Indicators
Indicators
Value
Direction
MACD(12,26,9)
0.485
Neutral
RSI(14)
45.361
Neutral
STOCH(KDJ)(9,3,3)
53.540
Neutral
ATR(14)
1.675
Low Volatility
CCI(14)
38.677
Neutral
Williams %R
50.530
Neutral
TRIX(12,20)
-0.379
Sell
StochRSI(14)
39.603
Sell
Chemung Financial Corp
CHMG54.100USD
-0.400-0.73%
Market hours （ET）Quotes delayed by 15 min
247.52MMarket Cap
17.21P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Chemung Financial Corp
Currency: USD Updated: 2026-03-27Key Insights
Chemung Financial Corp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 171 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 64.00.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Chemung Financial Corp's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Neutral
Chemung Financial Corp Highlights
StrengthsRisks
Chemung Financial Corporation is a financial holding company. The Company through the Chemung Canal Trust Company (Bank) and CFS Group, Inc (CFS), provides a range of financial services, including demand, savings and time deposits, commercial, residential, and consumer loans, interest rate swaps, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds, and brokerage services. The Company primarily focuses on banking and wealth management services. Its core banking segment attracts deposits from the public and uses such funds to originate consumer, commercial, commercial real estate, and other loans. Wealth management services provided by the Bank include services as executor and trustee under wills and agreements, and guardian, custodian, trustee, and agent for pension, profit-sharing and other employee benefit trusts, as well as various investment, pension, estate planning, and employee benefit administrative services.
Growing
The company is in a growing phase, with the latest annual income totaling USD 90.63M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 24.91%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 24.91%.
Undervalued
The company’s latest PB is 1.01, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 2.23M shares, decreasing 0.01% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 392.00 shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.31.
Analyst Rating
Based on
1
analysts
Hold
Current Rating
64.000
Target Price
+17.43%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Financial Health
Currency: USD Updated: 2026-03-27The current financial score of Chemung Financial Corp is 4.71, ranking 376 out of 400 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 29.24M, representing a year-over-year increase of 16.45%, while its net profit experienced a year-over-year increase of 32.62%.
Score
Financials
5.95
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
2.42
Operational Efficiency
2.89
Growth Potential
7.50
Shareholder Returns
4.78
Chemung Financial Corp's Company Valuation
Currency: USD Updated: 2026-03-27The current valuation score of Chemung Financial Corp is 7.57, ranking 225 out of 400 in the Banking Services industry. Its current P/E ratio is 17.04, which is 58.18% below the recent high of 26.96 and 60.23% above the recent low of 6.78.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 171/400
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2026-03-27The current earnings forecast score of Chemung Financial Corp is 6.00, ranking 278 out of 400 in the Banking Services industry. The average price target is 61.50, with a high of 63.00 and a low of 60.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
1
analysts
Hold
Current Rating
64.000
Target Price
+17.43%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
307
Total
4
Median
5
Average
Company name
Ratings
Analysts
Chemung Financial Corp
CHMG
1
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
62
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2026-03-27The current price momentum score of Chemung Financial Corp is 7.40, ranking 81 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 56.90 and the support level at 50.29, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
53.874
Buy
MA10
53.021
Buy
MA20
53.893
Buy
MA50
57.090
Sell
MA100
55.521
Sell
MA200
53.468
Buy
Institutional Confidence
Currency: USD Updated: 2026-03-27The current institutional shareholding score of Chemung Financial Corp is 3.00, ranking 251 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 48.93%, representing a quarter-over-quarter increase of 0.37%. The largest institutional shareholder is The Vanguard, holding a total of 215.91K shares, representing 4.48% of shares outstanding, with 8.92% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
Dalrymple Family L P
Chemung Canal Trust Company
BlackRock Institutional Trust Company, N.A.
Dimensional Fund Advisors, L.P.
Manulife Investment Management (North America) Limited
PL Capital, LLC
BlackRock Financial Management, Inc.
Geode Capital Management, L.L.C.
Acadian Asset Management LLC
1
2
Risk Assessment
Currency: USD Updated: 2026-03-27The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Chemung Financial Corp is 4.61, ranking 311 out of 400 in the Banking Services industry. The company's beta value is 0.48. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.
Score
Beta vs S&P 500 index
0.48
VaR
+2.44%
240-Day Maximum Drawdown
+21.15%
240-Day Volatility
+33.32%
Return
Best Daily Return
60 days
+5.25%
120 days
+5.25%
5 years
+25.84%
Worst Daily Return
60 days
-4.36%
120 days
-4.59%
5 years
-22.70%
Sharpe Ratio
60 days
-0.34
120 days
+0.31
5 years
+0.35
Risk Assessment
Maximum Drawdown
240 days
+21.15%
3 years
+26.08%
5 years
+35.04%
Return-to-Drawdown Ratio
240 days
+1.49
3 years
+0.70
5 years
+0.14
Skewness
240 days
+0.01
3 years
+1.28
5 years
+1.17
Volatility
Realised Volatility
240 days
+33.32%
5 years
+30.28%
Standardised True Range
240 days
+2.54%
5 years
+2.01%
Downside Risk-Adjusted Return
120 days
+46.90%
240 days
+46.90%
Maximum Daily Upside Volatility
60 days
+25.60%
Maximum Daily Downside Volatility
60 days
+22.55%
Liquidity
Average Turnover Rate
60 days
+0.29%
120 days
+0.28%
5 years
--
Turnover Deviation
20 days
-31.17%
60 days
+17.39%
120 days
+14.33%
Peer Comparison
Banking Services
Chemung Financial Corp
CHMG
5.75 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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OMF
8.60 /10
Score
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Earnings Forecast
Price Momentum
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IBOC
8.55 /10
Score
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Earnings Forecast
Price Momentum
Institutional Confidence
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OFG Bancorp
OFG
8.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SLM Corp
SLM
8.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
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Synchrony Financial
SYF
8.41 /10
Score
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