









Markets
/
Stocks
/
nasdaq-ally
/

Ally Financial Inc

ALLY

42.280USD

-0.680-1.58%

Close 01/30, 16:00（ET）Quotes delayed by 15 min

13.04BMarket Cap

17.67P/E TTM



Ally Financial Inc

42.280

-0.680-1.58%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Ally Financial Inc

Currency: USD Updated: 2026-01-30

Key Insights

Ally Financial Inc's fundamentals are relatively weak, with low ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 48 out of 399 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 53.69.In the medium term, the stock price is expected to remain stable.Despite a weak stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Ally Financial Inc's Score

Industry at a Glance

Industry Ranking

48 / 399

Overall Ranking

99 / 4536

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Ally Financial Inc Highlights

StrengthsRisks

Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 67.44%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 67.44%.

Fairly Valued

The company’s latest PB is 0.99, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 260.23M shares, decreasing 0.02% quarter-over-quarter.

Held by HOTCHKIS & WILEY

Star Investor HOTCHKIS & WILEY holds 185.25K shares of this stock.

Analyst Rating

Based on 20 analysts

Buy

Current Rating

53.688

Target Price

+25.17%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-01-30

The current financial score of Ally Financial Inc is 6.55, ranking 265 out of 399 in the Banking Services industry. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 2.38B, representing a year-over-year increase of 6.21%, while its net profit experienced a year-over-year increase of 279.64%.

Score

Industry at a Glance

Previous score

6.55

Change



Financials

3.38

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

8.73

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

6.93

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

6.17

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

7.55

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Ally Financial Inc's Company Valuation

Currency: USD Updated: 2026-01-30

The current valuation score of Ally Financial Inc is 8.96, ranking 17 out of 399 in the Banking Services industry. Its current P/E ratio is 17.66, which is 253.25% below the recent high of 62.40 and 75.09% above the recent low of 4.40.

Score

Industry at a Glance

Previous score

8.96

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 48/399

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-01-30

The current earnings forecast score of Ally Financial Inc is 8.00, ranking 75 out of 399 in the Banking Services industry. The average price target is 46.00, with a high of 70.00 and a low of 39.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 20 analysts

Buy

Current Rating

53.688

Target Price

+25.17%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Ally Financial Inc

ALLY

American Express Co

AXP

Capital One Financial Corp

COF

Synchrony Financial

SYF

SoFi Technologies Inc

SOFI

Bread Financial Holdings Inc

BFH

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-01-30

The current price momentum score of Ally Financial Inc is 7.23, ranking 257 out of 399 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 46.47 and the support level at 38.90, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.36

Change

-0.13

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-0.421

Sell

RSI(14)

42.316

Neutral

STOCH(KDJ)(9,3,3)

67.403

Buy

ATR(14)

1.286

Low Volatility

CCI(14)

-33.666

Neutral

Williams %R

51.752

Neutral

TRIX(12,20)

-0.261

Sell

StochRSI(14)

42.475

Sell

Moving Average

Sell(4)

Neutral(0)

Buy(2)

Indicators

Value

Direction

MA5

42.528

Sell

MA10

42.420

Sell

MA20

43.873

Sell

MA50

43.381

Sell

MA100

41.884

Buy

MA200

39.485

Buy

Institutional Confidence

Currency: USD Updated: 2026-01-30

The current institutional shareholding score of Ally Financial Inc is 10.00, ranking 1 out of 399 in the Banking Services industry. The latest institutional shareholding proportion is 95.09%, representing a quarter-over-quarter decrease of 0.70%. The largest institutional shareholder is Warren Buffett, holding a total of 29.00M shares, representing 9.41% of shares outstanding, with 0.28% decrease in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Berkshire Hathaway Inc.

Star Investors

29.00M

The Vanguard Group, Inc.

Star Investors

27.34M

-2.63%

Harris Associates L.P.

Star Investors

27.00M

+0.60%

BlackRock Institutional Trust Company, N.A.

23.09M

+2.41%

Wellington Management Company, LLP

11.94M

+19.62%

State Street Investment Management (US)

8.67M

+0.02%

Dimensional Fund Advisors, L.P.

8.41M

-1.75%

Arrowstreet Capital, Limited Partnership

5.63M

+4.19%

Geode Capital Management, L.L.C.

5.14M

+6.78%

First Manhattan Co. LLC

4.69M

+0.64%

Risk Assessment

Currency: USD Updated: 2026-01-30

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Ally Financial Inc is 8.22, ranking 111 out of 399 in the Banking Services industry. The company's beta value is 1.17. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. Ally Financial Inc’s latest ESG disclosure lags behind the Banking Services industry average, suggesting potential exposures in governance structure, environmental management, or social responsibility that may amplify risk and warrant ongoing monitoring.