Bread Financial Holdings Inc
BFH58.300USD
+0.740+1.29%
Market hours （ET）Quotes delayed by 15 min
2.72BMarket Cap
9.70P/E TTM
More Details of Bread Financial Holdings Inc Company
Bread Financial Holdings, Inc. is a tech-forward financial services company. The Company is engaged in providing simple, personalized payment, lending, and saving solutions. The Company through its data insights and white-label technology, it delivers a comprehensive product suite, including private label and co-brand credit cards and buy now, pay later products (split-pay). It also offers direct-to-consumer solutions that give customers more access, and freedom through its branded Bread Cashback American Express Credit Card and Bread Savings products. The Company offers both direct-to-consumer retail deposit products as well as deposits sourced through contractual arrangements with various financial counterparties (often referred to as wholesale deposits). Its products are supported by various services and capabilities, including risk management, account origination and funding services; loan processing and servicing; marketing and data and analytics; and its Enhanced Digital Suite.
Company Info
Ticker SymbolBFH
Company nameBread Financial Holdings Inc
IPO dateJun 08, 2001
CEOMr. Ralph J. Andretta
Number of employees6000
Security typeOrdinary Share
Fiscal year-endJun 08
Address- -
City- -
Stock exchangeNYSE Consolidated
Country- -
Postal code- -
Phone- -
Website- -
Ticker SymbolBFH
IPO dateJun 08, 2001
CEOMr. Ralph J. Andretta
Company Executives
Name
Name/Position
Position
Shareholding
Change
Ms. Valerie E. (Val) Greer
Ms. Valerie E. (Val) Greer
Executive Vice President, Chief Commercial Officer
Executive Vice President, Chief Commercial Officer
50.83K
-8.72%
Ms. Tammy M. McConnaughey
Ms. Tammy M. McConnaughey
Executive Vice President, Chief Credit, Risk and Operations Officer
Executive Vice President, Chief Credit, Risk and Operations Officer
46.72K
+28.58%
Mr. John C. Gerspach, Jr.
Mr. John C. Gerspach, Jr.
Independent Director
Independent Director
22.53K
+3.07%
Mr. Roger H. Ballou
Mr. Roger H. Ballou
Non-Executive Independent Chairman of the Board
Non-Executive Independent Chairman of the Board
21.51K
+14.98%
Mr. Rajesh Natarajan
Mr. Rajesh Natarajan
Independent Director
Independent Director
19.03K
+17.27%
Mr. John J. Fawcett
Mr. John J. Fawcett
Independent Director
Independent Director
6.83K
+17.70%
Mr. Timothy J. (Tim) Theriault
Mr. Timothy J. (Tim) Theriault
Independent Director
Independent Director
6.80K
+70.05%
Ms. Laurie Anne Tucker
Ms. Laurie Anne Tucker
Independent Director
Independent Director
6.80K
+70.05%
Ms. Praniti Lakhwara
Ms. Praniti Lakhwara
Independent Director
Independent Director
5.62K
+99.36%
Ms. Sharen Jester Turney
Ms. Sharen Jester Turney
Independent Director
Independent Director
4.53K
+162.43%
View more
Name
Name/Position
Position
Shareholding
Change
Ms. Valerie E. (Val) Greer
Ms. Valerie E. (Val) Greer
Executive Vice President, Chief Commercial Officer
Executive Vice President, Chief Commercial Officer
50.83K
-8.72%
Ms. Tammy M. McConnaughey
Ms. Tammy M. McConnaughey
Executive Vice President, Chief Credit, Risk and Operations Officer
Executive Vice President, Chief Credit, Risk and Operations Officer
46.72K
+28.58%
Mr. John C. Gerspach, Jr.
Mr. John C. Gerspach, Jr.
