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Citizens Inc

CIA

4.743USD

+0.193+4.23%

Market hours （ET）Quotes delayed by 15 min

236.96MMarket Cap

16.30P/E TTM



Citizens Inc

4.743

+0.193+4.23%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Citizens Inc

Currency: USD Updated: 2026-03-27

Key Insights

Citizens Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 95 out of 117 in the Insurance industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as , with the highest price target at 6.00.In the medium term, the stock price is expected to trend down.Despite a very weak market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Citizens Inc's Score

Industry at a Glance

Industry Ranking

95 / 117

Overall Ranking

409 / 4542

Industry

Insurance

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Positive

Citizens Inc Highlights

StrengthsRisks

Citizens, Inc. is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the United States (U.S.), Latin America, and Asia. It operates two segments: Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment and critical illness policies to non-U.S. residents, located principally in Latin America and the Pacific Rim. In the U.S. it primarily sells whole-life final expense insurance and insurance with living benefits. This segment operates business through CICA Life, A.I. (CICA International) and CICA Life Insurance Company of America (CICA Domestic). The Home Service Insurance segment offers affordable life insurance policies to lower-income households in Louisiana, Mississippi and Arkansas, conducting business through Security Plan Life Insurance Company and Magnolia Guaranty Life Insurance Company.

Fairly Valued

The company’s latest PE is 15.74, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 13.18M shares, decreasing 0.01% quarter-over-quarter.

Held by Invesco

Star Investor Invesco holds 15.15K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.56.

Analyst Rating

Based on 0 analysts

Current Rating

6.000

Target Price

+31.87%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Citizens Inc is 6.47, ranking 59 out of 117 in the Insurance industry. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 72.07M, representing a year-over-year increase of 13.54%, while its net profit experienced a year-over-year increase of 102.65%.

Score

Industry at a Glance

Previous score

6.47

Change



Financials

4.64

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

7.89

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

6.77

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

7.07

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

5.96

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Citizens Inc's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Citizens Inc is 6.53, ranking 87 out of 117 in the Insurance industry. Its current P/E ratio is 15.74, which is 81.53% below the recent high of 28.57 and 78.00% above the recent low of 3.46.

Score

Industry at a Glance

Previous score

6.53

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 95/117

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

No earnings forecast score is currently available for Citizens Inc. The Insurance industry's average is 7.25. The average price target is 5.00, with a high of 5.00 and a low of 5.00.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Citizens Inc is 6.83, ranking 38 out of 117 in the Insurance industry. Currently, the stock price is trading between the resistance level at 5.49 and the support level at 4.03, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.80

Change

0.03

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-0.033

Sell

RSI(14)

35.939

Neutral

STOCH(KDJ)(9,3,3)

26.559

Neutral

ATR(14)

0.316

Low Volatility

CCI(14)

-84.416

Neutral

Williams %R

81.250

Oversold

TRIX(12,20)

-0.866

Sell

StochRSI(14)

84.225

Buy

Moving Average

Sell(4)

Neutral(0)

Buy(2)

Indicators

Value

Direction

MA5

4.584

Buy

MA10

4.645

Buy

MA20

4.914

Sell

MA50

5.394

Sell

MA100

5.398

Sell

MA200

5.055

Sell

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Citizens Inc is 3.00, ranking 89 out of 117 in the Insurance industry. The latest institutional shareholding proportion is 26.52%, representing a quarter-over-quarter decrease of 1.55%. The largest institutional shareholder is The Vanguard, holding a total of 2.50M shares, representing 4.97% of shares outstanding, with 18.01% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Galindo, Arias & López

4.12M

BlackRock Institutional Trust Company, N.A.

2.92M

+9.64%

Continental General Insurance Co

1.61M

+274.22%

The Vanguard Group, Inc.

Star Investors

2.44M

+0.90%

Geode Capital Management, L.L.C.

1.03M

-0.32%

UBS Financial Services, Inc.

874.22K

-17.98%

State Street Investment Management (US)

573.91K

+22.22%

First Eagle Investment Management, L.L.C.

Star Investors

588.75K

-1.67%

Bridgeway Capital Management, LLC

451.27K

+5.31%

Stenberg (Jon)

323.29K

+6.56%

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Insurance domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Citizens Inc is 3.25, ranking 67 out of 117 in the Insurance industry. The company's beta value is 0.50. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.