









Markets
/
Stocks
/
nasdaq-cpf
/

Central Pacific Financial Corp

CPF

31.540USD

-0.430-1.35%

Close 03/27, 16:00（ET）Quotes delayed by 15 min

1.32BMarket Cap

10.96P/E TTM



Central Pacific Financial Corp

31.540

-0.430-1.35%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Central Pacific Financial Corp

Currency: USD Updated: 2026-03-27

Key Insights

Central Pacific Financial Corp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 44 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 37.50.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Central Pacific Financial Corp's Score

Industry at a Glance

Industry Ranking

44 / 400

Overall Ranking

98 / 4542

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Central Pacific Financial Corp Highlights

StrengthsRisks

Central Pacific Financial Corp. is the bank holding company of Central Pacific Bank (the Bank). The Bank is engaged in offering traditional deposit and lending products and services to consumer and business customers, such as accepting demand, money market, savings and time deposits, originating loans, including commercial loans, construction loans, commercial real estate loans, residential mortgage loans, and consumer loans and fiduciary and investment management services. Its investment securities portfolio includes mortgage-backed securities (MBS), other debt securities and equity securities. Its MBS portfolio comprises residential MBS issued by United States government entities and agencies. It offers wealth management products and services, such as non-deposit investment products, annuities, investment management, asset custody and general consultation and planning services. It has approximately 27 bank branches and 55 ATMs located throughout the State of Hawaii.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 280.82M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 52.69%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 52.69%.

Overvalued

The company’s latest PB is 1.40, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 25.69M shares, increasing 0.00% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 2.62K shares of this stock.

Analyst Rating

Based on 3 analysts

Hold

Current Rating

37.500

Target Price

+17.92%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Central Pacific Financial Corp is 7.71, ranking 180 out of 400 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 71.96M, representing a year-over-year increase of 30.56%, while its net profit experienced a year-over-year increase of 101.63%.

Score

Industry at a Glance

Previous score

7.71

Change



Financials

5.27

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

8.20

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

8.94

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

7.28

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.85

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Central Pacific Financial Corp's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Central Pacific Financial Corp is 6.68, ranking 333 out of 400 in the Banking Services industry. Its current P/E ratio is 10.96, which is 41.44% below the recent high of 15.51 and 52.34% above the recent low of 5.22.

Score

Industry at a Glance

Previous score

6.68

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 44/400

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of Central Pacific Financial Corp is 6.67, ranking 234 out of 400 in the Banking Services industry. The average price target is 34.50, with a high of 35.00 and a low of 34.00.

Score

Industry at a Glance

Previous score

6.67

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 3 analysts

Hold

Current Rating

37.500

Target Price

+17.30%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

307

Total

Median

Average

Company name

Ratings

Analysts

Central Pacific Financial Corp

CPF

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Central Pacific Financial Corp is 8.78, ranking 59 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 32.66 and the support level at 30.23, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.97

Change

-0.19

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(4)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.318

Neutral

RSI(14)

47.962

Neutral

STOCH(KDJ)(9,3,3)

73.926

Neutral

ATR(14)

0.798

Low Volatility

CCI(14)

67.351

Neutral

Williams %R

33.113

Buy

TRIX(12,20)

-0.225

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(3)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MA5

31.744

Sell

MA10

31.165

Buy

MA20

31.288

Buy

MA50

32.388

Sell

MA100

31.584

Sell

MA200

30.279

Buy

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Central Pacific Financial Corp is 10.00, ranking 1 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 102.82%, representing a quarter-over-quarter decrease of 0.10%. The largest institutional shareholder is The Vanguard, holding a total of 2.07M shares, representing 7.84% of shares outstanding, with 1.15% increase in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

3.56M

-1.89%

Holdco Asset Management, LP

2.28M

+49.41%

The Vanguard Group, Inc.

Star Investors

2.05M

-2.71%

State Street Investment Management (US)

1.25M

+3.23%

Dimensional Fund Advisors, L.P.

1.29M

-1.43%

Charles Schwab Investment Management, Inc.

1.03M

+1.45%

American Century Investment Management, Inc.

803.75K

+7.81%

Basswood Capital Management, LLC

825.78K

-6.77%

Geode Capital Management, L.L.C.

640.37K

-7.65%

LSV Asset Management

703.83K

-2.94%

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Central Pacific Financial Corp is 6.86, ranking 205 out of 400 in the Banking Services industry. The company's beta value is 0.90. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Central Pacific Financial Corp’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.