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First Bancorp (North Carolina)

FBNC

50.900USD

-0.070-0.14%

Close 11/11, 16:00（ET）Quotes delayed by 15 min

2.11BMarket Cap

21.42P/E TTM



First Bancorp (North Carolina)

50.900

-0.070-0.14%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of First Bancorp (North Carolina)

Currency: USD Updated: 2025-11-10

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Bancorp (North Carolina)'s Score

Industry at a Glance

Industry Ranking

23 / 407

Overall Ranking

63 / 4611

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 5 analysts

Buy

Current Rating

58.750

Target Price

+14.97%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

First Bancorp (North Carolina) Highlights

StrengthsRisks

First Bancorp is a bank holding company. The Company's principal activity is the ownership and operation of First Bank, a state-chartered community bank that operates approximately 118 branches in North Carolina and South Carolina. It maintains a diversified loan portfolio by providing a range of commercial and retail lending services to business entities and individuals. It provides commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, letters of credit, and loans for personal uses, home improvement, and automobiles. The Company originates residential mortgages through its mortgage banking division, some of which it sells in the secondary market. Through Magnolia Financial, the Company provides accounts receivable financing and factoring, inventory financing, and purchase order financing. The Company also offers United States Small Business Administration (SBA) loans to small business owners across the nation.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 47.88%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 47.88%.

Overvalued

The company’s latest PB is 1.32, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 31.60M shares, increasing 2.47% quarter-over-quarter.

Held by Keeley-Teton Advisors, LLC

Star Investor Keeley-Teton Advisors, LLC holds 108.66K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-10

The company's current financial score is 9.76, which is higher than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 87.79M, representing a year-over-year decrease of 8.47%, while its net profit experienced a year-over-year decrease of 9.80%.

Score

Industry at a Glance

Previous score

9.76

Change



Financials

9.02

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.79

Key Metrics

Free cash flow

No Data

First Bancorp (North Carolina)'s Company Valuation

Currency: USD Updated: 2025-11-10

The company’s current valuation score is 6.48, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 21.24, which is 17.00% below the recent high of 24.85 and 63.67% above the recent low of 7.72.

Score

Industry at a Glance

Previous score

6.48

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 23/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-10

The company’s current earnings forecast score is 7.60, which is higher than the Banking Services industry's average of 7.41. The average price target for First Bancorp (North Carolina) is 59.50, with a high of 62.00 and a low of 54.00.

Score

Industry at a Glance

Previous score

7.60

Change

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts

Buy

Current Rating

58.750

Target Price

+15.26%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

First Bancorp (North Carolina)

FBNC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

Regions Financial Corp

US Bancorp

USB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-10

The company’s current price momentum score is 8.86, which is higher than the Banking Services industry's average of 7.77. Sideways: Currently, the stock price is trading between the resistance level at 53.16 and the support level at 47.37, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.98

Change

-0.12

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.782

Neutral

RSI(14)

54.504

Neutral

STOCH(KDJ)(9,3,3)

80.892

Neutral

ATR(14)

1.195

Low Volatility

CCI(14)

109.621

Buy

Williams %R

20.237

Buy

TRIX(12,20)

-0.069

Sell

StochRSI(14)

56.676

Sell

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

50.836

Buy

MA10

49.924

Buy

MA20

49.240

Buy

MA50

51.557

Sell

MA100

50.329

Buy

MA200

45.644

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-10

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 76.21%, representing a quarter-over-quarter increase of 1.77%. The largest institutional shareholder is The Vanguard, holding a total of 2.83M shares, representing 6.81% of shares outstanding, with 1.02% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

5.42M

-3.41%

The Vanguard Group, Inc.

Star Investors

2.83M

+1.57%

Franklin Mutual Advisers, LLC

2.31M

-0.18%

Dimensional Fund Advisors, L.P.

2.25M

-1.44%

State Street Investment Management (US)

1.73M

-1.29%

Macquarie Investment Management

1.24M

+2.68%

Geode Capital Management, L.L.C.

998.00K

-0.07%

AllianceBernstein L.P.

721.92K

-13.74%

William Blair Investment Management, LLC

705.34K

-7.45%

Risk Assessment

Currency: USD Updated: 2025-11-10

The company’s current risk assessment score is 8.05, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 0.90. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.