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Citizens Inc

CIA

5.790USD

+0.220+3.95%

Close 11/03, 16:00（ET）Quotes delayed by 15 min

290.88MMarket Cap

25.86P/E TTM



Citizens Inc

5.790

+0.220+3.95%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Citizens Inc

Currency: USD Updated: 2025-11-03

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a . The company is performing well in the stock market, with strong fundamentals and technicals supporting the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Citizens Inc's Score

Industry at a Glance

Industry Ranking

88 / 119

Overall Ranking

379 / 4617

Industry

Insurance

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 0 analysts

Current Rating

5.000

Target Price

-7.92%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Citizens Inc Highlights

StrengthsRisks

Citizens, Inc. is a diversified financial services company. The Company is providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the United States, Latin America, and Asia. The Company operates through two segments: Life Insurance, and Home Service Insurance. The Life Insurance segment sells United States dollar-denominated ordinary whole life insurance, endowment, and critical illness policies to non-United States residents, located principally in Latin America and the Pacific Rim, internationally. Also, this segment domestically sells whole life insurance, life insurance with living benefits, critical illness, credit life and disability products throughout the United States. Home Service Insurance segment sells final expense life insurance policies to middle- and lower-income households, as well as whole life products with higher allowable face values, in Louisiana, Mississippi and Arkansas.

Overvalued

The company’s latest PE is 25.72, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 12.30M shares, increasing 11.42% quarter-over-quarter.

Held by James Simons

Star Investor James Simons holds 225.99K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.56.

Financial Health

Currency: USD Updated: 2025-11-03

The company's current financial score is 6.38, which is lower than the Insurance industry's average of 6.51. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 65.09M, representing a year-over-year increase of 4.84%, while its net profit experienced a year-over-year increase of 63.15%.

Score

Industry at a Glance

Previous score

6.38

Change



Financials

6.01

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

6.52

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

6.64

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.77

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.95

Key Metrics

Free cash flow

No Data

Citizens Inc's Company Valuation

Currency: USD Updated: 2025-11-03

The company’s current valuation score is 6.53, which is lower than the Insurance industry's average of 7.37. Its current P/E ratio is 25.72, which is 6.47% below the recent high of 27.38 and 86.54% above the recent low of 3.46.

Score

Industry at a Glance

Previous score

6.53

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 88/119

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-03

There is no earnings forecast score for this company; the Insurance industry's average is 7.32. The average price target for Citizens Inc is 5.00, with a high of 5.00 and a low of 5.00.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

No Data

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-03

The company’s current price momentum score is 8.94, which is higher than the Insurance industry's average of 6.94. Sideways: Currently, the stock price is trading between the resistance level at 6.18 and the support level at 5.30, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.21

Change

1.73

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-0.027

Neutral

RSI(14)

57.345

Neutral

STOCH(KDJ)(9,3,3)

54.915

Buy

ATR(14)

0.300

High Vlolatility

CCI(14)

19.473

Neutral

Williams %R

36.306

Buy

TRIX(12,20)

0.060

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

5.516

Buy

MA10

5.538

Buy

MA20

5.596

Buy

MA50

5.488

Buy

MA100

4.733

Buy

MA200

4.602

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-03

The company’s current institutional recognition score is 3.00, which is lower than the Insurance industry's average of 6.79. The latest institutional shareholding proportion is 24.48%, representing a quarter-over-quarter decrease of 25.96%. The largest institutional shareholder is The Vanguard, holding a total of 2.42M shares, representing 4.82% of shares outstanding, with 13.83% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Galindo, Arias & López

4.12M

BlackRock Institutional Trust Company, N.A.

2.66M

+204.22%

The Vanguard Group, Inc.

Star Investors

2.42M

+14.50%

UBS Financial Services, Inc.

1.07M

+33.07%

Geode Capital Management, L.L.C.

1.03M

+118.05%

First Eagle Investment Management, L.L.C.

Star Investors

598.75K

+7.42%

State Street Investment Management (US)

469.56K

+163.01%

Continental General Insurance Co

431.37K

Bridgeway Capital Management, LLC

428.53K

+3.74%

Northern Trust Investments, Inc.

348.07K

+210.17%

Risk Assessment

Currency: USD Updated: 2025-11-03

The company’s current risk assessment score is 3.53, which is lower than the Insurance industry's average of 6.81. The company's beta value is 0.41. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.