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BV Financial Inc

BVFL

16.750USD

+0.030+0.18%

Close 09/19, 16:00（ET）Quotes delayed by 15 min

172.83MMarket Cap

16.14P/E TTM



BV Financial Inc

16.750

+0.030+0.18%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

187 / 400

Overall Ranking

360 / 4720

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

BV Financial, Inc. is the parent company of BayVanguard Bank (the Bank). The Bank is headquartered in Baltimore, Maryland with fourteen branches in the Baltimore metropolitan area and the eastern shore of Maryland. The Bank is a full-service community-oriented financial institution dedicated to serving the financial service needs of consumers and businesses. The Bank is engaged primarily in the business of attracting deposits from the public and using such funds to originate one-to-four-family real estate, construction, multifamily, commercial real estate, farm, marine loans, commercial and consumer loans. The Bank’s personal and business banking services include checking and money market accounts, certificates of deposit, savings, online banking, personal and business credit cards, and other services. The Bank’s lending services include personal and commercial lending, which offers real estate, lines of credit, home equity, construction, auto, boat, lot, and other loan services.

Growing

The company is in a growing phase, with the latest annual income totaling USD 35.71M.

Overvalued

The company’s latest PB is 0.87, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 6.78M shares, decreasing 6.89% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 496.56K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.48.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 7.59, which is higher than the Banking Services industry's average of 7.06. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 9.31M, representing a year-over-year increase of 2.80%, while its net profit experienced a year-over-year increase of 15.83%.

Score

Industry at a Glance

Previous score

7.59

Change



Financials

8.36

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

7.65

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

7.74

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.24

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.98

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 15.58, which is -8.25% below the recent high of 14.29 and 26.07% above the recent low of 11.52.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 187/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

There is no earnings forecast score for this company; the Banking Services industry's average is 7.39.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

No Data

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 6.84, which is lower than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 17.04 and the support level at 16.40, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.84

Change

0.07

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

-0.073

Neutral

RSI(14)

59.219

Neutral

STOCH(KDJ)(9,3,3)

77.842

Buy

ATR(14)

0.214

High Vlolatility

CCI(14)

8.776

Neutral

Williams %R

15.000

Overbought

TRIX(12,20)

0.125

Sell

StochRSI(14)

79.752

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

16.686

Buy

MA10

16.657

Buy

MA20

16.709

Buy

MA50

16.194

Buy

MA100

15.762

Buy

MA200

15.809

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 65.68%, representing a quarter-over-quarter increase of 4.20%. The largest institutional shareholder is The Vanguard, holding a total of 496.56K shares, representing 5.00% of shares outstanding, with 11.71% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

AllianceBernstein L.P.

1.05M

-4.96%

BayVanguard Bank ESOP

861.62K

-0.79%

Fourthstone LLC

869.04K

+46.71%

The Vanguard Group, Inc.

Star Investors

476.05K

BlackBarn Capital Partners LP

480.00K

BlackRock Institutional Trust Company, N.A.

159.17K

-0.65%

Prindle (Timothy L.)

370.21K

+0.41%

Geode Capital Management, L.L.C.

106.09K

+5.18%

Flair (David M.)

199.05K

+0.91%

Galli (Joseph S)

186.33K

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 5.83, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.09. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.