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Ameris Bancorp

ABCB

75.910USD

-0.500-0.65%
Close 09/19, 16:00ETQuotes delayed by 15 min
5.22BMarket Cap
13.33P/E TTM

Ameris Bancorp

75.910

-0.500-0.65%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
7 / 400
Overall Ranking
83 / 4720
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 6 analysts
Buy
Current Rating
77.667
Target Price
+1.64%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
Ameris Bancorp is a financial holding company, through its subsidiary, Ameris Bank (the Bank) provides a range of banking services to its retail and commercial customers in 164 locations in Georgia, Alabama, Florida, North Carolina and South Carolina. Its segments include the Banking Division, which provides full service financial services, including commercial loans, consumer loans and deposit accounts; the Retail Mortgage Division, which is engaged in origination, sales and servicing of one-to-four family residential mortgage loans; the Warehouse Lending Division is engaged in the origination and servicing of warehouse lines to other businesses are secured by underlying one-to-four family residential mortgage loans and residential mortgage servicing rights; the SBA Division is engaged in the origination, sales and servicing of small business administration loans, and the Premium Finance Division engaged in the origination and servicing of commercial insurance premium finance loans.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 12.61%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 12.61%.
Overvalued
The company’s latest PB is 1.33, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 69.13M shares, decreasing 2.73% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 7.34M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 8.62, which is higher than the Banking Services industry's average of 7.06. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 276.89M, representing a year-over-year increase of 4.33%, while its net profit experienced a year-over-year increase of 20.98%.

Score

Industry at a Glance

Previous score
8.62
Change
0

Financials

9.12

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

7.23

Operational Efficiency

7.24

Growth Potential

10.00

Shareholder Returns

9.50

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 13.42, which is -9.42% below the recent high of 12.16 and 27.29% above the recent low of 9.76.

Score

Industry at a Glance

Previous score
1.20
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 7/400
No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.39. The average price target for Ameris Bancorp is 79.00, with a high of 81.00 and a low of 73.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 6 analysts
Buy
Current Rating
77.667
Target Price
+1.64%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Ameris Bancorp
ABCB
6
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
25
US Bancorp
USB
25
Regions Financial Corp
RF
24
1
2
3
...
61

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 9.47, which is higher than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 78.99 and the support level at 71.42, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.47
Change
-0.15

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(2)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.024
Buy
RSI(14)
66.735
Neutral
STOCH(KDJ)(9,3,3)
75.844
Buy
ATR(14)
1.478
High Vlolatility
CCI(14)
168.432
Buy
Williams %R
14.549
Overbought
TRIX(12,20)
0.297
Sell
StochRSI(14)
65.683
Neutral
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
74.848
Buy
MA10
74.415
Buy
MA20
73.787
Buy
MA50
70.252
Buy
MA100
66.365
Buy
MA200
63.893
Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 100.32%, representing a quarter-over-quarter increase of 0.36%. The largest institutional shareholder is The Vanguard, holding a total of 7.34M shares, representing 10.70% of shares outstanding, with 0.35% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
9.21M
+0.19%
The Vanguard Group, Inc.
Star Investors
7.41M
-0.17%
Dimensional Fund Advisors, L.P.
4.28M
-0.91%
Wellington Management Company, LLP
3.24M
-4.44%
State Street Global Advisors (US)
3.35M
-7.90%
Independent Advisor Alliance, LLC
2.49M
+0.00%
Miller (James B Jr)
2.08M
+0.07%
American Century Investment Management, Inc.
1.88M
+36.22%
North Reef Capital Management LP
2.51M
-0.85%
Geode Capital Management, L.L.C.
1.56M
+4.59%
1
2

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 5.25, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.96. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
5.25
Change
0
Beta vs S&P 500 index
0.96
VaR
+3.14%
240-Day Maximum Drawdown
+29.96%
240-Day Volatility
+32.15%
Return
Best Daily Return
60 days
+5.33%
120 days
+8.31%
5 years
+13.70%
Worst Daily Return
60 days
-3.76%
120 days
-9.90%
5 years
-12.51%
Sharpe Ratio
60 days
+3.40
120 days
+1.84
5 years
+0.67
Risk Assessment
Maximum Drawdown
240 days
+29.96%
3 years
+46.02%
5 years
+50.41%
Return-to-Drawdown Ratio
240 days
+0.91
3 years
+0.37
5 years
+0.43
Skewness
240 days
+0.86
3 years
+0.30
5 years
+0.20
Volatility
Realised Volatility
240 days
+32.15%
5 years
+37.31%
Standardised True Range
240 days
+2.17%
5 years
+2.04%
Downside Risk-Adjusted Return
120 days
+236.40%
240 days
+236.40%
Maximum Daily Upside Volatility
60 days
+20.52%
Maximum Daily Downside Volatility
60 days
+14.35%
Liquidity
Average Turnover Rate
60 days
+0.59%
120 days
+0.63%
5 years
--
Turnover Deviation
20 days
+6.27%
60 days
+3.65%
120 days
+11.48%

Peer Comparison

Banking Services
Ameris Bancorp
Ameris Bancorp
ABCB
7.32 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.58 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
7.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
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