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Cullen/Frost Bankers Inc

CFR
146.690USD
+3.090+2.15%
Close 02/06, 16:00ETQuotes delayed by 15 min
9.28BMarket Cap
14.79P/E TTM

Cullen/Frost Bankers Inc

146.690
+3.090+2.15%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Cullen/Frost Bankers Inc

Currency: USD Updated: 2026-02-06

Key Insights

Cullen/Frost Bankers Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 46 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 145.43.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Cullen/Frost Bankers Inc's Score

Industry at a Glance

Industry Ranking
46 / 397
Overall Ranking
90 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Cullen/Frost Bankers Inc Highlights

StrengthsRisks
Cullen/Frost Bankers, Inc. is a financial holding company and a bank holding company. The Company provides an array of products and services throughout numerous Texas markets. The Company's segments include Banking and Frost Wealth Advisors. The Banking segment includes both commercial and consumer banking services and Frost Insurance Agency. Commercial banking services are provided to corporations and other business clients and include a wide array of lending and cash management products. Consumer banking services include direct lending and depository services. Frost Insurance Agency provides insurance brokerage services to individuals and businesses covering corporate and personal property and casualty products, as well as group health and life insurance products. The Frost Wealth Advisors segment includes fee-based services within private trust, retirement services, and financial management services, including personal wealth management and securities brokerage services.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 42.56%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 42.56%.
Fairly Valued
The company’s latest PB is 2.10, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 58.97M shares, decreasing 0.04% quarter-over-quarter.
Held by Mairs and Power
Star Investor Mairs and Power holds 43.50K shares of this stock.

Analyst Rating

Based on 15 analysts
Hold
Current Rating
145.429
Target Price
+1.27%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Cullen/Frost Bankers Inc is 8.32, ranking 128 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 547.40M, representing a year-over-year increase of 8.17%, while its net profit experienced a year-over-year increase of 7.30%.

Score

Industry at a Glance

Previous score
8.32
Change
0

Financials

5.50

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

7.49

Shareholder Returns

8.63

Cullen/Frost Bankers Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Cullen/Frost Bankers Inc is 6.14, ranking 370 out of 397 in the Banking Services industry. Its current P/E ratio is 14.79, which is 20.61% below the recent high of 17.83 and 46.01% above the recent low of 7.98.

Score

Industry at a Glance

Previous score
6.14
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 46/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Cullen/Frost Bankers Inc is 6.27, ranking 270 out of 397 in the Banking Services industry. The average price target is 139.50, with a high of 165.00 and a low of 100.00.

Score

Industry at a Glance

Previous score
6.27
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 15 analysts
Hold
Current Rating
145.429
Target Price
+1.27%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Cullen/Frost Bankers Inc
CFR
15
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
US Bancorp
USB
26
Bank of America Corp
BAC
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Cullen/Frost Bankers Inc is 9.16, ranking 204 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 152.23 and the support level at 137.04, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.01
Change
0.15

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(0)
Buy(4)
Indicators
Value
Direction
MACD(12,26,9)
0.921
Buy
RSI(14)
71.043
Buy
STOCH(KDJ)(9,3,3)
83.907
Buy
ATR(14)
4.120
Low Volatility
CCI(14)
169.726
Buy
Williams %R
10.497
Overbought
TRIX(12,20)
0.276
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
142.454
Buy
MA10
139.594
Buy
MA20
138.835
Buy
MA50
132.661
Buy
MA100
128.687
Buy
MA200
128.480
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Cullen/Frost Bankers Inc is 10.00, ranking 1 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 91.44%, representing a quarter-over-quarter decrease of 1.26%. The largest institutional shareholder is The Vanguard, holding a total of 6.39M shares, representing 10.11% of shares outstanding, with 3.21% increase in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
6.48M
-0.62%
BlackRock Institutional Trust Company, N.A.
5.39M
+1.10%
Aristotle Capital Management, LLC
5.28M
-5.68%
Cullen/Frost Bankers Inc
3.53M
-4.47%
State Street Investment Management (US)
3.37M
-1.82%
Champlain Investment Partners, LLC
1.69M
-2.57%
Lazard Asset Management, L.L.C.
1.58M
+0.05%
Neuberger Berman, LLC
1.42M
+7.16%
Luther King Capital Management Corp.
1.35M
-3.66%
Geode Capital Management, L.L.C.
1.21M
+5.15%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Cullen/Frost Bankers Inc is 9.37, ranking 17 out of 397 in the Banking Services industry. The company's beta value is 0.62. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
9.37
Change
0
Beta vs S&P 500 index
0.62
VaR
+2.95%
240-Day Maximum Drawdown
+23.76%
240-Day Volatility
+30.17%

Return

Best Daily Return
60 days
+4.35%
120 days
+4.35%
5 years
+12.60%
Worst Daily Return
60 days
-3.29%
120 days
-4.85%
5 years
-12.63%
Sharpe Ratio
60 days
+2.85
120 days
+1.33
5 years
+0.37

Risk Assessment

Maximum Drawdown
240 days
+23.76%
3 years
+28.12%
5 years
+47.25%
Return-to-Drawdown Ratio
240 days
+0.24
3 years
+0.55
5 years
+0.10
Skewness
240 days
-0.64
3 years
+0.49
5 years
+0.07

Volatility

Realised Volatility
240 days
+30.17%
5 years
+31.23%
Standardised True Range
240 days
+2.13%
5 years
+2.17%
Downside Risk-Adjusted Return
120 days
+216.94%
240 days
+216.94%
Maximum Daily Upside Volatility
60 days
+18.87%
Maximum Daily Downside Volatility
60 days
+13.67%

Liquidity

Average Turnover Rate
60 days
+0.63%
120 days
+0.69%
5 years
--
Turnover Deviation
20 days
+11.02%
60 days
-7.95%
120 days
+0.30%

Peer Comparison

Banking Services
Cullen/Frost Bankers Inc
Cullen/Frost Bankers Inc
CFR
8.02 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
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WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
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8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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