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Firstcash Holdings Inc

FCFS
181.920USD
+4.270+2.40%
Close 02/06, 16:00ETQuotes delayed by 15 min
8.03BMarket Cap
26.14P/E TTM

Firstcash Holdings Inc

181.920
+4.270+2.40%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Firstcash Holdings Inc

Currency: USD Updated: 2026-02-06

Key Insights

Firstcash Holdings Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 70 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 197.00.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Firstcash Holdings Inc's Score

Industry at a Glance

Industry Ranking
70 / 397
Overall Ranking
120 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

Firstcash Holdings Inc Highlights

StrengthsRisks
FirstCash Holdings, Inc. is an international operator of pawn stores focused on serving cash and credit-constrained consumers. The Company is also a provider of technology-driven, retail point-of-sale (POS) payment solutions. Its retail POS payment solutions business line consists solely of the operations of AFF, which focuses on LTO products and facilitating other retail financing payment options. Its U.S. pawn segment consists of pawn operations in the U.S. while the Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia. Its retail POS payment solutions segment consists of the operations of AFF in the U.S. and Puerto Rico. It operates more than 3,300 pawn stores in the U.S., Latin America and the United Kingdom. Most of the stores buy and sell a variety of jewelry, electronics, tools, appliances, sporting goods, musical instruments and other merchandise, and all make small non-recourse pawn loans secured by pledged personal property.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 23.35% year-on-year.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 25.41%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 25.41%.
Overvalued
The company’s latest PB is 3.65, at a high 3-year percentile range.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 326.00 shares of this stock.

Analyst Rating

Based on 7 analysts
Buy
Current Rating
197.000
Target Price
+8.29%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Firstcash Holdings Inc is 6.75, ranking 248 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 853.90M, representing a year-over-year increase of 10.02%, while its net profit experienced a year-over-year increase of 27.74%.

Score

Industry at a Glance

Previous score
6.75
Change
0

Financials

8.82

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

5.93

Operational Efficiency

4.45

Growth Potential

6.10

Shareholder Returns

8.46

Firstcash Holdings Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Firstcash Holdings Inc is 5.11, ranking 394 out of 397 in the Banking Services industry. Its current P/E ratio is 26.14, which is 1.11% below the recent high of 26.43 and 39.64% above the recent low of 15.78.

Score

Industry at a Glance

Previous score
5.11
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 70/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Firstcash Holdings Inc is 7.75, ranking 120 out of 397 in the Banking Services industry. The average price target is 175.00, with a high of 205.00 and a low of 157.00.

Score

Industry at a Glance

Previous score
7.75
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 7 analysts
Buy
Current Rating
197.000
Target Price
+8.29%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Firstcash Holdings Inc
FCFS
7
American Express Co
AXP
32
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
23
Ally Financial Inc
ALLY
19
1
2
3
...
8

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Firstcash Holdings Inc is 9.27, ranking 161 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 192.78 and the support level at 167.03, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.37
Change
-0.1

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(1)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
1.695
Buy
RSI(14)
73.238
Buy
STOCH(KDJ)(9,3,3)
76.459
Neutral
ATR(14)
5.588
High Vlolatility
CCI(14)
344.883
Overbought
Williams %R
26.524
Buy
TRIX(12,20)
0.245
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
174.832
Buy
MA10
171.884
Buy
MA20
170.189
Buy
MA50
164.514
Buy
MA100
159.586
Buy
MA200
146.840
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Firstcash Holdings Inc is 10.00, ranking 1 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 92.94%, representing a quarter-over-quarter decrease of 0.06%. The largest institutional shareholder is The Vanguard, holding a total of 4.00M shares, representing 9.06% of shares outstanding, with 0.43% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
4.26M
-4.68%
The Vanguard Group, Inc.
Star Investors
4.09M
+2.08%
AFF Services,Inc
3.94M
-11.18%
Fidelity Management & Research Company LLC
3.61M
+2.22%
EARNEST Partners, LLC
2.28M
-1.81%
State Street Investment Management (US)
1.42M
-1.44%
Fiduciary Management, Inc.
1.28M
-0.44%
Managed Account Advisors LLC
1.03M
-1.48%
Geode Capital Management, L.L.C.
1.01M
+3.20%
Dimensional Fund Advisors, L.P.
1.00M
-0.27%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Firstcash Holdings Inc is 8.61, ranking 76 out of 397 in the Banking Services industry. The company's beta value is 0.48. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
8.61
Change
0
Beta vs S&P 500 index
0.48
VaR
+2.62%
240-Day Maximum Drawdown
+12.75%
240-Day Volatility
+30.82%

Return

Best Daily Return
60 days
+3.98%
120 days
+7.01%
5 years
+12.14%
Worst Daily Return
60 days
-5.45%
120 days
-5.45%
5 years
-13.19%
Sharpe Ratio
60 days
+2.04
120 days
+2.15
5 years
+0.85

Risk Assessment

Maximum Drawdown
240 days
+12.75%
3 years
+24.12%
5 years
+36.18%
Return-to-Drawdown Ratio
240 days
+4.63
3 years
+1.32
5 years
+0.82
Skewness
240 days
+0.23
3 years
-0.33
5 years
+0.11

Volatility

Realised Volatility
240 days
+30.82%
5 years
+31.55%
Standardised True Range
240 days
+2.02%
5 years
+1.48%
Downside Risk-Adjusted Return
120 days
+304.20%
240 days
+304.20%
Maximum Daily Upside Volatility
60 days
+20.61%
Maximum Daily Downside Volatility
60 days
+19.93%

Liquidity

Average Turnover Rate
60 days
+0.72%
120 days
+0.74%
5 years
--
Turnover Deviation
20 days
+17.05%
60 days
+22.60%
120 days
+25.97%

Peer Comparison

Banking Services
Firstcash Holdings Inc
Firstcash Holdings Inc
FCFS
7.72 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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