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Central Pacific Financial Corp

CPF

31.350USD

+0.860+2.82%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

845.87MMarket Cap

13.94P/E TTM



Central Pacific Financial Corp

31.350

+0.860+2.82%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-17

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered overvalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

89 / 400

Overall Ranking

200 / 4723

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 2 analysts

Buy

Current Rating

35.000

Target Price

+16.67%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Central Pacific Financial Corp. is the bank holding company of Central Pacific Bank (the Bank). The Bank is engaged in offering traditional deposit and lending products and services to consumer and business customers, such as accepting demand, money market, savings and time deposits, originating loans, including commercial loans, construction loans, commercial real estate loans, residential mortgage loans, and consumer loans and fiduciary and investment management services. Its investment securities portfolio includes mortgage-backed securities (MBS), other debt securities and equity securities. Its MBS portfolio comprises residential MBS issued by United States government entities and agencies. It offers wealth management products and services, such as non-deposit investment products, annuities, investment management, asset custody and general consultation and planning services. The Bank has over 27 bank branches and 58 ATMs located throughout the State of Hawaii.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 52.69%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 52.69%.

Overvalued

The company’s latest PB is 1.45, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 26.15M shares, decreasing 6.05% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 2.11M shares of this stock.

Financial Health

Currency: USD Updated：2025-09-17

The company's current financial score is 5.87, which is lower than the Banking Services industry's average of 7.07. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 69.36M, representing a year-over-year increase of 12.54%, while its net profit experienced a year-over-year increase of 15.51%.

Score

Industry at a Glance

Previous score

6.09

Change

-0.22



Financials

5.44

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

5.30

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

3.69

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

8.80

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.11

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-17

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 13.59, which is -5.77% below the recent high of 12.81 and 10.12% above the recent low of 12.22.

Score

Industry at a Glance

Previous score

1.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 89/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-17

The company’s current earnings forecast score is 7.00, which is lower than the Banking Services industry's average of 7.39. The average price target for Central Pacific Financial Corp is 35.00, with a high of 35.00 and a low of 35.00.

Score

Industry at a Glance

Previous score

7.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 2 analysts

Buy

Current Rating

35.000

Target Price

+14.79%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Central Pacific Financial Corp

CPF

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

US Bancorp

USB

Wells Fargo & Co

WFC

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-17

The company’s current price momentum score is 7.36, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 32.13 and the support level at 28.62, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.78

Change

0.58

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-0.266

Neutral

RSI(14)

63.021

Neutral

STOCH(KDJ)(9,3,3)

59.537

Buy

ATR(14)

0.642

High Vlolatility

CCI(14)

64.874

Neutral

Williams %R

25.926

Buy

TRIX(12,20)

0.302

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

30.594

Buy

MA10

30.761

Buy

MA20

30.889

Buy

MA50

29.076

Buy

MA100

28.093

Buy

MA200

28.095

Buy

Institutional Confidence

Currency: USD Updated：2025-09-17

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 96.91%, representing a quarter-over-quarter decrease of 0.38%. The largest institutional shareholder is The Vanguard, holding a total of 2.11M shares, representing 7.80% of shares outstanding, with 0.20% decrease in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

3.66M

+2.90%

The Vanguard Group, Inc.

Star Investors

2.09M

-1.17%

Dimensional Fund Advisors, L.P.

1.31M

-0.43%

State Street Global Advisors (US)

1.28M

-12.06%

Charles Schwab Investment Management, Inc.

1.00M

+0.57%

Basswood Capital Management, LLC

797.73K

+51.14%

American Century Investment Management, Inc.

708.93K

+7.50%

LSV Asset Management

734.83K

+10.08%

Geode Capital Management, L.L.C.

675.79K

+4.87%

Risk Assessment

Currency: USD Updated：2025-09-17

The company’s current risk assessment score is 5.53, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 1.04. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.