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Central Pacific Financial Corp

CPF
34.530USD
+0.160+0.46%
Close 02/06, 16:00ETQuotes delayed by 15 min
910.73MMarket Cap
12.00P/E TTM

Central Pacific Financial Corp

34.530
+0.160+0.46%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Central Pacific Financial Corp

Currency: USD Updated: 2026-02-06

Key Insights

Central Pacific Financial Corp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 75 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 37.50.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Central Pacific Financial Corp's Score

Industry at a Glance

Industry Ranking
75 / 397
Overall Ranking
126 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

Central Pacific Financial Corp Highlights

StrengthsRisks
Central Pacific Financial Corp. is the bank holding company of Central Pacific Bank (the Bank). The Bank is engaged in offering traditional deposit and lending products and services to consumer and business customers, such as accepting demand, money market, savings and time deposits, originating loans, including commercial loans, construction loans, commercial real estate loans, residential mortgage loans, and consumer loans and fiduciary and investment management services. Its investment securities portfolio includes mortgage-backed securities (MBS), other debt securities and equity securities. Its MBS portfolio comprises residential MBS issued by United States government entities and agencies. It offers wealth management products and services, such as non-deposit investment products, annuities, investment management, asset custody and general consultation and planning services. It has approximately 27 bank branches and 55 ATMs located throughout the State of Hawaii.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 18.34% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 290.78M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 52.69%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 52.69%.
Overvalued
The company’s latest PB is 1.54, at a high 3-year percentile range.
Institutional Buying
The latest institutional holdings are 25.69M shares, increasing 0.00% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 2.62K shares of this stock.

Analyst Rating

Based on 3 analysts
Hold
Current Rating
37.500
Target Price
+8.95%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Central Pacific Financial Corp is 7.06, ranking 230 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 75.61M, representing a year-over-year increase of 37.19%, while its net profit experienced a year-over-year increase of 101.63%.

Score

Industry at a Glance

Previous score
7.06
Change
0

Financials

5.37

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

7.26

Operational Efficiency

7.09

Growth Potential

7.11

Shareholder Returns

8.49

Central Pacific Financial Corp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Central Pacific Financial Corp is 6.68, ranking 336 out of 397 in the Banking Services industry. Its current P/E ratio is 12.00, which is 29.19% below the recent high of 15.51 and 56.47% above the recent low of 5.22.

Score

Industry at a Glance

Previous score
6.68
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 75/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Central Pacific Financial Corp is 6.67, ranking 235 out of 397 in the Banking Services industry. The average price target is 34.50, with a high of 35.00 and a low of 34.00.

Score

Industry at a Glance

Previous score
6.67
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 3 analysts
Hold
Current Rating
37.500
Target Price
+10.91%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Central Pacific Financial Corp
CPF
3
Wells Fargo & Co
WFC
27
JPMorgan Chase & Co
JPM
27
US Bancorp
USB
26
Bank of America Corp
BAC
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Central Pacific Financial Corp is 9.37, ranking 110 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 36.22 and the support level at 31.63, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.44
Change
-0.07

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(1)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.526
Buy
RSI(14)
68.833
Neutral
STOCH(KDJ)(9,3,3)
83.838
Buy
ATR(14)
1.158
High Vlolatility
CCI(14)
148.054
Buy
Williams %R
12.121
Overbought
TRIX(12,20)
0.208
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
33.884
Buy
MA10
32.903
Buy
MA20
32.367
Buy
MA50
31.865
Buy
MA100
30.704
Buy
MA200
29.329
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Central Pacific Financial Corp is 10.00, ranking 1 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 102.82%, representing a quarter-over-quarter decrease of 0.10%. The largest institutional shareholder is The Vanguard, holding a total of 2.07M shares, representing 7.86% of shares outstanding, with 1.39% increase in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
3.56M
-1.89%
Holdco Asset Management, LP
2.28M
+49.41%
The Vanguard Group, Inc.
Star Investors
2.05M
-2.71%
Dimensional Fund Advisors, L.P.
1.29M
-1.43%
State Street Investment Management (US)
1.25M
+3.23%
Charles Schwab Investment Management, Inc.
1.03M
+1.45%
Basswood Capital Management, LLC
825.78K
-6.77%
American Century Investment Management, Inc.
803.75K
+7.81%
Geode Capital Management, L.L.C.
640.37K
-7.65%
LSV Asset Management
703.83K
-2.94%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Central Pacific Financial Corp is 6.86, ranking 205 out of 397 in the Banking Services industry. The company's beta value is 0.92. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Central Pacific Financial Corp’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.

Score

Industry at a Glance

Previous score
6.86
Change
0
Beta vs S&P 500 index
0.92
VaR
+2.80%
240-Day Maximum Drawdown
+17.42%
240-Day Volatility
+32.71%

Return

Best Daily Return
60 days
+5.35%
120 days
+5.35%
5 years
+13.85%
Worst Daily Return
60 days
-4.41%
120 days
-6.38%
5 years
-10.00%
Sharpe Ratio
60 days
+2.91
120 days
+1.48
5 years
+0.45

Risk Assessment

Maximum Drawdown
240 days
+17.42%
3 years
+26.76%
5 years
+56.22%
Return-to-Drawdown Ratio
240 days
+1.25
3 years
+1.13
5 years
+0.11
Skewness
240 days
-0.64
3 years
+0.28
5 years
+0.10

Volatility

Realised Volatility
240 days
+32.71%
5 years
+33.96%
Standardised True Range
240 days
+2.23%
5 years
+1.99%
Downside Risk-Adjusted Return
120 days
+205.30%
240 days
+205.30%
Maximum Daily Upside Volatility
60 days
+25.71%
Maximum Daily Downside Volatility
60 days
+16.67%

Liquidity

Average Turnover Rate
60 days
+0.61%
120 days
+0.61%
5 years
--
Turnover Deviation
20 days
-15.55%
60 days
-11.69%
120 days
-12.71%

Peer Comparison

Banking Services
Central Pacific Financial Corp
Central Pacific Financial Corp
CPF
7.66 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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