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Banc of California Inc

BANC

16.860USD

-0.190-1.11%

Close 09/19, 16:00（ET）Quotes delayed by 15 min

2.66BMarket Cap

24.63P/E TTM



Banc of California Inc

16.860

-0.190-1.11%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

21 / 400

Overall Ranking

115 / 4720

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 11 analysts

Buy

Current Rating

18.150

Target Price

+6.45%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Banc of California, Inc. is a bank holding company for its subsidiary, Banc of California (the Bank), a California state-chartered bank. The Bank provides a range of loan and deposit products and services through more than 90 full-service branches throughout California and in Denver, Colorado, and Durham, North Carolina, and full-stack payment processing solutions through its subsidiary, Deepstack Technologies, LLC. The Bank also serves the Community Association Management Industry nationwide with its technology-forward platform SmartStreet. The Bank is organized into four business groups: Community Banking, Specialty Banking, Deposit Services, and Payment Solutions. Specialty Banking is focused on serving clients in niche verticals by industry, including homeowner associations, venture banking, SBA lending, mortgage warehouse lending, media and entertainment and equipment finance. Deposit Services provide valuable services to clients in the Community and Specialty Banking groups.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 194.20% year-on-year.

Turnaround to Profit

The company's performance has turned profitable, with the latest annual net income of USD 87.10M.%!(EXTRA int=2)

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 78.41%.

Overvalued

The company’s latest PB is 0.91, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 163.74M shares, decreasing 6.63% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 9.77M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 7.82, which is higher than the Banking Services industry's average of 7.06. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 252.61M, representing a year-over-year increase of 4.97%, while its net profit experienced a year-over-year increase of 9.56%.

Score

Industry at a Glance

Previous score

7.82

Change



Financials

4.38

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

5.59

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.13

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 26.17, which is -60.83% below the recent high of 10.25 and 104.17% above the recent low of -1.09.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 21/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

The company’s current earnings forecast score is 7.82, which is higher than the Banking Services industry's average of 7.39. The average price target for Banc of California Inc is 18.00, with a high of 21.00 and a low of 15.00.

Score

Industry at a Glance

Previous score

7.82

Change

Support & Resistance

No Data

Analyst Rating

Based on 11 analysts

Buy

Current Rating

18.150

Target Price

+6.45%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Banc of California Inc

BANC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 9.20, which is higher than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 17.68 and the support level at 15.96, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.20

Change

-0.25

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(4)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

-0.128

Neutral

RSI(14)

61.469

Neutral

STOCH(KDJ)(9,3,3)

70.616

Buy

ATR(14)

0.363

Low Volatility

CCI(14)

84.236

Neutral

Williams %R

32.877

Buy

TRIX(12,20)

0.321

Sell

StochRSI(14)

56.428

Neutral

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

16.668

Buy

MA10

16.719

Buy

MA20

16.713

Buy

MA50

15.658

Buy

MA100

14.841

Buy

MA200

14.902

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 111.28%, representing a quarter-over-quarter decrease of 0.30%. The largest institutional shareholder is The Vanguard, holding a total of 9.77M shares, representing 6.63% of shares outstanding, with 10.72% increase in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

19.91M

-2.09%

Warburg Pincus LLC

15.59M

T. Rowe Price Investment Management, Inc.

12.94M

+18.59%

The Vanguard Group, Inc.

Star Investors

9.54M

+0.53%

State Street Global Advisors (US)

9.60M

-14.79%

Centerbridge Partners, L.P.

4.77M

+18.71%

Invesco Advisers, Inc.

3.48M

+225.40%

Geode Capital Management, L.L.C.

3.27M

+3.43%

Wellington Management Company, LLP

6.28M

+16.46%

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 5.08, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 0.69. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.