Indicators
Indicators
Value
Direction
MACD(12,26,9)
24.869
Buy
RSI(14)
79.285
Buy
STOCH(KDJ)(9,3,3)
86.270
Overbought
ATR(14)
43.270
High Vlolatility
CCI(14)
100.951
Buy
Williams %R
6.859
Overbought
TRIX(12,20)
0.598
Sell
StochRSI(14)
100.000
Buy
First Citizens BancShares Inc (Delaware)
FCNCA2134.990USD
+27.830+1.32%
Close 12/19, 16:00（ET）Quotes delayed by 15 min
26.94BMarket Cap
12.64P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of First Citizens BancShares Inc (Delaware)
Currency: USD Updated: 2025-12-19Key Insights
First Citizens BancShares Inc (Delaware)'s fundamentals are relatively stable, and its growth potential is significant.Its valuation is considered fairly valued, ranking 43/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 2162.69.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
First Citizens BancShares Inc (Delaware)'s Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
14
analysts
Buy
Current Rating
2162.692
Target Price
+9.77%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
First Citizens BancShares Inc (Delaware) Highlights
StrengthsRisks
First Citizens BancShares, Inc. is the financial holding company for First-Citizens Bank & Trust Company (First Citizens Bank). The Company’s General Bank segment delivers products and services to consumers and businesses through its network of branches and various digital channels. It offers a full suite of deposit products, loans, cash management, private banking and wealth management, payment services, and treasury services. The Commercial Bank segment provides a range of lending, leasing, capital markets, asset management, and other financial and advisory services, primarily to small and middle market companies. The SVB Commercial segment offers products and services to commercial clients and investors across stages, sectors and regions in the innovation ecosystem, as well as private equity and venture capital firms. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers throughout North America.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 112.16% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 9.18B.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 3.57%.
Overvalued
The company’s latest PB is 1.28, at a high 3-year percentile range.
Held by PRFDX
Star Investor PRFDX holds 21.00 shares of this stock.
Higher Market Activity
The company has more investor interest, with a 20-day turnover ratio of 0.88.
Financial Health
Currency: USD Updated: 2025-12-19The current financial score of First Citizens BancShares Inc (Delaware) is 7.90, ranking 179/404 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 2.27B, representing a year-over-year decrease of 1.64%, while its net profit experienced a year-over-year decrease of 11.22%.
Score
Financials
5.17
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
10.00
Operational Efficiency
10.00
Growth Potential
5.74
Shareholder Returns
8.57
First Citizens BancShares Inc (Delaware)'s Company Valuation
Currency: USD Updated: 2025-12-19The current valuation score of First Citizens BancShares Inc (Delaware) is 7.62, ranking 223/404 in the Banking Services industry. Its current P/E ratio is 12.64, which is 10.35% below the recent high of 13.95 and 89.33% above the recent low of 1.35.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 43/404
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-19The current earnings forecast score of First Citizens BancShares Inc (Delaware) is 7.57, ranking 154/404 in the Banking Services industry. The average price target for First Citizens BancShares Inc (Delaware) is 2190.00, with a high of 2600.00 and a low of 1900.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
14
analysts
Buy
Current Rating
2162.692
Target Price
+9.77%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
304
Total
4
Median
5
Average
Company name
Ratings
Analysts
First Citizens BancShares Inc (Delaware)
FCNCA
14
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
Regions Financial Corp
RF
25
US Bancorp
USB
25
1
2
3
...
61
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-19The current price momentum score of First Citizens BancShares Inc (Delaware) is 9.62, ranking 18/404 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 2252.75 and the support level at 1917.00, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
2104.090
Buy
MA10
2065.594
Buy
MA20
1985.150
Buy
MA50
1862.701
Buy
MA100
1876.681
Buy
MA200
1876.106
Buy
Institutional Confidence
Currency: USD Updated: 2025-12-19The current institutional shareholding score of First Citizens BancShares Inc (Delaware) is 7.00, ranking 58/404 in the Banking Services industry. The latest institutional shareholding proportion is 77.37%, representing a quarter-over-quarter decrease of 0.23%. The largest institutional shareholder is The Vanguard, holding a total of 880.03K shares, representing 7.70% of shares outstanding, with 0.52% decrease in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
Holding (Olivia Britton)
Holding (Frank Brown Jr.)
