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Alerus Financial Corp

ALRS

23.570USD

-0.380-1.59%

Close 03/27, 16:00（ET）Quotes delayed by 15 min

402.25MMarket Cap

34.25P/E TTM



Alerus Financial Corp

23.570

-0.380-1.59%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Alerus Financial Corp

Currency: USD Updated: 2026-03-27

Key Insights

Alerus Financial Corp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is good.Its valuation is considered fairly valued, ranking 141 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 26.60.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Alerus Financial Corp's Score

Industry at a Glance

Industry Ranking

141 / 400

Overall Ranking

233 / 4542

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Alerus Financial Corp Highlights

StrengthsRisks

Alerus Financial Corporation is a diversified financial services company. Through the Company’s subsidiary, Alerus Financial, National Association (the Bank), the Company provides financial solutions to businesses and consumers through three distinct business segments: banking, retirement and benefit services, and wealth. Its commercial lending products include commercial loans, business term loans and lines of credit for small and midsize businesses. Its consumer lending products include residential first mortgage loans. It offers deposit products and services, including demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, and certificates of deposit. It also offers a range of treasury management products, including electronic receivables management, remote deposit capture, cash vault services, merchant services, and other cash management services. Its wealth division provides fiduciary services to consumer and commercial clients.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 33.15% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 221.25M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 94.47%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 94.47%.

Fairly Valued

The company’s latest PB is 1.06, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 15.12M shares, decreasing 0.01% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 2.53K shares of this stock.

Analyst Rating

Based on 5 analysts

Hold

Current Rating

26.600

Target Price

+10.10%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Alerus Financial Corp is 5.06, ranking 352 out of 400 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 7.60M, representing a year-over-year decrease of 89.38%, while its net profit experienced a year-over-year decrease of 3257800.00%.

Score

Industry at a Glance

Previous score

5.06

Change



Financials

5.42

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

2.72

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

2.20

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

4.95

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Alerus Financial Corp's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Alerus Financial Corp is 7.36, ranking 264 out of 400 in the Banking Services industry. Its current P/E ratio is 34.25, which is 317.96% below the recent high of 143.13 and 79.72% above the recent low of 6.95.

Score

Industry at a Glance

Previous score

7.36

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 141/400

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of Alerus Financial Corp is 6.80, ranking 225 out of 400 in the Banking Services industry. The average price target is 24.00, with a high of 25.00 and a low of 23.00.

Score

Industry at a Glance

Previous score

6.80

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 5 analysts

Hold

Current Rating

26.600

Target Price

+10.10%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

307

Total

Median

Average

Company name

Ratings

Analysts

Alerus Financial Corp

ALRS

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Alerus Financial Corp is 6.95, ranking 226 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 24.73 and the support level at 22.69, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.45

Change

-0.5

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(4)

Neutral(3)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

0.094

Neutral

RSI(14)

44.182

Neutral

STOCH(KDJ)(9,3,3)

59.113

Sell

ATR(14)

0.601

Low Volatility

CCI(14)

-17.450

Neutral

Williams %R

59.386

Sell

TRIX(12,20)

-0.158

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(4)

Neutral(0)

Buy(2)

Indicators

Value

Direction

MA5

24.004

Sell

MA10

23.719

Sell

MA20

23.853

Sell

MA50

24.392

Sell

MA100

23.331

Buy

MA200

22.624

Buy

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Alerus Financial Corp is 5.00, ranking 152 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 63.25%, representing a quarter-over-quarter decrease of 0.35%. The largest institutional shareholder is The Vanguard, holding a total of 1.29M shares, representing 5.08% of shares outstanding, with 7.84% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Alerus Financial, N.A.

2.32M

+6.42%

BlackRock Institutional Trust Company, N.A.

1.55M

-0.53%

The Vanguard Group, Inc.

Star Investors

1.27M

+1.34%

Alerus Financial Corp ESOP

1.04M

-48.53%

Dimensional Fund Advisors, L.P.

796.69K

+5.24%

Newman (Randy L.)

806.58K

+0.29%

Geode Capital Management, L.L.C.

579.99K

+3.32%

Endeavour Capital Advisors Inc.

513.93K

State Street Investment Management (US)

471.75K

-0.60%

M3F, Inc.

262.40K

+21.09%

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Alerus Financial Corp is 7.45, ranking 173 out of 400 in the Banking Services industry. The company's beta value is 0.60. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Alerus Financial Corp’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.