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Central Pacific Financial Corp

CPF
29.010USD
0.0000.00%
Close 11/03, 16:00ETQuotes delayed by 15 min
780.47MMarket Cap
11.83P/E TTM

Central Pacific Financial Corp

29.010
0.0000.00%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Central Pacific Financial Corp

Currency: USD Updated: 2025-11-03

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Central Pacific Financial Corp's Score

Industry at a Glance

Industry Ranking
111 / 408
Overall Ranking
182 / 4617
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 3 analysts
Hold
Current Rating
34.500
Target Price
+21.01%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Central Pacific Financial Corp Highlights

StrengthsRisks
Central Pacific Financial Corp. is the bank holding company of Central Pacific Bank (the Bank). The Bank is engaged in offering traditional deposit and lending products and services to consumer and business customers, such as accepting demand, money market, savings and time deposits, originating loans, including commercial loans, construction loans, commercial real estate loans, residential mortgage loans, and consumer loans and fiduciary and investment management services. Its investment securities portfolio includes mortgage-backed securities (MBS), other debt securities and equity securities. Its MBS portfolio comprises residential MBS issued by United States government entities and agencies. It offers wealth management products and services, such as non-deposit investment products, annuities, investment management, asset custody and general consultation and planning services. The Bank has over 27 bank branches and 58 ATMs located throughout the State of Hawaii.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 52.69%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 52.69%.
Fairly Valued
The company’s latest PB is 1.33, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 26.64M shares, decreasing 5.13% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 2.27K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-03

The company's current financial score is 5.87, which is lower than the Banking Services industry's average of 7.05. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 71.61M, representing a year-over-year increase of 12.95%, while its net profit experienced a year-over-year increase of 39.60%.

Score

Industry at a Glance

Previous score
5.87
Change
0

Financials

5.44

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

5.30

Operational Efficiency

3.69

Growth Potential

8.80

Shareholder Returns

6.11

Central Pacific Financial Corp's Company Valuation

Currency: USD Updated: 2025-11-03

The company’s current valuation score is 6.68, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 11.89, which is 30.45% below the recent high of 15.51 and 56.04% above the recent low of 5.22.

Score

Industry at a Glance

Previous score
6.68
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 111/408
No Data

Earnings Forecast

Currency: USD Updated: 2025-11-03

The company’s current earnings forecast score is 6.67, which is lower than the Banking Services industry's average of 7.41. The average price target for Central Pacific Financial Corp is 34.50, with a high of 35.00 and a low of 34.00.

Score

Industry at a Glance

Previous score
7.00
Change
-0.33

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts
Hold
Current Rating
34.500
Target Price
+21.01%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

295
Total
4
Median
5
Average
Company name
Ratings
Analysts
Central Pacific Financial Corp
CPF
3
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
US Bancorp
USB
25
Zions Bancorporation NA
ZION
25
1
2
3
...
59

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-03

The company’s current price momentum score is 6.99, which is lower than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 31.01 and the support level at 27.20, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.91
Change
0.08

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(3)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
0.036
Neutral
RSI(14)
47.825
Neutral
STOCH(KDJ)(9,3,3)
28.631
Sell
ATR(14)
0.989
Low Volatility
CCI(14)
-26.562
Neutral
Williams %R
57.218
Sell
TRIX(12,20)
-0.159
Sell
StochRSI(14)
38.933
Buy
Moving Average
Sell(4)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MA5
29.042
Sell
MA10
29.102
Sell
MA20
29.062
Sell
MA50
30.094
Sell
MA100
28.991
Buy
MA200
28.137
Buy

Institutional Confidence

Currency: USD Updated: 2025-11-03

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 99.29%, representing a quarter-over-quarter increase of 2.45%. The largest institutional shareholder is The Vanguard, holding a total of 2.11M shares, representing 7.85% of shares outstanding, with 0.37% increase in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
3.63M
-0.90%
Holdco Asset Management, LP
2.22M
+45.36%
The Vanguard Group, Inc.
Star Investors
2.11M
+0.67%
Dimensional Fund Advisors, L.P.
1.31M
-0.33%
State Street Investment Management (US)
1.21M
-5.22%
Charles Schwab Investment Management, Inc.
1.02M
+1.48%
Basswood Capital Management, LLC
885.75K
+11.03%
American Century Investment Management, Inc.
745.54K
+5.16%
LSV Asset Management
725.13K
-1.32%
Geode Capital Management, L.L.C.
693.45K
+2.61%
1
2

Risk Assessment

Currency: USD Updated: 2025-11-03

The company’s current risk assessment score is 7.84, which is higher than the Banking Services industry's average of 6.60. The company's beta value is 1.04. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.

Score

Industry at a Glance

Previous score
7.84
Change
0
Beta vs S&P 500 index
1.04
VaR
+2.81%
240-Day Maximum Drawdown
+26.51%
240-Day Volatility
+33.17%

Return

Best Daily Return
60 days
+4.62%
120 days
+4.62%
5 years
+13.85%
Worst Daily Return
60 days
-6.38%
120 days
-6.38%
5 years
-10.00%
Sharpe Ratio
60 days
+1.41
120 days
+0.48
5 years
+0.52

Risk Assessment

Maximum Drawdown
240 days
+26.51%
3 years
+44.65%
5 years
+56.22%
Return-to-Drawdown Ratio
240 days
-0.25
3 years
+0.39
5 years
+0.16
Skewness
240 days
-0.67
3 years
+0.19
5 years
+0.17

Volatility

Realised Volatility
240 days
+33.17%
5 years
+34.32%
Standardised True Range
240 days
+2.66%
5 years
+2.37%
Downside Risk-Adjusted Return
120 days
+67.23%
240 days
+67.23%
Maximum Daily Upside Volatility
60 days
+19.82%
Maximum Daily Downside Volatility
60 days
+22.41%

Liquidity

Average Turnover Rate
60 days
+0.61%
120 days
+0.61%
5 years
--
Turnover Deviation
20 days
-15.55%
60 days
-11.69%
120 days
-12.71%

Peer Comparison

Banking Services
Central Pacific Financial Corp
Central Pacific Financial Corp
CPF
6.99 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.91 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.71 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
8.61 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.56 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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