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Alerus Financial Corp

ALRS

21.010USD

-0.040-0.19%

Close 11/07, 16:00（ET）Quotes delayed by 15 min

533.58MMarket Cap

10.66P/E TTM



Alerus Financial Corp

21.010

-0.040-0.19%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Alerus Financial Corp

Currency: USD Updated: 2025-11-07

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Alerus Financial Corp's Score

Industry at a Glance

Industry Ranking

154 / 407

Overall Ranking

232 / 4614

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 5 analysts

Hold

Current Rating

24.400

Target Price

+16.14%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Alerus Financial Corp Highlights

StrengthsRisks

Alerus Financial Corporation is a commercial wealth bank and national retirement services provider. Through its subsidiary, Alerus Financial, National Association, it provides financial solutions to businesses and consumers. It operates in three segments. The Banking segment offers a complete line of loans, deposits, cash management, mortgage loans, and treasury services. The Retirement and Benefit Services segment provides various services, including recordkeeping and administration services to qualified retirement plans; ESOP trustee, recordkeeping, and administration; and investment fiduciary services to retirement plans, among others. The Wealth Management segment provides advisory and planning services, investment management, and trust and fiduciary services. It operates over 29 banking and wealth offices, with locations in Grand Forks, North Dakota; the Minneapolis-St. Paul, Minnesota metropolitan area; Rochester, Minnesota; southern Minnesota, Marshalltown, Iowa, and others.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 94.47%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 94.47%.

Undervalued

The company’s latest PB is 1.00, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 14.47M shares, decreasing 4.33% quarter-over-quarter.

Held by Keeley-Teton Advisors, LLC

Star Investor Keeley-Teton Advisors, LLC holds 227.46K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-07

The company's current financial score is 6.03, which is lower than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 71.54M, representing a year-over-year increase of 42.45%, while its net profit experienced a year-over-year increase of 226.53%.

Score

Industry at a Glance

Previous score

6.03

Change



Financials

9.40

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

2.67

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.83

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.25

Key Metrics

Free cash flow

No Data

Alerus Financial Corp's Company Valuation

Currency: USD Updated: 2025-11-07

The company’s current valuation score is 7.36, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 10.86, which is 1218.44% below the recent high of 143.13 and 36.02% above the recent low of 6.95.

Score

Industry at a Glance

Previous score

7.36

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 154/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-07

The company’s current earnings forecast score is 6.80, which is lower than the Banking Services industry's average of 7.41. The average price target for Alerus Financial Corp is 24.00, with a high of 26.00 and a low of 23.00.

Score

Industry at a Glance

Previous score

6.80

Change

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts

Hold

Current Rating

24.400

Target Price

+16.14%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

Alerus Financial Corp

ALRS

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

Regions Financial Corp

US Bancorp

USB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-07

The company’s current price momentum score is 6.74, which is lower than the Banking Services industry's average of 7.61. Sideways: Currently, the stock price is trading between the resistance level at 21.90 and the support level at 20.21, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.79

Change

-0.05

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(4)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

0.008

Neutral

RSI(14)

43.334

Neutral

STOCH(KDJ)(9,3,3)

51.621

Neutral

ATR(14)

0.509

High Vlolatility

CCI(14)

-93.163

Neutral

Williams %R

55.414

Sell

TRIX(12,20)

-0.165

Sell

StochRSI(14)

37.638

Sell

Moving Average

Sell(5)

Neutral(0)

Buy(1)

Indicators

Value

Direction

MA5

21.080

Sell

MA10

21.161

Sell

MA20

21.301

Sell

MA50

21.963

Sell

MA100

21.910

Sell

MA200

20.899

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-07

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 56.99%, representing a quarter-over-quarter decrease of 9.56%. The largest institutional shareholder is The Vanguard, holding a total of 1.25M shares, representing 4.93% of shares outstanding, with 18.49% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Alerus Financial, N.A.

2.18M

+1.40%

BlackRock Institutional Trust Company, N.A.

1.55M

-4.01%

The Vanguard Group, Inc.

Star Investors

1.25M

+4.87%

Alerus Financial Corp ESOP

1.04M

-48.53%

Newman (Randy L.)

806.58K

+0.29%

Dimensional Fund Advisors, L.P.

757.04K

+10.64%

Geode Capital Management, L.L.C.

561.34K

+4.29%

Endeavour Capital Advisors Inc.

513.93K

-2.53%

State Street Investment Management (US)

474.61K

+17.54%

1st & Main Growth Partners

398.54K

-11.76%

Risk Assessment

Currency: USD Updated: 2025-11-07

The company’s current risk assessment score is 6.82, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 0.71. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.