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Ally Financial Inc

ALLY
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42.490USD
-0.250-0.58%
Market hours ETQuotes delayed by 15 min
13.06BMarket Cap
10.24P/E TTM

Ally Financial Inc

42.490
-0.250-0.58%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Ally Financial Inc

Currency: USD Updated: 2026-05-11

Key Insights

Ally Financial Inc's fundamentals are relatively weak, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 47 out of 394 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 54.80.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Ally Financial Inc's Score

Industry at a Glance

Industry Ranking
47 / 394
Overall Ranking
107 / 4492
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Ally Financial Inc Highlights

StrengthsRisks
Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 67.44%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 67.44%.
Fairly Valued
The company’s latest PB is 0.99, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 262.28M shares, decreasing 8.79% quarter-over-quarter.
Held by David G. Herro
Star Investor David G. Herro holds 27.05M shares of this stock.

Analyst Rating

Based on 18 analysts
Buy
Current Rating
54.800
Target Price
+23.87%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-05-11

The current financial score of Ally Financial Inc is 7.69, ranking 179 out of 394 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 2.41B, representing a year-over-year increase of 37.44%, while its net profit experienced a year-over-year increase of 215.02%.

Score

Industry at a Glance

Previous score
7.69
Change
0

Financials

3.54

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

6.05

Shareholder Returns

8.86

Ally Financial Inc's Company Valuation

Currency: USD Updated: 2026-05-11

The current valuation score of Ally Financial Inc is 8.96, ranking 15 out of 394 in the Banking Services industry. Its current P/E ratio is 10.30, which is 505.61% below the recent high of 62.40 and 57.29% above the recent low of 4.40.

Score

Industry at a Glance

Previous score
8.96
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 47/394
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-05-11

The current earnings forecast score of Ally Financial Inc is 7.89, ranking 110 out of 394 in the Banking Services industry. The average price target is 46.00, with a high of 70.00 and a low of 39.00.

Score

Industry at a Glance

Previous score
7.89
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 18 analysts
Buy
Current Rating
54.800
Target Price
+23.87%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Ally Financial Inc
ALLY
18
American Express Co
AXP
31
SoFi Technologies Inc
SOFI
24
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
Bread Financial Holdings Inc
BFH
18
1
2
3
...
8

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-05-11

The current price momentum score of Ally Financial Inc is 6.80, ranking 233 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 45.91 and the support level at 40.68, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.46
Change
-0.66

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(4)
Neutral(2)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.552
Neutral
RSI(14)
48.332
Neutral
STOCH(KDJ)(9,3,3)
27.125
Sell
ATR(14)
1.126
High Vlolatility
CCI(14)
-112.213
Sell
Williams %R
95.125
Oversold
TRIX(12,20)
0.287
Sell
StochRSI(14)
0.000
Sell
Moving Average
Sell(3)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MA5
43.656
Sell
MA10
43.733
Sell
MA20
44.039
Sell
MA50
41.017
Buy
MA100
42.209
Buy
MA200
41.209
Buy

Institutional Confidence

Currency: USD Updated: 2026-05-11

The current institutional shareholding score of Ally Financial Inc is 7.00, ranking 70 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 85.56%, representing a quarter-over-quarter decrease of 10.02%. The largest institutional shareholder is Warren Buffett, holding a total of 29.00M shares, representing 9.46% of shares outstanding, with 0.21% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Berkshire Hathaway Inc.
Star Investors
29.00M
--
Harris Associates L.P.
Star Investors
27.05M
+0.18%
BlackRock Institutional Trust Company, N.A.
23.24M
+0.64%
Wellington Management Company, LLP
14.27M
+19.54%
Dimensional Fund Advisors, L.P.
8.71M
+3.51%
State Street Investment Management (US)
8.50M
-1.92%
Arrowstreet Capital, Limited Partnership
6.07M
+7.90%
Geode Capital Management, L.L.C.
5.38M
+4.69%
1
2

Risk Assessment

Currency: USD Updated: 2026-05-11

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Ally Financial Inc is 8.22, ranking 109 out of 394 in the Banking Services industry. The company's beta value is 1.11. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. Ally Financial Inc’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.

Score

Industry at a Glance

Previous score
8.22
Change
0
Beta vs S&P 500 index
1.11
VaR
+3.62%
240-Day Maximum Drawdown
+23.59%
240-Day Volatility
+32.62%

Return

Best Daily Return
60 days
+8.10%
120 days
+8.10%
5 years
+20.01%
Worst Daily Return
60 days
-5.96%
120 days
-5.96%
5 years
-17.62%
Sharpe Ratio
60 days
+0.47
120 days
+0.73
5 years
+0.17

Risk Assessment

Maximum Drawdown
240 days
+23.59%
3 years
+33.15%
5 years
+60.06%
Return-to-Drawdown Ratio
240 days
+0.97
3 years
+0.61
5 years
-0.06
Skewness
240 days
+0.13
3 years
-0.36
5 years
+0.31

Volatility

Realised Volatility
240 days
+32.62%
5 years
+40.07%
Standardised True Range
240 days
+2.63%
5 years
+2.82%
Downside Risk-Adjusted Return
120 days
+110.29%
240 days
+110.29%
Maximum Daily Upside Volatility
60 days
+26.98%
Maximum Daily Downside Volatility
60 days
+30.92%

Liquidity

Average Turnover Rate
60 days
+1.20%
120 days
+1.14%
5 years
--
Turnover Deviation
20 days
+0.01%
60 days
+2.79%
120 days
-2.24%

Peer Comparison

Banking Services
Ally Financial Inc
Ally Financial Inc
ALLY
7.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
8.59 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
International Bancshares Corp
International Bancshares Corp
IBOC
8.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Westamerica Bancorp
Westamerica Bancorp
WABC
8.54 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.54 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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