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Bank of America Corp

BAC
48.650USD
-1.130-2.27%
Close 10/10, 16:00ETQuotes delayed by 15 min
361.79BMarket Cap
13.60P/E TTM

Bank of America Corp

48.650
-1.130-2.27%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Bank of America Corp

Currency: USD Updated: 2025-10-10

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Bank of America Corp's Score

Industry at a Glance

Industry Ranking
107 / 398
Overall Ranking
184 / 4697
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 26 analysts
Buy
Current Rating
54.516
Target Price
+12.06%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Bank of America Corp Highlights

StrengthsRisks

The Bank of America Corporation is an American multinational investment bank and financial services holding entity headquartered at the Bank of America Corporate Center in Charlotte, North Carolina, with additional investment banking and supporting headquarters located in Manhattan. The bank was established through the merger of NationsBank and Bank of America in 1998. It stands as the second-largest banking institution in the United States and the second-largest bank globally by market capitalization, following JPMorgan Chase. Bank of America is recognized as one of the Big Four banking institutions in the United States and one of eight systemically important financial institutions within the country. The bank serves approximately 10 percent of all American bank deposits, directly competing with JPMorgan Chase, Citigroup, and Wells Fargo. Its principal financial operations encompass commercial banking, wealth management, and investment banking. The historical roots of Bank of America can be traced back to 1784 when Massachusetts Bank was chartered, marking it as the first federally chartered joint-stock owned bank in the U.S. Additionally, another branch of its heritage dates to the U.S.-based Bank of Italy, founded by Amadeo Pietro Giannini in 1904, which provided essential banking services to Italian immigrants facing service discrimination. Headquartered in San Francisco, California, Giannini acquired Banca d'America e d'Italia in 1922 and ultimately operated as Bank of America.

In the 1950s, pivotal federal banking legislation facilitated swift growth, rapidly establishing significant market shares for the bank's predecessors. Following considerable losses during the 1998 Russian financial crisis, BankAmerica, as it was then known, was acquired by NationsBank of Charlotte for $62 billion. This acquisition was notable as the largest bank acquisition in history at that time, leading to the establishment of the Bank of America Corporation. Through a sequence of mergers and acquisitions, it expanded its commercial banking operations, launching Merrill Lynch for wealth management and Bank of America Merrill Lynch for investment banking in 2008 and 2009, respectively, which has since been rebranded as BofA Securities.

Both Bank of America and Merrill Lynch Wealth Management maintain substantial market shares in their respective sectors. The investment bank is classified within the "Bulge Bracket," recognized as the third-largest investment bank globally as of 2018. Its wealth management division oversees $1.08 trillion in assets under management, positioning it as the second-largest wealth manager worldwide, surpassed only by UBS. In the realm of commercial banking, while Bank of America has operations, it does not necessarily operate retail branches in all 50 states of the United States, Washington, D.C., and over 40 other countries. Its commercial banking operations encompass 46 million consumer and small business relationships across 4,600 banking centers and 16,000 automated teller machines.

The substantial market share, business operations, and economic influence of the bank have led to numerous lawsuits and regulatory investigations concerning mortgages and financial disclosures dating back to the 2008 financial crisis. The corporate practices of Bank of America, which focus on servicing the middle class and the broader banking community, have resulted in a considerable market share since the early 20th century. As of August 2018, Bank of America boasts a market capitalization of $313.5 billion, making it the 13th largest company in the world. Being the sixth-largest American public company, it reported $102.98 billion in sales as of June 2018. Bank of America was ranked No. 25 on the 2020 Fortune 500 list of the largest U.S. corporations by total revenue and further secured the No. 6 position on Forbes' 2023 Global 2000 rankings. The bank was awarded the title of "World's Best Bank" by the Euromoney Institutional Investor in its 2018 Awards for Excellence.

High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 30.67%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 30.67%.
Overvalued
The company’s latest PB is 1.31, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 4.96B shares, decreasing 2.29% quarter-over-quarter.
Held by Li Lu
Star Investor Li Lu holds 10.43M shares of this stock.

Financial Health

Currency: USD Updated: 2025-10-10

The company's current financial score is 5.31, which is lower than the Banking Services industry's average of 7.04. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 25.47B, representing a year-over-year increase of 5.23%, while its net profit experienced a year-over-year increase of 3.69%.

