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Citizens Community Bancorp Inc

CZWI

19.000USD

-0.110-0.58%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

182.73MMarket Cap

13.01P/E TTM



Citizens Community Bancorp Inc

19.000

-0.110-0.58%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Citizens Community Bancorp Inc

Currency: USD Updated: 2026-02-06

Key Insights

Citizens Community Bancorp Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 91 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 21.00.In the medium term, the stock price is expected to trend up.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Citizens Community Bancorp Inc's Score

Industry at a Glance

Industry Ranking

91 / 397

Overall Ranking

147 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Citizens Community Bancorp Inc Highlights

StrengthsRisks

Citizens Community Bancorp, Inc. is a bank holding company for Citizens Community Federal N.A. (the Bank). The Bank is a federally chartered national bank serving customers in Wisconsin and Minnesota. Its primary markets include the Chippewa Valley Region in Wisconsin, the Twin Cities and Mankato markets in Minnesota, and various rural communities around these areas. The Bank offers traditional community banking services to businesses, agricultural operators and consumers, including one-to-four family residential mortgages. The Bank offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit and consumer loans. It maintains a portfolio of investments, consisting primarily of mortgage-backed securities, asset-backed securities, the United States Government sponsored agency securities and corporate debt securities.

Growing

The company is in a growing phase, with the latest annual income totaling USD 54.56M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 24.33%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 24.33%.

Overvalued

The company’s latest PB is 0.97, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 5.97M shares, decreasing 0.00% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 564.25K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.18.

Analyst Rating

Based on 1 analysts

Buy

Current Rating

21.000

Target Price

+9.89%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Citizens Community Bancorp Inc is 6.95, ranking 233 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 14.02M, representing a year-over-year increase of 19.70%, while its net profit experienced a year-over-year increase of 58.07%.

Score

Industry at a Glance

Previous score

6.95

Change



Financials

6.41

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

6.61

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

6.36

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

6.93

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.45

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Citizens Community Bancorp Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Citizens Community Bancorp Inc is 8.79, ranking 38 out of 397 in the Banking Services industry. Its current P/E ratio is 13.01, which is 10.78% below the recent high of 14.42 and 62.62% above the recent low of 4.86.

Score

Industry at a Glance

Previous score

8.79

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 91/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Citizens Community Bancorp Inc is 8.00, ranking 63 out of 397 in the Banking Services industry. The average price target is 18.75, with a high of 19.00 and a low of 18.50.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 1 analysts

Buy

Current Rating

21.000

Target Price

+9.89%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Citizens Community Bancorp Inc

CZWI

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Citizens Community Bancorp Inc is 9.35, ranking 119 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 19.57 and the support level at 17.96, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.50

Change

-0.15

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(1)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.166

Buy

RSI(14)

63.189

Neutral

STOCH(KDJ)(9,3,3)

90.323

Overbought

ATR(14)

0.564

Low Volatility

CCI(14)

123.112

Buy

Williams %R

6.832

Overbought

TRIX(12,20)

0.135

Sell

StochRSI(14)

67.541

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

18.820

Buy

MA10

18.409

Buy

MA20

18.317

Buy

MA50

18.061

Buy

MA100

17.081

Buy

MA200

16.037

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Citizens Community Bancorp Inc is 5.00, ranking 154 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 64.56%, representing a quarter-over-quarter increase of 0.05%. The largest institutional shareholder is The Vanguard, holding a total of 564.25K shares, representing 5.87% of shares outstanding, with 14.46% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

AllianceBernstein L.P.

891.15K

-7.11%

The Vanguard Group, Inc.

Star Investors

559.09K

+0.60%

Fourthstone LLC

525.04K

+107.70%

Manulife Investment Management (North America) Limited

492.85K

-0.50%

BlackRock Institutional Trust Company, N.A.

376.89K

+12.59%

Dimensional Fund Advisors, L.P.

329.17K

+1.98%

Wellington Management Company, LLP

309.61K

+172.42%

Tontine Asset Management, LLC

248.32K

1st & Main Growth Partners

246.29K

-40.22%

Geode Capital Management, L.L.C.

221.87K

+3.53%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Citizens Community Bancorp Inc is 4.27, ranking 338 out of 397 in the Banking Services industry. The company's beta value is 0.66. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.