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ACNB Corp

ACNB

46.020USD

+0.910+2.02%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

482.20MMarket Cap

19.15P/E TTM



ACNB Corp

46.020

+0.910+2.02%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

96 / 400

Overall Ranking

190 / 4721

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 4 analysts

Buy

Current Rating

48.500

Target Price

+7.51%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

ACNB Corporation is the financial holding company for the wholly owned subsidiaries of ACNB Bank, and ACNB Insurance Services, Inc. ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of approximately 35 community banking offices and two loan offices located in the Pennsylvania counties of Adams, Cumberland, Franklin, Lancaster and York and the Maryland counties of Baltimore, Carroll and Frederick. It offers various loans, including personal loans, mortgage loans, auto loans and student loans. Its banking products and services include checking, savings, and debit and credit card services. ACNB Insurance Services, Inc. is a full-service insurance agency with licenses in around 46 states. The agency offers a range of property, casualty, health, life and disability insurance serving personal and commercial clients through office locations in Westminster and Jarrettsville, Maryland, and Gettysburg, Pennsylvania.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 33.64%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 33.64%.

Overvalued

The company’s latest PB is 1.22, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 4.27M shares, increasing 9.20% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 539.94K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.19.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 7.32, which is higher than the Banking Services industry's average of 7.07. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 38.73M, representing a year-over-year increase of 45.16%, while its net profit experienced a year-over-year increase of 3.27%.

Score

Industry at a Glance

Previous score

7.32

Change



Financials

7.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

6.62

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

5.65

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.35

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 16.44, which is -30.36% below the recent high of 11.45 and 45.16% above the recent low of 9.02.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 96/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 8.50, which is higher than the Banking Services industry's average of 7.39. The average price target for ACNB Corp is 48.50, with a high of 50.00 and a low of 47.00.

Score

Industry at a Glance

Previous score

8.50

Change

Support & Resistance

No Data

Analyst Rating

Based on 4 analysts

Buy

Current Rating

48.500

Target Price

+7.51%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

ACNB Corp

ACNB

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 7.15, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 47.09 and the support level at 42.88, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.15

Change

1.6

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(2)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-0.118

Neutral

RSI(14)

58.926

Neutral

STOCH(KDJ)(9,3,3)

61.679

Buy

ATR(14)

0.979

Low Volatility

CCI(14)

157.828

Buy

Williams %R

11.245

Overbought

TRIX(12,20)

0.082

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

45.004

Buy

MA10

44.968

Buy

MA20

45.278

Buy

MA50

44.013

Buy

MA100

43.264

Buy

MA200

42.223

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 40.79%, representing a quarter-over-quarter increase of 2.04%. The largest institutional shareholder is The Vanguard, holding a total of 539.94K shares, representing 5.16% of shares outstanding, with 0.79% decrease in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

498.56K

+1.34%

The Vanguard Group, Inc.

Star Investors

490.88K

+10.38%

Fidelity Management & Research Company LLC

517.86K

+1.16%

Private Capital Management

Star Investors

271.60K

Dimensional Fund Advisors, L.P.

286.67K

+4.75%

Geode Capital Management, L.L.C.

218.33K

+14.49%

State Street Global Advisors (US)

159.06K

+9.32%

Manulife Investment Management (North America) Limited

147.30K

+18.57%

AllianceBernstein L.P.

152.19K

+4746.69%

American Century Investment Management, Inc.

108.90K

+7.36%

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 5.44, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.94. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.