









Markets
/
Stocks
/
nasdaq-esq
/

Esquire Financial Holdings Inc

ESQ

94.670USD

+0.870+0.93%

Close 11/03, 16:00（ET）Quotes delayed by 15 min

810.90MMarket Cap

16.51P/E TTM



Esquire Financial Holdings Inc

94.670

+0.870+0.93%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Esquire Financial Holdings Inc

Currency: USD Updated: 2025-11-03

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Esquire Financial Holdings Inc's Score

Industry at a Glance

Industry Ranking

58 / 408

Overall Ranking

120 / 4617

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 3 analysts

Hold

Current Rating

115.500

Target Price

+23.13%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Esquire Financial Holdings Inc Highlights

StrengthsRisks

Esquire Financial Holdings, Inc. is a financial holding company, which operates through its subsidiary, Esquire Bank, National Association (the Bank). The Bank is a full-service commercial bank dedicated to serving the financial needs of the legal and small business communities on a national basis, as well as commercial and retail customers in the New York metropolitan market. It offers tailored products and solutions to the legal community and their clients as well as dynamic and flexible payment processing solutions to small business owners, both on a national basis. The Bank also offers traditional banking products for businesses and consumers in its local market area. Its products offered to businesses and consumers include checking, savings, money market, and time deposits, a wide range of commercial and consumer loans, as well as customary banking services. The Bank operates a payment processing platform through third-party Independent Sales Organizations (ISOs).

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 48.45% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 120.80M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 11.42%.

Overvalued

The company’s latest PB is 2.90, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 5.92M shares, decreasing 4.67% quarter-over-quarter.

Held by Wasatch Global Investors

Star Investor Wasatch Global Investors holds 366.19K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.40.

Financial Health

Currency: USD Updated: 2025-11-03

The company's current financial score is 9.90, which is higher than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 36.41M, representing a year-over-year increase of 17.34%, while its net profit experienced a year-over-year increase of 23.74%.

Score

Industry at a Glance

Previous score

9.90

Change



Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

9.90

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.63

Key Metrics

Free cash flow

No Data

Esquire Financial Holdings Inc's Company Valuation

Currency: USD Updated: 2025-11-03

The company’s current valuation score is 7.69, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 15.41, which is 16.51% below the recent high of 17.96 and 49.41% above the recent low of 7.80.

Score

Industry at a Glance

Previous score

7.69

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 58/408

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-03

The company’s current earnings forecast score is 6.67, which is lower than the Banking Services industry's average of 7.41. The average price target for Esquire Financial Holdings Inc is 115.50, with a high of 116.00 and a low of 115.00.

Score

Industry at a Glance

Previous score

6.67

Change

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts

Hold

Current Rating

115.500

Target Price

+23.13%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

Esquire Financial Holdings Inc

ESQ

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

Zions Bancorporation NA

ZION

US Bancorp

USB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-03

The company’s current price momentum score is 6.88, which is lower than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 102.81 and the support level at 89.31, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.75

Change

0.13

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(4)

Neutral(1)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-1.925

Sell

RSI(14)

39.131

Neutral

STOCH(KDJ)(9,3,3)

17.640

Oversold

ATR(14)

3.432

High Vlolatility

CCI(14)

-120.694

Sell

Williams %R

78.830

Sell

TRIX(12,20)

-0.187

Sell

StochRSI(14)

42.727

Buy

Moving Average

Sell(5)

Neutral(0)

Buy(1)

Indicators

Value

Direction

MA5

95.252

Sell

MA10

98.228

Sell

MA20

100.071

Sell

MA50

100.182

Sell

MA100

98.211

Sell

MA200

90.289

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-03

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 69.16%, representing a quarter-over-quarter decrease of 19.98%. The largest institutional shareholder is The Vanguard, holding a total of 428.84K shares, representing 5.01% of shares outstanding, with 7.88% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Mawer Investment Management Ltd.

775.88K

-0.51%

BlackRock Institutional Trust Company, N.A.

485.59K

-2.15%

The Vanguard Group, Inc.

Star Investors

428.84K

+6.92%

Wasatch Global Investors Inc

Star Investors

366.19K

-12.45%

Sagliocca (Andrew C)

281.42K

Basswood Capital Management, LLC

268.73K

Ampfield Management LP

281.50K

Copeland Capital Management, LLC

244.86K

+40107.06%

American Century Investment Management, Inc.

224.20K

+6.77%

GW&K Investment Management, LLC

222.54K

-1.07%

Risk Assessment

Currency: USD Updated: 2025-11-03

The company’s current risk assessment score is 7.74, which is higher than the Banking Services industry's average of 6.60. The company's beta value is 0.53. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.