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Finwise Bancorp

FINW
17.670USD
+0.250+1.44%
Close 02/06, 16:00ETQuotes delayed by 15 min
241.30MMarket Cap
14.09P/E TTM

Finwise Bancorp

17.670
+0.250+1.44%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Finwise Bancorp

Currency: USD Updated: 2026-02-06

Key Insights

Finwise Bancorp's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 113 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 22.00.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Finwise Bancorp's Score

Industry at a Glance

Industry Ranking
113 / 397
Overall Ranking
171 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

Finwise Bancorp Highlights

StrengthsRisks
FinWise Bancorp is a bank holding company. The Company operates through its two subsidiaries, FinWise Bank and FinWise Investment, LLC (collectively, the Bank). The Bank provides a full range of banking services to individual and commercial customers. The Bank’s primary source of revenue is from loans including consumer, Small Business Administration (SBA), commercial, commercial real estate, and residential real estate. Its banking business offers a diverse range of commercial and retail banking products and services and consists primarily of originating loans in a variety of sectors. It also attracts nationwide deposits from the general public, businesses and other financial institutions, and invests those deposits, together with borrowings and other sources of funds. The Company’s lending focuses on four main lending areas: SBA 7(a) loans, Strategic Programs, residential and commercial real estate, and commercial leasing.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 67.24% year-on-year.
Fairly Valued
The company’s latest PB is 1.25, at a medium 3-year percentile range.
Held by The Vanguard
Star Investor The Vanguard holds 502.45K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.31.

Analyst Rating

Based on 3 analysts
Buy
Current Rating
22.000
Target Price
+26.29%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Finwise Bancorp is 9.05, ranking 30 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 44.08M, representing a year-over-year increase of 104.23%, while its net profit experienced a year-over-year increase of 46.63%.

Score

Industry at a Glance

Previous score
9.05
Change
0

Financials

9.12

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

9.37

Shareholder Returns

6.79

Finwise Bancorp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Finwise Bancorp is 7.40, ranking 255 out of 397 in the Banking Services industry. Its current P/E ratio is 14.09, which is 56.25% below the recent high of 22.01 and 68.49% above the recent low of 4.44.

Score

Industry at a Glance

Previous score
7.40
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 113/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Finwise Bancorp is 8.67, ranking 25 out of 397 in the Banking Services industry. The average price target is 22.00, with a high of 24.00 and a low of 20.00.

Score

Industry at a Glance

Previous score
8.67
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 3 analysts
Buy
Current Rating
22.000
Target Price
+26.29%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Finwise Bancorp
FINW
3
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Finwise Bancorp is 6.93, ranking 354 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 18.73 and the support level at 16.92, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.69
Change
0.24

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(3)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.124
Neutral
RSI(14)
46.828
Neutral
STOCH(KDJ)(9,3,3)
21.723
Sell
ATR(14)
0.700
Low Volatility
CCI(14)
-93.603
Neutral
Williams %R
75.414
Sell
TRIX(12,20)
0.033
Sell
StochRSI(14)
18.585
Oversold
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
17.899
Sell
MA10
17.984
Sell
MA20
17.971
Sell
MA50
17.936
Sell
MA100
18.428
Sell
MA200
17.349
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Finwise Bancorp is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 31.22%, representing a quarter-over-quarter decrease of 0.37%. The largest institutional shareholder is Wasatch Global Investors, holding a total of 754.54K shares, representing 5.53% of shares outstanding, with 3.70% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Landvatter (Kent)
1.02M
+6.49%
Wilenkin (Menachem)
829.61K
--
AllianceBernstein L.P.
771.70K
+0.57%
Prussin (Jarret)
756.43K
--
Wasatch Global Investors Inc
Star Investors
754.54K
+7.16%
The Vanguard Group, Inc.
Star Investors
487.32K
+0.36%
U.S. Bancorp Asset Management, Inc.
429.05K
--
Noone (James F)
409.89K
+2.50%
Giordano (James N)
396.43K
+0.69%
BlackRock Institutional Trust Company, N.A.
362.02K
+21.19%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Finwise Bancorp is 4.13, ranking 347 out of 397 in the Banking Services industry. The company's beta value is 0.82. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
4.13
Change
0
Beta vs S&P 500 index
0.82
VaR
--
240-Day Maximum Drawdown
+30.91%
240-Day Volatility
+49.47%

Return

Best Daily Return
60 days
+7.71%
120 days
+9.02%
5 years
--
Worst Daily Return
60 days
-5.09%
120 days
-9.47%
5 years
--
Sharpe Ratio
60 days
-0.88
120 days
-0.28
5 years
--

Risk Assessment

Maximum Drawdown
240 days
+30.91%
3 years
+41.22%
5 years
--
Return-to-Drawdown Ratio
240 days
-0.19
3 years
+0.72
5 years
--
Skewness
240 days
+0.21
3 years
+0.79
5 years
--

Volatility

Realised Volatility
240 days
+49.47%
5 years
--
Standardised True Range
240 days
+3.77%
5 years
--
Downside Risk-Adjusted Return
120 days
-39.08%
240 days
-39.08%
Maximum Daily Upside Volatility
60 days
+25.85%
Maximum Daily Downside Volatility
60 days
+26.46%

Liquidity

Average Turnover Rate
60 days
+0.28%
120 days
+0.22%
5 years
--
Turnover Deviation
20 days
-30.66%
60 days
+65.14%
120 days
+28.28%

Peer Comparison

Banking Services
Finwise Bancorp
Finwise Bancorp
FINW
7.21 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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