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Carter Bankshares Inc

CARE

22.110USD

+0.100+0.45%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

495.41MMarket Cap

16.29P/E TTM



Carter Bankshares Inc

22.110

+0.100+0.45%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Carter Bankshares Inc

Currency: USD Updated: 2026-02-06

Key Insights

Carter Bankshares Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 96 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 24.17.In the medium term, the stock price is expected to trend up.Despite a good stock market performance and strong technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Carter Bankshares Inc's Score

Industry at a Glance

Industry Ranking

96 / 397

Overall Ranking

152 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Carter Bankshares Inc Highlights

StrengthsRisks

Carter Bankshares, Inc. is a bank holding company. The Company is the parent company of its wholly owned subsidiary, Carter Bank & Trust (the Bank). It provides a full range of commercial banking, consumer banking, mortgage, and services. The Bank offers a full range of deposit services, including lifetime free checking, interest checking accounts, savings accounts, retirement accounts, and other deposit accounts of various types, ranging from money market accounts to longer-term CDs. These products and services are available to its personal and business customers. It also offers a full range of commercial and consumer loans. Commercial loans include both secured and unsecured loans, real estate construction and acquisition loans, and commercial and industrial loans. It also provides safe deposit boxes, direct deposit of payroll and social security checks and debit cards. Online banking products include online account opening, bill pay, e-statements (paperless electronic statements).

Overvalued

The company’s latest PB is 1.20, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 11.86M shares, decreasing 0.17% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 2.25K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.03.

Analyst Rating

Based on 3 analysts

Buy

Current Rating

24.167

Target Price

+9.40%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Carter Bankshares Inc is 5.60, ranking 312 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 36.76M, representing a year-over-year increase of 14.91%, while its net profit experienced a year-over-year increase of 3.95%.

Score

Industry at a Glance

Previous score

5.60

Change



Financials

6.41

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

4.58

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

3.83

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

6.86

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.33

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Carter Bankshares Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Carter Bankshares Inc is 8.17, ranking 132 out of 397 in the Banking Services industry. Its current P/E ratio is 16.29, which is 102.89% below the recent high of 33.05 and 66.44% above the recent low of 5.47.

Score

Industry at a Glance

Previous score

8.17

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 96/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Carter Bankshares Inc is 8.50, ranking 38 out of 397 in the Banking Services industry. The average price target is 22.50, with a high of 24.00 and a low of 22.00.

Score

Industry at a Glance

Previous score

8.50

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 3 analysts

Buy

Current Rating

24.167

Target Price

+9.40%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Carter Bankshares Inc

CARE

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Carter Bankshares Inc is 9.26, ranking 166 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 23.24 and the support level at 20.26, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.23

Change

0.03

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.314

Buy

RSI(14)

71.125

Buy

STOCH(KDJ)(9,3,3)

83.292

Overbought

ATR(14)

0.697

High Vlolatility

CCI(14)

101.523

Buy

Williams %R

14.184

Overbought

TRIX(12,20)

0.363

Sell

StochRSI(14)

60.378

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

21.998

Buy

MA10

21.194

Buy

MA20

20.737

Buy

MA50

20.006

Buy

MA100

19.233

Buy

MA200

18.300

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Carter Bankshares Inc is 5.00, ranking 154 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 54.49%, representing a quarter-over-quarter decrease of 2.26%. The largest institutional shareholder is The Vanguard, holding a total of 1.29M shares, representing 5.84% of shares outstanding, with 4.60% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

1.48M

-1.08%

The Vanguard Group, Inc.

Star Investors

1.28M

-0.19%

Dimensional Fund Advisors, L.P.

1.13M

+2.23%

Fourthstone LLC

1.04M

+77.87%

Geode Capital Management, L.L.C.

529.45K

-1.16%

State Street Investment Management (US)

526.89K

+2.63%

Kennedy Capital Management LLC

441.08K

+12.94%

American Century Investment Management, Inc.

413.20K

+18.21%

Petiole USA Limited

386.87K

Maltese Capital Management, LLC

369.00K

+1.10%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Carter Bankshares Inc is 7.25, ranking 182 out of 397 in the Banking Services industry. The company's beta value is 0.55. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Carter Bankshares Inc’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.