tradingkey.logo

Bank of America Corp

BAC
53.950USD
+0.020+0.04%
Close 12/05, 16:00ETQuotes delayed by 15 min
395.42BMarket Cap
14.00P/E TTM

Bank of America Corp

53.950
+0.020+0.04%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Bank of America Corp

Currency: USD Updated: 2025-12-05

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Bank of America Corp's Score

Industry at a Glance

Industry Ranking
102 / 404
Overall Ranking
154 / 4582
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Analyst Rating

Based on 26 analysts
Buy
Current Rating
56.901
Target Price
+5.47%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Bank of America Corp Highlights

StrengthsRisks

The Bank of America Corporation is an American multinational investment bank and financial services holding entity headquartered at the Bank of America Corporate Center in Charlotte, North Carolina, with additional investment banking and supporting headquarters located in Manhattan. The bank was established through the merger of NationsBank and Bank of America in 1998. It stands as the second-largest banking institution in the United States and the second-largest bank globally by market capitalization, following JPMorgan Chase. Bank of America is recognized as one of the Big Four banking institutions in the United States and one of eight systemically important financial institutions within the country. The bank serves approximately 10 percent of all American bank deposits, directly competing with JPMorgan Chase, Citigroup, and Wells Fargo. Its principal financial operations encompass commercial banking, wealth management, and investment banking. The historical roots of Bank of America can be traced back to 1784 when Massachusetts Bank was chartered, marking it as the first federally chartered joint-stock owned bank in the U.S. Additionally, another branch of its heritage dates to the U.S.-based Bank of Italy, founded by Amadeo Pietro Giannini in 1904, which provided essential banking services to Italian immigrants facing service discrimination. Headquartered in San Francisco, California, Giannini acquired Banca d'America e d'Italia in 1922 and ultimately operated as Bank of America.

In the 1950s, pivotal federal banking legislation facilitated swift growth, rapidly establishing significant market shares for the bank's predecessors. Following considerable losses during the 1998 Russian financial crisis, BankAmerica, as it was then known, was acquired by NationsBank of Charlotte for $62 billion. This acquisition was notable as the largest bank acquisition in history at that time, leading to the establishment of the Bank of America Corporation. Through a sequence of mergers and acquisitions, it expanded its commercial banking operations, launching Merrill Lynch for wealth management and Bank of America Merrill Lynch for investment banking in 2008 and 2009, respectively, which has since been rebranded as BofA Securities.

Both Bank of America and Merrill Lynch Wealth Management maintain substantial market shares in their respective sectors. The investment bank is classified within the "Bulge Bracket," recognized as the third-largest investment bank globally as of 2018. Its wealth management division oversees $1.08 trillion in assets under management, positioning it as the second-largest wealth manager worldwide, surpassed only by UBS. In the realm of commercial banking, while Bank of America has operations, it does not necessarily operate retail branches in all 50 states of the United States, Washington, D.C., and over 40 other countries. Its commercial banking operations encompass 46 million consumer and small business relationships across 4,600 banking centers and 16,000 automated teller machines.

The substantial market share, business operations, and economic influence of the bank have led to numerous lawsuits and regulatory investigations concerning mortgages and financial disclosures dating back to the 2008 financial crisis. The corporate practices of Bank of America, which focus on servicing the middle class and the broader banking community, have resulted in a considerable market share since the early 20th century. As of August 2018, Bank of America boasts a market capitalization of $313.5 billion, making it the 13th largest company in the world. Being the sixth-largest American public company, it reported $102.98 billion in sales as of June 2018. Bank of America was ranked No. 25 on the 2020 Fortune 500 list of the largest U.S. corporations by total revenue and further secured the No. 6 position on Forbes' 2023 Global 2000 rankings. The bank was awarded the title of "World's Best Bank" by the Euromoney Institutional Investor in its 2018 Awards for Excellence.

Industry Leader
The company's revenue leads the industry, with the latest annual revenue totaling USD 98.09B.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 30.67%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 30.67%.
Overvalued
The company’s latest PB is 1.42, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 4.96B shares, decreasing 2.42% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 140.13K shares of this stock.

Financial Health

Currency: USD Updated: 2025-12-05

The company's current financial score is 5.31, which is lower than the Banking Services industry's average of 7.06. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 26.95B, representing a year-over-year increase of 9.63%, while its net profit experienced a year-over-year increase of 26.02%.

Score

Industry at a Glance

Previous score
5.31
Change
0

Financials

8.41

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

4.01

Operational Efficiency

2.57

Growth Potential

6.46

Shareholder Returns

5.09

Bank of America Corp's Company Valuation

Currency: USD Updated: 2025-12-05

The company’s current valuation score is 7.50, which is lower than the Banking Services industry's average of 7.68. Its current P/E ratio is 14.53, which is 18.33% below the recent high of 17.20 and 51.80% above the recent low of 7.01.

Score

Industry at a Glance

Previous score
7.50
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 102/404
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2025-12-05

The company’s current earnings forecast score is 8.08, which is higher than the Banking Services industry's average of 7.43. The average price target for Bank of America Corp is 58.00, with a high of 70.00 and a low of 33.90.

