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First Financial Bankshares Inc

FFIN

34.780USD

+0.560+1.64%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

4.98BMarket Cap

19.62P/E TTM



First Financial Bankshares Inc

34.780

+0.560+1.64%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of First Financial Bankshares Inc

Currency: USD Updated: 2026-02-06

Key Insights

First Financial Bankshares Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 52 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 36.50.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Financial Bankshares Inc's Score

Industry at a Glance

Industry Ranking

52 / 397

Overall Ranking

97 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

First Financial Bankshares Inc Highlights

StrengthsRisks

First Financial Bankshares, Inc. is a financial holding company. The Company, through its wholly owned subsidiary, First Financial Bank (the Bank), operates multiple banking regions with approximately 79 locations in Texas, including Abilene, Acton, Albany, Aledo, Alvarado, Beaumont, Boyd, Bridgeport, Brock, Bryan, Burleson, College Station, Cisco, Cleburne, Clyde, Conroe, Cut and Shoot, Decatur, Eastland and others. The Bank provides general commercial banking services, which include accepting and holding checking, savings and time deposits, making loans, offering automated teller machines (ATMs), drive-in and night deposit services, safe deposit facilities, remote deposit capture, Internet banking, mobile banking, payroll cards, funds transfer, and performing other customary commercial banking services. The Company also operates First Financial Trust and Asset Management Company, with nine locations and First Technology Services, Inc., a technology operating company.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 31.65% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 588.15M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 46.06%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 46.06%.

Undervalued

The company’s latest PB is 2.60, at a low 3-year percentile range.

Held by CI Select Canadian Equity Fund

Star Investor CI Select Canadian Equity Fund holds 5.86K shares of this stock.

Analyst Rating

Based on 4 analysts

Hold

Current Rating

36.500

Target Price

+6.85%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of First Financial Bankshares Inc is 9.33, ranking 16 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 154.22M, representing a year-over-year increase of 13.54%, while its net profit experienced a year-over-year increase of 17.64%.

Score

Industry at a Glance

Previous score

9.33

Change



Financials

8.62

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

9.13

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.93

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

First Financial Bankshares Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of First Financial Bankshares Inc is 6.29, ranking 364 out of 397 in the Banking Services industry. Its current P/E ratio is 19.62, which is 51.20% below the recent high of 29.67 and 21.36% above the recent low of 15.43.

Score

Industry at a Glance

Previous score

6.29

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 52/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of First Financial Bankshares Inc is 6.40, ranking 262 out of 397 in the Banking Services industry. The average price target is 36.00, with a high of 39.00 and a low of 34.00.

Score

Industry at a Glance

Previous score

6.40

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts

Hold

Current Rating

36.500

Target Price

+6.85%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

First Financial Bankshares Inc

FFIN

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

US Bancorp

USB

Bank of America Corp

BAC

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of First Financial Bankshares Inc is 9.21, ranking 191 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 36.14 and the support level at 32.29, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.14

Change

0.07

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(1)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.458

Buy

RSI(14)

69.311

Neutral

STOCH(KDJ)(9,3,3)

86.008

Buy

ATR(14)

1.173

High Vlolatility

CCI(14)

143.332

Buy

Williams %R

5.797

Overbought

TRIX(12,20)

0.233

Sell

StochRSI(14)

100.000

Overbought

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

33.772

Buy

MA10

32.764

Buy

MA20

32.621

Buy

MA50

31.741

Buy

MA100

32.036

Buy

MA200

33.907

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of First Financial Bankshares Inc is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 77.92%, representing a quarter-over-quarter decrease of 0.26%. The largest institutional shareholder is The Vanguard, holding a total of 13.66M shares, representing 9.54% of shares outstanding, with 1.34% decrease in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

14.93M

-0.77%

The Vanguard Group, Inc.

Star Investors

13.72M

-0.89%

First Financial Trust & Asset Management Company, N.A.

7.86M

+0.34%

State Street Investment Management (US)

6.05M

+2.82%

Geode Capital Management, L.L.C.

3.51M

+1.61%

Kayne Anderson Rudnick Investment Management, LLC

3.48M

+6.74%

Neuberger Berman, LLC

3.25M

-1.04%

Champlain Investment Partners, LLC

2.80M

-1.03%

Dimensional Fund Advisors, L.P.

2.55M

+0.00%

Calvert Research and Management

1.75M

+2.93%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of First Financial Bankshares Inc is 8.56, ranking 79 out of 397 in the Banking Services industry. The company's beta value is 0.83. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.