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Esquire Financial Holdings Inc

ESQ

115.365USD

+1.495+1.31%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

986.65MMarket Cap

18.30P/E TTM



Esquire Financial Holdings Inc

115.365

+1.495+1.31%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Esquire Financial Holdings Inc

Currency: USD Updated: 2026-02-06

Key Insights

Esquire Financial Holdings Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 59 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 120.50.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Esquire Financial Holdings Inc's Score

Industry at a Glance

Industry Ranking

59 / 397

Overall Ranking

106 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Esquire Financial Holdings Inc Highlights

StrengthsRisks

Esquire Financial Holdings, Inc. is a financial holding company, which operates through its subsidiary, Esquire Bank, National Association (the Bank). The Bank is a full-service commercial bank dedicated to serving the financial needs of the legal and small business communities on a national basis, as well as commercial and retail customers in the New York metropolitan market. It offers tailored products and solutions to the legal community and their clients as well as dynamic and flexible payment processing solutions to small business owners, both on a national basis. The Bank also offers traditional banking products for businesses and consumers in its local market area. Its products offered to businesses and consumers include checking, savings, money market, and time deposits, a wide range of commercial and consumer loans, as well as customary banking services. The Bank operates a payment processing platform through third-party Independent Sales Organizations (ISOs).

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 33.56% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 141.70M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 11.42%.

Overvalued

The company’s latest PB is 3.41, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 5.99M shares, decreasing 0.05% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 692.00 shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.40.

Analyst Rating

Based on 3 analysts

Hold

Current Rating

120.500

Target Price

+3.65%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Esquire Financial Holdings Inc is 9.57, ranking 5 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 38.41M, representing a year-over-year increase of 20.12%, while its net profit experienced a year-over-year increase of 14.59%.

Score

Industry at a Glance

Previous score

9.57

Change



Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

8.97

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.90

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Esquire Financial Holdings Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Esquire Financial Holdings Inc is 7.69, ranking 208 out of 397 in the Banking Services industry. Its current P/E ratio is 18.30, which is 1.31% below the recent high of 18.54 and 57.38% above the recent low of 7.80.

Score

Industry at a Glance

Previous score

7.69

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 59/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Esquire Financial Holdings Inc is 6.67, ranking 235 out of 397 in the Banking Services industry. The average price target is 115.50, with a high of 116.00 and a low of 115.00.

Score

Industry at a Glance

Previous score

6.67

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 3 analysts

Hold

Current Rating

120.500

Target Price

+3.65%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Esquire Financial Holdings Inc

ESQ

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Esquire Financial Holdings Inc is 7.39, ranking 304 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 132.45 and the support level at 100.64, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.32

Change

0.07

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(2)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

1.418

Buy

RSI(14)

60.677

Neutral

STOCH(KDJ)(9,3,3)

69.994

Neutral

ATR(14)

4.232

High Vlolatility

CCI(14)

115.866

Buy

Williams %R

26.661

Buy

TRIX(12,20)

0.273

Sell

StochRSI(14)

51.452

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

114.571

Buy

MA10

111.245

Buy

MA20

109.178

Buy

MA50

106.694

Buy

MA100

103.343

Buy

MA200

98.568

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Esquire Financial Holdings Inc is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 72.96%, representing a quarter-over-quarter decrease of 0.17%. The largest institutional shareholder is The Vanguard, holding a total of 448.97K shares, representing 5.25% of shares outstanding, with 10.75% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Mawer Investment Management Ltd.

776.77K

+0.12%

BlackRock Institutional Trust Company, N.A.

492.42K

+1.41%

The Vanguard Group, Inc.

Star Investors

437.27K

+1.97%

Wasatch Global Investors Inc

Star Investors

368.06K

+0.51%

Sagliocca (Andrew C)

264.92K

-5.86%

State Street Investment Management (US)

294.39K

+37.92%

Basswood Capital Management, LLC

268.73K

Copeland Capital Management, LLC

238.02K

-2.79%

Ampfield Management LP

261.73K

-7.03%

American Century Investment Management, Inc.

238.03K

+6.17%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Esquire Financial Holdings Inc is 8.02, ranking 137 out of 397 in the Banking Services industry. The company's beta value is 0.45. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Esquire Financial Holdings Inc’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.