Score

Industry at a Glance

Previous score
5.31
Change
0

Financials

8.41

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

4.01

Operational Efficiency

2.57

Growth Potential

6.46

Shareholder Returns

5.09

Bank of America Corp's Company Valuation

Currency: USD Updated: 2025-10-10

The company’s current valuation score is 7.50, which is lower than the Banking Services industry's average of 7.68. Its current P/E ratio is 14.09, which is 22.08% below the recent high of 17.20 and 50.27% above the recent low of 7.01.

Score

Industry at a Glance

Previous score
7.50
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 107/398
No Data

Earnings Forecast

Currency: USD Updated: 2025-10-10

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.40. The average price target for Bank of America Corp is 56.00, with a high of 66.00 and a low of 33.90.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 26 analysts
Buy
Current Rating
54.516
Target Price
+12.06%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
JPMorgan Chase & Co
JPM
26
US Bancorp
USB
25
Regions Financial Corp
RF
24
Zions Bancorporation NA
ZION
24
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-10-10

The company’s current price momentum score is 6.55, which is lower than the Banking Services industry's average of 6.62. Sideways: Currently, the stock price is trading between the resistance level at 51.50 and the support level at 47.17, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.49
Change
0.06

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(2)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.800
Neutral
RSI(14)
32.988
Neutral
STOCH(KDJ)(9,3,3)
4.730
Oversold
ATR(14)
0.964
Low Volatility
CCI(14)
-150.301
Sell
Williams %R
97.691
Oversold
TRIX(12,20)
0.019
Sell
StochRSI(14)
0.000
Oversold
Moving Average
Sell(4)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MA5
49.792
Sell
MA10
50.477
Sell
MA20
51.059
Sell
MA50
49.513
Sell
MA100
47.809
Buy
MA200
45.351
Buy

Institutional Confidence

Currency: USD Updated: 2025-10-10

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 5.34. The latest institutional shareholding proportion is 67.03%, representing a quarter-over-quarter decrease of 12.21%. The largest institutional shareholder is The Vanguard, holding a total of 635.89M shares, representing 8.59% of shares outstanding, with 0.21% decrease in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
635.89M
-0.36%
Berkshire Hathaway Inc.
Star Investors
605.27M
-4.17%
BlackRock Institutional Trust Company, N.A.
316.64M
-4.56%
State Street Global Advisors (US)
291.70M
-1.16%
Fidelity Management & Research Company LLC
172.53M
+1.93%
Geode Capital Management, L.L.C.
148.18M
+0.27%
Capital World Investors
130.10M
+17.41%
JP Morgan Asset Management
116.77M
+11.92%
Norges Bank Investment Management (NBIM)
107.60M
-9.53%
T. Rowe Price Associates, Inc.
Star Investors
93.22M
-2.05%
1
2

Risk Assessment

Currency: USD Updated: 2025-10-10

The company’s current risk assessment score is 9.67, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 1.34. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.

Score

Industry at a Glance

Previous score
9.67
Change
0
Beta vs S&P 500 index
1.35
VaR
+2.62%
240-Day Maximum Drawdown
+28.01%
240-Day Volatility
+30.07%

Return

Best Daily Return
60 days
+2.90%
120 days
+3.79%
5 years
+8.43%
Worst Daily Return
60 days
-3.41%
120 days
-3.41%
5 years
-11.06%
Sharpe Ratio
60 days
+1.32
120 days
+2.89
5 years
+0.59

Risk Assessment

Maximum Drawdown
240 days
+28.01%
3 years
+33.50%
5 years
+49.03%
Return-to-Drawdown Ratio
240 days
+0.50
3 years
+0.29
5 years
+0.25
Skewness
240 days
-0.94
3 years
-0.33
5 years
+0.01

Volatility

Realised Volatility
240 days
+30.07%
5 years
+29.33%
Standardised True Range
240 days
+2.06%
5 years
+1.89%
Downside Risk-Adjusted Return
120 days
+443.19%
240 days
+443.19%
Maximum Daily Upside Volatility
60 days
+13.21%
Maximum Daily Downside Volatility
60 days
+14.15%

Liquidity

Average Turnover Rate
60 days
+0.51%
120 days
+0.57%
5 years
--
Turnover Deviation
20 days
-12.72%
60 days
-1.79%
120 days
+8.75%

Peer Comparison

Banking Services
Bank of America Corp
Bank of America Corp
BAC
6.83 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.46 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.40 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Bank Ozk
Bank Ozk
OZK
8.36 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
8.33 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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