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Consumer Portfolio Services Inc

CPSS

7.780USD

+0.180+2.37%

Close 03/30, 16:00（ET）Quotes delayed by 15 min

150.40MMarket Cap

8.81P/E TTM



Consumer Portfolio Services Inc

7.780

+0.180+2.37%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Consumer Portfolio Services Inc

Currency: USD Updated: 2026-03-27

Key Insights

Consumer Portfolio Services Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 206 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as , with the highest price target at 14.00.In the medium term, the stock price is expected to trend down.Despite a weak stock market performance over the past month, the company shows strong fundamentals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Consumer Portfolio Services Inc's Score

Industry at a Glance

Industry Ranking

206 / 400

Overall Ranking

401 / 4542

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Consumer Portfolio Services Inc Highlights

StrengthsRisks

Consumer Portfolio Services, Inc. is a specialty finance company. Its business is to provide purchase and service retail automobile contracts originated primarily by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, it provides indirect financing to the customers of dealers. It serves as an alternative source of financing for dealers, facilitating sales to customers from traditional sources, such as commercial banks, credit unions, and the finance companies affiliated with automobile manufacturers. It also originates vehicle purchase money loans by lending directly to consumers. It offers over eight different financing programs and prices each program according to relative credit risk. Its financing programs include First Time Buyer, Mercury / Delta, Standard, Alpha, Alpha Plus, Super Alpha, Preferred, and Meta.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 23.42% year-on-year.

Undervalued

The company’s latest PB is 0.54, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 10.51M shares, decreasing 0.00% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 875.00 shares of this stock.

Analyst Rating

Based on 0 analysts

Current Rating

14.000

Target Price

+80.18%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Consumer Portfolio Services Inc is 6.74, ranking 247 out of 400 in the Banking Services industry. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 109.41M, representing a year-over-year increase of 3.90%, while its net profit experienced a year-over-year increase of 3.19%.

Score

Industry at a Glance

Previous score

6.74

Change



Financials

4.74

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

7.19

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

5.39

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.37

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Consumer Portfolio Services Inc's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Consumer Portfolio Services Inc is 7.58, ranking 223 out of 400 in the Banking Services industry. Its current P/E ratio is 8.61, which is 60.23% below the recent high of 13.79 and 76.70% above the recent low of 2.01.

Score

Industry at a Glance

Previous score

7.58

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 206/400

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

No earnings forecast score is currently available for Consumer Portfolio Services Inc. The Banking Services industry's average is 7.29. The average price target is 14.00, with a high of 14.00 and a low of 14.00.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Consumer Portfolio Services Inc is 5.78, ranking 385 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 8.20 and the support level at 7.23, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.05

Change

-0.27

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(4)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.035

Neutral

RSI(14)

46.166

Neutral

STOCH(KDJ)(9,3,3)

26.521

Neutral

ATR(14)

0.333

Low Volatility

CCI(14)

-10.201

Neutral

Williams %R

64.045

Sell

TRIX(12,20)

-0.337

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(4)

Neutral(0)

Buy(2)

Indicators

Value

Direction

MA5

7.698

Buy

MA10

7.751

Buy

MA20

7.845

Sell

MA50

8.216

Sell

MA100

8.508

Sell

MA200

8.519

Sell

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Consumer Portfolio Services Inc is 3.00, ranking 251 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 49.27%, representing a quarter-over-quarter increase of 0.52%. The largest institutional shareholder is The Vanguard, holding a total of 528.75K shares, representing 2.43% of shares outstanding, with 1.46% decrease in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Black Diamond Capital Management, L.L.C.

5.13M

Bradley (Charles E Jr)

4.12M

-0.17%

Dimensional Fund Advisors, L.P.

1.59M

-0.01%

BlackRock Institutional Trust Company, N.A.

554.45K

-1.43%

The Vanguard Group, Inc.

Star Investors

529.13K

-0.66%

Robinson (Teri L)

498.44K

+9.24%

Roberts (William B.)

485.70K

-17.07%

Lavin (Michael T)

454.75K

+12.19%

Washer (Gregory S)

436.11K

Bridgeway Capital Management, LLC

394.11K

+0.17%

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Consumer Portfolio Services Inc is 3.96, ranking 354 out of 400 in the Banking Services industry. The company's beta value is 1.09. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. Consumer Portfolio Services Inc’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.