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Alerus Financial Corp

ALRS

23.420USD

+0.670+2.95%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

594.61MMarket Cap

15.47P/E TTM



Alerus Financial Corp

23.420

+0.670+2.95%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

147 / 400

Overall Ranking

251 / 4721

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 5 analysts

Hold

Current Rating

25.700

Target Price

+12.97%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Alerus Financial Corporation is a commercial wealth bank and national retirement services provider. Through its subsidiary, Alerus Financial, National Association, it provides financial solutions to businesses and consumers. It operates in three segments. The Banking segment offers a complete line of loans, deposits, cash management, mortgage loans, and treasury services. The Retirement and Benefit Services segment provides various services, including recordkeeping and administration services to qualified retirement plans; ESOP trustee, recordkeeping, and administration; and investment fiduciary services to retirement plans, among others. The Wealth Management segment provides advisory and planning services, investment management, and trust and fiduciary services. It operates over 29 banking and wealth offices, with locations in Grand Forks, North Dakota; the Minneapolis-St. Paul, Minnesota metropolitan area; Rochester, Minnesota; southern Minnesota, Marshalltown, Iowa, and others.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 94.47%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 94.47%.

Fairly Valued

The company’s latest PB is 1.12, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 16.00M shares, decreasing 10.14% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 1.25M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 6.03, which is lower than the Banking Services industry's average of 7.07. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 73.86M, representing a year-over-year increase of 45.08%, while its net profit experienced a year-over-year increase of 224.93%.

Score

Industry at a Glance

Previous score

6.03

Change



Financials

9.40

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

2.67

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.83

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.25

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 14.98, which is 145.63% below the recent high of 36.79 and 33.01% above the recent low of 10.03.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 147/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 6.80, which is lower than the Banking Services industry's average of 7.39. The average price target for Alerus Financial Corp is 25.50, with a high of 27.00 and a low of 25.00.

Score

Industry at a Glance

Previous score

6.80

Change

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts

Hold

Current Rating

25.700

Target Price

+12.97%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Alerus Financial Corp

ALRS

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 6.80, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 23.59 and the support level at 21.49, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.80

Change

1.43

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(1)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.070

Buy

RSI(14)

66.247

Neutral

STOCH(KDJ)(9,3,3)

75.424

Buy

ATR(14)

0.480

High Vlolatility

CCI(14)

262.405

Overbought

Williams %R

1.418

Overbought

TRIX(12,20)

0.202

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

22.782

Buy

MA10

22.718

Buy

MA20

22.534

Buy

MA50

22.035

Buy

MA100

21.708

Buy

MA200

20.656

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 63.02%, representing a quarter-over-quarter increase of 0.16%. The largest institutional shareholder is The Vanguard, holding a total of 1.25M shares, representing 4.93% of shares outstanding, with 18.50% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Alerus Financial, N.A.

2.15M

+0.71%

BlackRock Institutional Trust Company, N.A.

1.62M

-1.01%

The Vanguard Group, Inc.

Star Investors

1.19M

+13.22%

Alerus Financial Corp ESOP

1.04M

-48.53%

Newman (Randy L.)

806.58K

+0.29%

Dimensional Fund Advisors, L.P.

684.25K

+2.65%

Geode Capital Management, L.L.C.

538.22K

+2.68%

Endeavour Capital Advisors Inc.

527.28K

State Street Global Advisors (US)

403.77K

+3.01%

1st & Main Growth Partners

451.64K

-11.49%

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 4.94, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 0.71. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.