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Civista Bancshares Inc

CIVB

24.830USD

-0.040-0.16%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

515.13MMarket Cap

9.39P/E TTM



Civista Bancshares Inc

24.830

-0.040-0.16%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Civista Bancshares Inc

Currency: USD Updated: 2026-02-06

Key Insights

Civista Bancshares Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 69 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 27.00.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Civista Bancshares Inc's Score

Industry at a Glance

Industry Ranking

69 / 397

Overall Ranking

119 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Civista Bancshares Inc Highlights

StrengthsRisks

Civista Bancshares, Inc. is a financial holding company. The Company, through its subsidiary, Civista Bank, is engaged in providing full-service banking, commercial lending, mortgage and wealth management services. Civista Bank, through its locations in Ohio counties of Erie, Crawford, Champaign, Cuyahoga, Franklin, Huron, Logan, Madison, Montgomery, Ottawa, Richland, Henry, Wood and Summit, in the Indiana counties of Dearborn and Ripley and in the Kentucky county of Kenton, conducts a general banking business that involves collecting customer deposits, making loans, purchasing securities, and offering Trust services. It is also engaged in a general equipment leasing and financing business through its Civista Leasing & Financing (CLF) division. Civista Wealth Management division offers investment advisory services to individuals, families, businesses, and non-profits with personalized investment management, 401(k) advisory services for employers, financial planning, and trust services.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 32.45%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 32.45%.

Overvalued

The company’s latest PB is 0.95, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 13.16M shares, decreasing 0.00% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 1.88K shares of this stock.

Analyst Rating

Based on 5 analysts

Hold

Current Rating

27.000

Target Price

+8.56%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Civista Bancshares Inc is 8.51, ranking 100 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 44.06M, representing a year-over-year increase of 15.11%, while its net profit experienced a year-over-year increase of 26.27%.

Score

Industry at a Glance

Previous score

8.51

Change



Financials

7.48

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

8.76

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

9.91

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

7.73

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.66

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Civista Bancshares Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Civista Bancshares Inc is 8.82, ranking 32 out of 397 in the Banking Services industry. Its current P/E ratio is 9.39, which is 20.73% below the recent high of 11.34 and 46.10% above the recent low of 5.06.

Score

Industry at a Glance

Previous score

8.82

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 69/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Civista Bancshares Inc is 6.80, ranking 225 out of 397 in the Banking Services industry. The average price target is 24.50, with a high of 27.00 and a low of 22.00.

Score

Industry at a Glance

Previous score

6.80

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 5 analysts

Hold

Current Rating

27.000

Target Price

+8.56%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Civista Bancshares Inc

CIVB

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Civista Bancshares Inc is 9.28, ranking 154 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 26.19 and the support level at 22.68, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.36

Change

-0.08

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.369

Buy

RSI(14)

64.801

Neutral

STOCH(KDJ)(9,3,3)

79.990

Neutral

ATR(14)

0.878

High Vlolatility

CCI(14)

99.510

Neutral

Williams %R

17.066

Overbought

TRIX(12,20)

0.313

Sell

StochRSI(14)

74.273

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

24.732

Buy

MA10

24.163

Buy

MA20

23.466

Buy

MA50

23.279

Buy

MA100

22.218

Buy

MA200

21.990

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Civista Bancshares Inc is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 46.72%, representing a quarter-over-quarter decrease of 8.49%. The largest institutional shareholder is The Vanguard, holding a total of 1.10M shares, representing 5.31% of shares outstanding, with 4.66% decrease in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Wellington Management Company, LLP

1.47M

+1092.07%

BlackRock Institutional Trust Company, N.A.

1.22M

+4.49%

The Vanguard Group, Inc.

Star Investors

1.02M

+19.40%

Dimensional Fund Advisors, L.P.

869.66K

+3.25%

Manulife Investment Management (North America) Limited

592.28K

+31.61%

Endeavour Capital Advisors Inc.

548.21K

Geode Capital Management, L.L.C.

430.44K

+17.18%

State Street Investment Management (US)

385.83K

+18.59%

AllianceBernstein L.P.

355.47K

+2904.84%

Maltese Capital Management, LLC

284.00K

+93.20%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Civista Bancshares Inc is 7.68, ranking 163 out of 397 in the Banking Services industry. The company's beta value is 0.67. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.