Score

Industry at a Glance

Previous score
8.08
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 26 analysts
Buy
Current Rating
56.901
Target Price
+5.47%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

297
Total
4
Median
5
Average
Company name
Ratings
Analysts
Bank of America Corp
BAC
26
JPMorgan Chase & Co
JPM
26
Wells Fargo & Co
WFC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
Zions Bancorporation NA
ZION
25
1
2
3
...
60

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-12-05

The company’s current price momentum score is 9.00, which is higher than the Banking Services industry's average of 8.68. Sideways: Currently, the stock price is trading between the resistance level at 55.62 and the support level at 51.49, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.13
Change
-0.13

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(2)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.296
Buy
RSI(14)
59.445
Neutral
STOCH(KDJ)(9,3,3)
80.572
Neutral
ATR(14)
0.996
Low Volatility
CCI(14)
105.676
Buy
Williams %R
21.186
Buy
TRIX(12,20)
0.076
Sell
StochRSI(14)
66.547
Sell
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
53.726
Buy
MA10
53.124
Buy
MA20
52.861
Buy
MA50
52.079
Buy
MA100
50.486
Buy
MA200
46.620
Buy

Institutional Confidence

Currency: USD Updated: 2025-12-05

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 5.28. The latest institutional shareholding proportion is 67.92%, representing a quarter-over-quarter decrease of 11.04%. The largest institutional shareholder is The Vanguard, holding a total of 624.40M shares, representing 8.55% of shares outstanding, with 0.92% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
635.89M
-0.36%
Berkshire Hathaway Inc.
Star Investors
605.27M
-4.17%
BlackRock Institutional Trust Company, N.A.
316.64M
-4.56%
State Street Investment Management (US)
291.70M
-1.16%
Fidelity Management & Research Company LLC
172.53M
+1.93%
Geode Capital Management, L.L.C.
148.18M
+0.27%
Capital World Investors
130.10M
+17.41%
JP Morgan Asset Management
116.77M
+11.92%
T. Rowe Price Associates, Inc.
Star Investors
93.22M
-2.05%
Norges Bank Investment Management (NBIM)
107.60M
-9.53%
1
2

Risk Assessment

Currency: USD Updated: 2025-12-05

The company’s current risk assessment score is 9.71, which is higher than the Banking Services industry's average of 6.43. The company's beta value is 1.30. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.

Score

Industry at a Glance

Previous score
9.71
Change
0
Beta vs S&P 500 index
1.30
VaR
+2.61%
240-Day Maximum Drawdown
+27.96%
240-Day Volatility
+29.75%

Return

Best Daily Return
60 days
+4.37%
120 days
+4.37%
5 years
+8.43%
Worst Daily Return
60 days
-3.52%
120 days
-3.52%
5 years
-11.06%
Sharpe Ratio
60 days
+1.57
120 days
+2.19
5 years
+0.53

Risk Assessment

Maximum Drawdown
240 days
+27.96%
3 years
+31.55%
5 years
+49.03%
Return-to-Drawdown Ratio
240 days
+0.87
3 years
+0.59
5 years
+0.23
Skewness
240 days
-1.50
3 years
-0.31
5 years
-0.02

Volatility

Realised Volatility
240 days
+29.75%
5 years
+29.06%
Standardised True Range
240 days
+1.93%
5 years
+1.72%
Downside Risk-Adjusted Return
120 days
+315.14%
240 days
+315.14%
Maximum Daily Upside Volatility
60 days
+14.89%
Maximum Daily Downside Volatility
60 days
+16.82%

Liquidity

Average Turnover Rate
60 days
+0.51%
120 days
+0.57%
5 years
--
Turnover Deviation
20 days
-12.72%
60 days
-1.79%
120 days
+8.75%

Peer Comparison

Banking Services
Bank of America Corp
Bank of America Corp
BAC
7.34 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.97 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.94 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.93 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
8.85 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
8.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more

FAQs

How does TradingKey generate the Stock Score of Bank of America Corp?

The TradingKey Stock Score provides a comprehensive assessment of Bank of America Corp based on 34 indicators derived from over 100 underlying data points.
These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of Bank of America Corp’s performance and outlook.

How do we generate the financial health score of Bank of America Corp?

To generate the financial health score of Bank of America Corp, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns.
By integrating these comprehensive data, the financial health score not only reflects Bank of America Corp's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of Bank of America Corp.

How do we generate the company valuation score of Bank of America Corp?

To generate the company valuation score of Bank of America Corp, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare Bank of America Corp’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value.
By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of Bank of America Corp’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of Bank of America Corp.

How do we generate the earnings forecast score of Bank of America Corp?

To calculate the earnings forecast score of Bank of America Corp, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:
Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.
Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.
By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.
Comparing these indicators against peers provides context for the stock’s performance and helps anchor more realistic expectations.
These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on Bank of America Corp’s future.

How do we generate the price momentum score of Bank of America Corp?

When generating the price momentum score for Bank of America Corp, we examine momentum indicators including support and resistance levels as well as volume metrics.
Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.
This comprehensive approach can reflect market sentiment and enable rational forecasts of Bank of America Corp’s prices. A higher score indicates a more stable short-term price trend for Bank of America Corp.

How do we generate the institutional confidence score of Bank of America Corp?

To generate the institutional confidence score of Bank of America Corp, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about Bank of America Corp’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of Bank of America Corp.

How do we generate the risk management score of Bank of America Corp?

To assess the risk management score of Bank of America Corp, we examine multiple key indicators related to returns, risk, volatility, and liquidity.
The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.
These indicators together provide a multi-dimensional understanding of Bank of America Corp’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of Bank of America Corp.
KeyAI