Indicators
Indicators
Value
Direction
MACD(12,26,9)
0.132
Neutral
RSI(14)
50.300
Neutral
STOCH(KDJ)(9,3,3)
67.748
Neutral
ATR(14)
0.633
High Vlolatility
CCI(14)
64.972
Neutral
Williams %R
35.486
Buy
TRIX(12,20)
-0.078
Sell
StochRSI(14)
14.318
Sell
Finwise Bancorp
FINW18.130USD
-0.120-0.66%
Close 12/22, 16:00（ET）Quotes delayed by 15 min
246.04MMarket Cap
16.15P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Finwise Bancorp
Currency: USD Updated: 2025-12-22Key Insights
Finwise Bancorp's fundamentals are relatively very healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 86/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 22.00.In the medium term, the stock price is expected to trend down.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Finwise Bancorp's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
4
analysts
Buy
Current Rating
22.000
Target Price
+23.66%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Finwise Bancorp Highlights
StrengthsRisks
FinWise Bancorp is a bank holding company. The Company operates through its two subsidiaries, FinWise Bank and FinWise Investment, LLC (collectively, the Bank). The Bank provides a full range of banking services to individual and commercial customers. The Bank’s primary source of revenue is from loans including consumer, Small Business Administration (SBA), commercial, commercial real estate, and residential real estate. Its banking business offers a diverse range of commercial and retail banking products and services and consists primarily of originating loans in a variety of sectors. It also attracts nationwide deposits from the general public, businesses and other financial institutions, and invests those deposits, together with borrowings and other sources of funds. The Company’s lending focuses on four main lending areas: SBA 7(a) loans, Strategic Programs, residential and commercial real estate, and commercial leasing.
Growing
The company is in a growing phase, with the latest annual income totaling USD 79.95M.
Overvalued
The company’s latest PB is 1.31, at a high 3-year percentile range.
Held by The Vanguard
Star Investor The Vanguard holds 487.32K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.31.
Financial Health
Currency: USD Updated: 2025-12-22The current financial score of Finwise Bancorp is 9.08, ranking 28/404 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 34.91M, representing a year-over-year increase of 73.65%, while its net profit experienced a year-over-year increase of 40.50%.
Score
Financials
9.20
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
10.00
Operational Efficiency
10.00
Growth Potential
9.44
Shareholder Returns
6.79
Finwise Bancorp's Company Valuation
Currency: USD Updated: 2025-12-22The current valuation score of Finwise Bancorp is 7.40, ranking 257/404 in the Banking Services industry. Its current P/E ratio is 16.15, which is 36.31% below the recent high of 22.01 and 72.51% above the recent low of 4.44.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 86/404
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-22The current earnings forecast score of Finwise Bancorp is 8.50, ranking 48/404 in the Banking Services industry. The average price target for Finwise Bancorp is 22.00, with a high of 24.00 and a low of 20.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
4
analysts
Buy
Current Rating
22.000
Target Price
+23.66%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
304
Total
4
Median
5
Average
Company name
Ratings
Analysts
Finwise Bancorp
FINW
4
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
61
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-22The current price momentum score of Finwise Bancorp is 8.65, ranking 238/404 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 18.87 and the support level at 17.23, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
18.182
Sell
MA10
17.939
Buy
MA20
18.004
Buy
MA50
18.217
Sell
MA100
18.741
Sell
MA200
17.093
Buy
Institutional Confidence
Currency: USD Updated: 2025-12-22The current institutional shareholding score of Finwise Bancorp is 3.00, ranking 254/404 in the Banking Services industry. The latest institutional shareholding proportion is 31.22%, representing a quarter-over-quarter decrease of 0.37%. The largest institutional shareholder is Wasatch Global Investors, holding a total of 754.54K shares, representing 5.55% of shares outstanding, with 4.23% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
Landvatter (Kent)
Wilenkin (Menachem)
AllianceBernstein L.P.
Prussin (Jarret)
U.S. Bancorp Asset Management, Inc.
Noone (James F)
Giordano (James N)
BlackRock Institutional Trust Company, N.A.
1
2
Risk Assessment
Currency: USD Updated: 2025-12-22The current risk assessment score of Finwise Bancorp is 3.49, ranking 368/404 in the Banking Services industry. The company's beta value is 0.82. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
0.82
VaR
--
240-Day Maximum Drawdown
+33.59%
240-Day Volatility
+50.86%
Return
Best Daily Return
60 days
+4.71%
120 days
+10.41%
5 years
--
Worst Daily Return
60 days
-9.47%
120 days
-9.47%
5 years
--
Sharpe Ratio
60 days
-1.37
120 days
+1.02
5 years
--
Risk Assessment
Maximum Drawdown
240 days
+33.59%
3 years
+41.22%
5 years
--
Return-to-Drawdown Ratio
240 days
+0.35
3 years
+0.79
5 years
--
Skewness
240 days
+0.65
3 years
+0.79
5 years
--
Volatility
Realised Volatility
240 days
+50.86%
5 years
--
Standardised True Range
240 days
+3.87%
5 years
--
Downside Risk-Adjusted Return
120 days
+156.35%
240 days
+156.35%
Maximum Daily Upside Volatility
60 days
+26.65%
Maximum Daily Downside Volatility
60 days
+31.67%
Liquidity
Average Turnover Rate
60 days
+0.28%
120 days
+0.22%
5 years
--
Turnover Deviation
20 days
-30.66%
60 days
+65.14%
120 days
+28.28%
Peer Comparison
Banking Services
Finwise Bancorp
FINW
7.46 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.82 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.71 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of Finwise Bancorp?
The TradingKey Stock Score provides a comprehensive assessment of Finwise Bancorp based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of Finwise Bancorp’s performance and outlook.
How do we generate the financial health score of Finwise Bancorp?
To generate the financial health score of Finwise Bancorp, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects Finwise Bancorp's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of Finwise Bancorp.
How do we generate the company valuation score of Finwise Bancorp?
To generate the company valuation score of Finwise Bancorp, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare Finwise Bancorp’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of Finwise Bancorp’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of Finwise Bancorp.
How do we generate the earnings forecast score of Finwise Bancorp?
To calculate the earnings forecast score of Finwise Bancorp, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on Finwise Bancorp’s future.
How do we generate the price momentum score of Finwise Bancorp?
When generating the price momentum score for Finwise Bancorp, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of Finwise Bancorp’s prices. A higher score indicates a more stable short-term price trend for Finwise Bancorp.
How do we generate the institutional confidence score of Finwise Bancorp?
To generate the institutional confidence score of Finwise Bancorp, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about Finwise Bancorp’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of Finwise Bancorp.
How do we generate the risk management score of Finwise Bancorp?
To assess the risk management score of Finwise Bancorp, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of Finwise Bancorp’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of Finwise Bancorp.
