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First Financial Bankshares Inc

FFIN
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31.020USD
-0.380-1.21%
Market hours ETQuotes delayed by 15 min
4.44BMarket Cap
16.83P/E TTM

First Financial Bankshares Inc

31.020
-0.380-1.21%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of First Financial Bankshares Inc

Currency: USD Updated: 2026-05-14

Key Insights

First Financial Bankshares Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 89 out of 394 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 33.75.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Financial Bankshares Inc's Score

Industry at a Glance

Industry Ranking
89 / 394
Overall Ranking
158 / 4482
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

First Financial Bankshares Inc Highlights

StrengthsRisks
First Financial Bankshares, Inc. is a financial holding company. The Company, through its wholly owned subsidiary, First Financial Bank (the Bank), operates multiple banking regions with approximately 79 locations in Texas, including Abilene, Acton, Albany, Aledo, Alvarado, Beaumont, Boyd, Bridgeport, Brock, Bryan, Burleson, College Station, Cisco, Cleburne, Clyde, Conroe, Cut and Shoot, Decatur, Eastland and others. The Bank provides general commercial banking services, which include accepting and holding checking, savings and time deposits, making loans, offering automated teller machines (ATMs), drive-in and night deposit services, safe deposit facilities, remote deposit capture, Internet banking, mobile banking, payroll cards, funds transfer, and performing other customary commercial banking services. The Company also operates First Financial Trust and Asset Management Company, with nine locations and First Technology Services, Inc., a technology operating company.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 29.75% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 579.70M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 46.06%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 46.06%.
Undervalued
The company’s latest PB is 2.31, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 96.72M shares, decreasing 16.68% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 804.00 shares of this stock.

Analyst Rating

Based on 4 analysts
Hold
Current Rating
33.750
Target Price
+7.79%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-05-14

The current financial score of First Financial Bankshares Inc is 9.44, ranking 13 out of 394 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 154.28M, representing a year-over-year increase of 11.98%, while its net profit experienced a year-over-year increase of 16.62%.

Score

Industry at a Glance

Previous score
9.44
Change
0

Financials

8.71

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

9.25

Shareholder Returns

9.24

First Financial Bankshares Inc's Company Valuation

Currency: USD Updated: 2026-05-14

The current valuation score of First Financial Bankshares Inc is 6.29, ranking 355 out of 394 in the Banking Services industry. Its current P/E ratio is 17.04, which is 74.12% below the recent high of 29.67 and 9.43% above the recent low of 15.43.

Score

Industry at a Glance

Previous score
6.29
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 89/394
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-05-14

The current earnings forecast score of First Financial Bankshares Inc is 6.00, ranking 276 out of 394 in the Banking Services industry. The average price target is 36.00, with a high of 39.00 and a low of 34.00.

Score

Industry at a Glance

Previous score
6.40
Change
-0.4

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts
Hold
Current Rating
33.750
Target Price
+7.79%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

308
Total
4
Median
5
Average
Company name
Ratings
Analysts
First Financial Bankshares Inc
FFIN
4
Wells Fargo & Co
WFC
27
JPMorgan Chase & Co
JPM
27
Bank of America Corp
BAC
27
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
26
1
2
3
...
62

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-05-14

The current price momentum score of First Financial Bankshares Inc is 6.70, ranking 292 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 32.64 and the support level at 30.53, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.72
Change
-0.02

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(3)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.339
Neutral
RSI(14)
47.025
Neutral
STOCH(KDJ)(9,3,3)
26.234
Neutral
ATR(14)
0.751
Low Volatility
CCI(14)
-108.845
Sell
Williams %R
75.362
Sell
TRIX(12,20)
0.128
Sell
StochRSI(14)
10.485
Oversold
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
31.630
Sell
MA10
31.971
Sell
MA20
32.133
Sell
MA50
30.861
Buy
MA100
31.509
Sell
MA200
32.417
Sell

Institutional Confidence

Currency: USD Updated: 2026-05-14

The current institutional shareholding score of First Financial Bankshares Inc is 5.00, ranking 165 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 67.51%, representing a quarter-over-quarter decrease of 13.36%. The largest institutional shareholder is Invesco, holding a total of 1.17M shares, representing 0.82% of shares outstanding, with 529.48% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
15.05M
+0.77%
First Financial Trust & Asset Management Company, N.A.
7.62M
-3.05%
State Street Investment Management (US)
6.14M
+1.45%
Geode Capital Management, L.L.C.
3.51M
+0.08%
Kayne Anderson Rudnick Investment Management, LLC
3.24M
-6.82%
Neuberger Berman, LLC
3.06M
-5.70%
Dimensional Fund Advisors, L.P.
2.72M
+6.50%
Norges Bank Investment Management (NBIM)
1.71M
+6.98%
1
2

Risk Assessment

Currency: USD Updated: 2026-05-14

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of First Financial Bankshares Inc is 8.56, ranking 78 out of 394 in the Banking Services industry. The company's beta value is 0.84. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
8.56
Change
0
Beta vs S&P 500 index
0.84
VaR
+2.88%
240-Day Maximum Drawdown
+24.72%
240-Day Volatility
+30.85%

Return

Best Daily Return
60 days
+4.88%
120 days
+4.88%
5 years
+14.29%
Worst Daily Return
60 days
-7.53%
120 days
-7.53%
5 years
-9.15%
Sharpe Ratio
60 days
-0.80
120 days
+0.43
5 years
-0.08

Risk Assessment

Maximum Drawdown
240 days
+24.72%
3 years
+33.59%
5 years
+57.58%
Return-to-Drawdown Ratio
240 days
-0.44
3 years
+0.10
5 years
-0.12
Skewness
240 days
-0.26
3 years
+0.63
5 years
+0.28

Volatility

Realised Volatility
240 days
+30.85%
5 years
+33.63%
Standardised True Range
240 days
+2.75%
5 years
+3.23%
Downside Risk-Adjusted Return
120 days
+59.87%
240 days
+59.87%
Maximum Daily Upside Volatility
60 days
+20.84%
Maximum Daily Downside Volatility
60 days
+26.74%

Liquidity

Average Turnover Rate
60 days
+0.54%
120 days
+0.56%
5 years
--
Turnover Deviation
20 days
+16.46%
60 days
+25.59%
120 days
+30.00%

Peer Comparison

Banking Services
First Financial Bankshares Inc
First Financial Bankshares Inc
FFIN
7.20 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
8.53 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Prosperity Bancshares Inc
Prosperity Bancshares Inc
PB
8.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Royal Bank of Canada
Royal Bank of Canada
RY
8.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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AerCap Holdings NV
AerCap Holdings NV
AER
8.42 /10
Score
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