Pathward Financial Inc

CASH

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79.900USD

-1.330-1.64%

Close 05/15, 16:00（ET）Quotes delayed by 15 min

Pathward Financial Inc's Score

Industry at a Glance

Industry Ranking

16 / 394

Overall Ranking

66 / 4482

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Pathward Financial Inc Highlights

StrengthsRisks

Pathward Financial, Inc. is a financial holding company. The Company operates through its subsidiary Pathward, National Association (the Bank). The Bank operates through three segments: Consumer, Commercial, and Corporate Services/Other. The Consumer segment includes the banking-as-a-service (BaaS) business line, which collaborates with partners to navigate payment and lending needs. The Bank's capabilities range from prepaid cards and deposit accounts to payment processing and consumer lending. The Bank offers a variety of installment and revolving consumer lending products through its credit solutions. The Commercial segment offers a variety of products through its working capital, equipment finance, structured finance, and insurance premium finance lending solutions. The Corporate Services/Other segment includes certain shared services as well as treasury related functions, such as the investment portfolio, warehouse finance, wholesale deposit, and borrowings.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 15.97% year-on-year.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 2.53%.

Fairly Valued

The company’s latest PB is 2.00, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 21.06M shares, decreasing 8.88% quarter-over-quarter.

Held by Chuck Royce

Star Investor Chuck Royce holds 11.01K shares of this stock.

Analyst Rating

Based on 3 analysts

Buy

Current Rating

107.500

Target Price

+32.34%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current financial score of Pathward Financial Inc is 9.33, ranking 21 out of 394 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 226.87M, representing a year-over-year increase of 6.50%, while its net profit experienced a year-over-year increase of 1.57%.

Score

Industry at a Glance

Previous score

9.33

Change

0

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Financials

8.91

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.

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Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.

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Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.

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Growth Potential

8.61

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.

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Shareholder Returns

9.13

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

The current valuation score of Pathward Financial Inc is 7.25, ranking 272 out of 394 in the Banking Services industry. Its current P/E ratio is 9.44, which is 35.63% below the recent high of 12.80 and 25.06% above the recent low of 7.07.

Score

Industry at a Glance

Previous score

7.25

Change

0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 16/394

Relevant data have not been disclosed by the company yet.

The current earnings forecast score of Pathward Financial Inc is 7.33, ranking 153 out of 394 in the Banking Services industry. The average price target is 88.00, with a high of 88.00 and a low of 88.00.

Score

Industry at a Glance

Previous score

7.33

Change

0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current price momentum score of Pathward Financial Inc is 6.63, ranking 265 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 93.90 and the support level at 72.73, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.73

Change

-0.1

Support & Resistance

Relevant data have not been disclosed by the company yet.

Institutional Confidence

Currency: USD Updated: 2026-05-15

The current institutional shareholding score of Pathward Financial Inc is 10.00, ranking 1 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 99.75%, representing a quarter-over-quarter decrease of 5.50%. The largest institutional shareholder is Invesco, holding a total of 120.27K shares, representing 0.57% of shares outstanding, with 53.67% decrease in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

3.09M

-0.79%

Fidelity Management & Research Company LLC

1.42M

-15.50%

State Street Investment Management (US)

1.29M

-6.96%

American Century Investment Management, Inc.

1.19M

+13.20%

Dimensional Fund Advisors, L.P.

1.10M

-2.94%

Geode Capital Management, L.L.C.

692.12K

-1.05%

Neumeier Poma Investment Counsel LLC

264.10K

-24.24%

Comerica, Inc.

296.00K

+371.17%

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The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Pathward Financial Inc is 8.35, ranking 100 out of 394 in the Banking Services industry. The company's beta value is 0.63. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Pathward Financial Inc’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.

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8.05 /10

Score

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