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First Business Financial Services Inc

FBIZ
59.850USD
+0.340+0.57%
Close 02/06, 16:00ETQuotes delayed by 15 min
498.27MMarket Cap
9.88P/E TTM

First Business Financial Services Inc

59.850
+0.340+0.57%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of First Business Financial Services Inc

Currency: USD Updated: 2026-02-06

Key Insights

First Business Financial Services Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 47 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 67.25.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Business Financial Services Inc's Score

Industry at a Glance

Industry Ranking
47 / 397
Overall Ranking
91 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

First Business Financial Services Inc Highlights

StrengthsRisks
First Business Financial Services, Inc. is a bank holding company. It is engaged in the commercial banking business through its bank subsidiary, First Business Bank (the Bank). The Bank operates as a business bank, delivering a full line of commercial banking products and services tailored to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. Its products and services are focused on business banking, private wealth, and bank consulting. Within business banking, it offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions and company retirement services. Its private wealth management services include trust and estate administration, financial planning, investment management and private banking.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 19.07% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 156.77M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 19.65%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 19.65%.
Overvalued
The company’s latest PB is 1.34, at a high 3-year percentile range.
Held by PRFDX
Star Investor PRFDX holds 772.00 shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.46.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
67.250
Target Price
+13.01%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of First Business Financial Services Inc is 7.88, ranking 176 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 39.87M, representing a year-over-year increase of 4.02%, while its net profit experienced a year-over-year increase of 5.28%.

Score

Industry at a Glance

Previous score
7.88
Change
0

Financials

5.66

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

7.80

Operational Efficiency

9.38

Growth Potential

7.89

Shareholder Returns

8.66

First Business Financial Services Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of First Business Financial Services Inc is 7.98, ranking 163 out of 397 in the Banking Services industry. Its current P/E ratio is 9.88, which is 12.28% below the recent high of 11.09 and 46.44% above the recent low of 5.29.

Score

Industry at a Glance

Previous score
7.98
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 47/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of First Business Financial Services Inc is 8.00, ranking 63 out of 397 in the Banking Services industry. The average price target is 60.00, with a high of 61.00 and a low of 59.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
67.250
Target Price
+13.01%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
First Business Financial Services Inc
FBIZ
4
Wells Fargo & Co
WFC
27
JPMorgan Chase & Co
JPM
27
US Bancorp
USB
26
Bank of America Corp
BAC
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of First Business Financial Services Inc is 9.11, ranking 223 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 62.07 and the support level at 56.02, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.10
Change
0.01

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(1)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.524
Buy
RSI(14)
66.122
Neutral
STOCH(KDJ)(9,3,3)
86.260
Overbought
ATR(14)
1.865
High Vlolatility
CCI(14)
119.932
Buy
Williams %R
10.083
Overbought
TRIX(12,20)
0.245
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
59.396
Buy
MA10
58.002
Buy
MA20
57.255
Buy
MA50
55.953
Buy
MA100
53.321
Buy
MA200
51.604
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of First Business Financial Services Inc is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 72.62%, representing a quarter-over-quarter decrease of 0.05%. The largest institutional shareholder is The Vanguard, holding a total of 480.48K shares, representing 5.77% of shares outstanding, with 6.86% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
597.91K
-3.93%
Dimensional Fund Advisors, L.P.
505.58K
-0.75%
The Vanguard Group, Inc.
Star Investors
481.68K
+6.76%
First Business Trust & Investments
374.23K
-5.14%
Manulife Investment Management (North America) Limited
254.82K
-2.03%
BlackRock Financial Management, Inc.
229.61K
-13.06%
Geode Capital Management, L.L.C.
228.70K
+23.38%
American Century Investment Management, Inc.
198.25K
+15.60%
1st & Main Growth Partners
193.52K
-26.83%
State Street Investment Management (US)
158.96K
+2.09%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of First Business Financial Services Inc is 7.24, ranking 185 out of 397 in the Banking Services industry. The company's beta value is 0.73. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
7.24
Change
0
Beta vs S&P 500 index
0.73
VaR
+2.67%
240-Day Maximum Drawdown
+16.45%
240-Day Volatility
+33.24%

Return

Best Daily Return
60 days
+4.85%
120 days
+5.55%
5 years
+13.01%
Worst Daily Return
60 days
-3.69%
120 days
-4.66%
5 years
-7.22%
Sharpe Ratio
60 days
+2.46
120 days
+1.53
5 years
+0.84

Risk Assessment

Maximum Drawdown
240 days
+16.45%
3 years
+21.21%
5 years
+36.25%
Return-to-Drawdown Ratio
240 days
+0.96
3 years
+1.51
5 years
+0.77
Skewness
240 days
-0.06
3 years
+0.60
5 years
+0.50

Volatility

Realised Volatility
240 days
+33.24%
5 years
+32.72%
Standardised True Range
240 days
+2.36%
5 years
+1.76%
Downside Risk-Adjusted Return
120 days
+267.91%
240 days
+267.91%
Maximum Daily Upside Volatility
60 days
+22.11%
Maximum Daily Downside Volatility
60 days
+18.71%

Liquidity

Average Turnover Rate
60 days
+0.55%
120 days
+0.47%
5 years
--
Turnover Deviation
20 days
+46.26%
60 days
+93.74%
120 days
+63.66%

Peer Comparison

Banking Services
First Business Financial Services Inc
First Business Financial Services Inc
FBIZ
8.01 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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