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American Coastal Insurance Corp

ACIC

12.140USD

-0.050-0.41%

Close 11/07, 16:00（ET）Quotes delayed by 15 min

592.01MMarket Cap

6.95P/E TTM



American Coastal Insurance Corp

12.140

-0.050-0.41%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of American Coastal Insurance Corp

Currency: USD Updated: 2025-11-07

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

American Coastal Insurance Corp's Score

Industry at a Glance

Industry Ranking

25 / 119

Overall Ranking

125 / 4614

Industry

Insurance

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 1 analysts

Buy

Current Rating

14.000

Target Price

+15.32%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

American Coastal Insurance Corp Highlights

StrengthsRisks

American Coastal Insurance Corporation is the holding company of the insurance carrier, American Coastal Insurance Company. The Company is primarily engaged in the commercial and personal property and casualty insurance business with investments in the United States. Its primary products are commercial and homeowners' residential property insurance. It has two segments: commercial residential property and casualty insurance policies (commercial lines) and personal residential property and casualty insurance policies (personal lines). Its personal lines business provides structure, content and liability coverage for standard single-family homeowners, renters and condominium unit owners, through its subsidiary Interboro Insurance Company. Personal residential products are offered in New York. Its commercial lines business primarily provides commercial multi-peril property insurance for residential condominium associations and apartments in Florida, through its subsidiary AmCoastal.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 33.83% year-on-year.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 31.58%.

Fairly Valued

The company’s latest PE is 6.90, at a medium 3-year percentile range.

Institutional Buying

The latest institutional holdings are 16.37M shares, increasing 4.99% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 2.11K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-07

The company's current financial score is 9.34, which is higher than the Insurance industry's average of 6.51. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 86.47M, representing a year-over-year increase of 25.94%, while its net profit experienced a year-over-year increase of 38.77%.

Score

Industry at a Glance

Previous score

9.34

Change



Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.72

Key Metrics

Free cash flow

No Data

American Coastal Insurance Corp's Company Valuation

Currency: USD Updated: 2025-11-07

The company’s current valuation score is 7.98, which is higher than the Insurance industry's average of 7.37. Its current P/E ratio is 6.90, which is 37.17% below the recent high of 9.47 and 2843.63% above the recent low of -189.38.

Score

Industry at a Glance

Previous score

7.98

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 25/119

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-07

The company’s current earnings forecast score is 8.00, which is higher than the Insurance industry's average of 7.31. The average price target for American Coastal Insurance Corp is 14.00, with a high of 14.00 and a low of 14.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 1 analysts

Buy

Current Rating

14.000

Target Price

+15.32%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

American Coastal Insurance Corp

ACIC

Travelers Companies Inc

TRV

Progressive Corp

PGR

Allstate Corp

ALL

American International Group Inc

AIG

Arch Capital Group Ltd

ACGL

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-07

The company’s current price momentum score is 7.28, which is lower than the Insurance industry's average of 7.72. Sideways: Currently, the stock price is trading between the resistance level at 12.75 and the support level at 11.51, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.36

Change

-0.08

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.030

Buy

RSI(14)

56.476

Neutral

STOCH(KDJ)(9,3,3)

60.523

Neutral

ATR(14)

0.334

High Vlolatility

CCI(14)

120.661

Buy

Williams %R

48.387

Neutral

TRIX(12,20)

0.134

Sell

StochRSI(14)

49.153

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

12.106

Buy

MA10

11.944

Buy

MA20

11.934

Buy

MA50

11.591

Buy

MA100

11.140

Buy

MA200

11.363

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-07

The company’s current institutional recognition score is 3.00, which is lower than the Insurance industry's average of 6.79. The latest institutional shareholding proportion is 33.56%, representing a quarter-over-quarter decrease of 57.74%. The largest institutional shareholder is The Vanguard, holding a total of 1.36M shares, representing 2.79% of shares outstanding, with 17.92% decrease in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Peed FLP1, Ltd, L.L.P.

11.88M

Peed (Leah Anneberg)

2.94M

-13.89%

Branch (Gregory C)

2.30M

+0.22%

Peed (Robert Daniel)

1.98M

BlackRock Institutional Trust Company, N.A.

1.65M

-0.65%

Poitevint (Alec L II)

1.56M

+0.32%

The Vanguard Group, Inc.

Star Investors

1.36M

-18.04%

Tieton Capital Management, LLC

1.19M

-0.55%

Hood (William H III)

983.60K

+0.51%

Empyrean Capital Partners, LP

940.50K

Risk Assessment

Currency: USD Updated: 2025-11-07

The company’s current risk assessment score is 6.80, which is lower than the Insurance industry's average of 6.81. The company's beta value is -0.50. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.