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First Community Corp (South Carolina)

FCCO
30.360USD
-0.340-1.11%
Close 12/22, 16:00ETQuotes delayed by 15 min
233.46MMarket Cap
12.49P/E TTM

First Community Corp (South Carolina)

30.360
-0.340-1.11%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of First Community Corp (South Carolina)

Currency: USD Updated: 2025-12-22

Key Insights

First Community Corp (South Carolina)'s fundamentals are relatively healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 41/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Strong Buy, with the highest price target at 32.67.In the medium term, the stock price is expected to remain stable.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Community Corp (South Carolina)'s Score

Industry at a Glance

Industry Ranking
41 / 404
Overall Ranking
90 / 4578
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Analyst Rating

Based on 3 analysts
Strong Buy
Current Rating
32.667
Target Price
+11.26%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

First Community Corp (South Carolina) Highlights

StrengthsRisks
First Community Corporation is the holding company for First Community Bank (the Bank), a local community bank based in the Midlands of South Carolina. The Bank is a full-service commercial bank offering deposit and loan products and services, residential mortgage lending and financial planning/investment advisory services for businesses and consumers. The Bank serves customers in the Midlands, Aiken, Upstate and Piedmont Regions of South Carolina as well as Augusta, Georgia. The Company operates through four segments. Its commercial and retail banking segment provides deposit and lending products and services to its commercial and retail customers. Its mortgage banking segment provides mortgage origination services for loans that will be sold to investors in the secondary market and consumer mortgage loans that will be held for investment. Its investment advisory and non-deposit segment provides investment advisory services and non-deposit products.
Growing
The company is in a growing phase, with the latest annual income totaling USD 60.39M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 31.64%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 31.64%.
Overvalued
The company’s latest PB is 1.45, at a high 3-year percentile range.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 2.17K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.27.

Financial Health

Currency: USD Updated: 2025-12-22

The current financial score of First Community Corp (South Carolina) is 8.42, ranking 111/404 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 18.96M, representing a year-over-year increase of 20.57%, while its net profit experienced a year-over-year increase of 34.47%.

Score

Industry at a Glance

Previous score
8.42
Change
0

Financials

6.13

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

9.56

Operational Efficiency

10.00

Growth Potential

7.77

Shareholder Returns

8.66

First Community Corp (South Carolina)'s Company Valuation

Currency: USD Updated: 2025-12-22

The current valuation score of First Community Corp (South Carolina) is 7.65, ranking 216/404 in the Banking Services industry. Its current P/E ratio is 12.49, which is 29.23% below the recent high of 16.14 and 31.22% above the recent low of 8.59.

Score

Industry at a Glance

Previous score
7.65
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 41/404
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2025-12-22

The current earnings forecast score of First Community Corp (South Carolina) is 9.33, ranking 13/404 in the Banking Services industry. The average price target for First Community Corp (South Carolina) is 33.00, with a high of 33.00 and a low of 32.00.

Score

Industry at a Glance

Previous score
9.33
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 3 analysts
Strong Buy
Current Rating
32.667
Target Price
+11.26%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

304
Total
4
Median
5
Average
Company name
Ratings
Analysts
First Community Corp (South Carolina)
FCCO
3
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
Regions Financial Corp
RF
25
US Bancorp
USB
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-12-22

The current price momentum score of First Community Corp (South Carolina) is 8.65, ranking 238/404 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 31.86 and the support level at 28.49, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.99
Change
-0.34

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(2)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.052
Buy
RSI(14)
61.754
Neutral
STOCH(KDJ)(9,3,3)
61.921
Sell
ATR(14)
0.588
Low Volatility
CCI(14)
29.468
Neutral
Williams %R
40.141
Buy
TRIX(12,20)
0.462
Sell
StochRSI(14)
0.000
Oversold
Moving Average
Sell(2)
Neutral(0)
Buy(4)
Indicators
Value
Direction
MA5
30.853
Sell
MA10
30.579
Sell
MA20
29.823
Buy
MA50
28.314
Buy
MA100
27.718
Buy
MA200
25.558
Buy

