstar Financial Inc is 14.00, with a high of 16.50 and a low of 11.50.

Score

Industry at a Glance

Previous score
7.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 17 analysts
Buy
Current Rating
13.797
Target Price
+15.26%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Flagstar Financial Inc
FLG
17
Wells Fargo & Co
WFC
26
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
US Bancorp
USB
25
Zions Bancorporation NA
ZION
24
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-10-09

The company’s current price momentum score is 6.67, which is lower than the Banking Services industry's average of 6.93. Sideways: Currently, the stock price is trading between the resistance level at 12.69 and the support level at 11.31, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.67
Change
0

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(4)
Neutral(2)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.017
Sell
RSI(14)
36.158
Neutral
STOCH(KDJ)(9,3,3)
31.063
Sell
ATR(14)
0.317
Low Volatility
CCI(14)
-56.387
Neutral
Williams %R
99.010
Oversold
TRIX(12,20)
-0.203
Sell
StochRSI(14)
0.000
Sell
Moving Average
Sell(6)
Neutral(0)
Buy(0)
Indicators
Value
Direction
MA5
11.896
Sell
MA10
11.793
Sell
MA20
11.875
Sell
MA50
12.085
Sell
MA100
11.772
Sell
MA200
11.470
Sell

Institutional Confidence

Currency: USD Updated: 2025-10-09

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 5.34. The latest institutional shareholding proportion is 91.57%, representing a quarter-over-quarter increase of 3.08%. The largest institutional shareholder is The Vanguard, holding a total of 32.73M shares, representing 7.88% of shares outstanding, with 3.38% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
Liberty Strategic Capital
75.01M
+0.02%
Reverence Capital Partners, L.P.
35.98M
--
Hudson Bay Capital Management LP
34.69M
--
BlackRock Institutional Trust Company, N.A.
33.29M
+5.79%
The Vanguard Group, Inc.
Star Investors
32.73M
+0.80%
State Street Global Advisors (US)
17.85M
-2.63%
T. Rowe Price Investment Management, Inc.
10.79M
+63.03%
BlackRock Financial Management, Inc.
8.12M
+45.91%
Geode Capital Management, L.L.C.
7.46M
+9.40%
AllianceBernstein L.P.
6.64M
+1130.13%
1
2

Risk Assessment

Currency: USD Updated: 2025-10-09

The company’s current risk assessment score is 7.56, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 1.17. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.

Score

Industry at a Glance

Previous score
7.56
Change
0
Beta vs S&P 500 index
1.18
VaR
+3.98%
240-Day Maximum Drawdown
+27.69%
240-Day Volatility
+49.07%

Return

Best Daily Return
60 days
+7.03%
120 days
+7.03%
5 years
+31.65%
Worst Daily Return
60 days
-5.48%
120 days
-5.48%
5 years
-37.67%
Sharpe Ratio
60 days
+1.23
120 days
+1.05
5 years
-0.01

Risk Assessment

Maximum Drawdown
240 days
+27.69%
3 years
+80.89%
5 years
+81.22%
Return-to-Drawdown Ratio
240 days
+0.05
3 years
-0.24
5 years
-0.15
Skewness
240 days
+0.92
3 years
-0.37
5 years
-0.34

Volatility

Realised Volatility
240 days
+49.07%
5 years
+66.75%
Standardised True Range
240 days
+3.77%
5 years
+7.03%
Downside Risk-Adjusted Return
120 days
+178.60%
240 days
+178.60%
Maximum Daily Upside Volatility
60 days
+27.25%
Maximum Daily Downside Volatility
60 days
+25.36%

Liquidity

Average Turnover Rate
60 days
+1.62%
120 days
+1.56%
5 years
--
Turnover Deviation
20 days
-73.06%
60 days
-68.60%
120 days
-69.75%

Peer Comparison

Banking Services
Flagstar Financial Inc
Flagstar Financial Inc
FLG
7.27 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.46 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Bank Ozk
Bank Ozk
OZK
8.45 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.45 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
8.42 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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