Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.072
Sell
RSI(14)
43.437
Neutral
STOCH(KDJ)(9,3,3)
23.719
Neutral
ATR(14)
0.545
Low Volatility
CCI(14)
-133.760
Sell
Williams %R
83.221
Oversold
TRIX(12,20)
0.008
Sell
StochRSI(14)
0.000
Oversold
First Financial Bankshares Inc
FFIN30.869USD
+0.009+0.03%
Market hours （ET）Quotes delayed by 15 min
4.42BMarket Cap
18.20P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of First Financial Bankshares Inc
Currency: USD Updated: 2025-12-24Key Insights
First Financial Bankshares Inc's fundamentals are relatively very healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 93/402 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 36.00.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
First Financial Bankshares Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
5
analysts
Hold
Current Rating
36.000
Target Price
+15.64%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
First Financial Bankshares Inc Highlights
StrengthsRisks
First Financial Bankshares, Inc. is a financial holding company. The Company, through its wholly owned subsidiary, First Financial Bank (the Bank), operates multiple banking regions with approximately 79 locations in Texas, including Abilene, Acton, Albany, Aledo, Alvarado, Beaumont, Boyd, Bridgeport, Brock, Bryan, Burleson, College Station, Cisco, Cleburne, Clyde, Conroe, Cut and Shoot, Decatur, Eastland and others. The Bank provides general commercial banking services, which include accepting and holding checking, savings and time deposits, making loans, offering automated teller machines (ATMs), drive-in and night deposit services, safe deposit facilities, remote deposit capture, Internet banking, mobile banking, payroll cards, funds transfer, and performing other customary commercial banking services. The Company also operates First Financial Trust and Asset Management Company, with nine locations and First Technology Services, Inc., a technology operating company.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 46.06%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 46.06%.
Undervalued
The company’s latest PB is 2.41, at a low 3-year percentile range.
Held by ETHSX
Star Investor ETHSX holds 511.01K shares of this stock.
Financial Health
Currency: USD Updated: 2025-12-24The current financial score of First Financial Bankshares Inc is 9.36, ranking 16/402 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 146.61M, representing a year-over-year increase of 16.37%, while its net profit experienced a year-over-year increase of 5.50%.
Score
Financials
8.69
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
10.00
Operational Efficiency
10.00
Growth Potential
9.18
Shareholder Returns
8.92
First Financial Bankshares Inc's Company Valuation
Currency: USD Updated: 2025-12-24The current valuation score of First Financial Bankshares Inc is 6.29, ranking 367/402 in the Banking Services industry. Its current P/E ratio is 18.19, which is 63.10% below the recent high of 29.67 and 15.17% above the recent low of 15.43.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 93/402
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-24The current earnings forecast score of First Financial Bankshares Inc is 6.40, ranking 270/402 in the Banking Services industry. The average price target for First Financial Bankshares Inc is 36.00, with a high of 39.00 and a low of 34.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
5
analysts
Hold
Current Rating
36.000
Target Price
+15.64%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
304
Total
4
Median
5
Average
Company name
Ratings
Analysts
First Financial Bankshares Inc
FFIN
5
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
61
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-24The current price momentum score of First Financial Bankshares Inc is 5.84, ranking 394/402 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 31.77 and the support level at 30.28, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
31.054
Sell
MA10
31.276
Sell
MA20
31.308
Sell
MA50
31.238
Sell
MA100
33.184
Sell
MA200
34.231
Sell
Institutional Confidence
Currency: USD Updated: 2025-12-24The current institutional shareholding score of First Financial Bankshares Inc is 7.00, ranking 58/402 in the Banking Services industry. The latest institutional shareholding proportion is 77.92%, representing a quarter-over-quarter decrease of 0.26%. The largest institutional shareholder is The Vanguard, holding a total of 13.72M shares, representing 9.58% of shares outstanding, with 0.85% decrease in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
First Financial Trust & Asset Management Company, N.A.
State Street Investment Management (US)
Geode Capital Management, L.L.C.
Kayne Anderson Rudnick Investment Management, LLC
Neuberger Berman, LLC
Champlain Investment Partners, LLC
Dimensional Fund Advisors, L.P.
Calvert Research and Management
1
2
Risk Assessment
Currency: USD Updated: 2025-12-24The current risk assessment score of First Financial Bankshares Inc is 8.09, ranking 95/402 in the Banking Services industry. The company's beta value is 0.85. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
0.85
VaR
+2.96%
240-Day Maximum Drawdown
+22.48%
240-Day Volatility
+33.62%
Return
Best Daily Return
60 days
+3.40%
120 days
+5.23%
5 years
+14.29%
Worst Daily Return
60 days
-4.83%
120 days
-4.83%
5 years
-9.15%
Sharpe Ratio
60 days
-1.37
120 days
-1.57
5 years
-0.12
Risk Assessment
Maximum Drawdown
240 days
+22.48%
3 years
+39.50%
5 years
+57.58%
Return-to-Drawdown Ratio
240 days
-0.50
3 years
-0.15
5 years
-0.13
Skewness
240 days
-0.21
3 years
+0.54
5 years
+0.30
Volatility
Realised Volatility
240 days
+33.62%
5 years
+33.49%
Standardised True Range
240 days
+2.95%
5 years
+3.40%
Downside Risk-Adjusted Return
120 days
-228.87%
240 days
-228.87%
Maximum Daily Upside Volatility
60 days
+15.13%
Maximum Daily Downside Volatility
60 days
+18.89%
Liquidity
Average Turnover Rate
60 days
+0.40%
120 days
+0.39%
5 years
--
Turnover Deviation
20 days
+3.77%
60 days
+6.51%
120 days
+3.44%
Peer Comparison
Banking Services
First Financial Bankshares Inc
FFIN
7.24 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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BAP
8.84 /10
Score
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Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.84 /10
Score
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Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.79 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of First Financial Bankshares Inc?
The TradingKey Stock Score provides a comprehensive assessment of First Financial Bankshares Inc based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of First Financial Bankshares Inc’s performance and outlook.
How do we generate the financial health score of First Financial Bankshares Inc?
To generate the financial health score of First Financial Bankshares Inc, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects First Financial Bankshares Inc's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of First Financial Bankshares Inc.
How do we generate the company valuation score of First Financial Bankshares Inc?
To generate the company valuation score of First Financial Bankshares Inc, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare First Financial Bankshares Inc’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of First Financial Bankshares Inc’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of First Financial Bankshares Inc.
How do we generate the earnings forecast score of First Financial Bankshares Inc?
To calculate the earnings forecast score of First Financial Bankshares Inc, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on First Financial Bankshares Inc’s future.
How do we generate the price momentum score of First Financial Bankshares Inc?
When generating the price momentum score for First Financial Bankshares Inc, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of First Financial Bankshares Inc’s prices. A higher score indicates a more stable short-term price trend for First Financial Bankshares Inc.
How do we generate the institutional confidence score of First Financial Bankshares Inc?
To generate the institutional confidence score of First Financial Bankshares Inc, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about First Financial Bankshares Inc’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of First Financial Bankshares Inc.
How do we generate the risk management score of First Financial Bankshares Inc?
To assess the risk management score of First Financial Bankshares Inc, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of First Financial Bankshares Inc’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of First Financial Bankshares Inc.
