Indicators
Indicators
Value
Direction
MACD(12,26,9)
0.931
Buy
RSI(14)
68.001
Neutral
STOCH(KDJ)(9,3,3)
78.419
Neutral
ATR(14)
1.079
Low Volatility
CCI(14)
114.134
Buy
Williams %R
21.254
Buy
TRIX(12,20)
0.483
Sell
StochRSI(14)
41.228
Sell
Ally Financial Inc
ALLY44.850USD
-0.340-0.75%
Close 12/15, 16:00（ET）Quotes delayed by 15 min
13.81BMarket Cap
26.54P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Ally Financial Inc
Currency: USD Updated: 2025-12-12Key Insights
Ally Financial Inc's fundamentals are relatively weak, and its growth potential is high.Its valuation is considered fairly valued, ranking 37/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 48.12.In the medium term, the stock price is expected to remain stable.The company has been performing strongly in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Ally Financial Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
20
analysts
Buy
Current Rating
48.125
Target Price
+12.84%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Ally Financial Inc Highlights
StrengthsRisks
Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 67.44%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 67.44%.
Overvalued
The company’s latest PB is 1.09, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 260.23M shares, decreasing 0.02% quarter-over-quarter.
Held by HOTCHKIS & WILEY
Star Investor HOTCHKIS & WILEY holds 185.25K shares of this stock.
Financial Health
Currency: USD Updated: 2025-12-12The current financial score of Ally Financial Inc is 6.54, ranking 269/404 in the Banking Services industry. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 2.34B, representing a year-over-year increase of 2.14%, while its net profit experienced a year-over-year increase of 12.42%.
Score
Financials
3.34
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
8.74
Operational Efficiency
6.94
Growth Potential
6.16
Shareholder Returns
7.54
Ally Financial Inc's Company Valuation
Currency: USD Updated: 2025-12-12The current valuation score of Ally Financial Inc is 8.96, ranking 17/404 in the Banking Services industry. Its current P/E ratio is 26.74, which is 133.34% below the recent high of 62.40 and 83.54% above the recent low of 4.40.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 37/404
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-12The current earnings forecast score of Ally Financial Inc is 7.70, ranking 139/404 in the Banking Services industry. The average price target for Ally Financial Inc is 46.00, with a high of 70.00 and a low of 39.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
20
analysts
Buy
Current Rating
48.125
Target Price
+12.84%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Ally Financial Inc
ALLY
20
American Express Co
AXP
32
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
23
Bread Financial Holdings Inc
BFH
17
1
2
3
...
8
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-12The current price momentum score of Ally Financial Inc is 9.48, ranking 138/404 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 48.56 and the support level at 39.50, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
44.538
Buy
MA10
43.309
Buy
MA20
41.358
Buy
MA50
40.349
Buy
MA100
40.208
Buy
MA200
37.958
Buy
Institutional Confidence
Currency: USD Updated: 2025-12-12The current institutional shareholding score of Ally Financial Inc is 10.00, ranking 1/404 in the Banking Services industry. The latest institutional shareholding proportion is 95.09%, representing a quarter-over-quarter decrease of 0.70%. The largest institutional shareholder is Warren Buffett, holding a total of 29.00M shares, representing 9.41% of shares outstanding, with 0.28% decrease in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
Wellington Management Company, LLP
State Street Investment Management (US)
Dimensional Fund Advisors, L.P.
Arrowstreet Capital, Limited Partnership
Geode Capital Management, L.L.C.
First Manhattan Co. LLC
1
2
Risk Assessment
Currency: USD Updated: 2025-12-12The current risk assessment score of Ally Financial Inc is 7.82, ranking 126/404 in the Banking Services industry. The company's beta value is 1.16. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.
Score
Beta vs S&P 500 index
1.15
VaR
+3.61%
240-Day Maximum Drawdown
+24.94%
240-Day Volatility
+38.83%
Return
Best Daily Return
60 days
+5.47%
120 days
+5.54%
5 years
+20.01%
Worst Daily Return
60 days
-5.69%
120 days
-5.69%
5 years
-17.62%
Sharpe Ratio
60 days
+0.51
120 days
+1.58
5 years
+0.29
Risk Assessment
Maximum Drawdown
240 days
+24.94%
3 years
+36.68%
5 years
+60.30%
Return-to-Drawdown Ratio
240 days
+1.03
3 years
+0.30
5 years
+0.01
Skewness
240 days
-0.12
3 years
-0.45
5 years
+0.30
Volatility
Realised Volatility
240 days
+38.83%
5 years
+39.74%
Standardised True Range
240 days
+2.58%
5 years
+2.71%
Downside Risk-Adjusted Return
120 days
+240.96%
240 days
+240.96%
Maximum Daily Upside Volatility
60 days
+26.32%
Maximum Daily Downside Volatility
60 days
+24.03%
Liquidity
Average Turnover Rate
60 days
+0.99%
120 days
+1.27%
5 years
--
Turnover Deviation
20 days
-33.30%
60 days
-18.77%
120 days
+3.78%
Peer Comparison
Banking Services
Ally Financial Inc
ALLY
8.20 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.91 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.80 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of Ally Financial Inc?
The TradingKey Stock Score provides a comprehensive assessment of Ally Financial Inc based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of Ally Financial Inc’s performance and outlook.
How do we generate the financial health score of Ally Financial Inc?
To generate the financial health score of Ally Financial Inc, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects Ally Financial Inc's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of Ally Financial Inc.
How do we generate the company valuation score of Ally Financial Inc?
To generate the company valuation score of Ally Financial Inc, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare Ally Financial Inc’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of Ally Financial Inc’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of Ally Financial Inc.
How do we generate the earnings forecast score of Ally Financial Inc?
To calculate the earnings forecast score of Ally Financial Inc, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on Ally Financial Inc’s future.
How do we generate the price momentum score of Ally Financial Inc?
When generating the price momentum score for Ally Financial Inc, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of Ally Financial Inc’s prices. A higher score indicates a more stable short-term price trend for Ally Financial Inc.
How do we generate the institutional confidence score of Ally Financial Inc?
To generate the institutional confidence score of Ally Financial Inc, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about Ally Financial Inc’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of Ally Financial Inc.
How do we generate the risk management score of Ally Financial Inc?
To assess the risk management score of Ally Financial Inc, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of Ally Financial Inc’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of Ally Financial Inc.
