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Finwise Bancorp

FINW

19.230USD

+0.450+2.40%

Close 11/07, 16:00（ET）Quotes delayed by 15 min

260.97MMarket Cap

17.92P/E TTM



Finwise Bancorp

19.230

+0.450+2.40%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Finwise Bancorp

Currency: USD Updated: 2025-11-06

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Finwise Bancorp's Score

Industry at a Glance

Industry Ranking

104 / 407

Overall Ranking

177 / 4615

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 4 analysts

Buy

Current Rating

22.000

Target Price

+14.58%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Finwise Bancorp Highlights

StrengthsRisks

FinWise Bancorp is a bank holding company. The Company operates through its two subsidiaries, FinWise Bank and FinWise Investment, LLC (collectively, the Bank). The Bank provides a full range of banking services to individual and commercial customers. The Bank’s primary source of revenue is from loans including consumer, Small Business Administration (SBA), commercial, commercial real estate, and residential real estate. Its banking business offers a diverse range of commercial and retail banking products and services and consists primarily of originating loans in a variety of sectors. It also attracts nationwide deposits from the general public, businesses and other financial institutions, and invests those deposits, together with borrowings and other sources of funds. The Company’s lending focuses on four main lending areas: SBA 7(a) loans, Strategic Programs, residential and commercial real estate, and commercial leasing.

Growing

The company is in a growing phase, with the latest annual income totaling USD 79.95M.

Overvalued

The company’s latest PB is 1.36, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 4.12M shares, decreasing 4.03% quarter-over-quarter.

Held by Wasatch Global Investors

Star Investor Wasatch Global Investors holds 704.11K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.31.

Financial Health

Currency: USD Updated: 2025-11-06

The company's current financial score is 8.33, which is higher than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 35.65M, representing a year-over-year increase of 77.29%, while its net profit experienced a year-over-year increase of 47.72%.

Score

Industry at a Glance

Previous score

8.33

Change



Financials

8.62

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.03

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.03

Key Metrics

Free cash flow

No Data

Finwise Bancorp's Company Valuation

Currency: USD Updated: 2025-11-06

The company’s current valuation score is 7.40, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 16.17, which is 36.16% below the recent high of 22.01 and 72.54% above the recent low of 4.44.

Score

Industry at a Glance

Previous score

7.40

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 104/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-06

The company’s current earnings forecast score is 8.50, which is higher than the Banking Services industry's average of 7.41. The average price target for Finwise Bancorp is 22.00, with a high of 24.00 and a low of 20.00.

Score

Industry at a Glance

Previous score

8.50

Change

Support & Resistance

No Data

Analyst Rating

Based on 4 analysts

Buy

Current Rating

22.000

Target Price

+17.15%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

Finwise Bancorp

FINW

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-06

The company’s current price momentum score is 7.45, which is higher than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 19.92 and the support level at 17.52, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.07

Change

-1.62

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(4)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.318

Neutral

RSI(14)

50.988

Neutral

STOCH(KDJ)(9,3,3)

64.696

Neutral

ATR(14)

0.627

High Vlolatility

CCI(14)

74.413

Neutral

Williams %R

42.917

Buy

TRIX(12,20)

-0.105

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

19.098

Buy

MA10

18.582

Buy

MA20

18.339

Buy

MA50

19.163

Buy

MA100

17.938

Buy

MA200

17.206

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-06

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 30.33%, representing a quarter-over-quarter decrease of 50.36%. The largest institutional shareholder is Wasatch Global Investors, holding a total of 704.11K shares, representing 5.19% of shares outstanding, with 8.91% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Landvatter (Kent)

1.02M

+6.49%

Wilenkin (Menachem)

829.61K

AllianceBernstein L.P.

767.34K

-5.30%

Prussin (Jarret)

756.43K

Wasatch Global Investors Inc

Star Investors

704.11K

The Vanguard Group, Inc.

Star Investors

485.58K

+15.08%

U.S. Bancorp Asset Management, Inc.

429.05K

+22.22%

Noone (James F)

409.89K

+2.50%

Giordano (James N)

396.43K

+0.69%

BlackRock Institutional Trust Company, N.A.

298.72K

+558.18%

Risk Assessment

Currency: USD Updated: 2025-11-06

The company’s current risk assessment score is 3.47, which is lower than the Banking Services industry's average of 6.61. The company's beta value is 0.82. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.