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Chemung Financial Corp

CHMG
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65.510USD
-1.290-1.93%
Close 05/15, 16:00ETQuotes delayed by 15 min
315.75MMarket Cap
17.27P/E TTM

Chemung Financial Corp

65.510
-1.290-1.93%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Chemung Financial Corp

Currency: USD Updated: 2026-05-15

Key Insights

Chemung Financial Corp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 182 out of 394 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 70.25.In the medium term, the stock price is expected to trend up.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Chemung Financial Corp's Score

Industry at a Glance

Industry Ranking
182 / 394
Overall Ranking
306 / 4482
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

Chemung Financial Corp Highlights

StrengthsRisks
Chemung Financial Corporation is a financial holding company. The Company through the Chemung Canal Trust Company (Bank) and CFS Group, Inc (CFS), provides a range of financial services, including demand, savings and time deposits, commercial, residential, and consumer loans, interest rate swaps, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds, and brokerage services. The Company primarily focuses on banking and wealth management services. Its core banking segment attracts deposits from the public and uses such funds to originate consumer, commercial, commercial real estate, and other loans. Wealth management services provided by the Bank include services as executor and trustee under wills and agreements, and guardian, custodian, trustee, and agent for pension, profit-sharing and other employee benefit trusts, as well as various investment, pension, estate planning, and employee benefit administrative services.
Growing
The company is in a growing phase, with the latest annual income totaling USD 90.63M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 24.91%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 24.91%.
Overvalued
The company’s latest PB is 1.20, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 2.22M shares, decreasing 8.15% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 484.00 shares of this stock.
Higher Market Activity
The company has more investor interest, with a 20-day turnover ratio of 1.21.

Analyst Rating

Based on 2 analysts
Buy
Current Rating
70.250
Target Price
+5.16%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-05-15

The current financial score of Chemung Financial Corp is 4.71, ranking 370 out of 394 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 28.82M, representing a year-over-year increase of 15.80%, while its net profit experienced a year-over-year increase of 52.56%.

Score

Industry at a Glance

Previous score
4.71
Change
0

Financials

5.95

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

2.42

Operational Efficiency

2.89

Growth Potential

7.50

Shareholder Returns

4.78

Chemung Financial Corp's Company Valuation

Currency: USD Updated: 2026-05-15

The current valuation score of Chemung Financial Corp is 7.57, ranking 221 out of 394 in the Banking Services industry. Its current P/E ratio is 17.27, which is 56.09% below the recent high of 26.96 and 60.75% above the recent low of 6.78.

Score

Industry at a Glance

Previous score
7.57
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 182/394
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-05-15

The current earnings forecast score of Chemung Financial Corp is 6.00, ranking 280 out of 394 in the Banking Services industry. The average price target is 61.50, with a high of 63.00 and a low of 60.00.

Score

Industry at a Glance

Previous score
7.00
Change
-1

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 2 analysts
Buy
Current Rating
70.250
Target Price
+5.16%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

308
Total
4
Median
5
Average
Company name
Ratings
Analysts
Chemung Financial Corp
CHMG
2
JPMorgan Chase & Co
JPM
27
Bank of America Corp
BAC
27
Wells Fargo & Co
WFC
26
US Bancorp
USB
23
PNC Financial Services Group Inc
PNC
23
1
2
3
...
62

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-05-15

The current price momentum score of Chemung Financial Corp is 6.86, ranking 145 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 69.45 and the support level at 62.95, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.84
Change
-1.98

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(2)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-1.059
Neutral
RSI(14)
53.861
Neutral
STOCH(KDJ)(9,3,3)
22.117
Sell
ATR(14)
2.421
Low Volatility
CCI(14)
-155.238
Sell
Williams %R
89.800
Oversold
TRIX(12,20)
0.499
Sell
StochRSI(14)
0.000
Oversold
Moving Average
Sell(3)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MA5
66.272
Sell
MA10
66.843
Sell
MA20
66.853
Sell
MA50
59.882
Buy
MA100
58.740
Buy
MA200
55.604
Buy

Institutional Confidence

Currency: USD Updated: 2026-05-15

The current institutional shareholding score of Chemung Financial Corp is 3.00, ranking 252 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 46.13%, representing a quarter-over-quarter decrease of 5.72%. The largest institutional shareholder is James Simons, holding a total of 41.22K shares, representing 0.86% of shares outstanding, with 17.93% decrease in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Chemung Canal Trust Company
286.23K
-6.35%
Dalrymple Family L P
339.24K
--
BlackRock Institutional Trust Company, N.A.
248.85K
+2.33%
Dimensional Fund Advisors, L.P.
179.67K
+0.75%
Manulife Investment Management (North America) Limited
139.46K
-0.47%
PL Capital, LLC
109.34K
+84.92%
BlackRock Financial Management, Inc.
106.19K
+4.74%
Geode Capital Management, L.L.C.
92.03K
-0.76%
1
2

Risk Assessment

Currency: USD Updated: 2026-05-15

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Chemung Financial Corp is 4.61, ranking 307 out of 394 in the Banking Services industry. The company's beta value is 0.61. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
4.61
Change
0
Beta vs S&P 500 index
0.60
VaR
+2.42%
240-Day Maximum Drawdown
+21.15%
240-Day Volatility
+35.12%

Return

Best Daily Return
60 days
+8.17%
120 days
+8.17%
5 years
+25.84%
Worst Daily Return
60 days
-4.36%
120 days
-4.59%
5 years
-22.70%
Sharpe Ratio
60 days
+1.37
120 days
+1.73
5 years
+0.50

Risk Assessment

Maximum Drawdown
240 days
+21.15%
3 years
+26.08%
5 years
+35.04%
Return-to-Drawdown Ratio
240 days
+1.93
3 years
+0.89
5 years
+0.25
Skewness
240 days
+0.38
3 years
+1.29
5 years
+1.18

Volatility

Realised Volatility
240 days
+35.12%
5 years
+30.83%
Standardised True Range
240 days
+2.32%
5 years
+1.69%
Downside Risk-Adjusted Return
120 days
+302.54%
240 days
+302.54%
Maximum Daily Upside Volatility
60 days
+40.53%
Maximum Daily Downside Volatility
60 days
+29.70%

Liquidity

Average Turnover Rate
60 days
+0.30%
120 days
+0.24%
5 years
--
Turnover Deviation
20 days
+132.73%
60 days
+11.67%
120 days
-10.03%

Peer Comparison

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Chemung Financial Corp
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5.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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8.47 /10
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