









Markets
/
Stocks
/
nasdaq-fcfs
/

Firstcash Holdings Inc

FCFS

146.960USD

+0.620+0.42%

Close 09/15, 16:00（ET）Quotes delayed by 15 min

6.52BMarket Cap

22.35P/E TTM



Firstcash Holdings Inc

146.960

+0.620+0.42%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-15

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

17 / 400

Overall Ranking

101 / 4724

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 7 analysts

Buy

Current Rating

162.333

Target Price

+10.93%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

FirstCash Holdings, Inc. is an operator of pawn stores in the United States and Latin America. It is a provider of technology-driven, retail point-of-sale (POS) payment solutions focused on serving cash and credit-constrained consumers in the U.S. and Puerto Rico. It operates two business lines: pawn operations and retail POS payment solutions, which are organized into three reportable segments. The U.S. pawn segment consists of pawn operations in 29 U.S. states and the District of Columbia, while the Latin America pawn segment consists of pawn operations in Mexico, Guatemala, Colombia and El Salvador. The retail POS payment solutions segment consists of the operations of American First Finance, LLC (AFF) in all 50 states in the U.S., the District of Columbia and Puerto Rico. Its pawn stores buy and sell a variety of jewelry, electronics, appliances, sporting goods, musical instruments and other merchandise, and make small non-recourse pawn loans secured by pledged personal property.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 23.35% year-on-year.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 25.41%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 25.41%.

Overvalued

The company’s latest PB is 3.05, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 44.55M shares, decreasing 4.63% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 4.00M shares of this stock.

Financial Health

Currency: USD Updated：2025-09-15

The company's current financial score is 7.67, which is higher than the Banking Services industry's average of 7.33. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 763.01M, representing a year-over-year decrease of 2.05%, while its net profit experienced a year-over-year decrease of 36.21%.

Score

Industry at a Glance

Previous score

7.67

Change

-0.04



Financials

9.02

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

8.20

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

7.02

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

5.03

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

8.86

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-15

The company’s current valuation score is 5.60, which is higher than the Banking Services industry's average of 4.39. Its current P/E ratio is 22.74, which is -5.70% below the recent high of 21.45 and 15.31% above the recent low of 19.26.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 17/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-15

The company’s current earnings forecast score is 7.60, which is higher than the Banking Services industry's average of 7.34. The average price target for Firstcash Holdings Inc is 157.00, with a high of 172.00 and a low of 145.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 7 analysts

Buy

Current Rating

162.333

Target Price

+10.93%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Firstcash Holdings Inc

FCFS

American Express Co

AXP

Capital One Financial Corp

COF

Synchrony Financial

SYF

SoFi Technologies Inc

SOFI

Ally Financial Inc

ALLY

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-15

The company’s current price momentum score is 9.66, which is higher than the Banking Services industry's average of 8.78. Sideways: Currently, the stock price is trading between the resistance level at 155.27 and the support level at 135.42, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.94

Change

0.16

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(4)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-1.162

Neutral

RSI(14)

57.946

Neutral

STOCH(KDJ)(9,3,3)

36.334

Neutral

ATR(14)

2.350

High Vlolatility

CCI(14)

-51.862

Neutral

Williams %R

62.264

Sell

TRIX(12,20)

0.368

Sell

StochRSI(14)

29.548

Sell

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

146.674

Buy

MA10

147.847

Sell

MA20

145.760

Buy

MA50

137.698

Buy

MA100

134.095

Buy

MA200

123.349

Buy

Institutional Confidence

Currency: USD Updated：2025-09-15

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 6.35. The latest institutional shareholding proportion is 100.42%, representing a quarter-over-quarter decrease of 0.69%. The largest institutional shareholder is The Vanguard, holding a total of 4.00M shares, representing 9.03% of shares outstanding, with 1.56% decrease in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

4.50M

-4.49%

The Vanguard Group, Inc.

Star Investors

4.03M

-1.68%

AFF Services,Inc

3.94M

-11.18%

Fidelity Management & Research Company LLC

5.01M

+19.23%

EARNEST Partners, LLC

2.33M

-0.45%

State Street Global Advisors (US)

1.46M

+0.66%

Fiduciary Management, Inc.

1.30M

-0.65%

Fidelity Institutional Asset Management

1.48M

-4.92%

Managed Account Advisors LLC

1.04M

+4.87%

Dimensional Fund Advisors, L.P.

1.01M

-3.45%

Risk Assessment

Currency: USD Updated：2025-09-15

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The company’s current risk assessment score is 6.36, which is higher than the Banking Services industry's average of 5.16. The company's beta value is 0.69. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.