Institutional Confidence

Currency: USD Updated: 2025-12-22

The current institutional shareholding score of First Community Corp (South Carolina) is 5.00, ranking 157/404 in the Banking Services industry. The latest institutional shareholding proportion is 63.94%, representing a quarter-over-quarter decrease of 0.12%. The largest institutional shareholder is The Vanguard, holding a total of 427.86K shares, representing 5.56% of shares outstanding, with 12.86% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Fourthstone LLC
559.18K
+193.63%
The Vanguard Group, Inc.
Star Investors
428.08K
+13.03%
Manulife Investment Management (North America) Limited
356.17K
-1.28%
BlackRock Institutional Trust Company, N.A.
269.46K
+466.34%
Maltese Capital Management, LLC
227.68K
+3.49%
Columbia Threadneedle Investments (US)
219.64K
-23.15%
Hunter Capital Management, LLC
180.52K
+0.29%
Geode Capital Management, L.L.C.
174.73K
+103.35%
Dimensional Fund Advisors, L.P.
162.51K
+12.90%
Two Sigma Investments, LP
181.33K
-27.03%
1
2

Risk Assessment

Currency: USD Updated: 2025-12-22

The current risk assessment score of First Community Corp (South Carolina) is 6.22, ranking 229/404 in the Banking Services industry. The company's beta value is 0.38. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
6.22
Change
0
Beta vs S&P 500 index
0.38
VaR
+2.53%
240-Day Maximum Drawdown
+26.54%
240-Day Volatility
+35.61%

Return

Best Daily Return
60 days
+4.21%
120 days
+4.21%
5 years
+10.67%
Worst Daily Return
60 days
-4.10%
120 days
-4.10%
5 years
-7.44%
Sharpe Ratio
60 days
+0.93
120 days
+2.02
5 years
+0.63

Risk Assessment

Maximum Drawdown
240 days
+26.54%
3 years
+26.83%
5 years
+29.19%
Return-to-Drawdown Ratio
240 days
+1.14
3 years
+0.64
5 years
+0.30
Skewness
240 days
+0.34
3 years
+0.77
5 years
+0.70

Volatility

Realised Volatility
240 days
+35.61%
5 years
+37.21%
Standardised True Range
240 days
+2.36%
5 years
+1.98%
Downside Risk-Adjusted Return
120 days
+296.94%
240 days
+296.94%
Maximum Daily Upside Volatility
60 days
+22.45%
Maximum Daily Downside Volatility
60 days
+18.17%

Liquidity

Average Turnover Rate
60 days
+0.58%
120 days
+0.50%
5 years
--
Turnover Deviation
20 days
-27.20%
60 days
+40.13%
120 days
+20.78%

Peer Comparison

Banking Services
First Community Corp (South Carolina)
First Community Corp (South Carolina)
FCCO
7.97 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.82 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.71 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more

FAQs

How does TradingKey generate the Stock Score of First Community Corp (South Carolina)?

The TradingKey Stock Score provides a comprehensive assessment of First Community Corp (South Carolina) based on 34 indicators derived from over 100 underlying data points.
These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of First Community Corp (South Carolina)’s performance and outlook.

How do we generate the financial health score of First Community Corp (South Carolina)?

To generate the financial health score of First Community Corp (South Carolina), we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns.
By integrating these comprehensive data, the financial health score not only reflects First Community Corp (South Carolina)'s overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of First Community Corp (South Carolina).

How do we generate the company valuation score of First Community Corp (South Carolina)?

To generate the company valuation score of First Community Corp (South Carolina), we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare First Community Corp (South Carolina)’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value.
By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of First Community Corp (South Carolina)’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of First Community Corp (South Carolina).

How do we generate the earnings forecast score of First Community Corp (South Carolina)?

To calculate the earnings forecast score of First Community Corp (South Carolina), we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:
Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.
Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.
By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.
Comparing these indicators against peers provides context for the stock’s performance and helps anchor more realistic expectations.
These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on First Community Corp (South Carolina)’s future.

How do we generate the price momentum score of First Community Corp (South Carolina)?

When generating the price momentum score for First Community Corp (South Carolina), we examine momentum indicators including support and resistance levels as well as volume metrics.
Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.
This comprehensive approach can reflect market sentiment and enable rational forecasts of First Community Corp (South Carolina)’s prices. A higher score indicates a more stable short-term price trend for First Community Corp (South Carolina).

How do we generate the institutional confidence score of First Community Corp (South Carolina)?

To generate the institutional confidence score of First Community Corp (South Carolina), we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about First Community Corp (South Carolina)’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of First Community Corp (South Carolina).

How do we generate the risk management score of First Community Corp (South Carolina)?

To assess the risk management score of First Community Corp (South Carolina), we examine multiple key indicators related to returns, risk, volatility, and liquidity.
The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.
These indicators together provide a multi-dimensional understanding of First Community Corp (South Carolina)’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of First Community Corp (South Carolina).
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