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First Bancorp (North Carolina)

FBNC

62.230USD

+1.290+2.12%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

2.58BMarket Cap

23.23P/E TTM



First Bancorp (North Carolina)

62.230

+1.290+2.12%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of First Bancorp (North Carolina)

Currency: USD Updated: 2026-02-06

Key Insights

First Bancorp (North Carolina)'s fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 38 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Strong Buy, with the highest price target at 63.75.In the medium term, the stock price is expected to trend up.The company has been performing strongly in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Bancorp (North Carolina)'s Score

Industry at a Glance

Industry Ranking

38 / 397

Overall Ranking

81 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

First Bancorp (North Carolina) Highlights

StrengthsRisks

First Bancorp is a bank holding company. The principal activity of the Company is the ownership and operation of the First Bank (the Bank), a state-chartered bank with its main office in Southern Pines, North Carolina. The Bank has two wholly owned subsidiaries, Magnolia Financial, Inc. (Magnolia Financial) and First Troy SPE, LLC. Magnolia Financial is a business financing company that makes loans throughout the southeastern United States. The Bank maintains a diversified loan portfolio by providing a broad range of commercial and retail lending services to business entities and individuals. The Bank provides commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, letters of credit, and loans for personal uses, home improvement, and automobiles. The Bank offers a full range of deposit accounts and services to both retail and commercial customers. The Bank operates about 113 branches.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 47.88%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 47.88%.

Overvalued

The company’s latest PB is 1.56, at a high 3-year percentile range.

Held by CI Select Canadian Equity Fund

Star Investor CI Select Canadian Equity Fund holds 500.00 shares of this stock.

Analyst Rating

Based on 4 analysts

Strong Buy

Current Rating

63.750

Target Price

+5.34%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of First Bancorp (North Carolina) is 8.23, ranking 144 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 74.36M, representing a year-over-year increase of 15.58%, while its net profit experienced a year-over-year increase of 332.75%.

Score

Industry at a Glance

Previous score

8.23

Change



Financials

7.81

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

9.30

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

9.25

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

6.22

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.54

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

First Bancorp (North Carolina)'s Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of First Bancorp (North Carolina) is 6.48, ranking 356 out of 397 in the Banking Services industry. Its current P/E ratio is 23.23, which is 6.99% below the recent high of 24.85 and 66.78% above the recent low of 7.72.

Score

Industry at a Glance

Previous score

6.48

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 38/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of First Bancorp (North Carolina) is 8.40, ranking 43 out of 397 in the Banking Services industry. The average price target is 59.50, with a high of 62.00 and a low of 54.00.

Score

Industry at a Glance

Previous score

8.40

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts

Buy

Current Rating

65.250

Target Price

+4.85%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

First Bancorp (North Carolina)

FBNC

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of First Bancorp (North Carolina) is 9.50, ranking 51 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 65.57 and the support level at 55.81, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.35

Change

0.15

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MACD(12,26,9)

0.527

Buy

RSI(14)

74.177

Buy

STOCH(KDJ)(9,3,3)

82.498

Buy

ATR(14)

1.965

High Vlolatility

CCI(14)

135.917

Buy

Williams %R

4.231

Overbought

TRIX(12,20)

0.493

Sell

StochRSI(14)

100.000

Overbought

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

60.382

Buy

MA10

58.891

Buy

MA20

57.910

Buy

MA50

54.419

Buy

MA100

52.501

Buy

MA200

49.481

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of First Bancorp (North Carolina) is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 73.37%, representing a quarter-over-quarter decrease of 0.69%. The largest institutional shareholder is The Vanguard, holding a total of 2.84M shares, representing 6.84% of shares outstanding, with 1.85% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

5.35M

-1.32%

The Vanguard Group, Inc.

Star Investors

2.83M

-0.02%

Fidelity Management & Research Company LLC

2.01M

+1010.52%

Dimensional Fund Advisors, L.P.

1.99M

-11.78%

State Street Investment Management (US)

1.84M

+6.31%

Franklin Mutual Advisers, LLC

2.17M

-6.07%

Westwood Management Corp. (Texas)

1.39M

-20.32%

Nomura Investment Management Business Trust

1.20M

-3.35%

Columbia Threadneedle Investments (UK)

1.09M

+62.79%

Geode Capital Management, L.L.C.

1.01M

+1.24%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of First Bancorp (North Carolina) is 8.03, ranking 136 out of 397 in the Banking Services industry. The company's beta value is 0.88. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.