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First Commonwealth Financial Corp

FCF

17.550USD

-0.370-2.06%

Close 09/19, 16:00（ET）Quotes delayed by 15 min

1.84BMarket Cap

13.74P/E TTM



First Commonwealth Financial Corp

17.550

-0.370-2.06%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

103 / 400

Overall Ranking

218 / 4720

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 6 analysts

Buy

Current Rating

19.200

Target Price

+7.14%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

First Commonwealth Financial Corporation is a financial holding company. The Company’s operating subsidiaries include First Commonwealth Bank (the Bank/FCB), First Commonwealth Insurance Agency, Inc. (FCIA) and FRAMAL. The Company provides a range of commercial banking, consumer banking, mortgage, equipment finance, wealth management and insurance products and services through its subsidiaries First Commonwealth Bank and FCAI. The Bank operates through 125 community banking offices in 30 counties throughout western and central Pennsylvania and throughout Ohio, as well as commercial lending operations in Pittsburgh and Harrisburg, Pennsylvania, and Canton, Cleveland, Columbus and Cincinnati, Ohio. The Company also operates mortgage offices in Wexford, Pennsylvania, as well as Hudson and Lewis Center, Ohio. The Bank also operates a network of 138 automated teller machines. All of its ATMs are part of the NYCE and MasterCard/Cirrus networks, both of which operate nationwide.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 15.21% year-on-year.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 36.90%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 36.90%.

Fairly Valued

The company’s latest PB is 1.21, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 81.90M shares, decreasing 1.20% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 11.65M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 6.76, which is lower than the Banking Services industry's average of 7.06. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 122.09M, representing a year-over-year increase of 14.24%, while its net profit experienced a year-over-year increase of 9.94%.

Score

Industry at a Glance

Previous score

6.76

Change



Financials

7.12

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

6.03

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

6.21

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.82

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.62

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 13.68, which is -17.37% below the recent high of 11.30 and 33.92% above the recent low of 9.04.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 103/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

The company’s current earnings forecast score is 7.33, which is lower than the Banking Services industry's average of 7.39. The average price target for First Commonwealth Financial Corp is 19.00, with a high of 21.00 and a low of 18.00.

Score

Industry at a Glance

Previous score

7.33

Change

Support & Resistance

No Data

Analyst Rating

Based on 6 analysts

Buy

Current Rating

19.200

Target Price

+7.14%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

First Commonwealth Financial Corp

FCF

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 8.75, which is higher than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 18.57 and the support level at 16.97, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.75

Change

-1.8

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-0.097

Neutral

RSI(14)

52.997

Neutral

STOCH(KDJ)(9,3,3)

57.636

Buy

ATR(14)

0.365

Low Volatility

CCI(14)

23.172

Neutral

Williams %R

60.331

Sell

TRIX(12,20)

0.152

Sell

StochRSI(14)

38.661

Sell

Moving Average

Sell(2)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MA5

17.510

Buy

MA10

17.557

Sell

MA20

17.659

Sell

MA50

17.043

Buy

MA100

16.492

Buy

MA200

16.380

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 78.06%, representing a quarter-over-quarter decrease of 0.15%. The largest institutional shareholder is The Vanguard, holding a total of 11.65M shares, representing 11.14% of shares outstanding, with 2.89% decrease in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

13.73M

-1.90%

The Vanguard Group, Inc.

Star Investors

11.55M

-1.10%

Dimensional Fund Advisors, L.P.

6.68M

-4.44%

State Street Global Advisors (US)

4.62M

-8.11%

Charles Schwab Investment Management, Inc.

4.16M

+5.13%

Franklin Mutual Advisers, LLC

3.18M

+3.67%

First Trust Advisors L.P.

2.15M

+69.22%

Geode Capital Management, L.L.C.

2.47M

+6.74%

Fuller & Thaler Asset Management Inc.

2.23M

+3.25%

Mariner Wealth Advisors

2.10M

-0.29%

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 5.45, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.82. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.