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American Coastal Insurance Corp

ACIC

11.140USD

+0.010+0.09%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

543.04MMarket Cap

6.72P/E TTM



American Coastal Insurance Corp

11.140

+0.010+0.09%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

10 / 112

Overall Ranking

83 / 4721

Industry

Insurance

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 1 analysts

Buy

Current Rating

14.000

Target Price

+25.79%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

American Coastal Insurance Corporation is the holding company of the insurance carrier, American Coastal Insurance Company. The Company is primarily engaged in the commercial and personal property and casualty insurance business with investments in the United States. Its primary products are commercial and homeowners' residential property insurance. It has two segments: commercial residential property and casualty insurance policies (commercial lines) and personal residential property and casualty insurance policies (personal lines). Its personal lines business provides structure, content and liability coverage for standard single-family homeowners, renters and condominium unit owners, through its subsidiary Interboro Insurance Company. Personal residential products are offered in New York. Its commercial lines business primarily provides commercial multi-peril property insurance for residential condominium associations and apartments in Florida, through its subsidiary AmCoastal.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 33.83% year-on-year.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 31.58%.

Fairly Valued

The company’s latest PE is 6.65, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 38.40M shares, decreasing 3.55% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 1.36M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 9.34, which is higher than the Insurance industry's average of 6.34. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 86.47M, representing a year-over-year increase of 25.94%, while its net profit experienced a year-over-year increase of 38.77%.

Score

Industry at a Glance

Previous score

9.34

Change



Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.72

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 4.00, which is lower than the Insurance industry's average of 5.70. Its current P/E ratio is 6.64, which is 9.04% below the recent high of 7.24 and 102.61% above the recent low of -0.17.

Score

Industry at a Glance

Previous score

4.00

Change

-1.2

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 10/112

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 8.00, which is higher than the Insurance industry's average of 7.17. The average price target for American Coastal Insurance Corp is 14.00, with a high of 14.00 and a low of 14.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 1 analysts

Buy

Current Rating

14.000

Target Price

+25.79%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

American Coastal Insurance Corp

ACIC

Travelers Companies Inc

TRV

Progressive Corp

PGR

Allstate Corp

ALL

American International Group Inc

AIG

W R Berkley Corp

WRB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 7.50, which is higher than the Insurance industry's average of 7.34. Sideways: Currently, the stock price is trading between the resistance level at 11.86 and the support level at 10.35, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.50

Change

1.31

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

-0.031

Neutral

RSI(14)

53.902

Neutral

STOCH(KDJ)(9,3,3)

41.620

Buy

ATR(14)

0.341

High Vlolatility

CCI(14)

1.791

Neutral

Williams %R

60.987

Sell

TRIX(12,20)

0.133

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

11.018

Buy

MA10

11.063

Buy

MA20

11.008

Buy

MA50

10.800

Buy

MA100

10.903

Buy

MA200

11.545

Sell

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 7.00, which is lower than the Insurance industry's average of 7.84. The latest institutional shareholding proportion is 79.41%, representing a quarter-over-quarter increase of 1.23%. The largest institutional shareholder is The Vanguard, holding a total of 1.36M shares, representing 2.79% of shares outstanding, with 17.92% decrease in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Peed FLP1, Ltd, L.L.P.

11.88M

Peed (Leah Anneberg)

3.42M

-2.05%

Branch (Gregory C)

2.30M

+0.22%

Peed (Robert Daniel)

1.98M

+0.25%

BlackRock Institutional Trust Company, N.A.

1.66M

+1.26%

Poitevint (Alec L II)

1.56M

+0.32%

The Vanguard Group, Inc.

Star Investors

1.66M

+1.31%

Tieton Capital Management, LLC

1.20M

-2.36%

Hood (William H III)

983.60K

+0.51%

Empyrean Capital Partners, LP

940.50K

+11.90%

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 5.52, which is higher than the Insurance industry's average of 5.26. The company's beta value is -0.39. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.