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Carter Bankshares Inc

CARE

20.150USD

+0.370+1.87%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

456.80MMarket Cap

14.72P/E TTM



Carter Bankshares Inc

20.150

+0.370+1.87%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

113 / 400

Overall Ranking

210 / 4721

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 3 analysts

Buy

Current Rating

23.250

Target Price

+17.54%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Carter Bankshares, Inc. is a bank holding company. The Company is the parent company of its wholly owned subsidiary, Carter Bank & Trust (the Bank). It provides a full range of commercial banking, consumer banking, mortgage, and services. The Bank offers a full range of deposit services including lifetime free checking, interest checking accounts, savings accounts, retirement accounts and other deposit accounts of various types, ranging from money market accounts to longer-term CDs. These products and services are available to its personal and business customers. It also offers a full range of commercial and consumer loans. Commercial loans include both secured and unsecured loans, real estate construction and acquisition loans, and commercial and industrial loans. It also provides safe deposit boxes, direct deposit of payroll and social security checks and debit cards. Online banking products include online account opening, bill pay, e-statements (paperless electronic statements).

Overvalued

The company’s latest PB is 1.13, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 11.82M shares, decreasing 6.56% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 1.29M shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.03.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 5.36, which is lower than the Banking Services industry's average of 7.07. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 34.88M, representing a year-over-year increase of 10.44%, while its net profit experienced a year-over-year increase of 76.89%.

Score

Industry at a Glance

Previous score

5.36

Change



Financials

6.93

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

3.31

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.58

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.07

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.92

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 14.55, which is 10.81% below the recent high of 16.13 and 41.45% above the recent low of 8.52.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 113/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 8.67, which is higher than the Banking Services industry's average of 7.39. The average price target for Carter Bankshares Inc is 23.25, with a high of 24.00 and a low of 22.50.

Score

Industry at a Glance

Previous score

8.67

Change

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts

Buy

Current Rating

23.250

Target Price

+17.54%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Carter Bankshares Inc

CARE

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 8.87, which is higher than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 20.73 and the support level at 18.62, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.87

Change

0.32

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-0.048

Neutral

RSI(14)

69.938

Neutral

STOCH(KDJ)(9,3,3)

68.658

Neutral

ATR(14)

0.485

High Vlolatility

CCI(14)

106.094

Buy

Williams %R

20.652

Buy

TRIX(12,20)

0.357

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

19.828

Buy

MA10

19.809

Buy

MA20

19.574

Buy

MA50

18.571

Buy

MA100

17.500

Buy

MA200

17.245

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 52.13%, representing a quarter-over-quarter increase of 3.08%. The largest institutional shareholder is The Vanguard, holding a total of 1.29M shares, representing 5.68% of shares outstanding, with 2.54% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

1.59M

-0.70%

The Vanguard Group, Inc.

Star Investors

1.29M

+1.19%

Dimensional Fund Advisors, L.P.

1.06M

+4.00%

Fourthstone LLC

443.93K

-19.43%

Geode Capital Management, L.L.C.

532.14K

+1.89%

State Street Global Advisors (US)

509.19K

-1.05%

Kennedy Capital Management LLC

368.24K

+13.46%

Petiole USA Limited

386.87K

Maltese Capital Management, LLC

288.46K

+43.51%

American Century Investment Management, Inc.

336.60K

-1.92%

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 5.11, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 0.84. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.