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Better Home & Finance Holding Co

BETR

32.020USD

+3.770+13.35%
Close 09/18, 16:00ETQuotes delayed by 15 min
489.08MMarket Cap
LossP/E TTM

Better Home & Finance Holding Co

32.020

+3.770+13.35%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high.

Score

Industry at a Glance

Industry Ranking
236 / 400
Overall Ranking
521 / 4721
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 0 analysts
--
Current Rating
--
Target Price
--
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
Better Home & Finance Holding Company is a homeownership company. The Company serves customers in the United States and United Kingdom through its suite of products, including residential mortgage, insurance and real estate services. Its technology platform, Tinman, allows customers to see their rate options, get pre-approved, lock in rates and get connected to a real estate agent, and close their loan. It offers Home Finance (home loan) products and Better Plus (non-mortgage) products. Its suite of products and services is powered by the Company’s technology platform, Tinman. The Company offers a range of mortgage loan products, including GSE-conforming mortgage loans, FHA and VA loans, and jumbo mortgage loans. The Company offers 'One-Day Mortgage' program that allows customers to receive an underwriting determination on their mortgage loan application, in the form of a commitment letter, after locking in their interest rate.
Overvalued
The company’s latest PB is 6.39, at a high 3-year percentile range.
Institutional Buying
The latest institutional holdings are 7.51M shares, increasing 3.42% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 392.53K shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 6.60, which is lower than the Banking Services industry's average of 7.07. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 54.23M, representing a year-over-year increase of 48.54%, while its net profit experienced a year-over-year increase of 12.32%.

Score

Industry at a Glance

Previous score
6.60
Change
0

Financials

6.51

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

10.00

Operational Efficiency

2.57

Growth Potential

6.79

Shareholder Returns

7.11

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is -2.14, which is -77.02% below the recent high of -0.49 and 9.56% above the recent low of -1.93.

Score

Industry at a Glance

Previous score
1.20
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 236/400
No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

There is no earnings forecast score for this company; the Banking Services industry's average is 7.39.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

No Data
No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

There is no price momentum score for this company; the Banking Services industry's average is 7.69.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
1.044
Buy
RSI(14)
83.246
Overbought
STOCH(KDJ)(9,3,3)
87.538
Overbought
ATR(14)
1.875
Low Volatility
CCI(14)
243.308
Overbought
Williams %R
8.128
Overbought
TRIX(12,20)
2.163
Sell
StochRSI(14)
100.000
Buy
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
27.414
Buy
MA10
25.906
Buy
MA20
23.317
Buy
MA50
17.998
Buy
MA100
15.640
Buy
MA200
13.433
Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 77.31%, representing a quarter-over-quarter increase of 19.01%. The largest institutional shareholder is The Vanguard, holding a total of 392.53K shares, representing 4.20% of shares outstanding, with 1.53% decrease in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
Sarracino (Steven)
1.30M
--
Pine Brook Road Partners, LLC
995.66K
+0.00%
Novator Capital Sponsor Ltd
776.43K
-5.17%
SB Global Advisers Ltd
628.55K
--
Healthcare Of Ontario Pension Plan
587.75K
--
Livenandro Holdings Ltd
450.00K
-30.77%
The Vanguard Group, Inc.
Star Investors
362.25K
--
Kleiner, Perkins, Caufield & Byers
358.52K
--
BlackRock Institutional Trust Company, N.A.
76.40K
--
Citadel Advisors LLC
149.98K
--
1
2

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 3.20, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 1.60. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.

Score

Industry at a Glance

Previous score
3.20
Change
0.03
Beta vs S&P 500 index
1.62
VaR
--
240-Day Maximum Drawdown
+52.34%
240-Day Volatility
+86.10%
Return
Best Daily Return
60 days
+23.55%
120 days
+23.55%
5 years
--
Worst Daily Return
60 days
-9.20%
120 days
-9.20%
5 years
--
Sharpe Ratio
60 days
+5.16
120 days
+2.62
5 years
--
Risk Assessment
Maximum Drawdown
240 days
+52.34%
3 years
+100.00%
5 years
--
Return-to-Drawdown Ratio
240 days
+1.75
3 years
-0.31
5 years
--
Skewness
240 days
+1.04
3 years
+10.69
5 years
--
Volatility
Realised Volatility
240 days
+86.10%
5 years
--
Standardised True Range
240 days
+3.26%
5 years
--
Downside Risk-Adjusted Return
120 days
+567.84%
240 days
+567.84%
Maximum Daily Upside Volatility
60 days
+71.80%
Maximum Daily Downside Volatility
60 days
+41.86%
Liquidity
Average Turnover Rate
60 days
+0.48%
120 days
+0.42%
5 years
--
Turnover Deviation
20 days
-90.17%
60 days
-89.14%
120 days
-90.61%

Peer Comparison

Banking Services
Better Home & Finance Holding Co
Better Home & Finance Holding Co
BETR
2.85 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.59 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SouthState Corp
SouthState Corp
SSB
7.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Axos Financial Inc
Axos Financial Inc
AX
7.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
7.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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