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Blue Foundry Bancorp

BLFY

9.640USD

+0.330+3.54%
Market hours ETQuotes delayed by 15 min
208.14MMarket Cap
LossP/E TTM

Blue Foundry Bancorp

9.640

+0.330+3.54%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated2025-09-17

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
148 / 400
Overall Ranking
268 / 4723
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 2 analysts
Hold
Current Rating
9.875
Target Price
+5.95%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
Blue Foundry Bancorp is a holding company for Blue Foundry Bank (the Bank). The Bank is a chartered stock savings bank. The Bank's principal business consists of originating one-to-four family residential, multi-family, and non-residential real estate mortgages, home equity loans and lines of credit, construction, and commercial and industrial loans in its principal market and surrounding areas. In addition, it often lends outside of its branch network in more densely populated and metropolitan areas, adding diversification to its loan portfolio. It attracts retail deposits from the general public in the areas surrounding its banking offices, through its borrowers, and through its online presence, offering a variety of deposit products. It also invests in securities. Its primary sources of funds are deposits, principal and interest payments on loans, securities, and borrowings from the Federal Home Loan Bank of New York. It operates over 20 full-service banking offices in New Jersey.
Growing
The company is in a growing phase, with the latest annual income totaling USD 38.49M.
Fairly Valued
The company’s latest PB is 0.63, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 15.03M shares, decreasing 5.32% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 1.14M shares of this stock.

Financial Health

Currency: USD Updated2025-09-17

The company's current financial score is 6.83, which is lower than the Banking Services industry's average of 7.07. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 11.81M, representing a year-over-year increase of 19.15%, while its net profit experienced a year-over-year increase of 16.51%.

Score

Industry at a Glance

Previous score
6.95
Change
-0.12

Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

2.54

Operational Efficiency

10.00

Growth Potential

4.60

Shareholder Returns

7.03

Company Valuation

Currency: USD Updated2025-09-17

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is -16.95, which is -4.65% below the recent high of -16.17 and -46.88% above the recent low of -24.90.

Score

Industry at a Glance

Previous score
1.20
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 148/400
No Data

Earnings Forecast

Currency: USD Updated2025-09-17

The company’s current earnings forecast score is 6.00, which is lower than the Banking Services industry's average of 7.39. The average price target for Blue Foundry Bancorp is 9.88, with a high of 10.00 and a low of 9.75.

Score

Industry at a Glance

Previous score
6.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 2 analysts
Hold
Current Rating
9.875
Target Price
+6.07%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Blue Foundry Bancorp
BLFY
2
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
25
US Bancorp
USB
25
Regions Financial Corp
RF
24
1
2
3
...
61

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated2025-09-17

The company’s current price momentum score is 6.68, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 9.78 and the support level at 8.77, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.66
Change
-1.98

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(5)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
-0.033
Neutral
RSI(14)
53.361
Neutral
STOCH(KDJ)(9,3,3)
45.758
Neutral
ATR(14)
0.282
High Vlolatility
CCI(14)
93.367
Neutral
Williams %R
54.795
Neutral
TRIX(12,20)
0.156
Sell
StochRSI(14)
60.792
Buy
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
9.284
Buy
MA10
9.339
Buy
MA20
9.297
Buy
MA50
9.103
Buy
MA100
9.267
Buy
MA200
9.458
Buy

Institutional Confidence

Currency: USD Updated2025-09-17

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 69.59%, representing a quarter-over-quarter increase of 0.13%. The largest institutional shareholder is The Vanguard, holding a total of 1.14M shares, representing 5.30% of shares outstanding, with 13.29% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
T. Rowe Price Investment Management, Inc.
2.91M
+2.08%
Blue Foundry Bank
2.26M
-0.60%
BlackRock Institutional Trust Company, N.A.
1.52M
-3.63%
The Vanguard Group, Inc.
Star Investors
1.15M
+8.77%
Dimensional Fund Advisors, L.P.
959.14K
+2.37%
Essex Financial Services, Inc.
623.83K
-4.65%
State Street Global Advisors (US)
495.13K
-0.63%
Geode Capital Management, L.L.C.
429.90K
+1.96%
Driehaus Capital Management, LLC
1.60M
-6.57%
Nesci (James D)
252.47K
-5.59%
1
2

Risk Assessment

Currency: USD Updated2025-09-17

The company’s current risk assessment score is 5.60, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.61. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
5.60
Change
0
Beta vs S&P 500 index
0.61
VaR
--
240-Day Maximum Drawdown
+25.69%
240-Day Volatility
+38.42%
Return
Best Daily Return
60 days
+5.41%
120 days
+5.41%
5 years
--
Worst Daily Return
60 days
-3.70%
120 days
-4.78%
5 years
--
Sharpe Ratio
60 days
+0.88
120 days
+0.26
5 years
--
Risk Assessment
Maximum Drawdown
240 days
+25.69%
3 years
+44.39%
5 years
--
Return-to-Drawdown Ratio
240 days
-0.21
3 years
-0.18
5 years
--
Skewness
240 days
+0.38
3 years
+0.04
5 years
--
Volatility
Realised Volatility
240 days
+38.42%
5 years
--
Standardised True Range
240 days
+3.23%
5 years
--
Downside Risk-Adjusted Return
120 days
+41.37%
240 days
+41.37%
Maximum Daily Upside Volatility
60 days
+20.90%
Maximum Daily Downside Volatility
60 days
+21.85%
Liquidity
Average Turnover Rate
60 days
+0.25%
120 days
+0.25%
5 years
--
Turnover Deviation
20 days
+4.15%
60 days
+6.26%
120 days
+6.06%

Peer Comparison

Banking Services
Blue Foundry Bancorp
Blue Foundry Bancorp
BLFY
5.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
7.64 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Intercorp Financial Services Inc
Intercorp Financial Services Inc
IFS
7.64 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SouthState Corp
SouthState Corp
SSB
7.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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