tradingkey.logo

ACI Worldwide Inc

ACIW
42.280USD
+1.620+3.98%
Close 02/06, 16:00ETQuotes delayed by 15 min
4.37BMarket Cap
16.97P/E TTM

ACI Worldwide Inc

42.280
+1.620+3.98%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of ACI Worldwide Inc

Currency: USD Updated: 2026-02-06

Key Insights

ACI Worldwide Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 2 out of 72 in the Financial Technology (Fintech) & Infrastructure industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 62.47.In the medium term, the stock price is expected to trend down.Despite a weak stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

ACI Worldwide Inc's Score

Industry at a Glance

Industry Ranking
2 / 72
Overall Ranking
73 / 4521
Industry
Financial Technology (Fintech) & Infrastructure

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Positive

ACI Worldwide Inc Highlights

StrengthsRisks
ACI Worldwide, Inc. is a global payments technology company, delivers software solutions that power intelligent payments orchestration in real time to banks, billers, and merchants. The Company's segments include Payment Software and Biller. Its Payment Software segment drives payments orchestration for banks and merchants. It provides payment solutions to large and mid-size banks globally for retail banking, digital, and other payment services. Its support of merchants globally includes Tier 1 and Tier 2 merchants (in-store and online), payment service providers, independent selling organizations, value-added resellers, and acquirers who service them. The Company's Biller segment provides electronic bill presentment and payment services to companies operating in the consumer finance, insurance, healthcare, higher education, utility, government, mortgage, subscription provider, and telecommunications categories. The Company also provides fraud abuse protection to its Biller customers.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 1.59B.
Fairly Valued
The company’s latest PB is 2.95, at a medium 3-year percentile range.
Institutional Buying
The latest institutional holdings are 104.28M shares, increasing 0.04% quarter-over-quarter.
Held by ETHSX
Star Investor ETHSX holds 192.78K shares of this stock.
Higher Market Activity
The company has more investor interest, with a 20-day turnover ratio of 0.28.

Analyst Rating

Based on 7 analysts
Buy
Current Rating
62.468
Target Price
+53.63%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of ACI Worldwide Inc is 8.16, ranking 15 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 482.36M, representing a year-over-year increase of 6.78%, while its net profit experienced a year-over-year increase of 12.06%.

Score

Industry at a Glance

Previous score
8.16
Change
0

Financials

7.15

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

8.23

Operational Efficiency

10.00

Growth Potential

8.09

Shareholder Returns

7.33

ACI Worldwide Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of ACI Worldwide Inc is 7.63, ranking 40 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. Its current P/E ratio is 16.97, which is 129.19% below the recent high of 38.89 and 6.53% above the recent low of 15.86.

Score

Industry at a Glance

Previous score
7.63
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 2/72
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of ACI Worldwide Inc is 8.57, ranking 6 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. The average price target is 60.00, with a high of 77.00 and a low of 49.12.

Score

Industry at a Glance

Previous score
8.57
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 7 analysts
Buy
Current Rating
62.468
Target Price
+53.63%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
ACI Worldwide Inc
ACIW
7
Intuit Inc
INTU
34
Affirm Holdings Inc
AFRM
28
Fidelity National Information Services Inc
FIS
28
Circle Internet Group Inc
CRCL
27
Robinhood Markets Inc
HOOD
26
1
2
3
...
8

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of ACI Worldwide Inc is 7.28, ranking 10 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. Currently, the stock price is trading between the resistance level at 46.91 and the support level at 38.27, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.96
Change
0.32

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(4)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
-0.339
Sell
RSI(14)
42.509
Neutral
STOCH(KDJ)(9,3,3)
40.957
Neutral
ATR(14)
1.623
High Vlolatility
CCI(14)
-53.383
Neutral
Williams %R
46.948
Neutral
TRIX(12,20)
-0.443
Sell
StochRSI(14)
100.000
Buy
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
41.376
Buy
MA10
42.645
Sell
MA20
43.548
Sell
MA50
45.708
Sell
MA100
47.737
Sell
MA200
47.503
Sell

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of ACI Worldwide Inc is 10.00, ranking 1 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. The latest institutional shareholding proportion is 104.65%, representing a quarter-over-quarter decrease of 0.91%. The largest institutional shareholder is The Vanguard, holding a total of 13.38M shares, representing 12.98% of shares outstanding, with 0.97% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
15.32M
-3.31%
The Vanguard Group, Inc.
Star Investors
13.76M
+0.07%
State Street Investment Management (US)
4.13M
-2.65%
Franklin Mutual Advisers, LLC
3.80M
-3.48%
Geode Capital Management, L.L.C.
3.09M
-1.12%
Hood River Capital Management LLC
3.37M
-2.49%
Dimensional Fund Advisors, L.P.
2.52M
-17.07%
AllianceBernstein L.P.
2.23M
+16.21%
North Reef Capital Management LP
2.54M
+0.68%
The London Company of Virginia, LLC
1.73M
+91.01%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Financial Technology (Fintech) & Infrastructure domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of ACI Worldwide Inc is 8.35, ranking 5 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. The company's beta value is 1.07. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
8.35
Change
0
Beta vs S&P 500 index
1.07
VaR
+3.06%
240-Day Maximum Drawdown
+31.09%
240-Day Volatility
+35.35%

Return

Best Daily Return
60 days
+3.67%
120 days
+4.95%
5 years
+13.78%
Worst Daily Return
60 days
-9.04%
120 days
-9.04%
5 years
-18.60%
Sharpe Ratio
60 days
-2.73
120 days
-0.94
5 years
+0.17

Risk Assessment

Maximum Drawdown
240 days
+31.09%
3 years
+33.24%
5 years
+50.81%
Return-to-Drawdown Ratio
240 days
-0.52
3 years
+0.67
5 years
+0.02
Skewness
240 days
-0.34
3 years
+0.44
5 years
+0.17

Volatility

Realised Volatility
240 days
+35.35%
5 years
+35.30%
Standardised True Range
240 days
+3.38%
5 years
+2.49%
Downside Risk-Adjusted Return
120 days
-110.30%
240 days
-110.30%
Maximum Daily Upside Volatility
60 days
+19.69%
Maximum Daily Downside Volatility
60 days
+26.53%

Liquidity

Average Turnover Rate
60 days
+0.73%
120 days
+0.75%
5 years
--
Turnover Deviation
20 days
+28.05%
60 days
+3.31%
120 days
+6.68%

Peer Comparison

Financial Technology (Fintech) & Infrastructure
ACI Worldwide Inc
ACI Worldwide Inc
ACIW
8.19 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
PROG Holdings Inc
PROG Holdings Inc
PRG
8.36 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
StoneCo Ltd
StoneCo Ltd
STNE
8.05 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
NCR Atleos Corp
NCR Atleos Corp
NATL
8.02 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Paymentus Holdings Inc
Paymentus Holdings Inc
PAY
7.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Intuit Inc
Intuit Inc
INTU
7.91 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
KeyAI