









Markets
/
Stocks
/
nasdaq-aciw
/

ACI Worldwide Inc

ACIW

50.260USD

+0.110+0.22%

Market hours （ET）Quotes delayed by 15 min

5.20BMarket Cap

20.70P/E TTM



ACI Worldwide Inc

50.260

+0.110+0.22%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-12

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

4 / 65

Overall Ranking

73 / 4724

Industry

Financial Technology (Fintech) & Infrastructure

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 7 analysts

Buy

Current Rating

61.955

Target Price

+23.54%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

ACI Worldwide, Inc. develops, markets, installs, and supports a line of software products and solutions primarily focused on facilitating real-time digital payments. The Company’s segments include Banks, Merchants, and Billers. It provides payment solutions to large and mid-size banks globally for retail banking, real time, digital, and other payment services. It support merchants globally, including Tier 1 and Tier 2 merchants, online-only merchants and payment service providers, independent selling organizations, value-added resellers, and acquirers who service them. Within the Billers segment, the Company provides electronic bill presentment and payment (EBPP) services to companies operating in the consumer finance, insurance, healthcare, higher education, utility, government, and mortgage categories. Its solutions include ACI acquiring, ACI issuing, ACI enterprise payments platform, ACI low value real-time payments, ACI high value real-time payments, and others.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 42.86.

Overvalued

The company’s latest PB is 3.72, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 105.84M shares, decreasing 4.59% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 13.76M shares of this stock.

Higher Market Activity

The company has more investor interest, with a 20-day turnover ratio of 0.28.

Financial Health

Currency: USD Updated：2025-09-12

The company's current financial score is 7.40, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 6.95. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 394.56M, representing a year-over-year increase of 24.85%, while its net profit experienced a year-over-year increase of 859.51%.

Score

Industry at a Glance

Previous score

7.40

Change



Financials

7.78

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

7.44

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

7.53

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.17

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.11

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-12

The company’s current valuation score is 7.60, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 4.82. Its current P/E ratio is 20.33, which is 37.93% below the recent high of 28.04 and -9.87% above the recent low of 22.34.

Score

Industry at a Glance

Previous score

4.00

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 4/65

No Data

Earnings Forecast

Currency: USD Updated：2025-09-12

The company’s current earnings forecast score is 7.43, which is lower than the Financial Technology (Fintech) & Infrastructure industry's average of 7.68. The average price target for ACI Worldwide Inc is 60.00, with a high of 77.00 and a low of 48.73.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 7 analysts

Buy

Current Rating

61.955

Target Price

+23.54%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

ACI Worldwide Inc

ACIW

Intuit Inc

INTU

Affirm Holdings Inc

AFRM

Fidelity National Information Services Inc

FIS

Robinhood Markets Inc

HOOD

Futu Holdings Ltd

FUTU

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-12

The company’s current price momentum score is 9.46, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 7.22. Sideways: Currently, the stock price is trading between the resistance level at 52.06 and the support level at 42.68, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.78

Change

0.02

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(2)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.069

Buy

RSI(14)

61.205

Neutral

STOCH(KDJ)(9,3,3)

62.623

Sell

ATR(14)

1.069

High Vlolatility

CCI(14)

66.520

Neutral

Williams %R

38.903

Buy

TRIX(12,20)

0.476

Sell

StochRSI(14)

0.000

Oversold

Moving Average

Sell(2)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MA5

50.662

Sell

MA10

50.070

Buy

MA20

49.020

Buy

MA50

46.318

Buy

MA100

47.285

Buy

MA200

50.299

Sell

Institutional Confidence

Currency: USD Updated：2025-09-12

The company’s current institutional recognition score is 10.00, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 5.44. The latest institutional shareholding proportion is 102.57%, representing a quarter-over-quarter increase of 0.26%. The largest institutional shareholder is The Vanguard, holding a total of 13.76M shares, representing 13.33% of shares outstanding, with 1.05% increase in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

15.85M

-3.90%

The Vanguard Group, Inc.

Star Investors

13.75M

-0.65%

State Street Global Advisors (US)

4.34M

-4.32%

Franklin Mutual Advisers, LLC

3.94M

+17.95%

Hood River Capital Management LLC

3.45M

+2.30%

Geode Capital Management, L.L.C.

3.13M

+5.54%

North Reef Capital Management LP

2.52M

+17.84%

Dimensional Fund Advisors, L.P.

3.03M

-11.13%

AllianceBernstein L.P.

1.92M

+7.04%

American Century Investment Management, Inc.

1.25M

+24.49%

Risk Assessment

Currency: USD Updated：2025-09-12

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Financial Technology (Fintech) & Infrastructure export-driven industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The company’s current risk assessment score is 5.16, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 3.58. The company's beta value is 1.07. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.