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First BanCorp

FBP

22.090USD

-0.150-0.67%

Close 09/19, 16:00（ET）Quotes delayed by 15 min

3.57BMarket Cap

11.63P/E TTM



First BanCorp

22.090

-0.150-0.67%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

48 / 400

Overall Ranking

153 / 4720

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 5 analysts

Buy

Current Rating

25.000

Target Price

+12.41%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

First BanCorp. is a financial holding company. As of December 31, 2016, the Company controlled two subsidiaries: FirstBank Puerto Rico (the Bank or FirstBank) and FirstBank Insurance Agency, Inc. (FirstBank Insurance Agency). It operates in six segments: Commercial and Corporate Banking, which consists of lending and other services; Consumer (Retail) Banking, which consists of consumer lending and deposit-taking activities; Mortgage Banking, which consists of the origination, sale, and servicing of a range of residential mortgage loan products and related hedging activities; Treasury and Investments, which consists of treasury and investment management functions; United States Operations, which consists of all banking activities conducted by FirstBank on the United States mainland, and Virgin Islands Operations, which consists of banking activities conducted by FirstBank in the United States Virgin Islands and British Virgin Islands, including retail and commercial banking services.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 35.49%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 35.49%.

Fairly Valued

The company’s latest PB is 1.93, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 162.69M shares, decreasing 3.41% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 20.86M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 5.81, which is lower than the Banking Services industry's average of 7.06. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 235.69M, representing a year-over-year increase of 7.39%, while its net profit experienced a year-over-year increase of 5.73%.

Score

Industry at a Glance

Previous score

5.81

Change



Financials

7.92

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

4.53

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

3.71

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.71

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.16

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 11.61, which is -8.02% below the recent high of 10.68 and 22.03% above the recent low of 9.05.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 48/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

The company’s current earnings forecast score is 8.40, which is higher than the Banking Services industry's average of 7.39. The average price target for First BanCorp is 25.00, with a high of 26.00 and a low of 24.00.

Score

Industry at a Glance

Previous score

8.40

Change

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts

Buy

Current Rating

25.000

Target Price

+12.41%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

First BanCorp

FBP

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 8.89, which is higher than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 22.84 and the support level at 21.41, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.89

Change

-0.19

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(4)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

-0.058

Neutral

RSI(14)

55.647

Neutral

STOCH(KDJ)(9,3,3)

69.190

Buy

ATR(14)

0.465

Low Volatility

CCI(14)

71.484

Neutral

Williams %R

34.058

Buy

TRIX(12,20)

0.081

Sell

StochRSI(14)

77.884

Neutral

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

21.832

Buy

MA10

21.853

Buy

MA20

22.028

Buy

MA50

21.548

Buy

MA100

21.006

Buy

MA200

20.122

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 100.76%, representing a quarter-over-quarter increase of 0.08%. The largest institutional shareholder is The Vanguard, holding a total of 20.86M shares, representing 13.00% of shares outstanding, with 0.56% decrease in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

22.12M

-1.28%

The Vanguard Group, Inc.

Star Investors

21.12M

-1.41%

Fidelity Management & Research Company LLC

8.99M

-1.75%

State Street Global Advisors (US)

8.85M

-12.27%

Dimensional Fund Advisors, L.P.

8.64M

-6.86%

American Century Investment Management, Inc.

6.93M

+3.00%

AllianceBernstein L.P.

6.51M

+0.75%

Geode Capital Management, L.L.C.

4.56M

+2.29%

First Trust Advisors L.P.

3.88M

-20.39%

T. Rowe Price Associates, Inc.

Star Investors

2.57M

+3.08%

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 5.72, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.93. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.