Affirm Holdings Inc

AFRM

57.030USD

-2.390-4.02%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

Affirm Holdings Inc's Score

Industry at a Glance

Industry Ranking

13 / 72

Overall Ranking

151 / 4521

Industry

Financial Technology (Fintech) & Infrastructure

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Affirm Holdings Inc Highlights

StrengthsRisks

Affirm Holdings, Inc. provides consumers with an alternative to traditional payment options. The Company is engaged in building a payment network. Its platform comprises three core elements: point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its Affirm App and Website provide tailored offers from merchants based on consumers' preferences. Consumers can apply at affirm.com or via the Affirm App and, upon approval, receive a single-use virtual card to use online or in-store. Its Affirm Card allows consumers to link a bank account to pay in full, or apply to pay overtime through the Affirm App. It offers users an in-app post-purchase feature that allows them to instantly apply to convert any eligible debit transaction into an installment loan. Through the Affirm app and in partnership with Cross River Bank, it offers a savings account, with no minimum deposit requirements or fees.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 130.37% year-on-year.

Turnaround to Profit

The company's performance has turned profitable, with the latest annual net income of USD .

Fairly Valued

The company’s latest PB is 5.71, at a medium 3-year percentile range.

Institutional Buying

The latest institutional holdings are 240.14M shares, increasing 0.00% quarter-over-quarter.

Held by CI Select Canadian Equity Fund

Star Investor CI Select Canadian Equity Fund holds 5.63K shares of this stock.

Higher Market Activity

The company has more investor interest, with a 20-day turnover ratio of -0.15.

Analyst Rating

Based on 28 analysts

Buy

Current Rating

87.685

Target Price

+47.57%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current financial score of Affirm Holdings Inc is 8.93, ranking 6 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 933.34M, representing a year-over-year increase of 47.01%, while its net profit experienced a year-over-year increase of 180.52%.

Score

Industry at a Glance

Previous score

8.93

Change

0



Financials

8.08

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.

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Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.

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Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.

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Growth Potential

9.05

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.

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Shareholder Returns

7.50

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

The current valuation score of Affirm Holdings Inc is 6.93, ranking 52 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. Its current P/E ratio is 79.11, which is 620.89% below the recent high of 570.28 and 553.99% above the recent low of -359.14.

Score

Industry at a Glance

Previous score

6.93

Change

0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 13/72

Relevant data have not been disclosed by the company yet.

The current earnings forecast score of Affirm Holdings Inc is 7.79, ranking 40 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. The average price target is 94.50, with a high of 115.00 and a low of 64.00.

Score

Industry at a Glance

Previous score

7.79

Change

0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current price momentum score of Affirm Holdings Inc is 6.72, ranking 40 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. Currently, the stock price is trading between the resistance level at 76.01 and the support level at 46.69, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.70

Change

0.02

Support & Resistance

Relevant data have not been disclosed by the company yet.

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Affirm Holdings Inc is 7.00, ranking 11 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. The latest institutional shareholding proportion is 86.86%, representing a quarter-over-quarter decrease of 0.99%. The largest institutional shareholder is The Vanguard, holding a total of 24.73M shares, representing 8.46% of shares outstanding, with 2.66% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

24.30M

+0.69%

Capital Research Global Investors

23.04M

-2.78%

Capital World Investors

21.20M

+0.09%

Morgan Stanley Investment Management Inc. (US)

20.24M

+0.82%

BlackRock Institutional Trust Company, N.A.

11.88M

+8.10%

Fidelity Management & Research Company LLC

10.44M

+36.22%

Shopify Inc

10.15M

--

GIC Private Limited

8.85M

-35.93%

Durable Capital Partners LP

6.27M

-15.17%

State Street Investment Management (US)

5.64M

+26.66%

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The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Financial Technology (Fintech) & Infrastructure domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Affirm Holdings Inc is 5.39, ranking 14 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. The company's beta value is 3.58. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.

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