Independent Director
Independent Director
22.53K
+3.07%
Mr. Roger H. Ballou
Mr. Roger H. Ballou
Non-Executive Independent Chairman of the Board
Non-Executive Independent Chairman of the Board
21.51K
+14.98%
Mr. Rajesh Natarajan
Mr. Rajesh Natarajan
Independent Director
Independent Director
19.03K
+17.27%
Mr. John J. Fawcett
Mr. John J. Fawcett
Independent Director
Independent Director
6.83K
+17.70%
Revenue Breakdown
Currency: USDUpdated: Sat, Feb 22
Currency: USDUpdated: Sat, Feb 22
FY2020
FY2019
By BusinessUSD
Name
Revenue
Proportion
Finance charges, net
3.93B
86.95%
Short-term loyalty programs
487.70M
10.79%
Coalition loyalty program
262.50M
5.81%
Investment income
12.80M
0.28%
Other
1.90M
0.04%
Servicing fees, net
-174.90M
-3.87%
By RegionUSD
Name
Revenue
Proportion
United States
3.77B
83.33%
Europe & Middle East & Africa (EMEA) (Region)
332.60M
7.36%
Canada
286.90M
6.35%
Asia Pacific (Region)
80.50M
1.78%
Other
53.70M
1.19%
By Business
By Region
By BusinessUSD
Name
Revenue
Proportion
Finance charges, net
3.93B
86.95%
Short-term loyalty programs
487.70M
10.79%
Coalition loyalty program
262.50M
5.81%
Investment income
12.80M
0.28%
Other
1.90M
0.04%
Servicing fees, net
-174.90M
-3.87%
Shareholding Stats
Updated: Tue, Jul 29
Updated: Tue, Jul 29
Shareholders
Shareholder Types
Shareholders
Shareholders
Proportion
The Vanguard Group, Inc.
11.80%
BlackRock Institutional Trust Company, N.A.
9.49%
Turtle Creek Asset Management Inc.
8.59%
Dimensional Fund Advisors, L.P.
6.63%
State Street Global Advisors (US)
4.25%
Other
59.24%
Shareholders
Shareholders
Proportion
The Vanguard Group, Inc.
11.80%
BlackRock Institutional Trust Company, N.A.
9.49%
Turtle Creek Asset Management Inc.
8.59%
Dimensional Fund Advisors, L.P.
6.63%
State Street Global Advisors (US)
4.25%
Other
59.24%
Shareholder Types
Shareholders
Proportion
Investment Advisor
52.36%
Investment Advisor/Hedge Fund
44.19%
Research Firm
4.44%
Hedge Fund
4.24%
Pension Fund
1.47%
Bank and Trust
1.18%
Individual Investor
1.05%
Sovereign Wealth Fund
0.89%
Insurance Company
0.14%
Institutional Shareholding
Updated: Tue, Jul 1
Updated: Tue, Jul 1
Reporting Period
No. of institutions
Shares Held
Proportion
Change
2025Q2
663
51.19M
109.75%
-4.71M
2025Q1
681
51.12M
109.76%
-5.49M
2024Q4
670
50.95M
103.75%
-8.04M
2024Q3
671
52.83M
106.36%
-9.94M
2024Q2
663
54.96M
110.84%
-6.31M
2024Q1
686
52.69M
106.32%
-10.41M
2023Q4
707
52.29M
105.99%
-13.16M
2023Q3
735
52.99M
105.51%
-16.56M
2023Q2
763
52.01M
103.79%
-18.39M
2023Q1
787
52.52M
104.81%
-18.25M
View more
Shareholder Activity
Name
Shares Held
Proportion
Change
Chg %
Date
The Vanguard Group, Inc.
5.50M
11.82%
-321.92K
-5.53%
Mar 31, 2025
BlackRock Institutional Trust Company, N.A.
4.43M
9.51%
-1.47K
-0.03%
Mar 31, 2025
Turtle Creek Asset Management Inc.
4.00M
8.6%
+263.75K
+7.05%
Mar 31, 2025
Dimensional Fund Advisors, L.P.
3.09M
6.64%
-66.05K
-2.09%
Mar 31, 2025
State Street Global Advisors (US)
1.98M
4.26%
-91.36K
-4.41%
Mar 31, 2025
American Century Investment Management, Inc.
1.46M
3.14%
+79.71K
+5.77%
Mar 31, 2025
Franklin Mutual Advisers, LLC
1.41M
3.02%
+264.81K
+23.22%
Mar 31, 2025
Wellington Management Company, LLP
1.32M
2.84%
+39.88K
+3.11%
Mar 31, 2025
HSBC Global Asset Management (UK) Limited
1.25M
2.69%
-198.67K
-13.68%
Mar 31, 2025
Jacobs Levy Equity Management, Inc.
