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Sierra Bancorp

BSRR

31.080USD

+1.200+4.02%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

425.23MMarket Cap

10.45P/E TTM



Sierra Bancorp

31.080

+1.200+4.02%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

71 / 400

Overall Ranking

164 / 4721

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 5 analysts

Hold

Current Rating

32.625

Target Price

+9.19%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Sierra Bancorp is a bank holding company for Bank of the Sierra (the Bank). The Bank is a California state-chartered bank, which offers a range of retail and commercial banking services via branch offices located throughout California’s South San Joaquin Valley, the Central Coast, Ventura County, and neighboring communities. It provides multiple account access options to meet both new and existing customer needs: an online account opening platform; online banking with bill-pay and mobile banking capabilities; online lending solutions for consumers and small businesses; a customer service center, and an automated telephone banking system. Its lending activities cover real estate, commercial (including small business), mortgage warehouse, agricultural, and consumer loans. It offers a range of deposit products and services for individuals and businesses, including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 20.50.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 33.61%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 33.61%.

Overvalued

The company’s latest PB is 1.20, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 9.38M shares, decreasing 5.97% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 710.64K shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 9.16, which is higher than the Banking Services industry's average of 7.07. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 33.27M, representing a year-over-year increase of 2.95%, while its net profit experienced a year-over-year increase of 3.61%.

Score

Industry at a Glance

Previous score

9.16

Change



Financials

7.33

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

8.99

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.47

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 10.23, which is -2.16% below the recent high of 10.01 and 18.47% above the recent low of 8.34.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 71/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 6.40, which is lower than the Banking Services industry's average of 7.39. The average price target for Sierra Bancorp is 31.75, with a high of 36.00 and a low of 31.00.

Score

Industry at a Glance

Previous score

6.40

Change

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts

Hold

Current Rating

32.625

Target Price

+9.19%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Sierra Bancorp

BSRR

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 6.85, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 31.05 and the support level at 28.82, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.85

Change

2.05

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(2)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-0.019

Neutral

RSI(14)

59.309

Neutral

STOCH(KDJ)(9,3,3)

53.117

Buy

ATR(14)

0.734

High Vlolatility

CCI(14)

164.322

Buy

Williams %R

15.385

Overbought

TRIX(12,20)

0.065

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

30.130

Buy

MA10

30.196

Buy

MA20

30.353

Buy

MA50

30.092

Buy

MA100

29.136

Buy

MA200

29.098

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 68.99%, representing a quarter-over-quarter increase of 1.80%. The largest institutional shareholder is The Vanguard, holding a total of 710.64K shares, representing 5.23% of shares outstanding, with 3.74% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

1.20M

-2.11%

Dimensional Fund Advisors, L.P.

959.55K

-1.38%

The Vanguard Group, Inc.

Star Investors

689.74K

-3.82%

Private Management Group, Inc.

578.76K

-0.86%

Tharp (Morris A)

447.57K

Manulife Investment Management (North America) Limited

394.32K

+0.28%

Holly (James C)

353.06K

Geode Capital Management, L.L.C.

301.04K

+1.58%

State Street Global Advisors (US)

308.86K

-5.28%

Berra (Albert L)

274.37K

-2.56%

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 5.28, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.79. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.