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Donegal Group Inc

DGICA

19.510USD

+0.360+1.88%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

710.88MMarket Cap

8.58P/E TTM



Donegal Group Inc

19.510

+0.360+1.88%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered undervalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

54 / 112

Overall Ranking

176 / 4721

Industry

Insurance

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 2 analysts

Buy

Current Rating

20.500

Target Price

+7.05%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Donegal Group Inc. (DGI) is an insurance holding company. The Company’s subsidiaries include Atlantic States Insurance Company (Atlantic States), Southern Insurance Company of Virginia (Southern), The Peninsula Insurance Company and Peninsula Indemnity Company (Peninsula), and Michigan Insurance Company. The Company, through its subsidiaries offers personal and commercial lines of property and casualty insurance to businesses and individuals in 23 Mid-Atlantic, Midwestern, New England, Southern and Southwestern regions through approximately 2,200 independent insurance agencies. It operates through three segments: investment function, commercial lines of insurance and personal lines of insurance. The commercial lines products of its insurance subsidiaries consist primarily of commercial automobile, commercial multi-peril, and workers’ compensation policies. The personal lines products of insurance subsidiaries consist primarily of homeowners and private passenger automobile policies.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 16.67% year-on-year.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 45.54%.

Fairly Valued

The company’s latest PE is 8.22, at a medium 3-year percentile range.

Institutional Buying

The latest institutional holdings are 26.71M shares, increasing 4.42% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 966.34K shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 5.07, which is lower than the Insurance industry's average of 6.34. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 247.15M, representing a year-over-year increase of 0.15%, while its net profit experienced a year-over-year increase of 306.14%.

Score

Industry at a Glance

Previous score

5.07

Change



Financials

4.58

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

5.14

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

5.23

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

4.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.42

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 4.60, which is lower than the Insurance industry's average of 5.70. Its current P/E ratio is 8.06, which is 18.32% below the recent high of 9.54 and 3.40% above the recent low of 7.79.

Score

Industry at a Glance

Previous score

4.60

Change

-1.2

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 54/112

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 7.33, which is higher than the Insurance industry's average of 7.17. The average price target for Donegal Group Inc is 20.50, with a high of 21.00 and a low of 20.00.

Score

Industry at a Glance

Previous score

7.33

Change

Support & Resistance

No Data

Analyst Rating

Based on 2 analysts

Buy

Current Rating

20.500

Target Price

+7.05%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Donegal Group Inc

DGICA

Travelers Companies Inc

TRV

Progressive Corp

PGR

Allstate Corp

ALL

American International Group Inc

AIG

W R Berkley Corp

WRB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 9.20, which is higher than the Insurance industry's average of 7.34. Sideways: Currently, the stock price is trading between the resistance level at 20.16 and the support level at 17.73, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.20

Change

0.27

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.124

Buy

RSI(14)

63.066

Neutral

STOCH(KDJ)(9,3,3)

65.219

Neutral

ATR(14)

0.537

High Vlolatility

CCI(14)

58.803

Neutral

Williams %R

11.220

Overbought

TRIX(12,20)

0.449

Sell

StochRSI(14)

71.925

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

19.284

Buy

MA10

19.267

Buy

MA20

18.596

Buy

MA50

18.031

Buy

MA100

18.837

Buy

MA200

17.736

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 7.00, which is lower than the Insurance industry's average of 7.84. The latest institutional shareholding proportion is 86.37%, representing a quarter-over-quarter increase of 0.79%. The largest institutional shareholder is The Vanguard, holding a total of 966.34K shares, representing 3.12% of shares outstanding, with 3.95% decrease in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Donegal Mutual Insurance Company

13.44M

+0.80%

Dimensional Fund Advisors, L.P.

1.79M

-0.64%

BlackRock Institutional Trust Company, N.A.

1.41M

+7.81%

The Vanguard Group, Inc.

Star Investors

943.74K

+2.46%

Old Republic International Corp.

425.50K

Geode Capital Management, L.L.C.

383.82K

+5.57%

State Street Global Advisors (US)

369.04K

+5.66%

Renaissance Technologies LLC

Star Investors

381.01K

-11.21%

Connor, Clark & Lunn Investment Management Ltd.

267.69K

+13.55%

ProShare Advisors LLC

316.43K

+11440.08%

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 6.07, which is higher than the Insurance industry's average of 5.26. The company's beta value is -0.03. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.