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Civista Bancshares Inc

CIVB

21.870USD

0.000

Close 11/07, 16:00（ET）Quotes delayed by 15 min

422.37MMarket Cap

9.72P/E TTM



Civista Bancshares Inc

21.870

0.000

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Civista Bancshares Inc

Currency: USD Updated: 2025-11-07

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a good stock market performance and strong technicals, the fundamentals don't support the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Civista Bancshares Inc's Score

Industry at a Glance

Industry Ranking

135 / 407

Overall Ranking

210 / 4614

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 6 analysts

Buy

Current Rating

24.667

Target Price

+12.79%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Civista Bancshares Inc Highlights

StrengthsRisks

Civista Bancshares, Inc. is a financial holding company. The Company, through its subsidiary, Civista Bank, is engaged in the business of community banking. Civista Bank through its locations in the Ohio counties of Erie, Crawford, Champaign, Cuyahoga, Franklin, Huron, Logan, Madison, Montgomery, Ottawa, Richland, Henry, Wood, and Summit, in the Indiana counties of Dearborn and Ripley and in the Kentucky county of Kenton, conducts a general banking business that involves collecting customer deposits, making loans, purchasing securities, and offering Trust services. Civista Bank is also engaged in a general equipment leasing and financing business through its Civista Leasing & Financing (CLF) division. Its Civista Wealth Management division offers investment advisory services to individuals, families, businesses, and non-profits with personalized investment management, 401(k) advisory services for employers, financial planning, and trust services.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 32.45%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 32.45%.

Overvalued

The company’s latest PB is 0.85, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 9.60M shares, decreasing 0.66% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 1.34K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-07

The company's current financial score is 4.77, which is lower than the Banking Services industry's average of 7.05. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 42.24M, representing a year-over-year increase of 13.67%, while its net profit experienced a year-over-year increase of 55.82%.

Score

Industry at a Glance

Previous score

4.77

Change



Financials

6.57

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

3.37

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.57

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.28

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.08

Key Metrics

Free cash flow

No Data

Civista Bancshares Inc's Company Valuation

Currency: USD Updated: 2025-11-07

The company’s current valuation score is 8.82, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 8.06, which is 40.66% below the recent high of 11.34 and 37.20% above the recent low of 5.06.

Score

Industry at a Glance

Previous score

8.82

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 135/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-07

The company’s current earnings forecast score is 7.33, which is lower than the Banking Services industry's average of 7.41. The average price target for Civista Bancshares Inc is 25.00, with a high of 27.00 and a low of 22.00.

Score

Industry at a Glance

Previous score

7.33

Change

Support & Resistance

No Data

Analyst Rating

Based on 6 analysts

Buy

Current Rating

24.667

Target Price

+12.79%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

Civista Bancshares Inc

CIVB

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

Regions Financial Corp

US Bancorp

USB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-07

The company’s current price momentum score is 8.67, which is higher than the Banking Services industry's average of 7.61. Sideways: Currently, the stock price is trading between the resistance level at 22.97 and the support level at 20.29, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.69

Change

-0.02

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(2)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.059

Buy

RSI(14)

58.631

Neutral

STOCH(KDJ)(9,3,3)

60.478

Buy

ATR(14)

0.636

Low Volatility

CCI(14)

49.516

Neutral

Williams %R

33.158

Buy

TRIX(12,20)

0.222

Sell

StochRSI(14)

100.000

Overbought

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

21.690

Buy

MA10

21.707

Buy

MA20

21.331

Buy

MA50

20.984

Buy

MA100

21.177

Buy

MA200

21.135

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-07

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 49.74%, representing a quarter-over-quarter increase of 1.18%. The largest institutional shareholder is The Vanguard, holding a total of 855.74K shares, representing 4.43% of shares outstanding, with 18.73% decrease in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

1.17M

-5.87%

The Vanguard Group, Inc.

Star Investors

855.74K

-0.94%

Dimensional Fund Advisors, L.P.

842.30K

-0.35%

Manulife Investment Management (North America) Limited

450.02K

-1.81%

Geode Capital Management, L.L.C.

367.34K

+1.03%

State Street Investment Management (US)

325.35K

+5.32%

Mendon Capital Advisors Corp.

250.41K

-0.47%

American Century Investment Management, Inc.

246.12K

+13.02%

Ritholtz Wealth Management LLC

221.97K

+377.84%

Risk Assessment

Currency: USD Updated: 2025-11-07

The company’s current risk assessment score is 7.06, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 0.69. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.