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Flagstar Financial Inc

FLG
13.270USD
+0.130+0.99%
Close 03/25, 16:00ETQuotes delayed by 15 min
1.94BMarket Cap
LossP/E TTM

Flagstar Financial Inc

13.270
+0.130+0.99%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Flagstar Financial Inc

Currency: USD Updated: 2026-03-25

Key Insights

Flagstar Financial Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 100 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 15.00.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Flagstar Financial Inc's Score

Industry at a Glance

Industry Ranking
100 / 400
Overall Ranking
161 / 4547
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Flagstar Financial Inc Highlights

StrengthsRisks
Flagstar Financial, Inc. is the parent company of Flagstar Bank, N.A. (the Bank), one of the regional banks in the country. Flagstar Bank, N.A. operates over 418 branches, including a significant presence in the Northeast and Midwest and locations in high growth markets in the Southeast and West Coast. In addition, the Bank has approximately 80 private banking teams located in over 10 cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net worth individuals and their businesses. The Bank's service offerings include treasury management, banking services, business loans, asset-based lending, checking account, savings, home equity line of credit, residential lending, personal private banking, credit cards, home loans, home equity, investment services and online treasury services with Flagstar Corporate Connect, among others.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 1.84B.
Overvalued
The company’s latest PB is 0.72, at a high 3-year percentile range.
Held by Invesco
Star Investor Invesco holds 683.05K shares of this stock.

Analyst Rating

Based on 18 analysts
Buy
Current Rating
15.000
Target Price
+18.76%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-25

The current financial score of Flagstar Financial Inc is 4.46, ranking 391 out of 400 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 438.00M, representing a year-over-year decrease of 26.51%, while its net profit experienced a year-over-year decrease of 110.71%.

Score

Industry at a Glance

Previous score
4.46
Change
0

Financials

6.09

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

2.42

Operational Efficiency

2.72

Growth Potential

6.11

Shareholder Returns

4.95

Flagstar Financial Inc's Company Valuation

Currency: USD Updated: 2026-03-25

The current valuation score of Flagstar Financial Inc is 9.64, ranking 5 out of 400 in the Banking Services industry. Its current P/E ratio is -26.24, which is -131.50% below the recent high of 8.27 and -146.12% above the recent low of -64.59.

Score

Industry at a Glance

Previous score
9.64
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 100/400
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-25

The current earnings forecast score of Flagstar Financial Inc is 7.00, ranking 193 out of 400 in the Banking Services industry. The average price target is 14.00, with a high of 16.00 and a low of 11.50.

Score

Industry at a Glance

Previous score
7.11
Change
-0.11

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 18 analysts
Buy
Current Rating
15.000
Target Price
+18.76%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

307
Total
4
Median
5
Average
Company name
Ratings
Analysts
Flagstar Financial Inc
FLG
18
Wells Fargo & Co
WFC
27
JPMorgan Chase & Co
JPM
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
62

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-25

The current price momentum score of Flagstar Financial Inc is 6.69, ranking 337 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 14.11 and the support level at 12.25, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.77
Change
-0.08

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(2)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
0.190
Neutral
RSI(14)
57.580
Neutral
STOCH(KDJ)(9,3,3)
79.499
Buy
ATR(14)
0.469
Low Volatility
CCI(14)
278.766
Overbought
Williams %R
13.043
Overbought
TRIX(12,20)
-0.299
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
12.766
Buy
MA10
12.561
Buy
MA20
12.671
Buy
MA50
13.168
Buy
MA100
12.660
Buy
MA200
12.210
Buy

Institutional Confidence

Currency: USD Updated: 2026-03-25

The current institutional shareholding score of Flagstar Financial Inc is 10.00, ranking 1 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 92.73%, representing a quarter-over-quarter decrease of 0.89%. The largest institutional shareholder is The Vanguard, holding a total of 32.00M shares, representing 7.69% of shares outstanding, with 1.67% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Liberty Strategic Capital
75.00M
--
Reverence Capital Partners, L.P.
35.98M
--
Hudson Bay Capital Management LP
34.69M
--
BlackRock Institutional Trust Company, N.A.
32.76M
-1.59%
The Vanguard Group, Inc.
Star Investors
32.32M
-1.24%
State Street Investment Management (US)
18.38M
+2.98%
T. Rowe Price Investment Management, Inc.
13.51M
+25.16%
Geode Capital Management, L.L.C.
7.02M
-5.93%
AllianceBernstein L.P.
6.56M
-1.20%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-25

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Flagstar Financial Inc is 8.06, ranking 127 out of 400 in the Banking Services industry. The company's beta value is 1.03. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
8.06
Change
0
Beta vs S&P 500 index
1.03
VaR
+4.02%
240-Day Maximum Drawdown
+17.54%
240-Day Volatility
+38.47%

Return

Best Daily Return
60 days
+4.83%
120 days
+6.68%
5 years
+31.65%
Worst Daily Return
60 days
-6.35%
120 days
-6.62%
5 years
-37.67%
Sharpe Ratio
60 days
+0.56
120 days
+1.02
5 years
-0.03

Risk Assessment

Maximum Drawdown
240 days
+17.54%
3 years
+80.89%
5 years
+81.22%
Return-to-Drawdown Ratio
240 days
+1.19
3 years
-0.23
5 years
-0.15
Skewness
240 days
+0.02
3 years
-1.28
5 years
-0.34

Volatility

Realised Volatility
240 days
+38.47%
5 years
+67.21%
Standardised True Range
240 days
+2.99%
5 years
+5.98%
Downside Risk-Adjusted Return
120 days
+157.59%
240 days
+157.59%
Maximum Daily Upside Volatility
60 days
+27.11%
Maximum Daily Downside Volatility
60 days
+25.25%

Liquidity

Average Turnover Rate
60 days
+1.62%
120 days
+1.56%
5 years
--
Turnover Deviation
20 days
-73.06%
60 days
-68.60%
120 days
-69.75%

Peer Comparison

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Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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Score
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Earnings Forecast
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