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Firstcash Holdings Inc

FCFS
158.500USD
+0.050+0.03%
Close 10/31, 16:00ETQuotes delayed by 15 min
7.03BMarket Cap
22.70P/E TTM

Firstcash Holdings Inc

158.500
+0.050+0.03%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Firstcash Holdings Inc

Currency: USD Updated: 2025-10-31

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Firstcash Holdings Inc's Score

Industry at a Glance

Industry Ranking
55 / 408
Overall Ranking
123 / 4618
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 8 analysts
Buy
Current Rating
175.429
Target Price
+10.72%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Firstcash Holdings Inc Highlights

StrengthsRisks
FirstCash Holdings, Inc. is an operator of pawn stores in the United States and Latin America. It is a provider of technology-driven, retail point-of-sale (POS) payment solutions focused on serving cash and credit-constrained consumers in the U.S. and Puerto Rico. It operates two business lines: pawn operations and retail POS payment solutions, which are organized into three reportable segments. The U.S. pawn segment consists of pawn operations in 29 U.S. states and the District of Columbia, while the Latin America pawn segment consists of pawn operations in Mexico, Guatemala, Colombia and El Salvador. The retail POS payment solutions segment consists of the operations of American First Finance, LLC (AFF) in all 50 states in the U.S., the District of Columbia and Puerto Rico. Its pawn stores buy and sell a variety of jewelry, electronics, appliances, sporting goods, musical instruments and other merchandise, and make small non-recourse pawn loans secured by pledged personal property.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 23.35% year-on-year.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 25.41%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 25.41%.
Overvalued
The company’s latest PB is 3.20, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 39.21M shares, decreasing 4.97% quarter-over-quarter.
Held by Chuck Royce
Star Investor Chuck Royce holds 81.92K shares of this stock.

Financial Health

Currency: USD Updated: 2025-10-31

The company's current financial score is 7.24, which is higher than the Banking Services industry's average of 7.05. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 754.55M, representing a year-over-year decrease of 2.54%, while its net profit experienced a year-over-year decrease of 21.87%.

Score

Industry at a Glance

Previous score
7.24
Change
0

Financials

7.62

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

7.29

Operational Efficiency

6.71

Growth Potential

5.48

Shareholder Returns

9.10

Firstcash Holdings Inc's Company Valuation

Currency: USD Updated: 2025-10-31

The company’s current valuation score is 5.11, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 22.85, which is 15.67% below the recent high of 26.43 and 30.95% above the recent low of 15.78.

Score

Industry at a Glance

Previous score
5.11
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 55/408
No Data

Earnings Forecast

Currency: USD Updated: 2025-10-31

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.39. The average price target for Firstcash Holdings Inc is 175.00, with a high of 205.00 and a low of 145.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 8 analysts
Buy
Current Rating
175.429
Target Price
+10.72%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Firstcash Holdings Inc
FCFS
8
American Express Co
AXP
32
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
23
Ally Financial Inc
ALLY
20
1
2
3
...
8

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-10-31

The company’s current price momentum score is 9.16, which is higher than the Banking Services industry's average of 7.35. Sideways: Currently, the stock price is trading between the resistance level at 165.52 and the support level at 149.13, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.15
Change
0.01

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(3)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
-0.556
Neutral
RSI(14)
58.090
Neutral
STOCH(KDJ)(9,3,3)
57.289
Buy
ATR(14)
5.520
Low Volatility
CCI(14)
97.855
Neutral
Williams %R
28.432
Buy
TRIX(12,20)
0.062
Sell
StochRSI(14)
100.000
Buy
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
153.004
Buy
MA10
154.047
Buy
MA20
154.941
Buy
MA50
151.367
Buy
MA100
142.136
Buy
MA200
131.390
Buy

Institutional Confidence

Currency: USD Updated: 2025-10-31

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 88.37%, representing a quarter-over-quarter decrease of 12.00%. The largest institutional shareholder is The Vanguard, holding a total of 4.00M shares, representing 9.03% of shares outstanding, with 1.56% decrease in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
4.47M
-0.69%
The Vanguard Group, Inc.
Star Investors
4.00M
-0.75%
AFF Services,Inc
3.94M
-11.18%
Fidelity Management & Research Company LLC
3.54M
-29.41%
EARNEST Partners, LLC
2.33M
-0.08%
State Street Investment Management (US)
1.44M
-1.11%
Fiduciary Management, Inc.
1.29M
-0.38%
Fidelity Institutional Asset Management
1.11M
-24.93%
Managed Account Advisors LLC
1.04M
+0.30%
Dimensional Fund Advisors, L.P.
1.01M
-0.13%
1
2

Risk Assessment

Currency: USD Updated: 2025-10-31

The company’s current risk assessment score is 8.73, which is higher than the Banking Services industry's average of 6.60. The company's beta value is 0.66. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
8.73
Change
0
Beta vs S&P 500 index
0.66
VaR
+2.64%
240-Day Maximum Drawdown
+12.75%
240-Day Volatility
+29.25%

Return

Best Daily Return
60 days
+7.01%
120 days
+7.01%
5 years
+12.14%
Worst Daily Return
60 days
-4.15%
120 days
-8.40%
5 years
-13.19%
Sharpe Ratio
60 days
+2.41
120 days
+1.44
5 years
+0.90

Risk Assessment

Maximum Drawdown
240 days
+12.75%
3 years
+24.12%
5 years
+36.18%
Return-to-Drawdown Ratio
240 days
+3.76
3 years
+1.09
5 years
+0.95
Skewness
240 days
+0.50
3 years
-0.24
5 years
+0.08

Volatility

Realised Volatility
240 days
+29.25%
5 years
+31.80%
Standardised True Range
240 days
+1.98%
5 years
+1.62%
Downside Risk-Adjusted Return
120 days
+210.00%
240 days
+210.00%
Maximum Daily Upside Volatility
60 days
+24.22%
Maximum Daily Downside Volatility
60 days
+19.18%

Liquidity

Average Turnover Rate
60 days
+0.72%
120 days
+0.74%
5 years
--
Turnover Deviation
20 days
+17.05%
60 days
+22.60%
120 days
+25.97%

Peer Comparison

Banking Services
Firstcash Holdings Inc
Firstcash Holdings Inc
FCFS
7.58 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.91 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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