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Commerce Bancshares Inc

CBSH

59.230USD

-1.020-1.69%
Close 09/19, 16:00ETQuotes delayed by 15 min
7.92BMarket Cap
14.32P/E TTM

Commerce Bancshares Inc

59.230

-1.020-1.69%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered undervalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
133 / 400
Overall Ranking
255 / 4720
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 7 analysts
Hold
Current Rating
69.167
Target Price
+14.80%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
Commerce Bancshares, Inc. is a bank holding company of Commerce Bank (the Bank). The Bank is engaged in the general banking business, providing a range of retail, mortgage banking, corporate, investment, trust, and asset management products and services. It operates over 257 locations in Missouri, Kansas, Illinois, Oklahoma and Colorado. The Company's segments include Commercial, Consumer and Wealth. The Commercial segment offers corporate lending, merchant and commercial bank card products, payment solutions, leasing, and international services, as well as business and government deposit, investment, institutional brokerage and others. The Consumer segment includes the retail branch network, consumer installment lending, personal mortgage banking, and consumer debit and credit bank card activities. The Wealth segment provides traditional trust and estate planning services, consumer brokerage services, and advisory and discretionary investment portfolio management services.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 26.75%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 26.75%.
Undervalued
The company’s latest PB is 2.17, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 99.80M shares, decreasing 2.43% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 13.41M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 5.91, which is lower than the Banking Services industry's average of 7.06. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 386.42M, representing a year-over-year increase of 5.57%, while its net profit experienced a year-over-year increase of 9.24%.

Score

Industry at a Glance

Previous score
5.91
Change
0

Financials

9.10

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

3.79

Operational Efficiency

2.71

Growth Potential

8.69

Shareholder Returns

5.27

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 14.52, which is 6.55% below the recent high of 15.48 and -2.32% above the recent low of 14.86.

Score

Industry at a Glance

Previous score
1.80
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 133/400
No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

The company’s current earnings forecast score is 6.00, which is lower than the Banking Services industry's average of 7.39. The average price target for Commerce Bancshares Inc is 69.50, with a high of 73.00 and a low of 66.00.

Score

Industry at a Glance

Previous score
6.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 7 analysts
Hold
Current Rating
69.167
Target Price
+14.80%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Commerce Bancshares Inc
CBSH
7
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
25
US Bancorp
USB
25
Regions Financial Corp
RF
24
1
2
3
...
61

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 7.11, which is lower than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 63.19 and the support level at 57.62, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.11
Change
-0.32

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(4)
Neutral(2)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
-0.264
Sell
RSI(14)
40.014
Neutral
STOCH(KDJ)(9,3,3)
44.728
Buy
ATR(14)
1.160
Low Volatility
CCI(14)
-60.893
Neutral
Williams %R
72.537
Sell
TRIX(12,20)
-0.169
Sell
StochRSI(14)
59.970
Sell
Moving Average
Sell(6)
Neutral(0)
Buy(0)
Indicators
Value
Direction
MA5
59.272
Sell
MA10
59.710
Sell
MA20
60.868
Sell
MA50
61.631
Sell
MA100
62.350
Sell
MA200
62.897
Sell

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 74.79%, representing a quarter-over-quarter decrease of 0.15%. The largest institutional shareholder is The Vanguard, holding a total of 13.41M shares, representing 10.06% of shares outstanding, with 2.30% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
13.47M
+2.03%
BlackRock Institutional Trust Company, N.A.
10.63M
-0.44%
Aristotle Capital Management, LLC
8.38M
-2.15%
State Street Global Advisors (US)
6.43M
-9.06%
The Commerce Trust Company
4.63M
-36.69%
American Century Investment Management, Inc.
3.84M
+4.38%
Geode Capital Management, L.L.C.
2.52M
+1.41%
Dimensional Fund Advisors, L.P.
2.32M
+2.19%
Wells Fargo Advisors
2.04M
-5.95%
1
2

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 5.91, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.59. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
5.91
Change
0
Beta vs S&P 500 index
0.59
VaR
+2.42%
240-Day Maximum Drawdown
+21.74%
240-Day Volatility
+27.25%
Return
Best Daily Return
60 days
+2.46%
120 days
+5.67%
5 years
+10.50%
Worst Daily Return
60 days
-4.25%
120 days
-7.48%
5 years
-7.48%
Sharpe Ratio
60 days
-0.32
120 days
-0.21
5 years
+0.31
Risk Assessment
Maximum Drawdown
240 days
+21.74%
3 years
+39.16%
5 years
+40.72%
Return-to-Drawdown Ratio
240 days
+0.50
3 years
-0.01
5 years
+0.07
Skewness
240 days
+0.73
3 years
+0.42
5 years
+0.32
Volatility
Realised Volatility
240 days
+27.25%
5 years
+26.79%
Standardised True Range
240 days
+2.32%
5 years
+2.18%
Downside Risk-Adjusted Return
120 days
-24.82%
240 days
-24.82%
Maximum Daily Upside Volatility
60 days
+11.75%
Maximum Daily Downside Volatility
60 days
+13.06%
Liquidity
Average Turnover Rate
60 days
+0.58%
120 days
+0.53%
5 years
--
Turnover Deviation
20 days
+24.41%
60 days
+36.09%
120 days
+24.03%

Peer Comparison

Banking Services
Commerce Bancshares Inc
Commerce Bancshares Inc
CBSH
5.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.58 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
7.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
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