1.21M
2.59%
-35.19K
-2.83%
Mar 31, 2025
View more
Related ETFs
Updated: Sat, Aug 2
Updated: Sat, Aug 2
Name
Proportion
Miller Value Partners Appreciation ETF
5.02%
ETC 6 Meridian Small Cap Equity ETF
1.25%
Cambria Shareholder Yield ETF
1.01%
Cambria Value and Momentum ETF
0.96%
Invesco S&P SmallCap Value with Momentum ETF
0.94%
AAM Sawgrass US Small Cap Quality Growth ETF
0.92%
Themes US Small Cap Cash Flow Champions ETF
0.88%
Invesco S&P SmallCap 600 GARP ETF
0.79%
Harbor Human Capital Factor US Small Cap ETF
0.76%
Invesco S&P SmallCap Financials ETF
0.74%
View more
Miller Value Partners Appreciation ETF
Proportion5.02%
ETC 6 Meridian Small Cap Equity ETF
Proportion1.25%
Cambria Shareholder Yield ETF
Proportion1.01%
Cambria Value and Momentum ETF
Proportion0.96%
Invesco S&P SmallCap Value with Momentum ETF
Proportion0.94%
AAM Sawgrass US Small Cap Quality Growth ETF
Proportion0.92%
Themes US Small Cap Cash Flow Champions ETF
Proportion0.88%
Invesco S&P SmallCap 600 GARP ETF
Proportion0.79%
Harbor Human Capital Factor US Small Cap ETF
Proportion0.76%
Invesco S&P SmallCap Financials ETF
Proportion0.74%
Dividend
A total of
230.60M
USD has been distributed in dividends over the past 5 years.
Date
Dividend
Record Date
Payment Date
Ex-dividend Date
Jan 30, 2025
BFH.NB Interim Cash Dividend of gross USD 0.21 paid on Mar 21, 2025 going ex on Feb 14, 2025
Feb 14, 2025
Mar 21, 2025
Feb 14, 2025
Oct 24, 2024
BFH.NB Final Cash Dividend of gross USD 0.21 paid on Dec 13, 2024 going ex on Nov 08, 2024
Nov 08, 2024
Dec 13, 2024
Nov 08, 2024
Jul 25, 2024
BFH.NB Interim Cash Dividend of gross USD 0.21 paid on Sep 13, 2024 going ex on Aug 09, 2024
Aug 09, 2024
Sep 13, 2024
Aug 09, 2024
Apr 25, 2024
BFH.NB Interim Cash Dividend of gross USD 0.21 paid on Jun 14, 2024 going ex on May 09, 2024
May 10, 2024
Jun 14, 2024
May 09, 2024
Jan 25, 2024
BFH.NB Interim Cash Dividend of gross USD 0.21 paid on Mar 15, 2024 going ex on Feb 08, 2024
Feb 09, 2024
Mar 15, 2024
Feb 08, 2024
Oct 26, 2023
BFH.NB Final Cash Dividend of gross USD 0.21 paid on Dec 15, 2023 going ex on Nov 10, 2023
Nov 13, 2023
Dec 15, 2023
Nov 10, 2023
Jul 27, 2023
BFH.NB Interim Cash Dividend of gross USD 0.21 paid on Sep 15, 2023 going ex on Aug 10, 2023
Aug 11, 2023
Sep 15, 2023
Aug 10, 2023
Apr 27, 2023
BFH.NB Interim Cash Dividend of gross USD 0.21 paid on Jun 16, 2023 going ex on May 11, 2023
May 12, 2023
Jun 16, 2023
May 11, 2023
Jan 26, 2023
BFH.NB Interim Cash Dividend of gross USD 0.21 paid on Mar 17, 2023 going ex on Feb 09, 2023
Feb 10, 2023
Mar 17, 2023
Feb 09, 2023
Oct 27, 2022
BFH.NB Final Cash Dividend of gross USD 0.21 paid on Dec 16, 2022 going ex on Nov 10, 2022
Nov 14, 2022
Dec 16, 2022
Nov 10, 2022
View more
Stock Split
Date
Type
Ratio
No Data
Date
Type
Ratio
No Data
