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Aflac Inc

AFL
107.025USD
+0.825+0.78%
Market hours ETQuotes delayed by 15 min
100.06BMarket Cap
15.64P/E TTM

Aflac Inc

107.025
+0.825+0.78%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Aflac Inc

Currency: USD Updated: 2026-03-24

Key Insights

Aflac Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 86 out of 118 in the Insurance industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 113.00.In the medium term, the stock price is expected to remain stable.Despite a weak stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Aflac Inc's Score

Industry at a Glance

Industry Ranking
86 / 118
Overall Ranking
322 / 4547
Industry
Insurance

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

Aflac Inc Highlights

StrengthsRisks
Aflac Incorporated provides financial protection to policyholders and customers through its subsidiaries in the United States and Japan. The Company’s principal business is supplemental health and life insurance products. The Company’s segments include Aflac Japan, which includes Aflac Life Insurance Japan (ALIJ), and Aflac U.S., which includes American Family Life Assurance Company of Columbus (Aflac), American Family Life Assurance Company of New York (Aflac New York), Continental American Insurance Company (CAIC), Tier One Insurance Company (TOIC) and Aflac Benefits Solutions, Inc. (ABS). The Aflac Japan segment is the insurer in Japan in terms of cancer and medical (third sector insurance products) policies in force. The Company designs its United States insurance products to provide supplemental coverage for people who already have major medical or primary insurance coverage, as Aflac U.S. insurance policies pay benefits regardless of other insurance.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 20.72%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 20.72%.
Fairly Valued
The company’s latest PE is 15.52, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 308.97M shares, decreasing 0.00% quarter-over-quarter.
Held by Manning & Napier Group, LLC
Star Investor Manning & Napier Group, LLC holds 236.00 shares of this stock.

Analyst Rating

Based on 14 analysts
Hold
Current Rating
113.000
Target Price
+6.38%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-24

The current financial score of Aflac Inc is 6.04, ranking 72 out of 118 in the Insurance industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 4.87B, representing a year-over-year decrease of 9.94%, while its net profit experienced a year-over-year decrease of 27.50%.

Score

Industry at a Glance

Previous score
6.04
Change
0

Financials

4.87

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

5.67

Growth Potential

4.00

Shareholder Returns

5.65

Aflac Inc's Company Valuation

Currency: USD Updated: 2026-03-24

The current valuation score of Aflac Inc is 6.61, ranking 86 out of 118 in the Insurance industry. Its current P/E ratio is 15.52, which is 63.35% below the recent high of 25.35 and 43.86% above the recent low of 8.71.

Score

Industry at a Glance

Previous score
6.61
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 86/118
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-24

The current earnings forecast score of Aflac Inc is 6.14, ranking 88 out of 118 in the Insurance industry. The average price target is 109.50, with a high of 127.00 and a low of 100.00.

Score

Industry at a Glance

Previous score
6.14
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 14 analysts
Hold
Current Rating
113.000
Target Price
+6.38%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

20
Total
7
Median
7
Average
Company name
Ratings
Analysts
Aflac Inc
AFL
14
Prudential Financial Inc
PRU
18
MetLife Inc
MET
17
Corebridge Financial Inc
CRBG
15
Lincoln National Corp
LNC
14
Principal Financial Group Inc
PFG
13
1
2
3
4

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-24

The current price momentum score of Aflac Inc is 6.26, ranking 105 out of 118 in the Insurance industry. Currently, the stock price is trading between the resistance level at 111.90 and the support level at 103.13, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.70
Change
-0.44

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(1)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
-0.930
Sell
RSI(14)
31.961
Neutral
STOCH(KDJ)(9,3,3)
9.508
Oversold
ATR(14)
2.022
Low Volatility
CCI(14)
-143.559
Sell
Williams %R
92.733
Oversold
TRIX(12,20)
-0.213
Sell
StochRSI(14)
25.261
Buy
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
106.832
Buy
MA10
108.046
Sell
MA20
110.043
Sell
MA50
111.138
Sell
MA100
110.774
Sell
MA200
108.223
Sell

Institutional Confidence

Currency: USD Updated: 2026-03-24

The current institutional shareholding score of Aflac Inc is 5.00, ranking 71 out of 118 in the Insurance industry. The latest institutional shareholding proportion is 61.55%, representing a quarter-over-quarter increase of 0.28%. The largest institutional shareholder is The Vanguard, holding a total of 56.89M shares, representing 11.02% of shares outstanding, with 16.55% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
57.14M
+13.98%
Japan Post Holdings Co., Ltd.
52.30M
--
State Street Investment Management (US)
24.32M
+0.09%
BlackRock Institutional Trust Company, N.A.
24.19M
-3.27%
Wells Fargo Advisors
10.87M
-24.83%
Geode Capital Management, L.L.C.
10.70M
-0.58%
Dimensional Fund Advisors, L.P.
4.41M
+7.56%
Northern Trust Investments, Inc.
4.12M
-0.35%
BlackRock Asset Management Ireland Limited
5.04M
+10.73%
Norges Bank Investment Management (NBIM)
4.10M
+21.23%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-24

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Insurance domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. No risk assessment score is currently available for Aflac Inc. The Insurance industry's average is 7.08. The company's beta value is 0.67. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
0.00
Change
0
Beta vs S&P 500 index
0.67
VaR
+2.08%
240-Day Maximum Drawdown
+10.12%
240-Day Volatility
+21.11%

Return

Best Daily Return
60 days
+3.39%
120 days
+3.39%
5 years
+6.57%
Worst Daily Return
60 days
-3.37%
120 days
-3.37%
5 years
-9.65%
Sharpe Ratio
60 days
-0.91
120 days
-0.51
5 years
+0.83

Risk Assessment

Maximum Drawdown
240 days
+10.12%
3 years
+14.90%
5 years
+20.43%
Return-to-Drawdown Ratio
240 days
+0.64
3 years
+1.29
5 years
+0.87
Skewness
240 days
+0.28
3 years
-1.03
5 years
-0.51

Volatility

Realised Volatility
240 days
+21.11%
5 years
+22.39%
Standardised True Range
240 days
+1.82%
5 years
+1.43%
Downside Risk-Adjusted Return
120 days
-83.71%
240 days
-83.71%
Maximum Daily Upside Volatility
60 days
+15.05%
Maximum Daily Downside Volatility
60 days
+12.01%

Liquidity

Average Turnover Rate
60 days
+0.47%
120 days
+0.43%
5 years
--
Turnover Deviation
20 days
+26.25%
60 days
+18.37%
120 days
+7.36%

Peer Comparison

Insurance
Aflac Inc
Aflac Inc
AFL
5.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Essent Group Ltd
Essent Group Ltd
ESNT
8.35 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
F&G Annuities & Life Inc
F&G Annuities & Life Inc
FG
8.28 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Arch Capital Group Ltd
Arch Capital Group Ltd
ACGL
8.27 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Unum Group
Unum Group
UNM
8.26 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AXIS Capital Holdings Ltd
AXIS Capital Holdings Ltd
AXS
8.08 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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