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Cullen/Frost Bankers Inc

CFR

127.170USD

-1.570-1.22%

Close 09/19, 16:00（ET）Quotes delayed by 15 min

8.18BMarket Cap

13.71P/E TTM



Cullen/Frost Bankers Inc

127.170

-1.570-1.22%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered undervalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

154 / 400

Overall Ranking

286 / 4720

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 14 analysts

Hold

Current Rating

136.154

Target Price

+5.76%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Cullen/Frost Bankers, Inc. is a financial holding company and a bank holding company. The Company provides an array of products and services throughout numerous Texas markets. The Company's segments include Banking and Frost Wealth Advisors. The Banking segment includes both commercial and consumer banking services and Frost Insurance Agency. Commercial banking services are provided to corporations and other business clients and include a wide array of lending and cash management products. Consumer banking services include direct lending and depository services. Frost Insurance Agency provides insurance brokerage services to individuals and businesses covering corporate and personal property and casualty products, as well as group health and life insurance products. The Frost Wealth Advisors segment includes fee-based services within private trust, retirement services, and financial management services, including personal wealth management and securities brokerage services.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 22.08% year-on-year.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 42.56%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 42.56%.

Fairly Valued

The company’s latest PB is 2.02, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 60.69M shares, decreasing 6.11% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 6.52M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 4.45, which is lower than the Banking Services industry's average of 7.06. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 522.01M, representing a year-over-year increase of 8.17%, while its net profit experienced a year-over-year increase of 8.24%.

Score

Industry at a Glance

Previous score

4.45

Change



Financials

5.12

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

2.75

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.57

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.73

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.08

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 13.84, which is 1.95% below the recent high of 14.11 and 2.15% above the recent low of 13.54.

Score

Industry at a Glance

Previous score

1.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 154/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

The company’s current earnings forecast score is 6.00, which is lower than the Banking Services industry's average of 7.39. The average price target for Cullen/Frost Bankers Inc is 140.00, with a high of 154.00 and a low of 105.00.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 14 analysts

Hold

Current Rating

136.154

Target Price

+5.76%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Cullen/Frost Bankers Inc

CFR

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 6.05, which is lower than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 132.95 and the support level at 124.41, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.05

Change

-0.25

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(4)

Neutral(2)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-0.208

Sell

RSI(14)

47.361

Neutral

STOCH(KDJ)(9,3,3)

48.967

Buy

ATR(14)

2.582

High Vlolatility

CCI(14)

-30.671

Neutral

Williams %R

60.166

Sell

TRIX(12,20)

-0.037

Sell

StochRSI(14)

55.183

Sell

Moving Average

Sell(5)

Neutral(0)

Buy(1)

Indicators

Value

Direction

MA5

127.032

Buy

MA10

127.489

Sell

MA20

128.841

Sell

MA50

129.643

Sell

MA100

128.719

Sell

MA200

129.697

Sell

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 94.35%, representing a quarter-over-quarter decrease of 1.54%. The largest institutional shareholder is The Vanguard, holding a total of 6.52M shares, representing 10.13% of shares outstanding, with 2.24% increase in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

6.30M

-1.00%

Aristotle Capital Management, LLC

5.66M

-2.26%

BlackRock Institutional Trust Company, N.A.

5.44M

-1.03%

Cullen/Frost Bankers Inc

3.53M

-4.47%

State Street Global Advisors (US)

3.47M

-7.37%

Champlain Investment Partners, LLC

1.72M

-35.68%

Lazard Asset Management, L.L.C.

1.58M

Luther King Capital Management Corp.

1.44M

-7.18%

Neuberger Berman, LLC

1.16M

-25.57%

Geode Capital Management, L.L.C.

1.15M

+4.29%

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 5.49, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.70. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.