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First Financial Bancorp

FFBC
24.150USD
-0.020-0.08%
Close 11/11, 16:00ETQuotes delayed by 15 min
2.31BMarket Cap
8.96P/E TTM

First Financial Bancorp

24.150
-0.020-0.08%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of First Financial Bancorp

Currency: USD Updated: 2025-11-10

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Financial Bancorp's Score

Industry at a Glance

Industry Ranking
43 / 407
Overall Ranking
94 / 4611
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 7 analysts
Buy
Current Rating
29.833
Target Price
+24.15%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

First Financial Bancorp Highlights

StrengthsRisks
First Financial Bancorp. is a mid-sized, regional bank holding company. The Company is engaged in the business of commercial banking and other banking and banking-related activities through its wholly owned subsidiary, First Financial Bank (the Bank). The Company provides a range of banking services to individuals and businesses, including commercial lending, real estate lending and consumer financing. Real estate loans are loans secured by a mortgage lien on the real property of the borrower, which may either be residential property (one to four family residential housing units) or commercial property (owner-occupied and/or investor income producing real estate). In addition, the Company offers deposit products that include interest-bearing and noninterest-bearing accounts, time deposits and cash management services for commercial customers. It also provides a full range of trust and wealth management services through First Financials Wealth Management line of business.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 17.87% year-on-year.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 39.25%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 39.25%.
Undervalued
The company’s latest PB is 0.88, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 77.37M shares, decreasing 1.89% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 574.00 shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-10

The company's current financial score is 9.20, which is higher than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 214.12M, representing a year-over-year increase of 18.12%, while its net profit experienced a year-over-year increase of 37.12%.

Score

Industry at a Glance

Previous score
9.20
Change
0

Financials

9.12

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

7.67

Shareholder Returns

9.23

First Financial Bancorp's Company Valuation

Currency: USD Updated: 2025-11-10

The company’s current valuation score is 8.52, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 8.87, which is 46.17% below the recent high of 12.97 and 31.51% above the recent low of 6.08.

Score

Industry at a Glance

Previous score
8.52
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 43/407
No Data

Earnings Forecast

Currency: USD Updated: 2025-11-10

The company’s current earnings forecast score is 7.14, which is lower than the Banking Services industry's average of 7.41. The average price target for First Financial Bancorp is 30.00, with a high of 32.00 and a low of 28.00.

Score

Industry at a Glance

Previous score
7.14
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 7 analysts
Buy
Current Rating
29.833
Target Price
+23.43%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

295
Total
4
Median
5
Average
Company name
Ratings
Analysts
First Financial Bancorp
FFBC
7
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
59

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-10

The company’s current price momentum score is 6.75, which is lower than the Banking Services industry's average of 7.77. Sideways: Currently, the stock price is trading between the resistance level at 25.64 and the support level at 22.88, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.64
Change
0.11

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(3)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.185
Neutral
RSI(14)
47.704
Neutral
STOCH(KDJ)(9,3,3)
80.412
Buy
ATR(14)
0.554
High Vlolatility
CCI(14)
86.203
Neutral
Williams %R
38.418
Buy
TRIX(12,20)
-0.254
Sell
StochRSI(14)
96.489
Overbought
Moving Average
Sell(3)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MA5
23.992
Buy
MA10
23.774
Buy
MA20
23.970
Buy
MA50
25.070
Sell
MA100
25.014
Sell
MA200
24.974
Sell

Institutional Confidence

Currency: USD Updated: 2025-11-10

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 78.52%, representing a quarter-over-quarter decrease of 4.80%. The largest institutional shareholder is The Vanguard, holding a total of 10.68M shares, representing 10.84% of shares outstanding, with 4.69% decrease in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
12.83M
-1.34%
The Vanguard Group, Inc.
Star Investors
10.63M
-0.52%
Dimensional Fund Advisors, L.P.
6.28M
-2.97%
Macquarie Investment Management
4.69M
+1.67%
State Street Investment Management (US)
4.50M
-6.74%
Fort Washington Investment Advisors, Inc.
2.75M
--
JP Morgan Asset Management
2.39M
-2.67%
Geode Capital Management, L.L.C.
2.34M
+0.45%
Fuller & Thaler Asset Management Inc.
1.83M
-0.12%
Charles Schwab Investment Management, Inc.
1.26M
-1.67%
1
2

Risk Assessment

Currency: USD Updated: 2025-11-10

The company’s current risk assessment score is 8.39, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 1.00. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
8.39
Change
0
Beta vs S&P 500 index
0.99
VaR
+2.98%
240-Day Maximum Drawdown
+27.32%
240-Day Volatility
+32.26%

Return

Best Daily Return
60 days
+4.08%
120 days
+4.28%
5 years
+13.82%
Worst Daily Return
60 days
-7.63%
120 days
-7.63%
5 years
-8.84%
Sharpe Ratio
60 days
-0.33
120 days
-0.15
5 years
+0.46

Risk Assessment

Maximum Drawdown
240 days
+27.32%
3 years
+33.80%
5 years
+35.02%
Return-to-Drawdown Ratio
240 days
-0.70
3 years
-0.00
5 years
+0.14
Skewness
240 days
-0.71
3 years
+0.67
5 years
+0.45

Volatility

Realised Volatility
240 days
+32.26%
5 years
+33.58%
Standardised True Range
240 days
+2.76%
5 years
+2.75%
Downside Risk-Adjusted Return
120 days
-20.99%
240 days
-20.99%
Maximum Daily Upside Volatility
60 days
+17.45%
Maximum Daily Downside Volatility
60 days
+20.62%

Liquidity

Average Turnover Rate
60 days
+0.43%
120 days
+0.44%
5 years
--
Turnover Deviation
20 days
+14.36%
60 days
+6.07%
120 days
+7.29%

Peer Comparison

Banking Services
First Financial Bancorp
First Financial Bancorp
FFBC
7.90 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.97 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.91 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
FNB Corp
FNB Corp
FNB
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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