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First Business Financial Services Inc

FBIZ

51.460USD

+0.060+0.12%

Close 11/07, 16:00（ET）Quotes delayed by 15 min

428.37MMarket Cap

8.66P/E TTM



First Business Financial Services Inc

51.460

+0.060+0.12%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of First Business Financial Services Inc

Currency: USD Updated: 2025-11-07

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Business Financial Services Inc's Score

Industry at a Glance

Industry Ranking

26 / 407

Overall Ranking

70 / 4614

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 5 analysts

Buy

Current Rating

60.000

Target Price

+16.60%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

First Business Financial Services Inc Highlights

StrengthsRisks

First Business Financial Services, Inc. is a bank holding company. The Company is engaged in the commercial banking business through its bank subsidiary, First Business Bank (the Bank). The Bank operates as a business bank, delivering a full line of commercial banking products and services tailored to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals. Its products and services are focused on business banking, private wealth, and bank consulting. It offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration (SBA) lending and servicing, treasury management solutions, and company retirement services. Its private wealth management services include trust and estate administration, financial planning, investment management, and private banking.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 21.99% year-on-year.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 19.65%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 19.65%.

Overvalued

The company’s latest PB is 1.24, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 5.84M shares, decreasing 3.79% quarter-over-quarter.

Held by Invesco

Star Investor Invesco holds 54.96K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.46.

Financial Health

Currency: USD Updated: 2025-11-07

The company's current financial score is 8.12, which is higher than the Banking Services industry's average of 7.05. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 40.46M, representing a year-over-year increase of 12.77%, while its net profit experienced a year-over-year increase of 38.06%.

Score

Industry at a Glance

Previous score

8.12

Change



Financials

6.10

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

5.38

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.13

Key Metrics

Free cash flow

No Data

First Business Financial Services Inc's Company Valuation

Currency: USD Updated: 2025-11-07

The company’s current valuation score is 7.98, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 8.48, which is 30.74% below the recent high of 11.09 and 37.64% above the recent low of 5.29.

Score

Industry at a Glance

Previous score

7.98

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 26/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-07

The company’s current earnings forecast score is 8.40, which is higher than the Banking Services industry's average of 7.41. The average price target for First Business Financial Services Inc is 60.00, with a high of 61.00 and a low of 59.00.

Score

Industry at a Glance

Previous score

8.40

Change

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts

Buy

Current Rating

60.000

Target Price

+16.60%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

First Business Financial Services Inc

FBIZ

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

Regions Financial Corp

US Bancorp

USB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-07

The company’s current price momentum score is 9.22, which is higher than the Banking Services industry's average of 7.61. Sideways: Currently, the stock price is trading between the resistance level at 53.88 and the support level at 47.56, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.22

Change

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.508

Neutral

RSI(14)

56.330

Neutral

STOCH(KDJ)(9,3,3)

79.669

Neutral

ATR(14)

1.206

High Vlolatility

CCI(14)

127.601

Buy

Williams %R

20.551

Buy

TRIX(12,20)

0.030

Sell

StochRSI(14)

55.596

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

51.234

Buy

MA10

50.580

Buy

MA20

50.080

Buy

MA50

50.835

Buy

MA100

50.709

Buy

MA200

49.890

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-07

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 70.15%, representing a quarter-over-quarter decrease of 8.49%. The largest institutional shareholder is The Vanguard, holding a total of 451.18K shares, representing 5.42% of shares outstanding, with 12.39% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

622.34K

-7.21%

Dimensional Fund Advisors, L.P.

509.38K

-1.18%

The Vanguard Group, Inc.

Star Investors

451.18K

+0.42%

First Business Trust & Investments

394.49K

+0.17%

1st & Main Growth Partners

264.48K

-3.57%

BlackRock Financial Management, Inc.

264.09K

-4.50%

Manulife Investment Management (North America) Limited

260.09K

-2.10%

Geode Capital Management, L.L.C.

185.36K

+4.39%

American Century Investment Management, Inc.

171.49K

+17.27%

Cutler Capital Management, L.L.C.

155.80K

+0.26%

Risk Assessment

Currency: USD Updated: 2025-11-07

The company’s current risk assessment score is 6.72, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 0.74. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.