BlackRock Institutional Trust Company, N.A.
JP Morgan Asset Management
Bristow (Claire Holding)
BlackRock Financial Management, Inc.
Bryant (Hope Holding)
Brice (Carson H)
1
2
Risk Assessment
Currency: USD Updated: 2025-12-19The current risk assessment score of First Citizens BancShares Inc (Delaware) is 7.92, ranking 114/404 in the Banking Services industry. The company's beta value is 0.67. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
0.67
VaR
+3.31%
240-Day Maximum Drawdown
+30.00%
240-Day Volatility
+36.14%
Return
Best Daily Return
60 days
+4.33%
120 days
+4.44%
5 years
+53.74%
Worst Daily Return
60 days
-6.16%
120 days
-6.16%
5 years
-12.24%
Sharpe Ratio
60 days
+2.39
120 days
+0.80
5 years
+0.66
Risk Assessment
Maximum Drawdown
240 days
+30.00%
3 years
+35.67%
5 years
+43.88%
Return-to-Drawdown Ratio
240 days
-0.02
3 years
+1.59
5 years
+0.67
Skewness
240 days
-0.60
3 years
+8.49
5 years
+7.07
Volatility
Realised Volatility
240 days
+36.14%
5 years
+39.36%
Standardised True Range
240 days
+2.56%
5 years
+1.78%
Downside Risk-Adjusted Return
120 days
+107.68%
240 days
+107.68%
Maximum Daily Upside Volatility
60 days
+16.62%
Maximum Daily Downside Volatility
60 days
+21.58%
Liquidity
Average Turnover Rate
60 days
+0.80%
120 days
+0.77%
5 years
--
Turnover Deviation
20 days
+88.33%
60 days
+28.93%
120 days
+24.54%
Peer Comparison
Banking Services
First Citizens BancShares Inc (Delaware)
FCNCA
8.05 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.83 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.72 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of First Citizens BancShares Inc (Delaware)?
The TradingKey Stock Score provides a comprehensive assessment of First Citizens BancShares Inc (Delaware) based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of First Citizens BancShares Inc (Delaware)’s performance and outlook.
How do we generate the financial health score of First Citizens BancShares Inc (Delaware)?
To generate the financial health score of First Citizens BancShares Inc (Delaware), we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects First Citizens BancShares Inc (Delaware)'s overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of First Citizens BancShares Inc (Delaware).
How do we generate the company valuation score of First Citizens BancShares Inc (Delaware)?
To generate the company valuation score of First Citizens BancShares Inc (Delaware), we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare First Citizens BancShares Inc (Delaware)’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of First Citizens BancShares Inc (Delaware)’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of First Citizens BancShares Inc (Delaware).
How do we generate the earnings forecast score of First Citizens BancShares Inc (Delaware)?
To calculate the earnings forecast score of First Citizens BancShares Inc (Delaware), we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on First Citizens BancShares Inc (Delaware)’s future.
How do we generate the price momentum score of First Citizens BancShares Inc (Delaware)?
When generating the price momentum score for First Citizens BancShares Inc (Delaware), we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of First Citizens BancShares Inc (Delaware)’s prices. A higher score indicates a more stable short-term price trend for First Citizens BancShares Inc (Delaware).
How do we generate the institutional confidence score of First Citizens BancShares Inc (Delaware)?
To generate the institutional confidence score of First Citizens BancShares Inc (Delaware), we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about First Citizens BancShares Inc (Delaware)’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of First Citizens BancShares Inc (Delaware).
How do we generate the risk management score of First Citizens BancShares Inc (Delaware)?
To assess the risk management score of First Citizens BancShares Inc (Delaware), we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of First Citizens BancShares Inc (Delaware)’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of First Citizens BancShares Inc (Delaware).
