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Citizens Financial Group Inc

CFG

50.720USD

-0.290-0.57%

Close 11/04, 16:00（ET）Quotes delayed by 15 min

21.88BMarket Cap

13.97P/E TTM



Citizens Financial Group Inc

50.720

-0.290-0.57%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Citizens Financial Group Inc

Currency: USD Updated: 2025-11-03

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Citizens Financial Group Inc's Score

Industry at a Glance

Industry Ranking

73 / 408

Overall Ranking

138 / 4617

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 23 analysts

Buy

Current Rating

61.825

Target Price

+21.54%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Citizens Financial Group Inc Highlights

StrengthsRisks

Citizens Financial Group, Inc. offers a range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions. The Company operates through two segments: Consumer Banking and Commercial Banking. Consumer Banking segment serves consumer customers and small businesses, with products and services that include deposits, mortgage and home equity lending, credit cards, small business loans, wealth management and investment services largely across its 14-state traditional banking footprint. Consumer Banking segment operates approximately 1,000 branches, including 143 in-store locations, and approximately 3,100 ATMs. Commercial Banking segment primarily serves companies and institutions with financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, interest rate and commodity risk management solutions, as well as syndicated loans, and others.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 56.05%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 56.05%.

Overvalued

The company’s latest PB is 0.93, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 431.71M shares, decreasing 0.12% quarter-over-quarter.

Held by Robert Olstein

Star Investor Robert Olstein holds 146.15K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.22.

Financial Health

Currency: USD Updated: 2025-11-03

The company's current financial score is 4.99, which is lower than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 1.93B, representing a year-over-year increase of 11.27%, while its net profit experienced a year-over-year increase of 32.85%.

Score

Industry at a Glance

Previous score

4.99

Change



Financials

9.06

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

2.69

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.57

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

5.54

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.08

Key Metrics

Free cash flow

No Data

Citizens Financial Group Inc's Company Valuation

Currency: USD Updated: 2025-11-03

The company’s current valuation score is 7.74, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 14.21, which is 32.94% below the recent high of 18.89 and 60.31% above the recent low of 5.64.

Score

Industry at a Glance

Previous score

7.74

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 73/408

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-03

The company’s current earnings forecast score is 8.35, which is higher than the Banking Services industry's average of 7.41. The average price target for Citizens Financial Group Inc is 60.50, with a high of 75.00 and a low of 56.00.

Score

Industry at a Glance

Previous score

8.18

Change

0.17

Support & Resistance

No Data

Analyst Rating

Based on 23 analysts

Buy

Current Rating

61.825

Target Price

+21.20%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

Citizens Financial Group Inc

CFG

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-03

The company’s current price momentum score is 7.15, which is lower than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 54.32 and the support level at 47.83, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.08

Change

0.07

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(4)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.006

Neutral

RSI(14)

47.190

Neutral

STOCH(KDJ)(9,3,3)

29.886

Sell

ATR(14)

1.343

Low Volatility

CCI(14)

-5.054

Neutral

Williams %R

44.109

Buy

TRIX(12,20)

-0.102

Sell

StochRSI(14)

51.549

Neutral

Moving Average

Sell(4)

Neutral(0)

Buy(2)

Indicators

Value

Direction

MA5

50.722

Sell

MA10

51.061

Sell

MA20

50.814

Sell

MA50

51.814

Sell

MA100

49.352

Buy

MA200

45.444

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-03

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 100.06%, representing a quarter-over-quarter increase of 0.48%. The largest institutional shareholder is The Vanguard, holding a total of 51.35M shares, representing 11.90% of shares outstanding, with 1.90% increase in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

51.35M

+0.40%

Capital World Investors

36.68M

+0.18%

BlackRock Institutional Trust Company, N.A.

27.99M

-3.69%

State Street Investment Management (US)

23.27M

-4.15%

Invesco Advisers, Inc.

15.75M

-0.09%

Geode Capital Management, L.L.C.

11.26M

+0.11%

Fuller & Thaler Asset Management Inc.

10.79M

+3.96%

Hotchkis and Wiley Capital Management, LLC

Star Investors

8.52M

-1.59%

Invesco Capital Management LLC

Star Investors

7.88M

+4.22%

Charles Schwab Investment Management, Inc.

6.93M

-0.15%

Risk Assessment

Currency: USD Updated: 2025-11-03

The company’s current risk assessment score is 9.26, which is higher than the Banking Services industry's average of 6.60. The company's beta value is 1.17. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.