Bayfirst Financial Corp

BAFN

6.760USD

+0.290+4.48%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

Bayfirst Financial Corp's Score

Industry at a Glance

Industry Ranking

220 / 397

Overall Ranking

401 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Bayfirst Financial Corp Highlights

StrengthsRisks

BayFirst Financial Corp. is a bank holding company that operates through its wholly owned subsidiary, BayFirst National Bank (the Bank). The Bank operates about 12 full-service banking offices throughout the Tampa Bay region and offers a range of commercial and consumer banking services to businesses and individuals. The Bank offers its products and services through its Community Banking Division and its government guaranteed lending division. The Bank also has an advanced technology platform for its small business administration (SBA) 7(a) Small Loan Program that enables the Bank to utilize and support technology-enabled banking products and services as well as various financial technology applications. The Bank offers specialized business and personal checking accounts, internet banking and online bill payment, lock box services, remote capture and deposit, cash management, wire transfers, safety deposit boxes, courier services, retail investment services, among other services.

Growing

The company is in a growing phase, with the latest annual income totaling USD 62.14M.

Turnaround to Loss

The company's performance has turned to a loss, with the latest annual loss of USD .

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 11.89%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 11.89%.

Undervalued

The company’s latest PB is 0.39, at a low 3-year percentile range.

Held by The Vanguard

Star Investor The Vanguard holds 171.21K shares of this stock.

Analyst Rating

Based on 0 analysts

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Current Rating

--

Target Price

--

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current financial score of Bayfirst Financial Corp is 5.88, ranking 299 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 12.71M, representing a year-over-year decrease of 36.82%, while its net profit experienced a year-over-year decrease of 130.33%.

Score

Industry at a Glance

Previous score

5.88

Change

0



Financials

4.55

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.

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Quality of Earnings

2.59

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.

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Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.

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Growth Potential

3.70

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.

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Shareholder Returns

8.57

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

The current valuation score of Bayfirst Financial Corp is 8.80, ranking 36 out of 397 in the Banking Services industry. Its current P/E ratio is -1.14, which is -4434.89% below the recent high of 49.42 and -11759.32% above the recent low of -135.20.

Score

Industry at a Glance

Previous score

8.80

Change

0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 220/397

Relevant data have not been disclosed by the company yet.

No earnings forecast score is currently available for Bayfirst Financial Corp. The Banking Services industry's average is 7.33.

Score

Industry at a Glance

Previous score

0.00

Change

0

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current price momentum score of Bayfirst Financial Corp is 7.23, ranking 321 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 7.71 and the support level at 5.76, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.99

Change

0.24

Support & Resistance

Relevant data have not been disclosed by the company yet.

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Bayfirst Financial Corp is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 18.78%, representing a quarter-over-quarter decrease of 3.38%. The largest institutional shareholder is The Vanguard, holding a total of 171.21K shares, representing 4.17% of shares outstanding, with 95.11% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Berset (Mark S)

286.42K

+0.02%

The Vanguard Group, Inc.

Star Investors

106.99K

+20.08%

1st & Main Growth Partners

169.77K

+35.52%

First Manhattan Co. LLC

127.93K

+2.13%

Berset (Derek Steven)

70.33K

+0.47%

Saravanos (Anthony)

57.16K

+0.49%

Salzhauer Michael

68.88K

+62.32%

BlackRock Institutional Trust Company, N.A.

49.68K

+3.35%

Politis (Christos)

43.71K

+1.04%

FourThought Financial Partners, LLC

52.63K

+31.15%

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The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Bayfirst Financial Corp is 3.52, ranking 370 out of 397 in the Banking Services industry. The company's beta value is 0.30. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Bayfirst Financial Corp

BAFN

4.89 /10

Score

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Valuation Dimensions

Earnings Forecast

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