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First Commonwealth Financial Corp

FCF
18.830USD
+0.090+0.48%
Close 02/06, 16:00ETQuotes delayed by 15 min
1.94BMarket Cap
12.80P/E TTM

First Commonwealth Financial Corp

18.830
+0.090+0.48%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of First Commonwealth Financial Corp

Currency: USD Updated: 2026-02-06

Key Insights

First Commonwealth Financial Corp's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 52 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 20.00.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Commonwealth Financial Corp's Score

Industry at a Glance

Industry Ranking
52 / 397
Overall Ranking
97 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

First Commonwealth Financial Corp Highlights

StrengthsRisks
First Commonwealth Financial Corporation is a financial holding company. The Company’s operating subsidiaries include First Commonwealth Bank (the Bank), First Commonwealth Insurance Agency, Inc. (FCIA) and FRAMAL. It provides a diversified array of consumer and commercial banking services through its subsidiary, FCB. It also provides trust and wealth management services through FCB and offers insurance products through FCIA. Its consumer services include Internet, mobile and telephone banking, an automated teller machine network, personal checking accounts, savings accounts, health savings accounts, insured money market accounts, debit cards, investment certificates, mortgage loans, and others. The Bank operates through approximately 127 community banking offices in 30 counties throughout western and central Pennsylvania and throughout Ohio, as well as commercial lending operations in Pittsburgh and Harrisburg, Pennsylvania, and Canton, Cleveland, Columbus and Cincinnati, Ohio.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 36.90%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 36.90%.
Overvalued
The company’s latest PB is 1.25, at a high 3-year percentile range.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 403.00 shares of this stock.

Analyst Rating

Based on 5 analysts
Buy
Current Rating
20.000
Target Price
+5.88%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of First Commonwealth Financial Corp is 8.67, ranking 78 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 129.21M, representing a year-over-year increase of 15.75%, while its net profit experienced a year-over-year increase of 25.18%.

Score

Industry at a Glance

Previous score
8.67
Change
0

Financials

7.69

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

8.92

Operational Efficiency

10.00

Growth Potential

7.99

Shareholder Returns

8.73

First Commonwealth Financial Corp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of First Commonwealth Financial Corp is 5.28, ranking 392 out of 397 in the Banking Services industry. Its current P/E ratio is 12.80, which is 7.35% below the recent high of 13.74 and 39.43% above the recent low of 7.75.

Score

Industry at a Glance

Previous score
5.28
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 52/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of First Commonwealth Financial Corp is 8.00, ranking 63 out of 397 in the Banking Services industry. The average price target is 19.00, with a high of 19.00 and a low of 17.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 5 analysts
Buy
Current Rating
20.000
Target Price
+5.88%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
First Commonwealth Financial Corp
FCF
5
Wells Fargo & Co
WFC
27
JPMorgan Chase & Co
JPM
27
US Bancorp
USB
26
Bank of America Corp
BAC
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of First Commonwealth Financial Corp is 9.20, ranking 194 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 19.62 and the support level at 17.50, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.27
Change
-0.07

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(1)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.221
Buy
RSI(14)
69.895
Neutral
STOCH(KDJ)(9,3,3)
85.474
Overbought
ATR(14)
0.490
High Vlolatility
CCI(14)
121.586
Buy
Williams %R
13.158
Overbought
TRIX(12,20)
0.317
Sell
StochRSI(14)
77.200
Sell
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
18.692
Buy
MA10
18.212
Buy
MA20
17.847
Buy
MA50
17.306
Buy
MA100
16.830
Buy
MA200
16.614
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of First Commonwealth Financial Corp is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 78.11%, representing a quarter-over-quarter decrease of 0.17%. The largest institutional shareholder is The Vanguard, holding a total of 11.40M shares, representing 11.08% of shares outstanding, with 0.71% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
13.56M
-2.27%
The Vanguard Group, Inc.
Star Investors
11.49M
-1.39%
Dimensional Fund Advisors, L.P.
6.47M
-0.20%
State Street Investment Management (US)
4.64M
-2.05%
Charles Schwab Investment Management, Inc.
4.34M
+1.02%
Franklin Mutual Advisers, LLC
3.85M
-1.23%
Geode Capital Management, L.L.C.
2.46M
-2.66%
Fuller & Thaler Asset Management Inc.
2.35M
+1.47%
Mariner Wealth Advisors
2.06M
-1.64%
American Century Investment Management, Inc.
1.87M
-0.87%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of First Commonwealth Financial Corp is 8.46, ranking 88 out of 397 in the Banking Services industry. The company's beta value is 0.78. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
8.46
Change
0
Beta vs S&P 500 index
0.77
VaR
+2.84%
240-Day Maximum Drawdown
+15.15%
240-Day Volatility
+27.56%

Return

Best Daily Return
60 days
+4.74%
120 days
+5.16%
5 years
+16.27%
Worst Daily Return
60 days
-3.63%
120 days
-5.49%
5 years
-7.24%
Sharpe Ratio
60 days
+3.34
120 days
+1.00
5 years
+0.44

Risk Assessment

Maximum Drawdown
240 days
+15.15%
3 years
+27.46%
5 years
+34.70%
Return-to-Drawdown Ratio
240 days
+1.15
3 years
+0.57
5 years
+0.18
Skewness
240 days
-0.38
3 years
+1.07
5 years
+0.63

Volatility

Realised Volatility
240 days
+27.56%
5 years
+30.38%
Standardised True Range
240 days
+1.99%
5 years
+2.02%
Downside Risk-Adjusted Return
120 days
+143.11%
240 days
+143.11%
Maximum Daily Upside Volatility
60 days
+19.93%
Maximum Daily Downside Volatility
60 days
+13.22%

Liquidity

Average Turnover Rate
60 days
+0.59%
120 days
+0.69%
5 years
--
Turnover Deviation
20 days
-7.09%
60 days
+3.44%
120 days
+22.54%

Peer Comparison

Banking Services
First Commonwealth Financial Corp
First Commonwealth Financial Corp
FCF
7.95 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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